SAFT

SAFETY INSURANCE GROUP INC
—

Company Information

Company Name
SAFETY INSURANCE GROUP INC
CIK
CIK0001172052
Category
Large accelerated filer
Ticker: Exchange
SAFT: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6331
SIC Description
Fire, Marine & Casualty Insurance
Ticker
SAFT

SEC filing data through

Insider Sentiment

Last purchase
2025-09-18
Last sale
2026-07-27
Shares purchased (TTM)
4,055
Shares sold (TTM)
1,362,606
Buy ratio (TTM)0.3%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
12,455,925
Shares outstanding
14,521,693
Ownership
85.77%
+4.30% Y/Y

Earnings Market Reaction

Filing date
2026-08-07
Price on filing date
—
1-month reaction
0.14%
3-month reaction
…
Drift continued5/11 (45%)
Faded / reversed6/11 (55%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Available For Sale Securities
Debt Securities Available For Sale Excluding Accrued Interest1,3291,3151,3161,2571,1881,1401,1151,0991,0431,0441,0521,005
Equity Securities Fv Ni202195221243235223221226216217238223
Equity Method Investments154157151153156159156158154138134130
Investments1,6851,6671,6881,6531,5801,5211,5131,5031,4141,3981,4241,358
Cash And Cash Equivalents At Carrying Value685574564965596345313831
Accounts Receivable Excluding Accrued Interest After Allowance For Credit Loss Noncurrent333313320333333306306311312269257258
Income Tax Receivable118--2--22-17
Reinsurance Recoverables On Paid Losses25129313235262727151330
Reinsurance Recoverable For Unpaid Claims And Claims Adjustments151152149142136137131132127122113107
Prepaid Reinsurance Premiums434140404242413836343230
Deferred Policy Acquisition Costs113109112116111105105107101949292
Deferred Income Tax Assets Net65456811514151221
Operating Lease Right Of Use Asset101112131415161718192021
Goodwill171717171717171717171717
Finite Lived Intangible Assets Net677777887787
Other Assets192219182121242525272528
Assets2,5032,4352,4712,4502,3642,2912,2702,2712,1622,0932,0942,052
Liabilities
Liability For Claims And Claims Adjustment Expense808813762720686683672644622604603584
Unearned Premiums665640655676659622620622587544528525
Accounts Payable And Accrued Liabilities Current And Noncurrent705980737060776968616462
Payables To Broker Dealers And Clearing Organizations531917107712622
Reinsurance Payable18215291520193016121625
Line Of Credit----------3030
Taxes Payable Current And Noncurrent--41-11--1--
Short Term Borrowings------30303030--
Long Term Debt505050303030----30-
Operating Lease Liability101112131415161718192021
Other Liabilities---------92734
Liabilities1,6271,5791,5791,5501,4911,4411,4421,4191,3521,2861,2901,282
Stockholders Equity
Common Stock Value000000000000
Additional Paid In Capital Common Stock238237236235233232231230229228226225
Accumulated Other Comprehensive Income Loss Net Of Tax-29-27-17-22-33-39-51-32-60-59-53-88
Retained Earnings Accumulated Deficit837816844838823807799804791788781782
Treasury Stock Common Value-170-170-170-150-150-150-150-150-150-150-150-150
Stockholders Equity877856892900873851828851810807804770
Liabilities And Stockholders Equity2,5032,4352,4712,4502,3642,2912,2702,2712,1622,0932,0942,052
Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss1,3651,3501,3371,2861,2311,1911,1811,1411,1201,1191,1211,117
Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest000112121111
Equity Securities Fv Ni Cost189187202210208203201195196193222217
Accounts Receivable Allowance For Credit Loss Excluding Accrued Interest Noncurrent111111111111
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized303030303030303030303030
Common Stock Shares Issued181818181818181818181818
Treasury Stock Common Shares333333333333

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SAFETY INSURANCE GROUP INC (SAFT) — SEC Financial Statements & Analysis

SAFETY INSURANCE GROUP INC (SAFT) is a fire, marine & casualty insurance company, incorporated in DE. SAFETY INSURANCE GROUP INC trades on Nasdaq as: SAFT. SAFETY INSURANCE GROUP INC (SAFT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, SAFETY INSURANCE GROUP INC carries a market cap of $1.08B, a P/E ratio of 15.70x, a P/B ratio of 1.23x, a P/S ratio of 0.84x, an enterprise value of $1.06B, and an EV/EBITDA multiple of 11.09x. On profitability, it posts a gross margin of 33.51%, an operating margin of 6.80%, a net margin of 5.33%, a Return on Equity (ROE) of 7.84%, and a Return on Invested Capital (ROIC) of 8.00%. Per share, it reports EPS of $4.73, diluted EPS of $4.71, free cash flow per share of $12.10, and a dividend per share of $3.72. Over the trailing year, it posted revenue growth of 7.21% year-over-year, net income growth of -19.14% year-over-year, and EPS growth of -17.89% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 37.23x, free cash flow of $175.72M (TTM), and net debt of $-17.92M. Figures sourced from SEC EDGAR.

Market Cap
$1.08B
P/E TTM
15.70x
EPS TTM
$4.73
P/B TTM
1.23x
ROE TTM
7.84%
Free Cash Flow TTM
$175.72M
Net Revenue TTM Growth 1Y
7.21%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is SAFETY INSURANCE GROUP INC in?

SAFETY INSURANCE GROUP INC (SAFT) operates in the Fire, Marine & Casualty Insurance industry.

What exchange does SAFT trade on?

SAFETY INSURANCE GROUP INC (SAFT) trades on the Nasdaq.

Where is SAFETY INSURANCE GROUP INC incorporated?

SAFETY INSURANCE GROUP INC is incorporated in DE.

When was SAFETY INSURANCE GROUP INC (SAFT)'s most recent SEC filing?

SAFETY INSURANCE GROUP INC (SAFT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.

What is SAFT's market cap?

SAFETY INSURANCE GROUP INC (SAFT) has a market capitalization of $1.08B as of 2026-06-30.

What is SAFT's P/E ratio?

SAFETY INSURANCE GROUP INC (SAFT)'s trailing twelve month P/E ratio is 15.70x as of 2026-06-30.

What is SAFT's EPS (earnings per share)?

SAFETY INSURANCE GROUP INC (SAFT)'s trailing twelve month EPS is $4.73 as of 2026-06-30.

What is SAFT's ROE (return on equity)?

SAFETY INSURANCE GROUP INC (SAFT)'s trailing twelve month Return on Equity (ROE) is 7.84% as of 2026-06-30.

What is SAFT's ROIC (return on invested capital)?

SAFETY INSURANCE GROUP INC (SAFT)'s trailing twelve month Return on Invested Capital (ROIC) is 8.00% as of 2026-06-30.

What is SAFT's EV/EBITDA?

SAFETY INSURANCE GROUP INC (SAFT)'s trailing twelve month EV/EBITDA is 11.09x as of 2026-06-30.

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