RVRF
River Financial CorpCompany Information
- Company Name
- River Financial Corp
- CIK
- CIK0001641601
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- RVRF: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- RVRF
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- —
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2022-06-30
- Institutional shares owned
- 11,500
- Shares outstanding
- 6,631,472
- Ownership
- 0.17%
Earnings Market Reaction
- Filing date
- 2026-08-04
- Price on filing date
- —
- 1-month reaction
- 1.33%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 46 | 36 | 29 | 47 | 46 | 46 | 35 | 41 | 50 | 33 | 33 | 38 | ||||||
| Interest Bearing Deposits In Banks | 67 | 85 | 89 | 166 | 144 | 119 | 83 | 92 | 116 | 135 | 8 | 49 | ||||||
| Federal Funds Sold | 44 | 66 | 10 | 31 | 13 | 20 | 67 | 14 | 10 | 46 | 32 | 58 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 157 | 187 | 129 | 244 | 204 | 185 | 186 | 147 | 177 | 214 | 73 | 145 | ||||||
| Certificates Of Deposit At Carrying Value | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | ||||||
| Held To Maturity Securities | 115 | 116 | 117 | 118 | 120 | 121 | 122 | 123 | 125 | 126 | 127 | 128 | ||||||
| Available For Sale Securities Debt Securities | 683 | 666 | 629 | 648 | 618 | 622 | 611 | 633 | 596 | 584 | 621 | 603 | ||||||
| Loans Receivable Held For Sale Amount | 19 | 12 | 9 | 6 | 6 | 6 | 7 | 10 | 9 | 5 | 5 | 7 | ||||||
| Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | - | 2,270 | 2,240 | 2,122 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | -30 | -29 | -28 | ||||||
| Financing Receivable Allowance For Credit Losses | -40 | -38 | -36 | -35 | -34 | -34 | -32 | -31 | -31 | -30 | -29 | -28 | ||||||
Assets | ||||||||||||||||||
| Assets | 4,018 | 3,915 | 3,787 | 3,845 | 3,688 | 3,633 | 3,582 | 3,496 | 3,424 | 3,369 | 3,235 | 3,179 | ||||||
| Notes Receivable Net | 2,802 | 2,701 | 2,678 | 2,605 | 2,530 | 2,502 | 2,455 | 2,393 | 2,319 | 2,240 | 2,211 | 2,095 | ||||||
| Property Plant And Equipment Net | 53 | 52 | 51 | 47 | 46 | 46 | 46 | 45 | 45 | 46 | 45 | 46 | ||||||
| Interest Receivable | 19 | 18 | 17 | 17 | 16 | 17 | 16 | 15 | 15 | 14 | 14 | 12 | ||||||
| Bank Owned Life Insurance | 56 | 55 | 54 | 51 | 51 | 50 | 50 | 49 | 48 | 47 | 47 | 47 | ||||||
| Foreclosed Assets | 2 | 2 | 2 | 2 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | ||||||
| Deferred Income Tax Assets Net | 25 | 24 | 23 | 24 | 28 | 27 | 31 | 25 | 30 | 31 | 30 | 37 | ||||||
| Finite Lived Intangible Assets Net | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | ||||||
| Goodwill | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | ||||||
| Restricted Investments | 10 | 8 | 8 | 10 | 10 | 10 | 13 | 10 | 12 | 13 | 13 | 10 | ||||||
| Amortization Method Qualified Affordable Housing Project Investments | 35 | 35 | 31 | 29 | - | - | 7 | - | - | - | - | - | ||||||
| Other Assets | 11 | 10 | 10 | 10 | 24 | 14 | 7 | 14 | 14 | 15 | 16 | 17 | ||||||
| Noninterest Bearing Deposit Liabilities | 696 | 704 | 667 | 674 | 650 | 652 | 654 | 638 | 639 | 647 | 628 | 644 | ||||||
| Interest Bearing Deposit Liabilities | 2,809 | 2,747 | 2,661 | 2,677 | 2,572 | 2,506 | 2,413 | 2,401 | 2,304 | 2,246 | 2,102 | 2,132 | ||||||
| Deposits | 3,505 | 3,450 | 3,327 | 3,351 | 3,222 | 3,158 | 3,067 | 3,039 | 2,943 | 2,894 | 2,731 | 2,777 | ||||||
| Securities Sold Under Agreements To Repurchase | - | - | 0 | 0 | 0 | 21 | 23 | 14 | 15 | 15 | 17 | 20 | ||||||
| Federal Home Loan Bank Advances Long Term | 135 | 100 | 100 | 150 | 150 | 150 | 205 | 150 | 200 | 205 | 230 | 155 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Liabilities And Stockholders Equity | 4,018 | 3,915 | 3,787 | 3,845 | 3,688 | 3,633 | 3,582 | 3,496 | 3,424 | 3,369 | 3,235 | 3,179 | ||||||
| Subordinated Debt | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 39 | 39 | ||||||
| Accounts Payable And Other Accrued Liabilities | 21 | 21 | 21 | 21 | 16 | 15 | 16 | 16 | 14 | 13 | 16 | 14 | ||||||
| Liabilities | 3,701 | 3,611 | 3,488 | 3,561 | 3,428 | 3,384 | 3,350 | 3,258 | 3,212 | 3,166 | 3,032 | 3,005 | ||||||
| Temporary Equity Carrying Amount Including Portion Attributable To Noncontrolling Interests | 7 | 6 | 6 | 6 | 6 | 6 | 5 | 5 | 4 | 4 | 4 | 5 | ||||||
| Common Stock Value | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Additional Paid In Capital Common Stock | 142 | 142 | 141 | 140 | 141 | 140 | 137 | 137 | 137 | 137 | 137 | 137 | ||||||
Stockholders Equity | ||||||||||||||||||
| Retained Earnings Accumulated Deficit | 210 | 196 | 190 | 179 | 168 | 156 | 152 | 143 | 134 | 126 | 124 | 116 | ||||||
| Stockholders Equity | 310 | 298 | 294 | 277 | 254 | 243 | 227 | 233 | 208 | 198 | 198 | 169 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -37 | -36 | -33 | -39 | -52 | -50 | -62 | -47 | -64 | -67 | -64 | -85 | ||||||
| Treasury Stock Value | -3 | -2 | -2 | -2 | -1 | -1 | -2 | -0 | -1 | -0 | -0 | -0 | ||||||
| Held To Maturity Securities Fair Value | 96 | 97 | 98 | 98 | 97 | 98 | 97 | 103 | 101 | 101 | 103 | - | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 732 | 712 | 671 | 698 | 686 | 687 | 691 | 693 | 679 | 671 | 704 | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Common Stock Shares Issued | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialRiver Financial Corp (RVRF) — SEC Financial Statements & Analysis
River Financial Corp (RVRF) is a state commercial banks company, incorporated in AL. River Financial Corp trades on OTC as: RVRF. River Financial Corp (RVRF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04. Based on that filing, River Financial Corp carries a market cap of $374.85M, a P/E ratio of 7.56x, a P/B ratio of 1.21x, a P/S ratio of 1.81x, an enterprise value of $329.00M, and an EV/EBITDA multiple of -5.16x. On profitability, it posts a gross margin of 63.73%, an operating margin of 31.25%, a net margin of 23.90%, a Return on Equity (ROE) of 17.58%, and a Return on Invested Capital (ROIC) of -21.49%. Per share, it reports EPS of $6.35, diluted EPS of $6.24, free cash flow per share of $4.41, and a dividend per share of $1.00. Over the trailing year, it posted revenue growth of 12.66% year-over-year, net income growth of 29.02% year-over-year, and EPS growth of 28.21% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.51x, free cash flow of $34.40M (TTM), and net debt of $-45.84M. Figures sourced from SEC EDGAR.
- Market Cap
- $374.85M
- P/E TTM
- 7.56x
- EPS TTM
- $6.35
- P/B TTM
- 1.21x
- ROE TTM
- 17.58%
- Free Cash Flow TTM
- $34.40M
- Net Revenue TTM Growth 1Y
- 12.66%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is River Financial Corp in?
River Financial Corp (RVRF) operates in the State Commercial Banks industry.
What exchange does RVRF trade on?
River Financial Corp (RVRF) trades on the OTC.
Where is River Financial Corp incorporated?
River Financial Corp is incorporated in AL.
When was River Financial Corp (RVRF)'s most recent SEC filing?
River Financial Corp (RVRF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04.
What is RVRF's market cap?
River Financial Corp (RVRF) has a market capitalization of $374.85M as of 2026-06-30.
What is RVRF's P/E ratio?
River Financial Corp (RVRF)'s trailing twelve month P/E ratio is 7.56x as of 2026-06-30.
What is RVRF's EPS (earnings per share)?
River Financial Corp (RVRF)'s trailing twelve month EPS is $6.35 as of 2026-06-30.
What is RVRF's ROE (return on equity)?
River Financial Corp (RVRF)'s trailing twelve month Return on Equity (ROE) is 17.58% as of 2026-06-30.
What is RVRF's ROIC (return on invested capital)?
River Financial Corp (RVRF)'s trailing twelve month Return on Invested Capital (ROIC) is -21.49% as of 2026-06-30.
What is RVRF's EV/EBITDA?
River Financial Corp (RVRF)'s trailing twelve month EV/EBITDA is -5.16x as of 2026-06-30.