REFI
Chicago Atlantic Real Estate Finance, Inc.Company Information
- Company Name
- Chicago Atlantic Real Estate Finance, Inc.
- CIK
- CIK0001867949
- Category
- <br>Emerging growth company
- Ticker: Exchange
- REFI: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 05 Real Estate & Construction
- SIC
- 6798
- SIC Description
- Real Estate Investment Trusts
- Ticker
- REFI
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-27
- Last sale
- 2024-11-07
- Shares purchased (TTM)
- 124,325
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 6,808,693
- Shares outstanding
- 21,242,557
- Ownership
- 32.05%
Earnings Market Reaction
- Filing date
- 2026-08-11
- Price on filing date
- —
- 1-month reaction
- 7.04%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Related Party | 41 | - | - | - | - | 0 | 5 | - | - | - | 0 | 3 | ||||||
Assets | ||||||||||||||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 408 | 409 | 409 | 398 | 414 | 399 | 402 | 355 | 382 | 376 | 354 | 339 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -9 | -9 | -5 | -5 | -4 | -3 | -4 | -4 | -5 | -5 | -5 | -5 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 399 | 401 | 404 | 393 | 410 | 396 | 398 | 351 | 377 | 370 | 349 | 334 | ||||||
| Loans Held For Sale Fair Value Disclosure | - | - | - | - | - | - | - | 6 | - | - | - | 0 | ||||||
| Cash And Cash Equivalents At Carrying Value | 13 | 28 | 15 | 29 | 36 | 10 | 26 | 7 | 7 | 7 | 8 | 9 | ||||||
| Interest Receivable | 5 | 5 | 4 | 4 | 3 | 2 | 1 | 0 | 1 | 1 | 1 | 2 | ||||||
| Other Receivables | 3 | 3 | 1 | 1 | 0 | 1 | 0 | 1 | 1 | 5 | 1 | 1 | ||||||
| Other Assets Current | 1 | 0 | 1 | 0 | 1 | 1 | 3 | 1 | 1 | 0 | 0 | - | ||||||
| Held To Maturity Securities Fair Value | - | - | - | - | - | - | - | - | - | - | 1 | 3 | ||||||
| Assets | 462 | 436 | 425 | 427 | 455 | 415 | 435 | 366 | 386 | 384 | 359 | 352 | ||||||
Liabilities | ||||||||||||||||||
| Lines Of Credit Current | 91 | 67 | 49 | 52 | 71 | 38 | 55 | 54 | 77 | 81 | 66 | 63 | ||||||
| Notes Payable | 49 | 49 | 49 | 49 | 49 | 49 | 49 | - | - | - | - | - | ||||||
| Dividends Payable Current And Noncurrent | 11 | 11 | 11 | 10 | 10 | 10 | 14 | 9 | 9 | 9 | 14 | 9 | ||||||
| Other Liabilities | 2 | 1 | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | - | ||||||
| Management And Incentive Fees Payable | 2 | 2 | 3 | 1 | 2 | 2 | 3 | 2 | 2 | 2 | 3 | 2 | ||||||
| Interest Payable Current And Noncurrent | 2 | 0 | 1 | 0 | 0 | 1 | 1 | 3 | 2 | 3 | 1 | 0 | ||||||
| Payable Investment Purchase | - | - | - | - | 9 | 1 | - | - | - | - | - | - | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 2 | 1 | 1 | 1 | ||||||
| Liabilities | 160 | 133 | 117 | 117 | 145 | 104 | 126 | 70 | 94 | 98 | 87 | 77 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 325 | 324 | 323 | 322 | 321 | 320 | 319 | 300 | 299 | 292 | 277 | 277 | ||||||
| Retained Earnings Accumulated Deficit | -24 | -21 | -16 | -13 | -12 | -10 | -10 | -4 | -6 | -6 | -6 | -1 | ||||||
| Stockholders Equity | 302 | 303 | 308 | 310 | 310 | 311 | 309 | 295 | 293 | 286 | 272 | 276 | ||||||
| Liabilities And Stockholders Equity | 462 | 436 | 425 | 427 | 455 | 415 | 435 | 366 | 386 | 384 | 359 | 352 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 20 | 20 | 19 | 18 | 18 | ||||||
| Shares Outstanding | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 20 | 20 | 18 | 18 | 18 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialChicago Atlantic Real Estate Finance, Inc. (REFI) — SEC Financial Statements & Analysis
Chicago Atlantic Real Estate Finance, Inc. (REFI) is a real estate investment trusts company, incorporated in MD. Chicago Atlantic Real Estate Finance, Inc. trades on Nasdaq as: REFI. Chicago Atlantic Real Estate Finance, Inc. (REFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-11. Based on that filing, Chicago Atlantic Real Estate Finance, Inc. carries a market cap of $227.72M, a P/E ratio of 7.74x, a P/B ratio of 0.75x, a P/S ratio of 3.69x, an enterprise value of $354.87M, and an EV/EBITDA multiple of -14.50x. On profitability, it posts a gross margin of 112.69%, an operating margin of 47.65%, a net margin of 47.65%, a Return on Equity (ROE) of 9.61%, and a Return on Invested Capital (ROIC) of -5.93%. Per share, it reports EPS of $1.38, diluted EPS of $1.35, free cash flow per share of $1.27, and a dividend per share of $1.91. Over the trailing year, it posted revenue growth of -2.58% year-over-year, net income growth of -22.72% year-over-year, and EPS growth of -23.59% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.45x, free cash flow of $26.92M (TTM), and net debt of $127.15M. Figures sourced from SEC EDGAR.
- Market Cap
- $227.72M
- P/E TTM
- 7.74x
- EPS TTM
- $1.38
- P/B TTM
- 0.75x
- ROE TTM
- 9.61%
- Free Cash Flow TTM
- $26.92M
- Net Revenue TTM Growth 1Y
- -2.58%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Chicago Atlantic Real Estate Finance, Inc. in?
Chicago Atlantic Real Estate Finance, Inc. (REFI) operates in the Real Estate Investment Trusts industry.
What exchange does REFI trade on?
Chicago Atlantic Real Estate Finance, Inc. (REFI) trades on the Nasdaq.
Where is Chicago Atlantic Real Estate Finance, Inc. incorporated?
Chicago Atlantic Real Estate Finance, Inc. is incorporated in MD.
When was Chicago Atlantic Real Estate Finance, Inc. (REFI)'s most recent SEC filing?
Chicago Atlantic Real Estate Finance, Inc. (REFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-11.
What is REFI's market cap?
Chicago Atlantic Real Estate Finance, Inc. (REFI) has a market capitalization of $227.72M as of 2026-06-30.
What is REFI's P/E ratio?
Chicago Atlantic Real Estate Finance, Inc. (REFI)'s trailing twelve month P/E ratio is 7.74x as of 2026-06-30.
What is REFI's EPS (earnings per share)?
Chicago Atlantic Real Estate Finance, Inc. (REFI)'s trailing twelve month EPS is $1.38 as of 2026-06-30.
What is REFI's ROE (return on equity)?
Chicago Atlantic Real Estate Finance, Inc. (REFI)'s trailing twelve month Return on Equity (ROE) is 9.61% as of 2026-06-30.
What is REFI's ROIC (return on invested capital)?
Chicago Atlantic Real Estate Finance, Inc. (REFI)'s trailing twelve month Return on Invested Capital (ROIC) is -5.93% as of 2026-06-30.
What is REFI's EV/EBITDA?
Chicago Atlantic Real Estate Finance, Inc. (REFI)'s trailing twelve month EV/EBITDA is -14.50x as of 2026-06-30.