RM
Regional Management Corp.Company Information
- Company Name
- Regional Management Corp.
- CIK
- CIK0001519401
- Category
- Accelerated filer
- Ticker: Exchange
- RM: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6141
- SIC Description
- Personal Credit Institutions
- Ticker
- RM
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-12
- Last sale
- 2026-09-17
- Shares purchased (TTM)
- 4,453
- Shares sold (TTM)
- 231,407
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 7,549,111
- Shares outstanding
- 8,988,000
- Ownership
- 83.99%
Earnings Market Reaction
- Filing date
- 2026-07-31
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash | 7 | 5 | 4 | 4 | 4 | 4 | 4 | 5 | 4 | 4 | 5 | 7 | ||||||
| Notes Receivable Gross | 2,148 | 2,104 | 2,140 | 2,053 | 1,960 | 1,890 | 1,893 | 1,820 | 1,774 | 1,744 | 1,771 | 1,751 | ||||||
| Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | - | 1,744 | 1,771 | 1,751 | ||||||
| Unearned Premiums | -51 | -51 | -53 | -51 | -49 | -47 | -48 | -47 | -46 | -46 | -48 | -49 | ||||||
| Financing Receivable Allowance For Credit Losses | -224 | -220 | -221 | -212 | -203 | -199 | -200 | -192 | -185 | -187 | -187 | -185 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | -187 | -187 | -185 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | 1,512 | 1,536 | 1,517 | ||||||
| Notes Receivable Net | 1,874 | 1,833 | 1,866 | 1,790 | 1,709 | 1,644 | 1,645 | 1,581 | 1,542 | - | 1,536 | - | ||||||
| Restricted Cash And Cash Equivalents | 112 | 98 | 94 | 104 | 118 | 122 | 132 | 116 | 139 | 118 | 124 | 117 | ||||||
| Operating Lease Right Of Use Asset | 45 | 44 | 44 | 41 | 43 | 41 | 38 | 37 | 35 | 33 | 34 | 35 | ||||||
| Intangible Assets Net Including Goodwill | 35 | 33 | 32 | 30 | 29 | 27 | 25 | 22 | 19 | 17 | 16 | 15 | ||||||
| Debt Securities Available For Sale Restricted | 24 | 24 | 24 | 22 | 22 | 22 | 22 | 22 | 2 | 23 | 23 | 23 | ||||||
| Property Plant And Equipment Net | 13 | 13 | 13 | 13 | 13 | 14 | 14 | 13 | 13 | 13 | 14 | 14 | ||||||
| Deferred Income Tax Assets Net | - | - | - | 1 | 8 | 9 | 9 | 12 | 12 | 13 | 14 | 14 | ||||||
| Other Assets | 21 | 21 | 27 | 23 | 21 | 18 | 21 | 14 | 21 | 23 | 29 | 23 | ||||||
| Assets | 2,130 | 2,073 | 2,104 | 2,028 | 1,967 | 1,901 | 1,909 | 1,822 | 1,789 | 1,900 | 1,795 | 1,765 | ||||||
Liabilities | ||||||||||||||||||
| Debt Instrument Carrying Amount | 1,676 | 1,621 | 1,651 | 1,582 | 1,509 | 1,478 | 1,478 | 1,396 | 1,378 | 1,359 | 1,400 | 1,373 | ||||||
| Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net | -6 | -7 | -9 | -8 | -7 | -8 | -6 | -5 | -6 | -4 | -5 | -6 | ||||||
| Long Term Debt | 1,670 | 1,614 | 1,642 | 1,574 | 1,502 | 1,470 | 1,472 | 1,391 | 1,373 | 1,355 | 1,395 | 1,367 | ||||||
| Operating Lease Liability | 47 | 46 | 46 | 43 | 45 | 43 | 41 | 39 | 37 | 36 | 37 | 37 | ||||||
| Other Liabilities | - | - | - | 39 | 57 | 30 | - | - | - | - | - | - | ||||||
| Deferred Income Tax Liabilities Net | 3 | 4 | 3 | - | - | - | - | - | - | - | - | - | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 31 | 32 | 39 | - | - | - | 39 | 38 | 34 | 30 | 40 | 31 | ||||||
| Liabilities | 1,751 | 1,697 | 1,731 | 1,656 | 1,604 | 1,543 | 1,552 | 1,469 | 1,444 | 1,420 | 1,472 | 1,435 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital Common Stock | 143 | 141 | 139 | 140 | 137 | 134 | 131 | 130 | 126 | 124 | 122 | 120 | ||||||
| Retained Earnings Accumulated Deficit | 424 | 419 | 411 | 401 | 390 | 383 | 378 | 372 | 367 | 362 | 350 | 360 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -0 | -0 | -0 | -0 | -0 | -0 | 0 | -0 | -0 | -0 | -0 | -0 | ||||||
| Treasury Stock Value | -190 | -185 | -178 | -170 | -165 | -160 | -154 | -150 | -150 | -150 | -150 | -150 | ||||||
| Stockholders Equity | 378 | 376 | 373 | 372 | 363 | 358 | 357 | 353 | 345 | 336 | 322 | 331 | ||||||
| Liabilities And Stockholders Equity | 2,130 | 2,073 | 2,104 | 2,028 | 1,967 | 1,901 | 1,909 | 1,822 | 1,789 | 1,757 | 1,795 | 1,765 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | ||||||
| Preferred Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | ||||||
| Common Stock Shares Authorized | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | ||||||
| Common Stock Shares Issued | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Shares Outstanding | 9 | 9 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Treasury Stock Common Shares | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialRegional Management Corp. (RM) — SEC Financial Statements & Analysis
Regional Management Corp. (RM) is a personal credit institutions company, incorporated in DE. Regional Management Corp. trades on NYSE as: RM. Regional Management Corp. (RM)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-31. Based on that filing, Regional Management Corp. carries a market cap of $367.04M, a P/E ratio of 7.84x, a P/B ratio of 0.97x, a P/S ratio of 0.55x, an enterprise value of $1.92B, and an EV/EBITDA multiple of -165.14x. On profitability, it posts a gross margin of 76.33%, an operating margin of 9.03%, a net margin of 6.98%, a Return on Equity (ROE) of 12.63%, and a Return on Invested Capital (ROIC) of -1.25%. Per share, it reports EPS of $5.21, diluted EPS of $4.87, free cash flow per share of $35.99, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 9.63% year-over-year, net income growth of 34.83% year-over-year, and EPS growth of 42.57% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.33x, free cash flow of $323.47M (TTM), and net debt of $1.55B. Figures sourced from SEC EDGAR.
- Market Cap
- $367.04M
- P/E TTM
- 7.84x
- EPS TTM
- $5.21
- P/B TTM
- 0.97x
- ROE TTM
- 12.63%
- Free Cash Flow TTM
- $323.47M
- Net Revenue TTM Growth 1Y
- 9.63%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Regional Management Corp. in?
Regional Management Corp. (RM) operates in the Personal Credit Institutions industry.
What exchange does RM trade on?
Regional Management Corp. (RM) trades on the NYSE.
Where is Regional Management Corp. incorporated?
Regional Management Corp. is incorporated in DE.
When was Regional Management Corp. (RM)'s most recent SEC filing?
Regional Management Corp. (RM)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-31.
What is RM's market cap?
Regional Management Corp. (RM) has a market capitalization of $367.04M as of 2026-06-30.
What is RM's P/E ratio?
Regional Management Corp. (RM)'s trailing twelve month P/E ratio is 7.84x as of 2026-06-30.
What is RM's EPS (earnings per share)?
Regional Management Corp. (RM)'s trailing twelve month EPS is $5.21 as of 2026-06-30.
What is RM's ROE (return on equity)?
Regional Management Corp. (RM)'s trailing twelve month Return on Equity (ROE) is 12.63% as of 2026-06-30.
What is RM's ROIC (return on invested capital)?
Regional Management Corp. (RM)'s trailing twelve month Return on Invested Capital (ROIC) is -1.25% as of 2026-06-30.
What is RM's EV/EBITDA?
Regional Management Corp. (RM)'s trailing twelve month EV/EBITDA is -165.14x as of 2026-06-30.