PRAA

PRA GROUP INC
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Company Information

Company Name
PRA GROUP INC
CIK
CIK0001185348
Category
Large accelerated filer
Ticker: Exchange
PRAA: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6153
SIC Description
Short-Term Business Credit Institutions
Ticker
PRAA

SEC filing data through

Insider Sentiment

Last purchase
2025-11-06
Last sale
2024-04-15
Shares purchased (TTM)
38,230
Shares sold (TTM)
0
Buy ratio (TTM)100.0%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
32,300,018
Shares outstanding
38,104,000
Ownership
84.77%
-1.79% Y/Y

Earnings Market Reaction

Filing date
2026-08-07
Price on filing date
—
1-month reaction
-3.28%
3-month reaction
…
Drift continued4/11 (36%)
Faded / reversed7/11 (64%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Assets
Cash And Cash Equivalents At Carrying Value132125104107132129106141119108113105
Investments14514367656770666160597275
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net-----------3,461
Notes And Loans Receivable Net Current4,7174,6374,6884,5724,5634,3084,1414,0643,8203,6503,657-
Income Taxes Receivable211618172423203335322839
Deferred Income Tax Assets Net657177949280758876797555
Operating Lease Right Of Use Asset282929282627324142444647
Property Plant And Equipment Net222525252627293233343639
Goodwill27272727439421396423416412432413
Prepaid Expense And Other Assets--69---65-----
Other Assets81135-636662655261646897
Assets5,2395,2075,1034,9995,4355,1484,9314,9364,6624,4824,5254,330
Liabilities
Accounts Payable Current And Noncurrent-------8101166
Accrued Liabilities Current And Noncurrent-------10911499132106
Accounts Payable And Accrued Liabilities Current And Noncurrent129100132116124103141---138-
Accrued Income Taxes363030493829292824241816
Operating Lease Liability313232312931364547495052
Interest Bearing Deposit Liabilities10079106140169188163129115113116101
Debt Longterm And Shortterm Combined Amount3,7593,7793,6973,6073,6143,4663,3273,2963,1142,9532,9142,832
Other Liabilities Current389949554231242017213313
Liabilities4,1264,1384,0634,0154,0383,8683,7383,6543,4593,2863,2863,140
Stockholders Equity
Preferred Stock Value000000000000
Common Stock Value Outstanding000000000000
Additional Paid In Capital Common Stock0311181420181512974
Retained Earnings Accumulated Deficit1,3391,2831,2551,1981,6061,5641,5601,5421,5151,4931,4901,498
Accumulated Other Comprehensive Income Loss Net Of Tax-294-285-287-288-284-365-443-339-382-373-330-387
Stockholders Equity1,0451,0029809841,3971,2811,1941,2191,2031,1291,1671,190
Minority Interest676660556061596358677274
Liabilities And Stockholders Equity5,2395,2075,1034,9995,4355,1484,9314,9364,6624,4824,5254,330
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized222222222222
Preferred Stock Shares Issued000000000000
Preferred Stock Shares Outstanding000000000000
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized100100100100100100100100100100100100
Common Stock Shares Issued383838393940403939393939
Shares Outstanding383838393940403939393939

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PRA GROUP INC (PRAA) — SEC Financial Statements & Analysis

PRA GROUP INC (PRAA) is a short-term business credit institutions company, incorporated in DE. PRA GROUP INC trades on Nasdaq as: PRAA. PRA GROUP INC (PRAA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, PRA GROUP INC carries a market cap of $723.59M, a P/E ratio of -2.87x, a P/B ratio of 0.69x, a P/S ratio of 0.54x, an enterprise value of $587.92M, and an EV/EBITDA multiple of 8.83x. On profitability, it posts a gross margin of 78.31%, an operating margin of 5.00%, a net margin of -18.91%, a Return on Equity (ROE) of -20.62%, a Return on Assets (ROA) of -1.21%, and a Return on Invested Capital (ROIC) of 5.99%. Per share, it reports EPS of $-6.61, diluted EPS of $-6.57, free cash flow per share of $-0.99, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 17.60% year-over-year, net income growth of -318.85% year-over-year, and EPS growth of -325.85% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 0.35x, free cash flow of $-37.85M (TTM), and net debt of $-135.68M. Figures sourced from SEC EDGAR.

Market Cap
$723.59M
P/E TTM
-2.87x
EPS TTM
$-6.61
P/B TTM
0.69x
ROE TTM
-20.62%
ROA TTM
-1.21%
Free Cash Flow TTM
$-37.85M
Net Revenue TTM Growth 1Y
17.60%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is PRA GROUP INC in?

PRA GROUP INC (PRAA) operates in the Short-Term Business Credit Institutions industry.

What exchange does PRAA trade on?

PRA GROUP INC (PRAA) trades on the Nasdaq.

Where is PRA GROUP INC incorporated?

PRA GROUP INC is incorporated in DE.

When was PRA GROUP INC (PRAA)'s most recent SEC filing?

PRA GROUP INC (PRAA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.

What is PRAA's market cap?

PRA GROUP INC (PRAA) has a market capitalization of $723.59M as of 2026-06-30.

What is PRAA's EPS (earnings per share)?

PRA GROUP INC (PRAA)'s trailing twelve month EPS is $-6.61 as of 2026-06-30.

What is PRAA's ROE (return on equity)?

PRA GROUP INC (PRAA)'s trailing twelve month Return on Equity (ROE) is -20.62% as of 2026-06-30.

What is PRAA's ROA (return on assets)?

PRA GROUP INC (PRAA)'s trailing twelve month Return on Assets (ROA) is -1.21% as of 2023-09-30.

What is PRAA's ROIC (return on invested capital)?

PRA GROUP INC (PRAA)'s trailing twelve month Return on Invested Capital (ROIC) is 5.99% as of 2026-06-30.

What is PRAA's EV/EBITDA?

PRA GROUP INC (PRAA)'s trailing twelve month EV/EBITDA is 8.83x as of 2026-06-30.

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