PINNACLE FINANCIAL PARTNERS INC

PNFPP

PINNACLE FINANCIAL PARTNERS INC

PNFPP

Insider Sentiment (TTM):

Last Purchase:2025-10-20Last Sale:2025-11-26Shares Purchased (TTM):5,000Shares Sold (TTM):6,775

Institutional Sentiment:

As of:2025-12-31Institutional Shares Owned:62,924,989Shares Outstanding:76,904,045Institutional Ownership Pct.:81.82%

Earnings Market Reaction:

Filing Date:2025-11-04Price on Filing Date:N/APrevious Close:N/A% Change:N/A

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Financial Statements

10‑Q10‑K

Values in Millions ($)	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31
Assets
Cash And Due From Banks	295	371	339	320	277	219	176	229	280	447	209	269
Restricted Cash Current	129	113	114	94	194	51	58	87	17	23	13	31
Interest Bearing Deposits In Banks	2,842	2,507	3,426	3,022	2,363	2,108	2,472	1,915	2,855	3,363	2,597	877
Federal Funds Sold	-	-	-	-	-	-	-	-	-	0	0	0
Cash Cash Equivalents And Federal Funds Sold	3,266	2,990	3,879	3,436	2,833	2,378	2,706	2,230	3,152	3,833	2,819	1,177
Securities Purchased Under Agreements To Resell	83	93	81	66	66	72	554	558	500	507	510	513
Available For Sale Securities Debt Securities	6,412	6,379	5,950	5,582	5,391	4,909	4,379	4,318	3,864	3,591	3,825	3,559
Loans Receivable Held For Sale Net Not Part Of Dis…	163	201	143	176	179	187	105	104	119	86	59	42
Loans Receivable Held For Sale Amount	12	10	12	20	9	16	6	9	21	23	23	21
Loans And Leases Receivable Net Of Deferred Income	-	-	-	-	34,308	33,769	33,163	32,676	31,943	31,153	30,298	29,042
Loans And Leases Receivable Allowance	-	-	-	-	-392	-382	-371	-353	-346	-337	-314	-301
Loans And Leases Receivable Net Reported Amount	-	-	-	-	33,917	33,388	32,792	32,323	31,597	30,816	29,984	28,741
Property Plant And Equipment Net	338	321	323	311	295	283	266	257	253	245	355	328
Equity Method Investments	389	381	432	437	425	433	458	445	481	462	438	443
Interest Receivable	219	219	221	214	226	220	220	217	177	165	144	161
Goodwill	1,849	1,849	1,849	1,849	1,847	1,847	1,847	1,847	1,847	1,847	1,847	1,847
Intangible Assets Net Excluding Goodwill	18	20	20	21	23	24	26	27	29	31	33	35
Real Estate Acquired Through Foreclosure	5	5	4	1	1	3	3	4	3	3	8	8
Other Assets	3,067	2,962	2,853	2,605	2,588	2,634	2,541	2,613	2,463	2,236	2,021	2,015
Assets	55,964	54,801	54,255	52,589	50,702	49,367	48,894	47,960	47,524	46,876	45,120	41,970
Liabilities And Stockhold…
Deposits
Noninterest Bearing Deposit Liabilities Domestic	8,953	8,641	8,507	8,170	8,229	7,933	7,959	7,907	8,324	8,437	9,018	9,813
Interest Bearing Deposit Liabilities Domestic	15,032	14,301	14,802	14,125	12,616	12,601	12,178	11,365	10,852	10,433	8,944	7,885
Deposits Savings Deposits	17,098	17,117	16,914	16,197	15,188	14,437	14,762	14,427	14,306	13,646	14,137	13,775
Time Deposits	4,645	4,940	4,256	4,350	4,921	4,799	4,503	4,841	4,813	5,207	4,079	3,489
Deposits Domestic	45,727	44,999	44,479	42,843	40,955	39,770	39,402	38,540	38,296	37,723	36,179	34,961
Securities Sold Under Agreements To Repurchase	326	258	264	230	210	221	201	209	196	164	150	195
Advances From Federal Home Loan Banks	1,777	1,775	1,886	1,874	2,146	2,111	2,116	2,138	2,111	2,201	2,167	464
Subordinated Debt	426	426	426	426	426	425	425	425	425	424	424	424
Interest Payable Current And Noncurrent	48	49	51	56	59	59	58	67	67	54	32	19
Other Liabilities	803	656	605	729	562	606	587	545	592	467	485	387
Liabilities	49,107	48,164	47,712	46,158	44,358	43,192	42,790	41,924	41,686	41,032	39,435	36,451
Stockholders Equity
Preferred Stock Value Outstanding	217	217	217	217	217	217	217	217	217	217	217	217
Common Stock Value Outstanding	78	78	78	77	77	77	77	77	77	77	77	76
Additional Paid In Capital	3,141	3,131	3,121	3,130	3,121	3,111	3,101	3,109	3,098	3,088	3,079	3,075
Retained Earnings Accumulated Deficit	3,580	3,429	3,294	3,176	3,046	2,920	2,888	2,785	2,746	2,634	2,458	2,342
Accumulated Other Comprehensive Income Loss Net Of…	-160	-218	-166	-168	-117	-151	-179	-153	-300	-172	-147	-191
Stockholders Equity	6,856	6,637	6,543	6,432	6,344	6,175	6,104	6,036	5,838	5,844	5,684	5,519
Liabilities And Stockholders Equity	55,964	54,801	54,255	52,589	50,702	49,367	48,894	47,960	47,524	46,876	45,120	41,970
Notes Receivable Net	37,498	36,683	35,719	35,071	-	-	-	32,323	-	-	-	-
Financing Receivable Allowance For Credit Losses	-434	-422	-417	414	-392	-382	-371	353	-	-	-	-
Notes Receivable Gross	37,933	37,105	36,137	35,486	-	-	-	32,676	-	-	-	-
Held To Maturity Securities Fair Value	2,432	2,404	2,505	2,560	2,714	2,720	2,733	2,775	2,581	2,746	2,789	2,745
Debt Securities Held To Maturity Allowance For Cre…	-2	-2	-2	-2	-2	-2	-2	-2	-2	-2	-2	-2
Preferred Stock No Par Value	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Authorized	10	10	10	10	10	10	10	10	10	10	10	10
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Liquidation Preference	0	0	0	-	0	0	0	-	0	0	0	-
Common Stock Par Or Stated Value Per Share	1	1	1	1	1	1	1	1	1	1	1	1
Common Stock Shares Authorized	180	180	180	180	180	180	180	180	180	180	180	180
Common Stock Shares Issued	78	78	78	77	77	77	77	77	77	77	77	76
Shares Outstanding	78	78	78	77	77	77	77	77	77	77	77	76

Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables

Start free trial

Custom Table

10‑Q10‑K

0/5

Search a metric to start building a table

Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals

Start free trial

Interactive Financial Visualizations

10‑Q10‑K

Stock Price:

OnOff

Transformations:

0/1

Search a metric to start building a visual

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2025	0.69%	3.80%	-13.25%	10.78%	9.39%	0.57%	1.41%	1.84%	3.03%	-	-	-
2024	-4.87%	-4.24%	17.05%	17.00%	13.60%	18.40%	1.88%	0.47%	1.55%	-5.85%	-15.51%	-0.84%
2023	1.11%	9.18%	41.23%	-12.46%	-12.28%	-17.38%	3.66%	25.66%	24.73%	-0.31%	-4.32%	0.21%
2022	-	-	-	-	-	-	-	-	-	-26.78%	-26.08%	-33.17%
Earnings Market Reaction data beyond 3 years is for subscribers only. Unlock the full earnings market reaction history Start 7-day free trial

Subscribe to unlock 17+ years of financial data and 90+ calculated metrics

Start 7-day free trial

Subscribe to unlock 17+ years of data and 90+ calculated metrics

Start free trial

Performance and Valuation Metrics

Rows marked with a lock icon are subscribers only — subscribe to unlock 90+ calculated metrics and 17+ years of history.

Metrics	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31
Leverage & Debt
Interest Coverage TTM	-0.51	-0.51	-0.11	0.38	0.87	1.40	1.57	1.65	1.83	2.16	2.65	3.79
Efficiency & Turnover
Days Sales Outstanding TTM	-	-	-	-	4,497.32	4,522.30	4,586.63	4,735.42	4,987.28	5,451.03	6,103.17	6,892.82
Receivables Turnover TTM	-	-	-	-	0.08	0.08	0.08	0.08	0.07	0.07	0.06	0.05
Per Share Metrics
Diluted EPS TTM	7.87	7.53	6.19	5.96	5.46	5.33	7.23	7.33	7.69	7.91	7.23	7.17
Free Cash Flow Per Share TTM	11.87	8.24	5.84	8.77	3.94	4.08	1.73	3.64	3.99	6.21	9.60	5.90
Dividend Per Share TTM	2.31	2.29	2.27	2.26	2.25	2.25	2.25	2.26	2.25	2.25	2.25	2.25
Margin Metrics
Gross Profit Margin TTM	54.35%	53.22%	51.99%	50.61%	32.55%	32.08%	32.60%	34.35%	58.54%	65.79%	74.14%	82.19%
Operating Profit Margin TTM	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Profit Margin TTM	21.97%	21.21%	17.54%	17.04%	15.75%	15.77%	22.12%	23.89%	27.13%	31.62%	33.92%	39.71%
Growth Metrics
Net Revenue Growth (1Y)	4.14%	5.84%	8.73%	14.65%	23.09%	36.06%	54.06%	71.29%	82.73%	77.79%	56.21%	33.23%
Net Income Growth (1Y)	45.22%	42.41%	-13.81%	-18.20%	-28.54%	-32.15%	0.49%	3.04%	4.61%	10.61%	3.56%	3.46%
EPS Growth (1Y)	44.50%	41.69%	-14.31%	-18.67%	-28.99%	-32.58%	0.02%	2.66%	4.22%	10.20%	3.20%	3.09%
Calculated Values
Free Cash Flow TTM	912.81M	633.49M	447.70M	670.71M	301.83M	312.41M	132.02M	276.41M	303.12M	472.12M	728.78M	446.47M
Net Debt	-3.27B	-2.99B	-3.88B	-3.44B	-2.83B	-2.38B	-2.71B	-2.23B	-3.15B	-3.83B	-2.82B	-1.18B
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Insider Transactions

2025-11-26Sale

Owner: Mccabe, Robert A Jr

Title: CHAIRMAN

Shares: 6,775

Price/Share: $93.00

Value: $630,075.00

Shares Owned: 202,505

Relationship: Director,Officer

Ownership: Direct

2025-10-20Purchase

Owner: Thompson, G Kennedy

Title: -

Shares: 5,000

Price/Share: $87.63

Value: $438,150.00

Shares Owned: 33,372

Relationship: Director

Ownership: Direct

2025-08-15Purchase

Owner: Burns, Gregory L

Title: -

Shares: 652

Price/Share: $92.50

Value: $60,310.00

Shares Owned: 21,384

Relationship: Director

Ownership: Direct

2025-08-07Purchase

Owner: Ingram, David B

Title: -

Shares: 22,000

Price/Share: $90.09

Value: $1,981,980.00

Shares Owned: 63,692

Relationship: Director

Ownership: Direct

2025-08-01Purchase

Owner: Farnsworth, Thomas C Iii

Title: -

Shares: 1,000

Price/Share: $84.94

Value: $84,940.00

Shares Owned: 28,277

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2025-11-26	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	6,775	93.00	$630,075.00	202,505	4
2025-10-20	Thompson, G Kennedy	Director	-	Direct	Purchase	5,000	87.63	$438,150.00	33,372	4
2025-08-15	Burns, Gregory L	Director	-	Direct	Purchase	652	92.50	$60,310.00	21,384	4
2025-08-07	Ingram, David B	Director	-	Direct	Purchase	22,000	90.09	$1,981,980.00	63,692	4
2025-08-01	Farnsworth, Thomas C Iii	Director	-	Direct	Purchase	1,000	84.94	$84,940.00	28,277	4
2025-08-01	Thompson, G Kennedy	Director	-	Direct	Purchase	10,000	85.65	$856,500.00	28,372	4
2025-07-31	Carpenter, Harold R	Officer	EVP & CFO	Direct	Purchase	1,000	89.73	$89,730.00	105,050	4
2025-07-30	Burns, Gregory L	Director	-	Indirect	Purchase	174	91.43	$15,908.82	174	4
2025-05-07	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	50,589	105.29	$5,326,515.81	209,280	4
2025-03-14	Glover, Glenda Baskin	Director	-	Direct	Sale	3,000	101.55	$304,650.00	9,943	4
2025-03-12	Turner, M Terry	Director,Officer	CEO	Direct	Sale	2,000	100.63	$201,260.00	254,552	4
2025-03-11	Sumerlin, Charissa D	Officer	EVP and Chief Credit Officer	Direct	Sale	41	99.42	$4,076.22	2,219	4
2025-02-26	Turner, M Terry	Director,Officer	CEO	Direct	Sale	10,000	113.14	$1,131,400.00	234,975	4
2025-02-25	Callicutt, Richard D Ii	Director,Officer	Chairman-Carolinas & Virginia	Direct	Sale	6,110	113.02	$690,552.20	92,697	4
2025-02-24	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Indirect	Sale	40,000	114.39	$4,575,600.00	83,000	4
2025-02-06	Ingram, David B	Director	-	Direct	Sale	40,000	126.50	$5,060,000.00	40,991	4
2025-01-31	Ingram, David B	Director	-	Direct	Sale	1,265	126.00	$159,390.00	80,991	4
2024-12-09	Carpenter, Harold R	Officer	EVP & CFO	Direct	Sale	3,051	125.57	$383,114.07	60,805	4
2024-12-09	Ingram, David B	Director	-	Indirect	Sale	3,610	126.07	$455,112.70	139,489	4
2024-12-06	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Indirect	Sale	50,000	124.28	$6,214,000.00	123,000	4
2024-12-06	Callicutt, Richard D Ii	Director,Officer	Chairman-Carolinas & Virginia	Indirect	Sale	4,913	125.66	$617,367.58	0	4
2024-05-09	Burns, Gregory L	Director	-	Direct	Sale	1,500	83.00	$124,500.00	20,091	4
2024-04-26	Callicutt, Richard D Ii	Director,Officer	Chairman-Carolinas & Virginia	Direct	Sale	13,923	81.88	$1,140,015.24	83,303	4
2024-04-25	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	115,249	81.74	$9,420,453.26	153,062	4
2024-04-25	Turner, M Terry	Director,Officer	CEO	Direct	Sale	72,000	81.28	$5,852,160.00	222,790	4
2024-03-12	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	22,857	82.22	$1,879,302.54	268,311	4
2024-03-12	Carpenter, Harold R	Officer	EVP & CFO	Direct	Sale	6,306	82.22	$518,479.32	63,856	4
2024-03-12	Callicutt, Richard D Ii	Director,Officer	Chairman-Carolinas & Virginia	Direct	Sale	11,030	82.22	$906,886.60	97,226	4
2024-03-12	White, J. Harvey	Officer	Chief Credit Officer	Direct	Sale	145	82.22	$11,921.90	47,308	4
2024-03-12	Turner, M Terry	Director,Officer	CEO	Direct	Sale	24,057	82.22	$1,977,966.54	294,790	4
2024-03-01	Callicutt, Richard D Ii	Director,Officer	Chairman-Carolinas & Virginia	Direct	Sale	18,976	80.41	$1,525,860.16	83,303	4
2024-01-23	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	6,331	87.43	$553,519.33	202,699	4
2023-12-14	Carpenter, Harold R	Officer	EVP & CFO	Direct	Sale	2,431	87.72	$213,247.32	45,716	4
2023-12-12	Brock, Charles E	Director	-	Direct	Sale	2,000	80.91	$161,820.00	34,293	4
2023-12-08	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	100,000	82.96	$8,296,000.00	202,071	4
2023-03-01	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	24,168	73.68	$1,780,698.24	302,071	4
2023-02-08	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	3	82.26	$246.78	306,249	4
2023-02-06	Mccabe, Robert A Jr	Director,Officer	CHAIRMAN	Direct	Sale	5,680	81.22	$461,329.60	306,252	4
2023-02-03	Burns, Gregory L	Director	-	Direct	Sale	3,000	82.00	$246,000.00	19,518	4
2023-01-20	Galante, Joseph C	Director	-	Direct	Purchase	1,000	72.26	$72,260.00	22,508	4
Additional insider transactions are for subscribers only. Unlock the complete Form 4 filing history Start 7-day free trial

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Institutional Ownership

No data available for chart

2025-12-31

81.82%

Inst. Shares: 62,924,989

Shares Outstanding: 76,904,045

2025-09-30

78.43%

Inst. Shares: 60,314,681

Shares Outstanding: 76,904,045

2025-06-30

77.31%

Inst. Shares: 59,443,788

Shares Outstanding: 76,891,035

2025-03-31

77.12%

Inst. Shares: 59,174,123

Shares Outstanding: 76,726,545

2024-12-31

81.32%

Inst. Shares: 62,180,673

Shares Outstanding: 76,460,926

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2025-12-31	62,924,989	76,904,045	81.82%
2025-09-30	60,314,681	76,904,045	78.43%
2025-06-30	59,443,788	76,891,035	77.31%
2025-03-31	59,174,123	76,726,545	77.12%
2024-12-31	62,180,673	76,460,926	81.32%
2024-09-30	59,434,152	76,520,599	77.67%
2024-06-30	59,274,154	76,506,121	77.48%
2024-03-31	59,253,992	76,278,453	77.68%
2023-12-31	59,695,053	76,016,370	78.53%
2023-09-30	56,267,942	76,044,182	73.99%
2023-06-30	55,270,321	76,030,081	72.70%
2023-03-31	51,328,870	75,921,282	67.61%
Additional institutional holders are for subscribers only. Unlock the complete Form 13F ownership history Start 7-day free trial

PINNACLE FINANCIAL PARTNERS INC (PNFPP) — SEC Financial Statements & Analysis

PINNACLE FINANCIAL PARTNERS INC (PNFPP) is a national commercial banks company, incorporated in TN. PINNACLE FINANCIAL PARTNERS INC trades on Nasdaq as: PNFPP. Based on its latest SEC filing (Form 10-Q, period ending 2025-09-30), PINNACLE FINANCIAL PARTNERS INC reported a 4.14% year-over-year revenue growth, a Gross Profit Margin of 54.35% (TTM). Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 4.14%
Gross Profit Margin TTM: 54.35%

Data as of 2025-09-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is PINNACLE FINANCIAL PARTNERS INC in?

PINNACLE FINANCIAL PARTNERS INC (PNFPP) operates in the National Commercial Banks industry.

What exchange does PNFPP trade on?

PINNACLE FINANCIAL PARTNERS INC (PNFPP) trades on the Nasdaq.

Where is PINNACLE FINANCIAL PARTNERS INC incorporated?

PINNACLE FINANCIAL PARTNERS INC is incorporated in TN.