RIVERVIEW BANCORP INC

RVSB

RIVERVIEW BANCORP INC

RVSB

Insider Sentiment (TTM):

Last Purchase:2026-06-01Last Sale:2025-03-12Shares Purchased (TTM):14,170Shares Sold (TTM):0

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:13,871,073Shares Outstanding:20,839,900Institutional Ownership Pct.:66.56%

Earnings Market Reaction:

Filing Date:2026-08-14Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Cash And Cash Equivalents At Carrying Value	102	117	29	33	34	29	25	31	28	24	38	31
Marketable Securities
Debt Securities Available For Sale Excluding Accru…	176	155	119	118	119	119	125	133	137	143	196	194
Debt Securities Held To Maturity Excluding Accrued…	-	-	183	193	197	203	212	222	226	230	233	236
Debt Securities Held To Maturity Excluding Accrued…	-	0	-	-	-	203	-	-	-	-	-	-
Financing Receivable Excluding Accrued Interest Af…	-	1,077	1,070	1,055	1,053	1,047	1,030	1,046	1,030	1,009	1,003	1,000
Prepaid Expense And Other Assets	13	13	12	12	12	13	13	14	14	14	14	14
Interest Receivable	5	4	5	4	4	5	5	5	5	4	5	5
Federal Home Loan Bank Stock	2	2	4	3	6	4	5	6	6	5	8	8
Property Plant And Equipment Net	21	21	21	22	22	22	23	23	21	22	22	23
Finance Lease Right Of Use Asset	-	1	1	1	1	1	1	1	1	1	1	1
Deferred Income Tax Assets Net	12	12	8	8	8	9	9	9	10	10	10	12
Goodwill	27	27	27	27	27	27	27	27	27	27	27	27
Finite Lived Intangible Assets Net	0	0	0	0	0	0	0	0	0	0	0	0
Bank Owned Life Insurance	35	35	35	33	33	34	33	33	33	33	32	32
Assets	1,471	1,464	1,512	1,510	1,517	1,513	1,509	1,548	1,538	1,522	1,591	1,584
Liabilities And Stockhold…
Liabilities
Deposits	1,262	1,254	1,234	1,236	1,210	1,232	1,219	1,237	1,220	1,232	1,219	1,240
Accrued Liabilities And Other Liabilities	18	18	25	27	12	15	18	18	19	16	27	19
Advance Payments By Borrowers For Taxes And Insura…	1	1	0	1	1	1	0	1	1	1	0	1
Federal Home Loan Bank Advances Long Term	16	16	61	52	103	76	84	102	114	88	157	143
Junior Subordinated Notes	27	27	27	27	27	27	27	27	27	27	27	27
Finance Lease Liability	-	2	2	2	2	2	2	2	2	2	2	2
Liabilities	1,326	1,318	1,348	1,346	1,355	1,353	1,350	1,388	1,382	1,366	1,432	1,432
Stockholders Equity
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital Common Stock	49	51	52	53	54	53	54	55	55	55	55	55
Retained Earnings Accumulated Deficit	115	114	122	121	121	120	119	118	117	116	121	121
Accumulated Other Comprehensive Income Loss Net Of…	-19	-19	-10	-11	-12	-13	-15	-13	-16	-16	-17	-24
Stockholders Equity	145	146	164	164	162	160	158	161	156	156	158	152
Liabilities And Stockholders Equity	1,471	1,464	1,512	1,510	1,517	1,513	1,509	1,548	1,538	1,522	1,591	1,584
Interest Bearing Deposits In Banks	86	104	15	17	15	14	13	12	14	12	24	18
Held To Maturity Securities Fair Value	-	0	161	169	172	175	180	196	192	196	200	193
Financing Receivable Allowance For Credit Loss Exc…	-	15	15	15	15	15	15	15	15	15	15	15
Preferred Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Preferred Stock Shares Authorized	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	50	50	50	50	50	50	50	50	50	50	50	50
Common Stock Shares Issued	20	21	21	21	21	21	21	21	21	21	21	21
Shares Outstanding	20	21	21	21	21	21	21	21	21	21	21	21

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2027	-	-	-	-	-	-	-	-	-	-	-	-
2026	2.85%	9.76%	7.72%	-4.01%	-8.38%	-5.64%	-0.55%	1.11%	-2.42%	-9.53%	-11.20%	-
2025	1.54%	3.74%	3.96%	15.77%	19.92%	18.05%	-2.06%	6.92%	19.67%	6.48%	-10.43%	-5.97%
2024	-	-	-	5.40%	11.50%	2.02%	-5.52%	-3.48%	-7.81%	-0.26%	20.58%	21.90%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-1.13	-1.14	-0.84	-0.84	-0.82	-0.83	-0.63	-0.21	0.35	1.25	1.86	2.66
Per Share Metrics
Diluted EPS TTM	-0.19	-0.21	0.23	0.22	0.25	0.23	0.04	0.05	0.09	0.18	0.46	0.64
Free Cash Flow Per Share TTM	0.64	-0.28	-0.12	0.01	-0.81	0.26	-0.18	0.19	0.26	0.34	0.70	0.38
Dividend Per Share TTM	0.10	0.10	0.10	0.10	0.08	0.12	0.16	0.20	0.24	0.24	0.24	0.24
Margin Metrics
Gross Profit Margin TTM	-0.15%	-245.40%	-256.43%	-267.15%	-274.11%	-276.84%	-287.24%	-271.39%	-229.34%	-194.61%	-215.97%	-128.05%
Operating Profit Margin TTM	-24.93%	-93.03%	100.23%	99.04%	108.82%	103.93%	11.98%	16.13%	34.69%	73.39%	271.14%	379.68%
Net Profit Margin TTM	-18.38%	-69.22%	79.10%	77.92%	85.55%	81.69%	13.22%	16.80%	30.96%	60.60%	207.36%	289.83%
Growth Metrics
Net Revenue Growth (1Y)	249.14%	4.48%	2.96%	0.70%	-2.82%	-4.26%	26.63%	28.35%	34.60%	32.43%	-28.58%	-31.72%
Net Income Growth (1Y)	-175.01%	-188.54%	516.14%	367.13%	168.57%	29.06%	-91.93%	-92.56%	-88.18%	-78.98%	-49.25%	-30.51%
EPS Growth (1Y)	-177.23%	-189.49%	524.29%	370.46%	170.30%	29.52%	-91.90%	-92.53%	-88.17%	-78.48%	-48.31%	-29.09%
Valuation Metrics
P/E TTM	-28.46	-26.21	21.25	23.56	21.94	23.74	149.55	95.77	42.31	25.03	13.08	8.13
P/B TTM	0.76	0.78	0.63	0.68	0.70	0.73	0.74	0.60	0.52	0.61	0.80	0.72
P/S TTM	5.23	18.14	16.81	18.35	18.77	19.39	19.77	16.09	13.10	15.17	27.12	23.55
Market Cap	110.21M	113.78M	103.06M	110.81M	113.24M	116.40M	117.70M	96.44M	81.32M	95.07M	127.54M	110.03M
Enterprise Value	35.19M	119.71M	101.57M	105.13M	106.18M	114.08M	119.42M	92.53M	80.54M	98.44M	116.97M	106.13M
Calculated Values
Free Cash Flow TTM	13.13M	-5.90M	-2.53M	115.00K	-16.92M	5.56M	-3.88M	3.95M	5.51M	7.14M	14.88M	8.06M
Net Debt	-75.01M	5.94M	-1.48M	-5.67M	-7.06M	-2.32M	1.72M	-3.91M	-778.00K	3.36M	-10.57M	-3.89M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-01Purchase

Owner: Lightheart, Charmaine

Title: EVP/CRDEO

Shares: 150

Price/Share: $5.54

Value: $831.00

Shares Owned: 8,516

Relationship: Officer

Ownership: Direct

2026-05-08Purchase

Owner: Benke, Robert

Title: EVP/CCO

Shares: 4,000

Price/Share: $5.44

Value: $21,760.00

Shares Owned: 47,984

Relationship: Officer

Ownership: Direct

2026-05-07Purchase

Owner: Sherman, Nicole

Title: President/CEO

Shares: 1,800

Price/Share: $5.49

Value: $9,882.00

Shares Owned: 164,717

Relationship: Director,Officer

Ownership: Direct

2026-05-05Purchase

Owner: Hoff, Larry

Title: -

Shares: 1,920

Price/Share: $5.22

Value: $10,022.40

Shares Owned: 14,020

Relationship: Director

Ownership: Direct

2026-05-04Purchase

Owner: Cox, Daniel D

Title: EVP/COO

Shares: 1,000

Price/Share: $5.22

Value: $5,220.00

Shares Owned: 70,008

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-01	Lightheart, Charmaine	Officer	EVP/CRDEO	Direct	Purchase	150	5.54	$831.00	8,516	4
2026-05-08	Benke, Robert	Officer	EVP/CCO	Direct	Purchase	4,000	5.44	$21,760.00	47,984	4
2026-05-07	Sherman, Nicole	Director,Officer	President/CEO	Direct	Purchase	1,800	5.49	$9,882.00	164,717	4
2026-05-05	Hoff, Larry	Director	-	Direct	Purchase	1,920	5.22	$10,022.40	14,020	4
2026-05-04	Cox, Daniel D	Officer	EVP/COO	Direct	Purchase	1,000	5.22	$5,220.00	70,008	4
2026-03-05	Lightheart, Charmaine	Officer	EVP/CRDEO	Direct	Purchase	325	5.36	$1,742.00	14,893	4
2026-02-18	Wills, Bessie Ross	Director	-	Direct	Purchase	3,000	5.38	$16,140.00	48,000	4
2025-12-05	Sherman, Nicole	Director,Officer	President/CEO	Direct	Purchase	975	5.12	$4,992.00	187,674	4
2025-09-12	Lam, David	Officer	EVP/CFO	Direct	Purchase	1,000	4.93	$4,930.00	72,134	4
2025-08-26	Sherman, Nicole	Director,Officer	President/CEO	Direct	Purchase	1,475	5.04	$7,434.00	161,991	4
2025-08-18	Carlson, Bradley	Director	-	Direct	Purchase	1,000	4.97	$4,970.00	22,421	4
2025-08-07	Lightheart, Charmaine	Officer	EVP/CRDEO	Direct	Purchase	508	4.92	$2,499.36	7,480	4
2025-08-04	Benke, Robert	Officer	EVP/CCO	Direct	Purchase	4,000	4.85	$19,400.00	41,287	4
2025-08-04	Carlson, Bradley	Director	-	Direct	Purchase	1,000	4.82	$4,820.00	21,421	4
2025-06-11	Sowers, Courtney Evan	Officer	PRESIDENT/CEO - TRUST CO.	Direct	Purchase	196	5.44	$1,066.24	19,666	4
2025-06-04	Cox, Daniel D	Officer	EVP/COO	Direct	Purchase	560	5.35	$2,996.00	68,964	4
2025-06-03	Lightheart, Charmaine	Officer	EVP/CRDEO	Direct	Purchase	445	5.45	$2,425.25	6,972	4
2025-05-22	Eby, Patricia	Director	-	Indirect	Purchase	1,000	5.75	$5,750.00	5,400	4
2025-05-20	Sherman, Nicole	Director,Officer	President/CEO	Direct	Purchase	2,450	6.11	$14,969.50	160,516	4
2025-05-19	Benke, Robert	Officer	EVP/CCO	Direct	Purchase	4,000	6.10	$24,400.00	42,091	4
2025-05-13	Hoff, Larry	Director	-	Direct	Purchase	3,300	6.05	$19,965.00	12,100	4
2025-03-12	Friedman, Martin S.	TenPercentOwner	-	Indirect	Sale	186,348	5.18	$965,282.64	0	4
2025-02-11	Friedman, Martin S.	TenPercentOwner	-	Indirect	Sale	50,500	5.49	$277,245.00	186,348	4
2024-09-16	Sherman, Nicole	Director,Officer	President/CEO	Direct	Purchase	2,500	4.82	$12,050.00	2,500	4
2024-08-01	Benke, Robert	Officer	EVP/CCO	Direct	Purchase	5,000	4.62	$23,100.00	25,590	4
2024-05-03	Graham, Stacey	Director	-	Direct	Purchase	375	4.26	$1,597.50	9,150	4
2024-05-02	Wills, Bessie Ross	Director	-	Direct	Purchase	4,000	3.94	$15,760.00	45,000	4
2024-05-01	Benke, Robert	Officer	EVP/CCO	Direct	Purchase	5,000	3.83	$19,150.00	15,994	4
2024-05-01	Carlson, Bradley	Director	-	Direct	Purchase	1,000	3.75	$3,750.00	20,421	4
2024-04-30	Cox, Daniel D	Officer	Acting President/CEO and COO	Direct	Purchase	1,300	3.90	$5,070.00	56,195	4
2024-04-30	Eby, Patricia	Director	-	Direct	Purchase	5,000	3.75	$18,750.00	22,000	4
2024-02-29	Carlson, Bradley	Director	-	Direct	Purchase	1,021	4.70	$4,798.70	19,421	4
2024-02-23	Carlson, Bradley	Director	-	Direct	Purchase	1,000	4.80	$4,800.00	18,400	4
2024-02-23	Nies, Gerald Lee	Director	-	Direct	Purchase	22,000	4.85	$106,700.00	190,692	4
2024-02-22	Graham, Stacey	Director	-	Direct	Purchase	400	4.75	$1,900.00	8,775	4
2024-02-22	Eby, Patricia	Director	-	Indirect	Purchase	1,000	4.80	$4,800.00	2,400	4
2023-11-03	Benke, Robert	Officer	EVP/CCO	Direct	Purchase	1,000	5.75	$5,750.00	2,000	4
2023-09-06	Moreno, Valerie	Director	-	Direct	Purchase	10,150	5.90	$59,885.00	10,150	4
2023-08-17	Carlson, Bradley	Director	-	Direct	Purchase	1,000	5.86	$5,860.00	17,400	4
2023-08-17	Graham, Stacey	Director	-	Direct	Purchase	1,675	5.89	$9,865.75	8,375	4
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Institutional Ownership

No data available for chart

2026-03-31

66.56%

Inst. Shares: 13,871,073

Shares Outstanding: 20,839,900

2025-12-31

66.98%

Inst. Shares: 13,907,066

Shares Outstanding: 20,762,668

2025-09-30

68.10%

Inst. Shares: 14,265,692

Shares Outstanding: 20,948,327

2025-06-30

70.89%

Inst. Shares: 14,869,192

Shares Outstanding: 20,976,200

2025-03-31

65.25%

Inst. Shares: 13,743,800

Shares Outstanding: 21,063,467

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	13,871,073	20,839,900	66.56%
2025-12-31	13,907,066	20,762,668	66.98%
2025-09-30	14,265,692	20,948,327	68.10%
2025-06-30	14,869,192	20,976,200	70.89%
2025-03-31	13,743,800	21,063,467	65.25%
2024-12-31	13,587,744	21,037,246	64.59%
2024-09-30	13,507,053	21,097,580	64.02%
2024-06-30	13,149,494	21,111,043	62.29%
2024-03-31	12,928,087	21,137,976	61.16%
2023-12-31	12,847,367	21,113,464	60.85%
2023-09-30	12,664,616	21,190,987	59.76%
2023-06-30	12,341,364	21,136,097	58.39%
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RIVERVIEW BANCORP INC (RVSB) — SEC Financial Statements & Analysis

RIVERVIEW BANCORP INC (RVSB) is a savings institution, federally chartered company, incorporated in WA. RIVERVIEW BANCORP INC trades on Nasdaq as: RVSB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), RIVERVIEW BANCORP INC reported a 249.14% year-over-year revenue growth, a Gross Profit Margin of -0.15% (TTM), a Price-to-Sales (P/S) ratio of 5.23x (TTM), a Price-to-Book (P/B) ratio of 0.76x (TTM), at a market cap of $110.21M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 249.14%
Gross Profit Margin TTM: -0.15%
P/S TTM: 5.23x
P/B TTM: 0.76x
Market Cap: $110.21M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is RIVERVIEW BANCORP INC in?

RIVERVIEW BANCORP INC (RVSB) operates in the Savings Institution, Federally Chartered industry.

What is RVSB's market cap?

RIVERVIEW BANCORP INC (RVSB) has a market capitalization of $110.21M as of 2026-06-30.

What exchange does RVSB trade on?

RIVERVIEW BANCORP INC (RVSB) trades on the Nasdaq.

Where is RIVERVIEW BANCORP INC incorporated?

RIVERVIEW BANCORP INC is incorporated in WA.