PRA GROUP INC

PRAA

PRA GROUP INC

PRAA

Insider Sentiment (TTM):

Last Purchase:2025-11-06Last Sale:2024-04-15Shares Purchased (TTM):15,000Shares Sold (TTM):0

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:33,217,118Shares Outstanding:38,368,000Institutional Ownership Pct.:86.58%

Earnings Market Reaction:

Filing Date:2026-08-07Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Cash And Cash Equivalents At Carrying Value	132	125	104	107	132	129	106	141	119	108	113	105
Investments	145	143	67	65	67	70	66	61	60	59	72	75
Certain Loans Acquired In Transfer Not Accounted F…	-	-	-	-	-	-	-	-	-	-	-	3,461
Notes And Loans Receivable Net Current	4,717	4,637	4,688	4,572	4,563	4,308	4,141	4,064	3,820	3,650	3,657	-
Income Taxes Receivable	21	16	18	17	24	23	20	33	35	32	28	39
Deferred Income Tax Assets Net	65	71	77	94	92	80	75	88	76	79	75	55
Operating Lease Right Of Use Asset	28	29	29	28	26	27	32	41	42	44	46	47
Property Plant And Equipment Net	22	25	25	25	26	27	29	32	33	34	36	39
Goodwill	27	27	27	27	439	421	396	423	416	412	432	413
Prepaid Expense And Other Assets	-	-	69	-	-	-	65	-	-	-	-	-
Other Assets	81	135	-	63	66	62	65	52	61	64	68	97
Assets	5,239	5,207	5,103	4,999	5,435	5,148	4,931	4,936	4,662	4,482	4,525	4,330
Liabilities And Stockhold…
Liabilities
Accounts Payable Current And Noncurrent	-	-	-	-	-	-	-	8	10	11	6	6
Accrued Liabilities Current And Noncurrent	-	-	-	-	-	-	-	109	114	99	132	106
Accounts Payable And Accrued Liabilities Current A…	129	100	132	116	124	103	141	-	-	-	138	-
Accrued Income Taxes	36	30	30	49	38	29	29	28	24	24	18	16
Operating Lease Liability	31	32	32	31	29	31	36	45	47	49	50	52
Interest Bearing Deposit Liabilities	100	79	106	140	169	188	163	129	115	113	116	101
Debt Longterm And Shortterm Combined Amount	3,759	3,779	3,697	3,607	3,614	3,466	3,327	3,296	3,114	2,953	2,914	2,832
Other Liabilities Current	38	99	49	55	42	31	24	20	17	21	33	13
Liabilities	4,126	4,138	4,063	4,015	4,038	3,868	3,738	3,654	3,459	3,286	3,286	3,140
Stockholders Equity
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Value Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital Common Stock	0	3	11	18	14	20	18	15	12	9	7	4
Retained Earnings Accumulated Deficit	1,339	1,283	1,255	1,198	1,606	1,564	1,560	1,542	1,515	1,493	1,490	1,498
Accumulated Other Comprehensive Income Loss Net Of…	-294	-285	-287	-288	-284	-365	-443	-339	-382	-373	-330	-387
Stockholders Equity	1,045	1,002	980	928	1,397	1,281	1,194	1,282	1,203	1,129	1,167	1,116
Minority Interest	67	66	60	55	60	61	59	63	58	67	72	74
Liabilities And Stockholders Equity	5,239	5,207	5,103	4,999	5,435	5,148	4,931	4,936	4,662	4,482	4,525	4,330
Preferred Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Preferred Stock Shares Authorized	2	2	2	2	2	2	2	2	2	2	2	2
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	100	100	100	100	100	100	100	100	100	100	100	100
Common Stock Shares Issued	38	38	38	39	39	40	40	39	39	39	39	39
Shares Outstanding	38	38	38	39	39	40	40	39	39	39	39	39

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10‑Q10‑K

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Interactive Financial Visualizations

10‑Q10‑K

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-20.44%	-1.30%	-11.47%	-	-	-	-	-	-	-	-	-
2025	5.58%	12.28%	17.19%	9.34%	2.62%	-5.57%	12.00%	14.62%	-16.13%	0.60%	26.27%	-12.60%
2024	-14.74%	-22.32%	0.91%	5.52%	2.49%	-14.75%	-12.32%	-15.38%	-10.17%	-2.58%	-18.65%	-25.92%
2023	-	-	-	-9.04%	-11.35%	-41.95%	16.46%	55.12%	42.69%	-1.17%	-4.66%	-2.35%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	0.35	-0.01	-0.16	-0.33	1.86	1.96	2.01	1.33	1.17	1.02	0.55	0.69
Efficiency & Turnover
Asset Turnover TTM	-	-	-	-	-	-	-	-	-	-	-	0.31
Per Share Metrics
Diluted EPS TTM	-6.57	-6.94	-7.40	-8.49	2.62	2.16	2.24	1.17	0.27	-0.33	-2.13	-1.19
Free Cash Flow Per Share TTM	-0.99	-0.35	-2.31	-0.95	-1.58	-1.99	-2.50	-3.05	-3.12	-3.21	-2.56	-2.50
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	78.31%	76.41%	75.32%	74.33%	73.49%	73.54%	73.18%	71.71%	70.50%	68.98%	64.02%	77.78%
Operating Profit Margin TTM	5.00%	-0.13%	-2.52%	-5.31%	30.37%	30.83%	30.48%	27.92%	24.98%	22.22%	12.52%	8.83%
Net Profit Margin TTM	-18.91%	-21.44%	-24.13%	-28.55%	9.11%	7.61%	7.95%	4.43%	1.11%	-1.45%	-10.40%	-3.61%
Growth Metrics
Net Revenue Growth (1Y)	17.60%	10.47%	7.83%	11.41%	15.79%	25.02%	38.87%	-19.45%	-9.82%	2.41%	-16.96%	-549.89%
Net Income Growth (1Y)	-344.05%	-411.19%	-427.38%	-818.55%	849.85%	-755.85%	-206.10%	-198.73%	-195.05%	-154.79%	-171.26%	-137.55%
EPS Growth (1Y)	-351.86%	-420.77%	-429.13%	-824.86%	850.84%	-751.29%	-205.55%	-198.28%	-194.63%	-154.45%	-172.10%	-137.34%
Valuation Metrics
P/E TTM	-2.87	-2.51	-2.39	-1.82	5.62	9.50	9.29	19.09	71.27	-78.22	-12.30	-16.12
P/B TTM	0.69	0.67	0.67	0.65	0.42	0.64	0.69	0.69	0.64	0.91	0.83	0.68
P/S TTM	0.54	0.54	0.58	0.52	0.51	0.72	0.74	0.85	0.79	1.13	1.28	0.58
Market Cap	723.59M	671.44M	692.97M	603.36M	580.01M	815.50M	822.69M	881.45M	773.90M	1.02B	1.03B	753.84M
Enterprise Value	587.92M	485.14M	982.33M	492.54M	444.70M	685.19M	1.11B	739.02M	653.98M	914.68M	1.21B	635.42M
Calculated Values
Free Cash Flow TTM	-37.85M	-13.36M	-90.36M	-37.25M	-61.99M	-78.63M	-98.64M	-120.25M	-122.81M	-125.99M	-100.42M	-98.13M
Net Debt	-135.68M	-186.30M	289.36M	-110.83M	-135.32M	-130.31M	292.06M	-142.43M	-119.92M	-109.59M	184.31M	-118.42M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2025-11-06Purchase

Owner: Olsen, Geir

Title: -

Shares: 15,000

Price/Share: $14.15

Value: $212,250.00

Shares Owned: 58,933

Relationship: Director

Ownership: Indirect

2025-05-07Purchase

Owner: Olsen, Geir

Title: -

Shares: 18,230

Price/Share: $13.59

Value: $247,745.70

Shares Owned: 43,933

Relationship: Director

Ownership: Indirect

2025-05-07Purchase

Owner: Paschke, Brett Lee

Title: -

Shares: 5,000

Price/Share: $13.39

Value: $66,950.00

Shares Owned: 30,056

Relationship: Director

Ownership: Direct

2024-08-07Purchase

Owner: Olsen, Geir

Title: -

Shares: 11,750

Price/Share: $21.39

Value: $251,332.50

Shares Owned: 11,750

Relationship: Director

Ownership: Indirect

2024-04-15Sale

Owner: Atal, Vikram A

Title: President and CEO

Shares: 5,830

Price/Share: $24.39

Value: $142,193.70

Shares Owned: 155,625

Relationship: Director,Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2025-11-06	Olsen, Geir	Director	-	Indirect	Purchase	15,000	14.15	$212,250.00	58,933	4
2025-05-07	Olsen, Geir	Director	-	Indirect	Purchase	18,230	13.59	$247,745.70	43,933	4/A
2025-05-07	Paschke, Brett Lee	Director	-	Direct	Purchase	5,000	13.39	$66,950.00	30,056	4/A
2024-08-07	Olsen, Geir	Director	-	Indirect	Purchase	11,750	21.39	$251,332.50	11,750	4
2024-04-15	Atal, Vikram A	Director,Officer	President and CEO	Direct	Sale	5,830	24.39	$142,193.70	155,625	4
2023-08-29	Fredrickson, Steven D	Director,Other	-	Direct	Purchase	26,000	19.31	$502,060.00	139,709	4
2023-06-02	Connelly, Marjorie Mary	Director	-	Direct	Purchase	7,425	20.20	$149,985.00	29,512	4
2023-05-18	Atal, Vikram A	Director,Officer	President and CEO	Indirect	Purchase	40,000	18.88	$755,200.00	20,000	4
2023-05-17	Tabakin, Scott M	Director	-	Direct	Purchase	12,000	19.07	$228,840.00	72,894	4
2023-05-17	Paschke, Brett Lee	Director	-	Indirect	Purchase	7,500	18.91	$141,825.00	12,250	4
2023-02-28	Roberts, Steven C	Officer	EVP, Global Operations Officer	Direct	Sale	3,380	42.00	$141,960.00	49,899	4
2023-02-28	Fredrickson, Steven D	Director,Other	-	Direct	Sale	10,000	42.74	$427,400.00	103,920	4
2023-02-02	Fredrickson, Steven D	Director,Other	-	Direct	Sale	5,000	41.04	$205,200.00	113,920	4
2023-01-31	Fredrickson, Steven D	Director,Other	-	Direct	Sale	1,000	40.00	$40,000.00	118,920	4
2023-01-25	Fredrickson, Steven D	Director,Other	-	Direct	Sale	4,000	40.00	$160,000.00	119,920	4
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Institutional Ownership

No data available for chart

2026-03-31

86.58%

Inst. Shares: 33,217,118

Shares Outstanding: 38,368,000

2025-12-31

85.61%

Inst. Shares: 33,536,251

Shares Outstanding: 39,173,000

2025-09-30

84.83%

Inst. Shares: 33,151,305

Shares Outstanding: 39,078,000

2025-06-30

86.56%

Inst. Shares: 34,038,247

Shares Outstanding: 39,323,000

2025-03-31

89.77%

Inst. Shares: 35,503,326

Shares Outstanding: 39,549,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	33,217,118	38,368,000	86.58%
2025-12-31	33,536,251	39,173,000	85.61%
2025-09-30	33,151,305	39,078,000	84.83%
2025-06-30	34,038,247	39,323,000	86.56%
2025-03-31	35,503,326	39,549,000	89.77%
2024-12-31	35,181,087	39,382,000	89.33%
2024-09-30	33,973,056	39,421,000	86.18%
2024-06-30	33,998,384	39,364,000	86.37%
2024-03-31	33,793,807	39,274,000	86.05%
2023-12-31	34,066,373	39,177,000	86.96%
2023-09-30	32,657,519	39,242,000	83.22%
2023-06-30	33,608,810	39,190,000	85.76%
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PRA GROUP INC (PRAA) — SEC Financial Statements & Analysis

PRA GROUP INC (PRAA) is a short-term business credit institutions company, incorporated in DE. PRA GROUP INC trades on Nasdaq as: PRAA. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), PRA GROUP INC reported a 17.60% year-over-year revenue growth, a Gross Profit Margin of 78.31% (TTM), a Price-to-Sales (P/S) ratio of 0.54x (TTM), a Price-to-Book (P/B) ratio of 0.69x (TTM), at a market cap of $723.59M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 17.60%
Gross Profit Margin TTM: 78.31%
P/S TTM: 0.54x
P/B TTM: 0.69x
Market Cap: $723.59M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is PRA GROUP INC in?

PRA GROUP INC (PRAA) operates in the Short-Term Business Credit Institutions industry.

What is PRAA's market cap?

PRA GROUP INC (PRAA) has a market capitalization of $723.59M as of 2026-06-30.

What exchange does PRAA trade on?

PRA GROUP INC (PRAA) trades on the Nasdaq.

Where is PRA GROUP INC incorporated?

PRA GROUP INC is incorporated in DE.

PRA GROUP INC

Financial Statements

Custom Table

Interactive Financial Visualizations

Earnings Market Reaction

Performance and Valuation Metrics

Insider Transactions

Institutional Ownership

PRA GROUP INC (PRAA) — SEC Financial Statements & Analysis

Frequently Asked Questions

Companies in Short-Term Business Credit Institutions

Wall Street's data.
Main Street's price.

PRA GROUP INC (PRAA) — SEC Financial Statements & Analysis

Frequently Asked Questions

Companies in Short-Term Business Credit Institutions

Wall Street's data.Main Street's price.

Wall Street's data.
Main Street's price.