PROV
PROVIDENT FINANCIAL HOLDINGS INCCompany Information
- Company Name
- PROVIDENT FINANCIAL HOLDINGS INC
- CIK
- CIK0001010470
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- PROV: Nasdaq
- Fiscal Year End
- June 30
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- PROV
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-06-10
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 14,484
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 2,882,449
- Shares outstanding
- 6,415,560
- Ownership
- 44.93%
Earnings Market Reaction
- Filing date
- 2026-09-02
- Price on filing date
- —
- 1-month reaction
- 0.49%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Cash Equivalents At Carrying Value | 49 | 57 | 54 | 49 | 53 | 51 | 46 | 48 | 51 | 52 | 47 | 58 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | 89 | 94 | 99 | 104 | 109 | 114 | 119 | 124 | 130 | 136 | 142 | 148 | ||||||
Assets | ||||||||||||||||||
| Assets | 1,208 | 1,218 | 1,228 | 1,231 | 1,246 | 1,260 | 1,255 | 1,257 | 1,272 | 1,290 | 1,301 | 1,313 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | - | 1,030 | 1,038 | 1,042 | 1,046 | 1,059 | 1,054 | 1,049 | 1,053 | 1,066 | 1,076 | 1,072 | ||||||
| Interest Receivable | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Federal Home Loan Bank Stock | 11 | - | - | - | 10 | - | - | - | 10 | 10 | 10 | 10 | ||||||
| Property Plant And Equipment Net | 9 | 10 | 10 | 9 | 9 | 9 | 9 | 10 | 9 | 10 | 10 | 9 | ||||||
| Prepaid Expense And Other Assets | 12 | 12 | 11 | 11 | 12 | 11 | 11 | 10 | 12 | 11 | 12 | 10 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 87 | 85 | 75 | 79 | 84 | 89 | 85 | 86 | 96 | 92 | 94 | 106 | ||||||
| Interest Bearing Deposit Liabilities | 824 | 808 | 797 | 796 | 805 | 812 | 782 | 777 | 793 | 816 | 818 | 825 | ||||||
Liabilities | ||||||||||||||||||
| Deposits | 910 | 893 | 872 | 875 | 889 | 901 | 868 | 864 | 888 | 908 | 912 | 931 | ||||||
| Liabilities | 1,082 | 1,091 | 1,100 | 1,102 | 1,117 | 1,131 | 1,126 | 1,128 | 1,142 | 1,161 | 1,171 | 1,184 | ||||||
| Debt And Capital Lease Obligations | 157 | 184 | 213 | 213 | 213 | 216 | 246 | 250 | 239 | 235 | 243 | 235 | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 15 | 14 | 15 | 15 | 15 | 14 | 13 | 14 | 15 | 17 | 17 | 18 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 100 | 100 | 99 | 99 | 99 | 99 | 99 | 99 | 99 | 100 | 100 | 100 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 126 | 127 | 127 | 128 | 129 | 129 | 129 | 130 | 130 | 130 | 130 | 129 | ||||||
| Retained Earnings Accumulated Deficit | 215 | 214 | 214 | 213 | 212 | 212 | 211 | 211 | 210 | 209 | 208 | 207 | ||||||
| Treasury Stock Value | -189 | -187 | -186 | -184 | -183 | -182 | -181 | -180 | -179 | -179 | -178 | -178 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | -0 | -0 | -0 | ||||||
| Liabilities And Stockholders Equity | 1,208 | 1,218 | 1,228 | 1,231 | 1,246 | 1,260 | 1,255 | 1,257 | 1,272 | 1,290 | 1,301 | 1,313 | ||||||
| Asset Pledged As Collateral | - | -4 | 89 | 221 | 227 | 63 | -5 | 174 | 179 | -3 | 0 | 107 | ||||||
| Federal Reserve Bank Advances | - | -1 | 50 | 143 | 143 | -48 | -13 | 212 | 209 | -3 | 0 | 107 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | - | 6 | 6 | 6 | 6 | 7 | 7 | 6 | 7 | 7 | 7 | 8 | ||||||
| Loans Receivable Fair Value Disclosure | 978 | 997 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | ||||||
| Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1 | 641 | 644 | 642 | 733 | 734 | 731 | 779 | 774 | 861 | 873 | 865 | 861 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | ||||||
| Common Stock Shares Issued | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | ||||||
| Shares Outstanding | 6 | 6 | 6 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Treasury Stock Common Shares | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 11 | 11 | 11 | 11 | 11 | ||||||
Select a line item above to chart it.
Recent filings
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialPROVIDENT FINANCIAL HOLDINGS INC (PROV) — SEC Financial Statements & Analysis
PROVIDENT FINANCIAL HOLDINGS INC (PROV) is a savings institution, federally chartered company, incorporated in DE. PROVIDENT FINANCIAL HOLDINGS INC trades on Nasdaq as: PROV. PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-09-02. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), PROVIDENT FINANCIAL HOLDINGS INC carries a market cap of $109.49M, a P/E ratio of 16.45x, a P/B ratio of 0.87x, a P/S ratio of 7.43x, an enterprise value of $60.28M, and an EV/EBITDA multiple of -2.64x. On profitability, it posts a gross margin of -32.69%, an operating margin of 65.36%, a net margin of 45.14%, a Return on Equity (ROE) of 5.22%, and a Return on Invested Capital (ROIC) of -24.13%. Per share, it reports EPS of $1.04, diluted EPS of $1.03, free cash flow per share of $1.33, and a dividend per share of $0.56. Over the trailing year, it posted revenue growth of 1225.72% year-over-year, net income growth of 6.39% year-over-year, and EPS growth of 11.38% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.73x, free cash flow of $8.54M (TTM), and net debt of $-49.21M. Figures sourced from SEC EDGAR.
- Market Cap
- $109.49M
- P/E TTM
- 16.45x
- EPS TTM
- $1.04
- P/B TTM
- 0.87x
- ROE TTM
- 5.22%
- Free Cash Flow TTM
- $8.54M
- Net Revenue TTM Growth 1Y
- 1225.72%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is PROVIDENT FINANCIAL HOLDINGS INC in?
PROVIDENT FINANCIAL HOLDINGS INC (PROV) operates in the Savings Institution, Federally Chartered industry.
What exchange does PROV trade on?
PROVIDENT FINANCIAL HOLDINGS INC (PROV) trades on the Nasdaq.
Where is PROVIDENT FINANCIAL HOLDINGS INC incorporated?
PROVIDENT FINANCIAL HOLDINGS INC is incorporated in DE.
When was PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s most recent SEC filing?
PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-09-02.
What is PROV's market cap?
PROVIDENT FINANCIAL HOLDINGS INC (PROV) has a market capitalization of $109.49M as of 2026-06-30.
What is PROV's P/E ratio?
PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s trailing twelve month P/E ratio is 16.45x as of 2026-06-30.
What is PROV's EPS (earnings per share)?
PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s trailing twelve month EPS is $1.04 as of 2026-06-30.
What is PROV's ROE (return on equity)?
PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s trailing twelve month Return on Equity (ROE) is 5.22% as of 2026-06-30.
What is PROV's ROIC (return on invested capital)?
PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s trailing twelve month Return on Invested Capital (ROIC) is -24.13% as of 2026-06-30.
What is PROV's EV/EBITDA?
PROVIDENT FINANCIAL HOLDINGS INC (PROV)'s trailing twelve month EV/EBITDA is -2.64x as of 2026-06-30.