SBFG
SB FINANCIAL GROUP, INC.Company Information
- Company Name
- SB FINANCIAL GROUP, INC.
- CIK
- CIK0000767405
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- SBFG: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- SBFG
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-04
- Last sale
- 2026-09-15
- Shares purchased (TTM)
- 48
- Shares sold (TTM)
- 5,329
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 25,403,148
- Shares outstanding
- 6,205,000
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- 2.82%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||
| Cash And Due From Banks | 138 | 126 | 72 | 85 | 79 | 105 | 26 | 49 | 23 | 19 | ||||||
| Interest Bearing Deposits In Banks | 2 | 2 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | ||||||
| Available For Sale Securities Debt Securities | 179 | 184 | 189 | 193 | 196 | 200 | 202 | 212 | 220 | 213 | ||||||
| Assets Held For Sale Not Part Of Disposal Group | 7 | 7 | 2 | 5 | 13 | 4 | 7 | 9 | 3 | 3 | ||||||
| Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | - | 989 | ||||||
| Loans And Leases Receivable Net Reported Amount Covered And Not Covered | - | - | 1,181 | 1,111 | 1,095 | 1,088 | 1,047 | 1,030 | 1,000 | - | ||||||
| Notes And Loans Receivable Net Noncurrent | 1,190 | 1,181 | - | - | - | - | - | - | - | - | ||||||
| Allowance For Doubtful Accounts Receivable | -16 | -16 | -16 | -16 | -16 | -15 | -15 | -15 | -16 | -16 | ||||||
| Property Plant And Equipment Net | 21 | 21 | 22 | 22 | 22 | 22 | 20 | 21 | 21 | 22 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 6 | 5 | 6 | 5 | 5 | 5 | 5 | 5 | 7 | 6 | ||||||
| Foreclosed Assets | 1 | 1 | 0 | 0 | 0 | 0 | - | - | 1 | 1 | ||||||
| Interest Receivable | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 4 | ||||||
| Goodwill | 27 | 27 | 27 | 27 | 27 | 27 | 23 | 23 | 23 | 23 | ||||||
| Cash Surrender Value Of Life Insurance | 32 | 32 | 32 | 32 | 31 | 31 | 31 | 30 | 29 | 29 | ||||||
| Other Assets | 11 | 12 | 10 | 9 | 11 | 12 | 13 | 9 | 12 | 17 | ||||||
| Assets | 1,620 | 1,605 | 1,545 | 1,496 | 1,486 | 1,501 | 1,380 | 1,394 | 1,343 | 1,326 | ||||||
Deposits | ||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 259 | 248 | 254 | 247 | 241 | 240 | 232 | 222 | 229 | 224 | ||||||
| Interest Bearing Deposit Liabilities | 207 | 216 | 203 | 194 | 206 | 209 | 201 | 202 | 166 | 175 | ||||||
| Deposits Savings Deposits | 326 | 334 | 296 | 290 | 282 | 286 | 238 | 242 | 217 | 226 | ||||||
| Deposits Money Market Deposits | 315 | 300 | 281 | 262 | 250 | 257 | 222 | 228 | 203 | 217 | ||||||
| Time Deposits | 285 | 274 | 273 | 269 | 271 | 279 | 259 | 265 | 256 | 244 | ||||||
| Deposits | 1,391 | 1,372 | 1,307 | 1,263 | 1,250 | 1,271 | 1,153 | 1,160 | 1,070 | 1,085 | ||||||
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | 7 | 9 | 9 | 11 | 16 | 11 | 11 | 15 | 13 | 17 | ||||||
| Advances From Federal Home Loan Banks | 23 | 28 | 35 | 35 | 35 | 35 | 35 | 35 | 84 | 60 | ||||||
| Other Long Term Debt | 10 | 10 | 10 | 10 | 10 | 10 | 10 | - | 10 | 10 | ||||||
| Interest Payable Current And Noncurrent | 2 | 3 | 2 | 3 | 2 | 3 | 2 | 3 | 2 | 2 | ||||||
| Other Liabilities | 20 | 20 | 20 | 18 | 20 | 20 | 21 | 18 | 19 | 21 | ||||||
| Liabilities | 1,473 | 1,461 | 1,404 | 1,359 | 1,353 | 1,369 | 1,252 | 1,261 | 1,219 | 1,214 | ||||||
Stockholders Equity | ||||||||||||||||
| Common Stock Value | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | ||||||
| Additional Paid In Capital | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Retained Earnings Accumulated Deficit | 133 | 130 | 126 | 123 | 120 | 117 | 116 | 114 | 108 | 106 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -22 | -22 | -21 | -23 | -25 | -27 | -30 | -25 | -30 | -40 | ||||||
| Treasury Stock Common Value | - | - | - | - | - | - | - | -32 | - | - | ||||||
| Treasury Stock Value | -41 | -40 | -40 | -39 | -38 | -35 | -35 | - | -31 | -30 | ||||||
| Stockholders Equity | 147 | 144 | 141 | 137 | 134 | 132 | 128 | 133 | 124 | 112 | ||||||
| Liabilities And Stockholders Equity | 1,620 | 1,605 | 1,545 | 1,496 | 1,486 | 1,501 | 1,380 | 1,394 | 1,343 | 1,326 | ||||||
| Preferred Stock Shares Authorized | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Common Stock Shares Authorized | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | ||||||
| Common Stock Shares Issued | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Treasury Stock Common Shares | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
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Recent filings
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Start 7-day free trialSB FINANCIAL GROUP, INC. (SBFG) — SEC Financial Statements & Analysis
SB FINANCIAL GROUP, INC. (SBFG) is a state commercial banks company, incorporated in OH. SB FINANCIAL GROUP, INC. trades on Nasdaq as: SBFG. SB FINANCIAL GROUP, INC. (SBFG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, SB FINANCIAL GROUP, INC. carries a market cap of $155.88M, a P/E ratio of 9.30x, a P/B ratio of 1.06x, a P/S ratio of 2.02x, an enterprise value of $17.73M, and an EV/EBITDA multiple of -0.64x. On profitability, it posts a gross margin of 65.68%, an operating margin of 26.84%, a net margin of 21.70%, a Return on Equity (ROE) of 11.95%, and a Return on Invested Capital (ROIC) of -73.12%. Per share, it reports EPS of $2.70, diluted EPS of $2.69, free cash flow per share of $3.72, and a dividend per share of $0.63. Over the trailing year, it posted revenue growth of -22.94% year-over-year, net income growth of -4.14% year-over-year, and EPS growth of -0.38% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.59x, free cash flow of $23.05M (TTM), and net debt of $-138.15M. Figures sourced from SEC EDGAR.
- Market Cap
- $155.88M
- P/E TTM
- 9.30x
- EPS TTM
- $2.70
- P/B TTM
- 1.06x
- ROE TTM
- 11.95%
- Free Cash Flow TTM
- $23.05M
- Net Revenue TTM Growth 1Y
- -22.94%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is SB FINANCIAL GROUP, INC. in?
SB FINANCIAL GROUP, INC. (SBFG) operates in the State Commercial Banks industry.
What exchange does SBFG trade on?
SB FINANCIAL GROUP, INC. (SBFG) trades on the Nasdaq.
Where is SB FINANCIAL GROUP, INC. incorporated?
SB FINANCIAL GROUP, INC. is incorporated in OH.
When was SB FINANCIAL GROUP, INC. (SBFG)'s most recent SEC filing?
SB FINANCIAL GROUP, INC. (SBFG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is SBFG's market cap?
SB FINANCIAL GROUP, INC. (SBFG) has a market capitalization of $155.88M as of 2026-06-30.
What is SBFG's P/E ratio?
SB FINANCIAL GROUP, INC. (SBFG)'s trailing twelve month P/E ratio is 9.30x as of 2026-06-30.
What is SBFG's EPS (earnings per share)?
SB FINANCIAL GROUP, INC. (SBFG)'s trailing twelve month EPS is $2.70 as of 2026-06-30.
What is SBFG's ROE (return on equity)?
SB FINANCIAL GROUP, INC. (SBFG)'s trailing twelve month Return on Equity (ROE) is 11.95% as of 2026-06-30.
What is SBFG's ROIC (return on invested capital)?
SB FINANCIAL GROUP, INC. (SBFG)'s trailing twelve month Return on Invested Capital (ROIC) is -73.12% as of 2026-06-30.
What is SBFG's EV/EBITDA?
SB FINANCIAL GROUP, INC. (SBFG)'s trailing twelve month EV/EBITDA is -0.64x as of 2026-06-30.