PVBC
Provident Bancorp, Inc. /MD/Company Information
- Company Name
- Provident Bancorp, Inc. /MD/
- CIK
- CIK0001778784
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- PVBC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- PVBC
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-11-11
- Last sale
- 2024-06-04
- Shares purchased (TTM)
- 23,025
- Shares sold (TTM)
- 75,000
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2025-11-07
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 19 | 22 | 21 | 28 | 30 | 19 | 21 | 22 | 22 | 32 | 28 | 43 | ||||||
| Short Term Investments | 110 | 107 | 104 | 142 | 109 | 152 | 170 | 198 | 344 | 266 | 217 | 38 | ||||||
| Cash Cash Equivalents And Short Term Investments | 129 | 129 | 125 | 169 | 139 | 172 | 191 | 220 | 366 | 298 | 244 | 81 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 24 | 25 | 25 | 26 | 27 | 27 | 28 | 29 | 26 | 28 | 29 | 29 | ||||||
| Federal Home Loan Bank Stock | 1 | 2 | 3 | 3 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 4 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | 1,314 | 1,334 | 1,323 | 1,416 | ||||||
| Notes Receivable Gross | - | - | - | - | 1,409 | 1,370 | 1,357 | - | - | - | - | - | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 1,271 | 1,314 | 1,332 | 1,327 | - | - | - | 1,343 | - | - | - | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -20 | -21 | -21 | -21 | -22 | -20 | -16 | -22 | 24 | - | - | 28 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | - | 28 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | -22 | -20 | -16 | - | - | 24 | 25 | - | ||||||
| Notes Receivable Net | - | - | - | - | 1,387 | 1,349 | 1,341 | 1,321 | - | - | - | 1,416 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 1,251 | 1,293 | 1,311 | 1,306 | - | - | - | 1,321 | - | - | - | - | ||||||
| Bank Owned Life Insurance | 47 | 47 | 46 | 46 | 46 | 45 | 45 | 45 | 44 | 44 | 44 | 44 | ||||||
| Property Plant And Equipment Net | 10 | 10 | 10 | 10 | 10 | 13 | 13 | 13 | 13 | 13 | 13 | 14 | ||||||
| Other Foreclosed Assets | - | - | - | - | - | - | - | - | - | - | - | 6 | ||||||
| Interest Receivable | 4 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 5 | 6 | 7 | ||||||
| Operating Lease Right Of Use Asset | 5 | 5 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Deferred Income Tax Assets Net | 12 | 13 | 13 | 14 | 15 | 14 | 13 | 14 | 16 | 16 | 16 | 17 | ||||||
| Other Assets | 8 | 12 | 12 | 11 | 12 | 11 | 15 | 14 | 16 | 17 | 20 | 16 | ||||||
| Assets | 1,492 | 1,541 | 1,554 | 1,593 | 1,648 | 1,647 | 1,659 | 1,670 | 1,808 | 1,762 | 1,702 | 1,636 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 280 | 288 | 302 | 352 | 318 | 312 | 310 | 309 | 385 | 404 | 461 | 520 | ||||||
| Interest Bearing Deposit Liabilities | 952 | 970 | 882 | 957 | 970 | 953 | 1,022 | 1,022 | 1,104 | 1,044 | 943 | 759 | ||||||
| Deposits | 1,232 | 1,258 | 1,185 | 1,309 | 1,288 | 1,265 | 1,332 | 1,331 | 1,490 | 1,448 | 1,404 | 1,280 | ||||||
Debt Longterm And Shortterm Combined Amount | ||||||||||||||||||
| Short Term Borrowings | 3 | 25 | 118 | 35 | 115 | 138 | 80 | 95 | 80 | 70 | 50 | 109 | ||||||
| Long Term Debt | 4 | 9 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 18 | 18 | ||||||
| Debt Longterm And Shortterm Combined Amount | 7 | 34 | 128 | 45 | 125 | 148 | 90 | 105 | 90 | 80 | 68 | 127 | ||||||
| Operating Lease Liability | 6 | 6 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Loss Contingency Accrual At Carrying Value | 0 | 0 | - | - | - | - | - | - | - | - | - | - | ||||||
| Other Liabilities | 5 | 5 | 4 | 5 | 5 | 6 | 6 | 8 | 7 | 14 | 14 | 18 | ||||||
| Liabilities | 1,251 | 1,304 | 1,320 | 1,362 | 1,422 | 1,422 | 1,432 | 1,448 | 1,591 | 1,547 | 1,491 | 1,429 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | - | - | - | - | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 127 | 126 | 126 | 125 | 125 | 125 | 124 | 124 | 124 | 123 | 123 | 123 | ||||||
| Retained Earnings Accumulated Deficit | 121 | 119 | 116 | 114 | 109 | 108 | 111 | 106 | 103 | 101 | 97 | 95 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -1 | -2 | -1 | -2 | -1 | -2 | -2 | -1 | -2 | -2 | -2 | -2 | ||||||
| Deferred Compensation Equity | -6 | -6 | -6 | -6 | -7 | -7 | -7 | -7 | -7 | -8 | -8 | -8 | ||||||
| Stockholders Equity | 241 | 237 | 234 | 231 | 226 | 224 | 227 | 222 | 218 | 215 | 211 | 208 | ||||||
| Liabilities And Stockholders Equity | 1,492 | 1,541 | 1,554 | 1,593 | 1,648 | 1,647 | 1,659 | 1,670 | 1,808 | 1,762 | 1,702 | 1,636 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | - | - | - | ||||||
| Preferred Stock Shares Authorized | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | ||||||
| Shares Outstanding | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
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Start 7-day free trialProvident Bancorp, Inc. /MD/ (PVBC) — SEC Financial Statements & Analysis
Provident Bancorp, Inc. /MD/ (PVBC) is a savings institutions, not federally chartered company. Provident Bancorp, Inc. /MD/ trades on Nasdaq as: PVBC. Provident Bancorp, Inc. /MD/ (PVBC)'s most recent SEC filing is a Form 10-Q for the period ended 2025-09-30, filed with the SEC on 2025-11-07. Based on that filing, On profitability, Provident Bancorp, Inc. /MD/ posts a gross margin of 61.67%, an operating margin of 19.73%, a net margin of 14.54%, a Return on Equity (ROE) of 5.37%, and a Return on Invested Capital (ROIC) of 4.56%. Per share, it reports EPS of $0.74, diluted EPS of $0.73, free cash flow per share of $0.95, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of -3.99% year-over-year, net income growth of 136.14% year-over-year, and EPS growth of 134.05% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 150.38x, free cash flow of $16.01M (TTM), and net debt of $-11.91M. Figures sourced from SEC EDGAR.
- EPS TTM
- $0.74
- ROE TTM
- 5.37%
- Free Cash Flow TTM
- $16.01M
- Net Revenue TTM Growth 1Y
- -3.99%
Data as of 2025-09-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Provident Bancorp, Inc. /MD/ in?
Provident Bancorp, Inc. /MD/ (PVBC) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does PVBC trade on?
Provident Bancorp, Inc. /MD/ (PVBC) trades on the Nasdaq.
When was Provident Bancorp, Inc. /MD/ (PVBC)'s most recent SEC filing?
Provident Bancorp, Inc. /MD/ (PVBC)'s most recent SEC filing is a Form 10-Q for the period ended 2025-09-30, filed with the SEC on 2025-11-07.
What is PVBC's EPS (earnings per share)?
Provident Bancorp, Inc. /MD/ (PVBC)'s trailing twelve month EPS is $0.74 as of 2025-09-30.
What is PVBC's ROE (return on equity)?
Provident Bancorp, Inc. /MD/ (PVBC)'s trailing twelve month Return on Equity (ROE) is 5.37% as of 2025-09-30.
What is PVBC's ROIC (return on invested capital)?
Provident Bancorp, Inc. /MD/ (PVBC)'s trailing twelve month Return on Invested Capital (ROIC) is 4.56% as of 2025-09-30.