ROOT
Root, Inc.Company Information
- Company Name
- Root, Inc.
- CIK
- CIK0001788882
- Category
- Large accelerated filer
- Ticker: Exchange
- ROOT: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6331
- SIC Description
- Fire, Marine & Casualty Insurance
- Ticker
- ROOT
SEC filing data through
Insider Sentiment
- Last purchase
- 2023-11-14
- Last sale
- 2026-05-15
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 99,642
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 7,925,596
- Shares outstanding
- 15,700,000
- Ownership
- 50.48%
Earnings Market Reaction
- Filing date
- 2026-08-05
- Price on filing date
- —
- 1-month reaction
- -6.39%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Common Class B | 0 | 2 | 0 | 0 | -2 | 4 | 0 | 0 | -1 | 5 | 0 | 0 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss Noncurrent | - | - | - | 354 | 317 | 312 | - | - | - | - | - | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss Current | - | - | - | 0 | 4 | 8 | - | - | - | - | - | - | ||||||
Investments | ||||||||||||||||||
| Available For Sale Securities Debt Securities Noncurrent | - | - | - | - | - | - | - | 266 | 224 | 207 | 166 | 165 | ||||||
| Available For Sale Securities Debt Securities Current | - | - | - | - | - | - | - | 9 | 12 | 9 | 1 | 3 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest Noncurrent | 506 | 456 | 387 | 358 | 319 | 313 | 292 | - | - | - | 166 | - | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest Current | 11 | 11 | 0 | 0 | 4 | 8 | 15 | - | - | - | 1 | - | ||||||
| Other Investments | 0 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Investments | 517 | 472 | 391 | 362 | 327 | 325 | 311 | 279 | 240 | 220 | 171 | 172 | ||||||
| Cash And Cash Equivalents At Carrying Value | 510 | 597 | 669 | 653 | 641 | 609 | 599 | 675 | 667 | 641 | 679 | 635 | ||||||
| Restricted Cash | - | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Restricted Cash And Cash Equivalents | 65 | 12 | 21 | - | - | - | 1 | - | - | - | - | - | ||||||
| Premiums Receivable At Carrying Value | 331 | 351 | 333 | 353 | 341 | 361 | 305 | 309 | 296 | 292 | 247 | 188 | ||||||
| Reinsurance Recoverables On Paid And Unpaid Losses | 25 | 28 | 130 | 142 | 146 | 158 | 151 | 161 | 157 | 147 | 125 | 138 | ||||||
| Prepaid Reinsurance Premiums | - | - | 6 | 12 | 15 | 21 | 25 | 38 | 48 | 50 | 48 | 36 | ||||||
| Deferred Policy Acquisition Costs | 47 | 47 | - | - | - | - | - | - | - | - | - | - | ||||||
| Other Assets | 87 | 85 | 124 | 119 | 116 | 111 | 103 | 100 | 87 | 81 | 76 | 71 | ||||||
| Assets | 1,669 | 1,685 | 1,675 | 1,642 | 1,588 | 1,586 | 1,496 | 1,562 | 1,496 | 1,432 | 1,348 | 1,240 | ||||||
Liabilities | ||||||||||||||||||
| Unearned Premiums | - | - | - | - | - | - | - | 354 | 340 | 339 | - | 219 | ||||||
| Long Term Debt | 198 | 200 | 200 | 200 | 200 | 200 | 200 | 301 | 300 | 299 | 299 | 298 | ||||||
| Reinsurance Payable | - | - | 2 | 12 | 16 | 30 | 33 | 46 | 56 | 54 | 54 | 72 | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 48 | 43 | 74 | 59 | 52 | 53 | 71 | 64 | 55 | 41 | 66 | 48 | ||||||
| Other Liabilities | 22 | 23 | 124 | 122 | 123 | 123 | 109 | 110 | 106 | 99 | 83 | 58 | ||||||
| Liabilities | 1,229 | 1,247 | 1,278 | 1,265 | 1,231 | 1,245 | 1,180 | 1,268 | 1,233 | 1,155 | 1,070 | 951 | ||||||
| Temporary Equity Carrying Amount Attributable To Parent | 112 | 112 | 112 | 112 | 112 | 112 | 112 | 112 | 112 | 112 | 112 | 112 | ||||||
Stockholders Equity | ||||||||||||||||||
| Additional Paid In Capital | 1,910 | 1,931 | 1,922 | 1,908 | 1,884 | 1,892 | 1,888 | 1,884 | 1,882 | 1,890 | 1,883 | 1,875 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -2 | 0 | 4 | 4 | 2 | 1 | -2 | 2 | -3 | -3 | -3 | -7 | ||||||
| Retained Earnings Accumulated Deficit | -1,580 | -1,606 | -1,642 | -1,647 | -1,642 | -1,664 | -1,682 | -1,704 | -1,727 | -1,721 | -1,715 | -1,691 | ||||||
| Stockholders Equity | 328 | 326 | 284 | 265 | 245 | 229 | 204 | 182 | 151 | 166 | 166 | 177 | ||||||
| Liabilities And Stockholders Equity | 1,669 | 1,685 | 1,675 | 1,642 | 1,588 | 1,586 | 1,496 | 1,562 | 1,496 | 1,432 | 1,348 | 1,240 | ||||||
| Debt Securities Available For Sale Amortized Cost Noncurrent | - | - | - | - | - | - | - | 264 | 227 | 211 | 168 | 171 | ||||||
| Debt Securities Available For Sale Amortized Cost Current | - | - | - | - | - | - | - | 9 | 12 | 9 | 1 | 3 | ||||||
| Common Class A | -0 | 14 | 0 | 0 | 2 | 11 | 0 | 0 | 1 | 10 | 0 | 0 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss Noncurrent | 508 | 456 | 383 | - | - | - | 294 | - | - | - | 168 | - | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss Current | 11 | 11 | 0 | - | - | - | 15 | - | - | - | 1 | - | ||||||
| Premiums Receivable Allowance For Doubtful Accounts | 9 | 9 | 9 | 8 | 8 | 7 | 10 | 7 | 7 | 5 | 4 | 3 | ||||||
| Reinsurance Recoverables Allowance | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 2 | 2 | 3 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 100 | 100 | - | 100 | 100 | 100 | - | 100 | 100 | 100 | - | 100 | ||||||
| Preferred Stock Shares Issued | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | ||||||
| Preferred Stock Shares Outstanding | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | ||||||
| Preferred Stock Liquidation Preference Value | - | 127 | 127 | 127 | 127 | 127 | 127 | 127 | 127 | 127 | 127 | 127 | ||||||
| Preferred Stock Redemption Amount | 127 | - | - | - | - | - | - | - | - | - | - | - | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialRoot, Inc. (ROOT) — SEC Financial Statements & Analysis
Root, Inc. (ROOT) is a fire, marine & casualty insurance company, incorporated in DE. Root, Inc. trades on Nasdaq as: ROOT. Root, Inc. (ROOT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05. Based on that filing, Root, Inc. carries a market cap of $877.94M, a P/E ratio of 15.08x, a P/B ratio of 2.68x, a P/S ratio of 0.56x, an enterprise value of $500.94M, and an EV/EBITDA multiple of 5.01x. On profitability, it posts a gross margin of 107.28%, an operating margin of 5.51%, a net margin of 3.71%, and a Return on Equity (ROE) of 20.34%. Per share, it reports EPS of $3.71, diluted EPS of $3.42, free cash flow per share of $12.39, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 14.86% year-over-year, net income growth of -28.68% year-over-year, and EPS growth of -30.04% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 2.89x, free cash flow of $194.50M (TTM), and net debt of $-377.00M. Figures sourced from SEC EDGAR.
- Market Cap
- $877.94M
- P/E TTM
- 15.08x
- EPS TTM
- $3.71
- P/B TTM
- 2.68x
- ROE TTM
- 20.34%
- Free Cash Flow TTM
- $194.50M
- Net Revenue TTM Growth 1Y
- 14.86%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Root, Inc. in?
Root, Inc. (ROOT) operates in the Fire, Marine & Casualty Insurance industry.
What exchange does ROOT trade on?
Root, Inc. (ROOT) trades on the Nasdaq.
Where is Root, Inc. incorporated?
Root, Inc. is incorporated in DE.
When was Root, Inc. (ROOT)'s most recent SEC filing?
Root, Inc. (ROOT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05.
What is ROOT's market cap?
Root, Inc. (ROOT) has a market capitalization of $877.94M as of 2026-06-30.
What is ROOT's P/E ratio?
Root, Inc. (ROOT)'s trailing twelve month P/E ratio is 15.08x as of 2026-06-30.
What is ROOT's EPS (earnings per share)?
Root, Inc. (ROOT)'s trailing twelve month EPS is $3.71 as of 2026-06-30.
What is ROOT's ROE (return on equity)?
Root, Inc. (ROOT)'s trailing twelve month Return on Equity (ROE) is 20.34% as of 2026-06-30.
What is ROOT's EV/EBITDA?
Root, Inc. (ROOT)'s trailing twelve month EV/EBITDA is 5.01x as of 2026-06-30.