RENASANT CORP
RENASANT CORP
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 264 | 365 | 300 | 284 | 352 | 203 | 198 | 229 | 224 | 174 | 207 | 179 | |||||
Interest Bearing Deposits In Banks | 617 | 852 | 771 | 799 | 1,027 | 888 | 894 | 1,047 | 628 | 670 | 595 | 562 | |||||
Cash And Cash Equivalents At Carrying Value | 881 | 1,217 | 1,071 | 1,084 | 1,379 | 1,091 | 1,092 | 1,276 | 852 | 844 | 801 | 741 | |||||
Debt Securities Held To Maturity Amortized Cost Af… | 983 | 1,007 | 1,030 | 1,052 | 1,077 | 1,102 | 1,126 | 1,151 | 1,175 | 1,199 | 1,221 | 1,246 | |||||
Available For Sale Securities Debt Securities | 2,842 | 2,810 | 2,561 | 2,513 | 2,471 | 1,002 | 831 | 765 | 750 | 764 | 923 | 909 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 242 | 231 | 266 | 287 | 357 | 226 | 246 | 292 | 266 | 191 | 180 | 242 | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 18,975 | 19,047 | 19,026 | 18,563 | 13,056 | 12,885 | 12,628 | 12,605 | 12,501 | 12,351 | 12,168 | |||||
Loans And Leases Receivab… | |||||||||||||||||
Loans And Leases Receivab… | |||||||||||||||||
Assets | |||||||||||||||||
Assets | 27,005 | 27,107 | 26,751 | 26,726 | 26,625 | 18,271 | 18,035 | 17,959 | 17,510 | 17,346 | 17,361 | 17,182 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | -296 | -294 | -298 | -291 | -204 | -202 | -200 | -200 | -201 | -199 | -198 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 18,679 | 18,753 | 18,728 | 18,273 | 12,852 | 12,683 | 12,427 | 12,405 | 12,299 | 12,153 | 11,970 | |||||
Property Plant And Equipment Net | - | - | - | - | - | - | - | 281 | 281 | 282 | - | 284 | |||||
Other Real Estate And For… | |||||||||||||||||
Other Real Estate And Foreclosed Assets | 16 | 13 | 15 | 11 | 12 | 9 | 9 | 9 | 7 | 9 | 10 | 9 | |||||
Goodwill | 1,418 | 1,407 | 1,406 | 1,412 | 1,420 | 989 | 989 | 989 | 992 | 992 | 992 | 992 | |||||
Intangible Assets Net Excluding Goodwill | 138 | 138 | 147 | 155 | 164 | 13 | 14 | 15 | 16 | 18 | 19 | 20 | |||||
Bank Owned Life Insurance | 495 | 495 | 493 | 489 | 487 | 338 | 392 | 389 | 388 | 385 | 383 | 380 | |||||
Servicing Asset | 66 | 65 | 65 | 65 | 65 | 73 | 73 | 72 | 72 | 72 | 92 | 90 | |||||
Other Assets | 560 | 582 | 480 | 460 | 457 | 298 | 300 | 294 | 307 | 289 | 304 | 298 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Contract With Customer Li… | |||||||||||||||||
Liabilities | |||||||||||||||||
Customer Advances Or Depo… | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 5,038 | 5,183 | 5,044 | 5,238 | 5,356 | 3,541 | 3,404 | 3,530 | 3,539 | 3,516 | 3,584 | 3,734 | |||||
Interest Bearing Deposit Liabilities | 16,663 | 16,916 | 16,429 | 16,186 | 16,226 | 11,231 | 11,169 | 10,980 | 10,716 | 10,721 | 10,493 | 10,423 | |||||
Deposits | 21,701 | 22,099 | 21,473 | 21,425 | 21,583 | 14,772 | 14,573 | 14,510 | 14,255 | 14,237 | 14,077 | 14,157 | |||||
Short Term Borrowings | 315 | 306 | 556 | 606 | 405 | 108 | 108 | 109 | 233 | 108 | 308 | 108 | |||||
Long Term Debt | 796 | 500 | 500 | 559 | 557 | 433 | 431 | 433 | 429 | 428 | 429 | 427 | |||||
Other Liabilities | 321 | 335 | 338 | 311 | 301 | 231 | 245 | 249 | 239 | 250 | 249 | 256 | |||||
Liabilities | 23,134 | 23,240 | 22,867 | 22,900 | 22,846 | 15,544 | 15,357 | 15,301 | 15,156 | 15,023 | 15,063 | 14,948 | |||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 489 | 489 | 489 | 489 | 489 | 332 | 332 | 332 | 296 | 296 | 296 | 296 | |||||
Stockholders Equity | |||||||||||||||||
Stockholders Equity | 3,871 | 3,867 | 3,885 | 3,826 | 3,779 | 2,727 | 2,678 | 2,658 | 2,355 | 2,322 | 2,297 | 2,233 | |||||
Treasury Stock Common Value | -232 | -174 | -103 | -90 | -90 | -92 | -97 | -97 | -98 | -100 | -105 | -105 | |||||
Additional Paid In Capital | 2,391 | 2,389 | 2,393 | 2,389 | 2,394 | 1,487 | 1,492 | 1,489 | 1,305 | 1,304 | 1,308 | 1,305 | |||||
Retained Earnings Accumulated Deficit | 1,328 | 1,263 | 1,197 | 1,140 | 1,101 | 1,121 | 1,094 | 1,063 | 1,005 | 979 | 952 | 937 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -104 | -100 | -90 | -101 | -114 | -122 | -143 | -129 | -154 | -157 | -154 | -199 | |||||
Liabilities And Stockholders Equity | 27,005 | 27,107 | 26,751 | 26,726 | 26,625 | 18,271 | 18,035 | 17,959 | 17,510 | 17,346 | 17,361 | 17,182 | |||||
Held To Maturity Securities Fair Value | 903 | 929 | 962 | 977 | 984 | 1,003 | 1,003 | 1,069 | 1,053 | 1,085 | 1,122 | 1,079 | |||||
Available For Sale Debt Securities Amortized Cost … | 2,942 | 2,900 | 2,635 | 2,599 | - | - | 969 | - | - | - | - | - | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Common Stock Shares Authorized | 250 | 250 | 250 | 250 | 250 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | |||||
Common Stock Shares Issued | 98 | 98 | 98 | 98 | 98 | 66 | 66 | 66 | 59 | 59 | 66 | 59 | |||||
Debt Securities Held To Maturity Allowance For Cre… | - | - | 0 | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Shares Outstanding | 91 | 93 | 95 | 95 | 95 | 64 | 64 | 64 | 56 | 56 | 56 | 56 | |||||
Treasury Stock Common Shares | 6 | 5 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.34% | 8.53% | 8.81% | - | - | - | - | - | - | - | - | - |
| 2025 | 3.09% | 6.70% | 8.83% | 7.77% | 3.57% | -3.38% | 2.31% | 5.04% | 8.23% | -8.97% | 1.79% | 6.06% |
| 2024 | -0.79% | 1.36% | 23.10% | 6.54% | -1.84% | 2.48% | -1.47% | -5.69% | -3.64% | -1.77% | -21.02% | 0.50% |
| 2023 | - | - | - | - | - | - | 12.18% | 31.96% | 30.36% | -5.21% | -6.38% | -0.27% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.56 | -0.68 | -0.72 | -0.75 | -0.67 | -0.53 | -0.11 | 0.34 | 0.82 | 1.53 | 1.64 | 1.93 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.41 | 2.42 | 2.07 | 1.54 | 1.68 | 3.09 | 3.27 | 2.90 | 2.61 | 2.44 | 2.56 | 2.88 | |||||
| Free Cash Flow Per Share TTM | 4.40 | 3.05 | 2.73 | 2.36 | 0.93 | 1.20 | 1.56 | 1.62 | 3.20 | 3.63 | 2.26 | 2.46 | |||||
| Dividend Per Share TTM | 0.95 | 0.92 | 0.90 | 0.75 | 0.68 | 0.87 | 0.91 | 0.85 | 0.90 | 0.90 | 0.90 | 0.89 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 65.18% | 64.73% | 63.69% | 62.20% | 60.57% | 58.45% | 57.69% | 52.36% | 53.37% | 55.49% | 59.08% | 70.64% | |||||
| Operating Profit Margin TTM | 28.42% | 20.67% | 17.96% | 15.75% | 19.81% | 27.67% | 27.59% | 26.02% | 21.46% | 20.46% | 22.22% | 27.19% | |||||
| Net Profit Margin TTM | 22.81% | 16.52% | 14.36% | 12.89% | 15.68% | 22.08% | 22.02% | 20.49% | 17.45% | 16.70% | 18.15% | 21.65% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 35.14% | 54.21% | 42.18% | 30.68% | 19.91% | 8.29% | 11.35% | 16.08% | 23.22% | 34.24% | 47.16% | 53.88% | |||||
| Net Income Growth (1Y) | 96.61% | 15.40% | -7.26% | -17.76% | 7.78% | 43.15% | 35.10% | 9.83% | -11.55% | -22.73% | -12.88% | 3.82% | |||||
| EPS Growth (1Y) | 102.89% | -21.59% | -36.69% | -46.80% | -35.80% | 26.39% | 27.70% | 0.72% | -11.92% | -23.00% | -13.18% | 3.46% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 12.41 | 14.76 | 16.69 | 23.30 | 20.77 | 10.61 | 10.46 | 10.66 | 11.05 | 12.05 | 12.24 | 8.41 | |||||
| P/B TTM | 1.01 | 0.87 | 0.78 | 0.90 | 0.88 | 0.77 | 0.76 | 0.72 | 0.70 | 0.72 | 0.77 | 0.61 | |||||
| P/S TTM | 2.83 | 2.44 | 2.40 | 3.00 | 3.26 | 2.34 | 2.30 | 2.18 | 1.93 | 2.01 | 2.22 | 1.82 | |||||
| Market Cap | 3.90B | 3.37B | 3.02B | 3.43B | 3.32B | 2.10B | 2.05B | 1.91B | 1.64B | 1.66B | 1.77B | 1.37B | |||||
| Enterprise Value | 4.13B | 2.96B | 3.01B | 3.51B | 2.90B | 1.55B | 1.49B | 1.17B | 1.45B | 1.35B | 1.71B | 1.16B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 403.35M | 286.20M | 237.75M | 222.85M | 88.10M | 76.29M | 92.77M | 99.10M | 180.02M | 204.30M | 126.92M | 138.20M | |||||
| Net Debt | 230.49M | -410.78M | -15.19M | 81.16M | -416.29M | -550.02M | -553.40M | -733.71M | -190.49M | -308.23M | -64.37M | -206.10M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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| Inventory Turnover TTM | |||||||||||||||||
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| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
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| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
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| Dividends Paid Growth (5Y) | |||||||||||||||||
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| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
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| ROA TTM | |||||||||||||||||
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| NOPAT TTM | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
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| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
RENASANT CORP (RNST) — SEC Financial Statements & Analysis
RENASANT CORP (RNST) is a state commercial banks company, incorporated in MS. RENASANT CORP trades on NYSE as: RNST. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), RENASANT CORP reported a 35.14% year-over-year revenue growth, a Gross Profit Margin of 65.18% (TTM), a Price-to-Sales (P/S) ratio of 2.83x (TTM), a Price-to-Book (P/B) ratio of 1.01x (TTM), at a market cap of $3.90B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 35.14%
- Gross Profit Margin TTM
- 65.18%
- P/S TTM
- 2.83x
- P/B TTM
- 1.01x
- Market Cap
- $3.90B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is RENASANT CORP in?
RENASANT CORP (RNST) operates in the State Commercial Banks industry.
What is RNST's market cap?
RENASANT CORP (RNST) has a market capitalization of $3.90B as of 2026-06-30.
What is RNST's P/E ratio?
RENASANT CORP (RNST)'s trailing twelve month P/E ratio is 12.41x as of 2026-06-30.
What exchange does RNST trade on?
RENASANT CORP (RNST) trades on the NYSE.
Where is RENASANT CORP incorporated?
RENASANT CORP is incorporated in MS.