PROVIDENT FINANCIAL HOLDINGS INC

PROV

PROVIDENT FINANCIAL HOLDINGS INC

PROV

Insider Sentiment (TTM):

Last Purchase:-Last Sale:2026-06-10Shares Purchased (TTM):0Shares Sold (TTM):12,544

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:2,886,344Shares Outstanding:6,367,000,000Institutional Ownership Pct.:0.05%

Earnings Market Reaction:

Filing Date:2026-05-07Price on Filing Date:N/APrevious Close:N/A% Change:N/A

Companies in Savings Institution, Federally Chartered

FCAP FNWD AX EBC TFSL BKU

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Cash And Cash Equivalents At Carrying Value	57	54	49	53	51	46	48	51	52	47	58	66
Debt Securities Held To Maturity Excluding Accrued…	94	99	104	109	114	119	124	130	136	142	148	154
Assets
Assets	1,218	1,228	1,231	1,246	1,260	1,255	1,257	1,272	1,290	1,301	1,313	1,333
Debt Securities Available For Sale Excluding Accru…	1	1	2	2	2	2	2	2	2	2	2	2
Loans And Leases Receivable Net Reported Amount	-	-	-	-	-	-	-	-	-	-	-	1,078
Financing Receivable Excluding Accrued Interest Af…	1,030	1,038	1,042	1,046	1,059	1,054	1,049	1,053	1,066	1,076	1,072	-
Interest Receivable	4	4	4	4	4	4	4	4	4	4	4	4
Federal Home Loan Bank Stock	-	-	-	10	-	-	-	10	10	10	10	10
Property Plant And Equipment Net	10	10	9	9	9	9	10	9	10	10	9	9
Prepaid Expense And Other Assets	12	11	11	12	11	11	10	12	11	12	10	11
Liabilities And Stockhold…
Noninterest Bearing Deposit Liabilities	85	75	79	84	89	85	86	96	92	94	106	103
Interest Bearing Deposit Liabilities	808	797	796	805	812	782	777	793	816	818	825	848
Liabilities
Deposits	893	872	875	889	901	868	864	888	908	912	931	951
Liabilities	1,091	1,100	1,102	1,117	1,131	1,126	1,128	1,142	1,161	1,171	1,184	1,203
Debt And Capital Lease Obligations	184	213	213	213	216	246	250	239	235	243	235	235
Accounts Payable And Accrued Liabilities Current A…	14	15	15	15	14	13	14	15	17	17	18	18
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital Common Stock	100	99	99	99	99	99	99	99	100	100	100	100
Stockholders Equity
Stockholders Equity	127	127	128	129	129	129	130	130	130	130	129	130
Retained Earnings Accumulated Deficit	214	214	213	212	212	211	211	210	209	208	207	207
Treasury Stock Value	-187	-186	-184	-183	-182	-181	-180	-179	-179	-178	-178	-177
Accumulated Other Comprehensive Income Loss Net Of…	0	0	0	0	0	0	0	-0	-0	-0	-0	-0
Liabilities And Stockholders Equity	1,218	1,228	1,231	1,246	1,260	1,255	1,257	1,272	1,290	1,301	1,313	1,333
Asset Pledged As Collateral	-4	89	221	227	63	-5	174	179	-3	0	107	0
Federal Reserve Bank Advances	-1	50	143	143	-48	-13	212	209	-3	0	107	0
Debt Securities Held To Maturity Allowance For Cre…	0	0	0	0	0	0	0	0	0	0	0	0
Financing Receivable Allowance For Credit Loss Exc…	6	6	6	6	7	7	6	7	7	7	8	6
Loans And Leases Receivable Allowance	-	-	-	-	-	-	-	-	-	-	-	6
Loans Receivable Fair Value Disclosure	997	1	1	1	1	1	1	1	1	1	1	1
Debt Securities Available For Sale Amortized Cost …	-	-	-	-	-	-	-	0	0	0	0	0
Federal Home Loan Bank Advances General Debt Oblig…	644	642	733	734	731	779	774	861	873	865	861	968
Equity Securities Fv Ni Current And Noncurrent	1	1	1	1	1	1	1	1	-	-	-	0
Preferred Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Treasury Stock Shares	-	-	-	-	-	-	-	-	-	-	-	11
Preferred Stock Shares Authorized	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	-	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	40,000	40,000	40,000	40,000	40,000	40,000	40,000	40,000	40,000	40,000	40,000	40,000
Common Stock Shares Issued	18,230	18,230	18,230	18,230	18,230	18,230	18,230	18,230	18,230	18,230	18,230	18,230
Shares Outstanding	6,323	6,415	6,511	6,578	6,654	6,706	6,769	6,848	6,896	6,946	7,007	7,043
Treasury Stock Common Shares	12	12	12	12	12	12	11	11	11	11	11	11

Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables

Start free trial

Custom Table

10‑Q10‑K

0/5

Search a metric to start building a table

Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals

Start free trial

Interactive Financial Visualizations

10‑Q10‑K

Stock Price:

OnOff

Transformations:

0/1

Search a metric to start building a visual

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	1.71%	6.75%	8.14%	-0.75%	-0.68%	5.52%	-0.40%	1.07%	1.18%	-	-	-
2025	5.17%	3.16%	2.45%	-2.92%	-8.31%	-7.05%	3.81%	5.83%	4.28%	1.55%	1.16%	0.85%
2024	5.93%	15.55%	35.52%	-0.23%	-5.53%	-8.92%	1.61%	0.01%	4.41%	-0.70%	6.82%	11.71%
2023	-	-	-	-	-	-	-	-	-	2.75%	-3.85%	-10.27%
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

Subscribe to unlock 17+ years of financial data and 50+ calculated metrics

Start 7-day free trial

Subscribe to unlock 17+ years of data and 50+ calculated metrics

Start free trial

Performance and Valuation Metrics

Metrics	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Leverage & Debt
Interest Coverage TTM	-0.75	-0.73	-0.75	-0.75	-0.73	-0.38	0.13	0.71	1.58	1.76	1.97	2.38
Efficiency & Turnover
Days Sales Outstanding TTM	-	-	-	-	-	-	-	-	-	-	-	284,117.15
Receivables Turnover TTM	-	-	-	-	-	-	-	-	-	-	-	0.00
Per Share Metrics
Diluted EPS TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Free Cash Flow Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	-1,792.58%	-1,832.34%	-1,838.09%	-1,802.43%	-1,835.17%	-1,768.70%	-1,709.54%	-1,616.38%	-1,399.42%	-1,168.10%	-889.28%	-594.98%
Operating Profit Margin TTM	845.26%	910.75%	826.60%	797.93%	843.13%	766.00%	909.54%	900.09%	869.13%	958.04%	962.77%	958.02%
Net Profit Margin TTM	572.49%	616.82%	559.41%	562.50%	595.12%	542.28%	643.38%	637.00%	599.50%	662.32%	665.91%	662.96%
Growth Metrics
Net Revenue Growth (1Y)	-3.71%	-6.71%	-7.30%	-3.64%	-7.99%	-5.44%	-6.20%	-10.96%	-9.90%	-9.14%	-6.90%	-0.46%
Net Income Growth (1Y)	-7.37%	6.11%	-19.40%	-14.91%	-8.66%	-22.58%	-9.38%	-14.44%	-22.07%	-6.83%	-2.96%	-5.51%
EPS Growth (1Y)	-2.81%	10.76%	-16.12%	-12.04%	-5.39%	-20.01%	-6.94%	-11.97%	-20.25%	-3.94%	0.58%	-2.06%
Valuation Metrics
P/E TTM	16,695.23	15,316.28	16,693.67	16,068.93	14,166.96	16,361.97	12,307.51	10,980.52	11,814.93	9,963.04	9,998.38	9,438.66
P/B TTM	804.21	792.90	784.94	781.91	723.55	791.20	711.16	621.19	657.41	617.33	639.50	625.33
P/S TTM	95,578.23	94,474.25	93,385.54	90,387.73	84,310.05	88,728.38	79,184.63	69,946.12	70,830.58	65,987.71	66,580.69	62,574.84
Market Cap	101.79B	101.09B	100.76B	100.51B	93.25B	101.77B	92.17B	80.72B	85.14B	80.04B	82.63B	81.10B
Enterprise Value	101.73B	101.03B	100.71B	100.46B	93.20B	101.73B	92.12B	80.67B	85.09B	80.00B	82.57B	81.03B
Calculated Values
Free Cash Flow TTM	7.40M	8.94M	8.22M	8.16M	5.14M	4.43M	3.68M	4.10M	9.42M	13.31M	16.33M	15.58M
Net Debt	-57.13M	-54.37M	-49.41M	-53.09M	-50.92M	-45.54M	-48.19M	-51.38M	-51.73M	-46.88M	-57.98M	-65.85M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Insider Transactions

2026-06-10Sale

Owner: Weiant, David

Title: Senior Vice President

Shares: 2,732

Price/Share: $17.12

Value: $46,771.84

Shares Owned: 6,175

Relationship: Officer

Ownership: Direct

2026-06-08Sale

Owner: Weiant, David

Title: Senior Vice President

Shares: 1,012

Price/Share: $17.00

Value: $17,204.00

Shares Owned: 8,907

Relationship: Officer

Ownership: Direct

2026-06-04Sale

Owner: Weiant, David

Title: Senior Vice President

Shares: 1,000

Price/Share: $17.10

Value: $17,100.00

Shares Owned: 9,919

Relationship: Officer

Ownership: Direct

2026-06-01Sale

Owner: Weiant, David

Title: Senior Vice President

Shares: 3,000

Price/Share: $16.92

Value: $50,760.00

Shares Owned: 10,919

Relationship: Officer

Ownership: Direct

2025-11-12Sale

Owner: Wertz, Gwendolyn

Title: Senior Vice President

Shares: 4,800

Price/Share: $15.64

Value: $75,072.00

Shares Owned: 20,537

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-10	Weiant, David	Officer	Senior Vice President	Direct	Sale	2,732	17.12	$46,771.84	6,175	4
2026-06-08	Weiant, David	Officer	Senior Vice President	Direct	Sale	1,012	17.00	$17,204.00	8,907	4
2026-06-04	Weiant, David	Officer	Senior Vice President	Direct	Sale	1,000	17.10	$17,100.00	9,919	4
2026-06-01	Weiant, David	Officer	Senior Vice President	Direct	Sale	3,000	16.92	$50,760.00	10,919	4
2025-11-12	Wertz, Gwendolyn	Officer	Senior Vice President	Direct	Sale	4,800	15.64	$75,072.00	20,537	4
2025-06-10	Wertz, Gwendolyn	Officer	Senior Vice President	Direct	Sale	1,940	15.40	$29,876.00	25,337	4
2024-10-31	Blunden, Craig G	Director,Other	-	Indirect	Sale	1,059	15.57	$16,488.63	243,642	4
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Institutional Ownership

No data available for chart

2026-03-31

0.05%

Inst. Shares: 2,886,344

Shares Outstanding: 6,367,000,000

2025-12-31

0.04%

Inst. Shares: 2,867,182

Shares Outstanding: 6,462,000,000

2025-09-30

0.04%

Inst. Shares: 2,780,926

Shares Outstanding: 6,566,000,000

2025-06-30

0.04%

Inst. Shares: 2,724,714

Shares Outstanding: 6,716,086,000

2025-03-31

0.04%

Inst. Shares: 2,716,713

Shares Outstanding: 6,680,000,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	2,886,344	6,367,000,000	0.05%
2025-12-31	2,867,182	6,462,000,000	0.04%
2025-09-30	2,780,926	6,566,000,000	0.04%
2025-06-30	2,724,714	6,716,086,000	0.04%
2025-03-31	2,716,713	6,680,000,000	0.04%
2024-12-31	2,738,787	6,745,000,000	0.04%
2024-09-30	2,714,621	6,833,000,000	0.04%
2024-06-30	2,871,771	6,942,918,000	0.04%
2024-03-31	2,641,892	6,919,000,000	0.04%
2023-12-31	2,652,820	6,969,000,000	0.04%
2023-09-30	2,706,831	7,017,000,000	0.04%
2023-06-30	2,733,126	7,143,273,000	0.04%
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

PROVIDENT FINANCIAL HOLDINGS INC (PROV) — SEC Financial Statements & Analysis

PROVIDENT FINANCIAL HOLDINGS INC (PROV) is a savings institution, federally chartered company, incorporated in DE. PROVIDENT FINANCIAL HOLDINGS INC trades on PROV: Nasdaq as: PROV. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), PROVIDENT FINANCIAL HOLDINGS INC reported a -3.71% year-over-year revenue growth, a Gross Profit Margin of -1792.58% (TTM), a Price-to-Sales (P/S) ratio of 95578.23x (TTM), a Price-to-Book (P/B) ratio of 804.21 (TTM), at a market cap of $101.79B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: -3.71%
Gross Profit Margin TTM: -1792.58%
P/S TTM: 95578.23x
P/B TTM: 804.21
Market Cap: $101.79B

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is PROVIDENT FINANCIAL HOLDINGS INC in?

PROVIDENT FINANCIAL HOLDINGS INC (PROV) operates in the Savings Institution, Federally Chartered industry.

What is PROV's market cap?

PROVIDENT FINANCIAL HOLDINGS INC (PROV) has a market capitalization of $101.79B as of 2026-03-31.

What is PROV's P/E ratio?

PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s trailing twelve month P/E ratio is 16695.23x as of 2026-03-31.

What exchange does PROV trade on?

PROVIDENT FINANCIAL HOLDINGS INC (PROV) trades on the PROV: Nasdaq.

Where is PROVIDENT FINANCIAL HOLDINGS INC incorporated?

PROVIDENT FINANCIAL HOLDINGS INC is incorporated in DE.

PROVIDENT FINANCIAL HOLDINGS INC (PROV) — SEC Financial Statements & Analysis

Frequently Asked Questions

Research Faster.Invest Smarter.

Research Faster.
Invest Smarter.