SAFETY INSURANCE GROUP INC

SAFT

SAFETY INSURANCE GROUP INC

SAFT

Insider Sentiment (TTM):

Last Purchase:2025-09-18Last Sale:2026-03-20Shares Purchased (TTM):2,055Shares Sold (TTM):41,338

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:11,866,096Shares Outstanding:14,498,177Institutional Ownership Pct.:81.85%

Earnings Market Reaction:

Filing Date:2026-08-07Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Available For Sale Securi…
Debt Securities Available For Sale Excluding Accru…	1,329	1,315	1,316	1,257	1,188	1,140	1,115	1,099	1,043	1,044	1,052	1,005
Equity Securities Fv Ni	202	195	221	243	235	223	221	226	216	217	238	223
Equity Method Investments	154	157	151	153	156	159	156	158	154	138	134	130
Investments	1,685	1,667	1,688	1,653	1,580	1,521	1,513	1,503	1,414	1,398	1,424	1,358
Cash And Cash Equivalents At Carrying Value	68	55	74	56	49	65	59	63	45	31	38	31
Accounts Receivable Excluding Accrued Interest Aft…	333	313	320	333	333	306	306	311	312	269	257	258
Income Tax Receivable	11	8	-	-	2	-	-	2	2	-	1	7
Reinsurance Recoverables On Paid Losses	25	12	9	31	32	35	26	27	27	15	13	30
Reinsurance Recoverable For Unpaid Claims And Clai…	151	152	149	142	136	137	131	132	127	122	113	107
Prepaid Reinsurance Premiums	43	41	40	40	42	42	41	38	36	34	32	30
Deferred Policy Acquisition Costs	113	109	112	116	111	105	105	107	101	94	92	92
Deferred Income Tax Assets Net	6	5	4	5	6	8	11	5	14	15	12	21
Operating Lease Right Of Use Asset	10	11	12	13	14	15	16	17	18	19	20	21
Goodwill	17	17	17	17	17	17	17	17	17	17	17	17
Finite Lived Intangible Assets Net	6	7	7	7	7	7	8	8	7	7	8	7
Other Assets	19	22	19	18	21	21	24	25	25	27	25	28
Assets	2,503	2,435	2,471	2,450	2,364	2,291	2,270	2,271	2,162	2,093	2,094	2,052
Liabilities
Liability For Claims And Claims Adjustment Expense	808	813	762	720	686	683	672	644	622	604	603	584
Unearned Premiums	665	640	655	676	659	622	620	622	587	544	528	525
Accounts Payable And Accrued Liabilities Current A…	70	59	80	73	70	60	77	69	68	61	64	62
Payables To Broker Dealers And Clearing Organizati…	5	3	1	9	17	10	7	7	12	6	2	2
Reinsurance Payable	18	2	15	29	15	20	19	30	16	12	16	25
Line Of Credit	-	-	-	-	-	-	-	-	-	-	30	30
Taxes Payable Current And Noncurrent	-	-	4	1	-	1	1	-	-	1	-	-
Short Term Borrowings	-	-	-	-	-	-	30	30	30	30	-	-
Long Term Debt	50	50	50	30	30	30	-	-	-	-	30	-
Operating Lease Liability	10	11	12	13	14	15	16	17	18	19	20	21
Other Liabilities	-	-	-	-	-	-	-	-	-	9	27	34
Liabilities	1,627	1,579	1,579	1,550	1,491	1,441	1,442	1,419	1,352	1,286	1,290	1,282
Stockholders Equity
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital Common Stock	238	237	236	235	233	232	231	230	229	228	226	225
Accumulated Other Comprehensive Income Loss Net Of…	-29	-27	-17	-22	-33	-39	-51	-32	-60	-59	-53	-88
Retained Earnings Accumulated Deficit	837	816	844	838	823	807	799	804	791	788	781	782
Treasury Stock Common Value	-170	-170	-170	-150	-150	-150	-150	-150	-150	-150	-150	-150
Stockholders Equity	877	856	892	900	873	851	828	851	810	807	804	770
Liabilities And Stockholders Equity	2,503	2,435	2,471	2,450	2,364	2,291	2,270	2,271	2,162	2,093	2,094	2,052
Debt Securities Available For Sale Amortized Cost …	1,365	1,350	1,337	1,286	1,231	1,191	1,181	1,141	1,120	1,119	1,121	1,117
Debt Securities Available For Sale Amortized Cost …	0	0	0	1	1	2	1	2	1	1	1	1
Equity Securities Fv Ni Cost	189	187	202	210	208	203	201	195	196	193	222	217
Accounts Receivable Allowance For Credit Loss Excl…	1	1	1	1	1	1	1	1	1	1	1	1
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	30	30	30	30	30	30	30	30	30	30	30	30
Common Stock Shares Issued	18	18	18	18	18	18	18	18	18	18	18	18
Treasury Stock Common Shares	3	3	3	3	3	3	3	3	3	3	3	3

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-1.76%	6.69%	46.40%	-	-	-	-	-	-	-	-	-
2025	4.73%	1.64%	-8.77%	4.31%	1.60%	-0.73%	1.86%	6.34%	2.91%	-6.84%	-0.03%	-7.40%
2024	-8.30%	-10.00%	4.14%	10.11%	3.07%	-0.68%	-0.60%	-4.09%	-9.34%	1.81%	2.26%	10.60%
2023	-	-	-	-	-	-	-1.32%	-0.38%	2.50%	-0.94%	0.87%	-1.24%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	37.23	40.43	83.80	102.63	137.12	189.75	177.55	189.80	125.96	90.38	30.85	49.78
Per Share Metrics
Diluted EPS TTM	4.71	4.35	6.73	5.91	5.74	4.92	4.81	5.04	3.46	3.49	1.28	2.13
Free Cash Flow Per Share TTM	12.10	11.74	13.05	11.58	10.75	10.28	8.46	7.33	4.43	2.70	3.43	2.46
Dividend Per Share TTM	3.72	3.72	3.66	3.64	3.62	3.62	3.63	3.59	3.62	3.62	3.63	3.64
Margin Metrics
Gross Profit Margin TTM	33.51%	33.09%	36.92%	36.44%	36.65%	35.96%	51.04%	67.44%	83.12%	99.93%	99.91%	99.91%
Operating Profit Margin TTM	6.80%	6.31%	10.02%	9.05%	9.01%	8.02%	8.02%	8.75%	6.35%	6.63%	2.62%	4.50%
Net Profit Margin TTM	5.33%	4.94%	7.85%	7.09%	7.07%	6.29%	6.32%	6.86%	4.96%	5.20%	2.03%	3.47%
Growth Metrics
Net Revenue Growth (1Y)	7.21%	10.73%	12.83%	12.77%	16.96%	17.03%	20.31%	21.41%	18.98%	20.72%	16.73%	12.77%
Net Income Growth (1Y)	-19.14%	-13.12%	40.32%	16.58%	66.62%	41.45%	274.75%	139.62%	43.51%	94.38%	-59.46%	-42.12%
EPS Growth (1Y)	-17.89%	-11.80%	40.13%	17.31%	66.10%	40.96%	274.03%	136.51%	43.33%	94.59%	-59.62%	-42.31%
Valuation Metrics
P/E TTM	15.84	16.49	11.26	11.51	13.13	15.06	15.91	14.91	19.72	21.16	52.56	28.12
P/B TTM	1.24	1.21	1.25	1.12	1.28	1.28	1.36	1.31	1.24	1.34	1.23	1.14
P/S TTM	0.85	0.81	0.88	0.82	0.93	0.95	1.01	1.02	0.98	1.10	1.07	0.98
Market Cap	1.09B	1.04B	1.12B	1.00B	1.11B	1.09B	1.13B	1.12B	1.00B	1.09B	992.07M	878.71M
Enterprise Value	1.07B	1.03B	1.09B	977.93M	1.09B	1.06B	1.10B	1.08B	989.86M	1.08B	983.92M	847.81M
Calculated Values
Free Cash Flow TTM	175.72M	170.27M	191.99M	170.81M	158.57M	151.37M	124.32M	108.73M	65.17M	39.56M	50.33M	36.05M
Net Debt	-17.92M	-4.83M	-23.90M	-26.23M	-19.41M	-34.71M	-28.97M	-32.60M	-14.58M	-801.00K	-8.15M	-30.89M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-03-20Sale

Owner: Plymouth, Rock Co Inc, Sr…

Title: -

Shares: 14,151

Price/Share: $71.12

Value: $1,006,419.12

Shares Owned: 1,794,655

Relationship: TenPercentOwner

Ownership: Indirect

2026-03-17Sale

Owner: Srb, Corp, Plymouth Rock …

Title: -

Shares: 1,199

Price/Share: $73.06

Value: $87,598.94

Shares Owned: 1,808,806

Relationship: TenPercentOwner

Ownership: Indirect

2026-03-02Sale

Owner: Srb, Corp, Plymouth Rock …

Title: -

Shares: 11,270

Price/Share: $76.49

Value: $862,042.30

Shares Owned: 1,810,005

Relationship: TenPercentOwner

Ownership: Indirect

2026-02-26Sale

Owner: Srb, Corp, Plymouth Rock …

Title: -

Shares: 11,487

Price/Share: $78.40

Value: $900,580.80

Shares Owned: 1,821,510

Relationship: TenPercentOwner

Ownership: Indirect

2026-02-24Sale

Owner: Plymouth, Rock Co Inc, Sr…

Title: -

Shares: 3,231

Price/Share: $77.14

Value: $249,239.34

Shares Owned: 1,834,964

Relationship: TenPercentOwner

Ownership: Indirect

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-03-20	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Sale	14,151	71.12	$1,006,419.12	1,794,655	4
2026-03-17	Srb, Corp, Plymouth Rock …	TenPercentOwner	-	Indirect	Sale	1,199	73.06	$87,598.94	1,808,806	4
2026-03-02	Srb, Corp, Plymouth Rock …	TenPercentOwner	-	Indirect	Sale	11,270	76.49	$862,042.30	1,810,005	4
2026-02-26	Srb, Corp, Plymouth Rock …	TenPercentOwner	-	Indirect	Sale	11,487	78.40	$900,580.80	1,821,510	4
2026-02-24	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Sale	3,231	77.14	$249,239.34	1,834,964	4
2025-09-18	Hiltpold, Glenn	Officer	VP OF ACTUARIAL SERVICES	Direct	Purchase	55	71.74	$3,945.70	13,108	4
2025-09-05	Langwell, Dennis J.	Director	-	Direct	Purchase	2,000	72.39	$144,780.00	8,000	4
2025-08-11	Langwell, Dennis J.	Director	-	Direct	Purchase	2,000	71.49	$142,980.00	6,000	4
2024-09-25	Lam, Brian Siu-Gae	Officer	VP of Insurance Operations	Direct	Sale	226	81.46	$18,409.96	3,518	4
2024-09-06	Hiltpold, Glenn	Officer	VP OF ACTUARIAL SERVICES	Direct	Sale	389	84.41	$32,835.49	11,204	4
2024-08-14	Whitford, Christopher Tho…	Officer	VP, CFO AND SECRETARY	Direct	Sale	300	79.60	$23,880.00	18,728	4
2024-08-13	Brophy, Charles Joseph Ii…	Director	-	Direct	Purchase	1,000	78.80	$78,800.00	10,000	4
2024-06-12	Hiltpold, Glenn	Officer	VP OF ACTUARIAL SERVICES	Direct	Sale	338	76.75	$25,941.50	11,593	4
2024-03-06	Varga, Stephen Albert	Officer	VP - MIS	Direct	Sale	900	79.35	$71,415.00	28,465	4
2023-12-08	Hiltpold, Glenn	Officer	VP OF ACTUARIAL SERVICES	Direct	Sale	283	78.88	$22,323.04	10,161	4
2023-08-21	Langwell, Dennis J.	Director	-	Direct	Purchase	1,000	68.90	$68,900.00	2,000	4
2023-08-08	Hiltpold, Glenn	Officer	VP OF ACTUARIAL SERVICES	Direct	Sale	125	73.08	$9,135.00	10,444	4
2023-07-19	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Purchase	32,384	67.24	$2,177,500.16	1,842,284	4
2023-06-14	Srb, Corp, Plymouth Rock …	TenPercentOwner	-	Indirect	Purchase	14,338	73.79	$1,058,001.02	1,809,900	4
2023-06-06	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Purchase	9,820	73.86	$725,305.20	1,795,562	4
2023-06-05	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Purchase	25,400	73.72	$1,872,488.00	1,785,742	4
2023-06-01	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Purchase	6,800	72.78	$494,904.00	1,758,945	4
2023-05-30	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Purchase	6,135	72.62	$445,523.70	1,721,350	4
2023-05-25	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Purchase	3,545	71.87	$254,779.15	1,713,867	4
2023-05-23	Manning, Peter J	Director	-	Direct	Sale	550	73.43	$40,386.50	5,450	4
2023-05-23	Plymouth, Rock Co Inc, Sr…	TenPercentOwner	-	Indirect	Purchase	100	73.00	$7,300.00	1,683,671	4
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Institutional Ownership

No data available for chart

2026-03-31

81.85%

Inst. Shares: 11,866,096

Shares Outstanding: 14,498,177

2025-12-31

80.59%

Inst. Shares: 11,855,743

Shares Outstanding: 14,711,942

2025-09-30

80.02%

Inst. Shares: 11,798,382

Shares Outstanding: 14,745,008

2025-06-30

81.48%

Inst. Shares: 12,014,132

Shares Outstanding: 14,744,968

2025-03-31

82.36%

Inst. Shares: 12,122,366

Shares Outstanding: 14,718,572

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	11,866,096	14,498,177	81.85%
2025-12-31	11,855,743	14,711,942	80.59%
2025-09-30	11,798,382	14,745,008	80.02%
2025-06-30	12,014,132	14,744,968	81.48%
2025-03-31	12,122,366	14,718,572	82.36%
2024-12-31	12,068,991	14,692,089	82.15%
2024-09-30	12,116,533	14,838,584	81.66%
2024-06-30	12,055,076	14,698,770	82.01%
2024-03-31	11,462,433	14,667,107	78.15%
2023-12-31	11,293,285	14,663,730	77.02%
2023-09-30	11,251,004	14,645,988	76.82%
2023-06-30	11,385,062	14,681,034	77.55%
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SAFETY INSURANCE GROUP INC (SAFT) — SEC Financial Statements & Analysis

SAFETY INSURANCE GROUP INC (SAFT) is a fire, marine & casualty insurance company, incorporated in DE. SAFETY INSURANCE GROUP INC trades on Nasdaq as: SAFT. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), SAFETY INSURANCE GROUP INC reported a 7.21% year-over-year revenue growth, a Gross Profit Margin of 33.51% (TTM), a Price-to-Sales (P/S) ratio of 0.85x (TTM), a Price-to-Book (P/B) ratio of 1.24x (TTM), at a market cap of $1.09B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 7.21%
Gross Profit Margin TTM: 33.51%
P/S TTM: 0.85x
P/B TTM: 1.24x
Market Cap: $1.09B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is SAFETY INSURANCE GROUP INC in?

SAFETY INSURANCE GROUP INC (SAFT) operates in the Fire, Marine & Casualty Insurance industry.

What is SAFT's market cap?

SAFETY INSURANCE GROUP INC (SAFT) has a market capitalization of $1.09B as of 2026-06-30.

What is SAFT's P/E ratio?

SAFETY INSURANCE GROUP INC (SAFT)'s trailing twelve month P/E ratio is 15.84x as of 2026-06-30.

What exchange does SAFT trade on?

SAFETY INSURANCE GROUP INC (SAFT) trades on the Nasdaq.

Where is SAFETY INSURANCE GROUP INC incorporated?

SAFETY INSURANCE GROUP INC is incorporated in DE.