SOUTHSIDE BANCSHARES INC

SBSI

SOUTHSIDE BANCSHARES INC

SBSI

Insider Sentiment (TTM):

Last Purchase:2026-02-03Last Sale:2026-06-09Shares Purchased (TTM):2,107Shares Sold (TTM):486

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:16,704,708Shares Outstanding:29,734,000Institutional Ownership Pct.:56.18%

Earnings Market Reaction:

Filing Date:2026-07-24Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Cash And Due From Banks	75	73	81	91	110	103	91	130	114	97	122	106
Interest Bearing Deposits In Banks	302	297	303	365	260	293	282	334	272	307	392	106
Federal Funds Sold	21	17	6	11	20	34	53	22	65	65	47	114
Cash And Cash Equivalents At Carrying Value	397	387	390	467	390	431	426	486	452	469	561	326
Available For Sale Securities Debt Securities	-	-	-	-	-	-	1,534	1,408	1,406	1,405	1,296	1,336
Debt Securities Available For Sale Excluding Accru…	1,570	1,647	1,456	1,292	1,457	1,458	1,534	-	-	-	-	-
Debt Securities Held To Maturity Excluding Accrued…	1,212	1,221	1,247	1,263	1,273	1,278	1,279	1,288	1,306	1,307	1,307	1,308
Federal Home Loan Bank Stock	45	16	14	9	24	34	34	40	33	28	12	13
Assets
Assets	8,764	8,802	8,515	8,383	8,340	8,343	8,517	8,362	8,358	8,354	8,285	7,972
Equity Securities Fv Ni And Without Readily Determ…	10	10	10	10	10	9	9	10	10	10	10	9
Loans Receivable Held For Sale Net Not Part Of Dis…	0	1	1	0	0	1	2	1	1	1	11	1
Loans And Leases Receivab…
Financing Receivable Excluding Accrued Interest Be…	4,950	4,946	4,818	4,765	4,602	4,567	4,662	4,578	4,589	4,577	4,525	4,421
Financing Receivable Allowance For Credit Loss Exc…	-46	-46	-45	-45	-44	-45	-45	-44	-42	-44	-43	-42
Financing Receivable Excluding Accrued Interest Af…	4,904	4,900	4,773	4,720	4,558	4,523	4,617	4,534	4,547	4,534	4,482	4,379
Property Plant And Equipment Net	157	154	152	147	147	142	142	139	138	139	139	139
Operating Lease Right Of Use Asset	12	13	12	13	13	14	14	14	14	15	15	15
Goodwill	201	201	201	201	201	201	201	201	201	201	201	201
Intangible Assets Net Excluding Goodwill	1	1	1	1	1	2	2	2	2	3	3	3
Interest Receivable	43	36	42	35	46	36	47	38	50	40	50	40
Available For Sale Securi…
Deferred Income Tax Assets Net	26	29	27	31	39	37	34	33	30	30	30	41
Bank Owned Life Insurance	146	146	145	140	139	138	138	137	137	137	136	136
Other Assets	39	39	42	44	41	40	38	31	30	30	32	25
Liabilities And Stockhold…
Deposits
Deposits	6,169	6,874	6,865	6,962	6,632	6,591	6,654	6,436	6,496	6,546	6,550	6,350
Noninterest Bearing Deposit Liabilities	1,406	1,374	1,433	1,412	1,368	1,380	1,357	1,377	1,367	1,359	1,390	1,431
Interest Bearing Deposit Liabilities	4,763	5,500	5,432	5,550	5,264	5,211	5,297	5,059	5,129	5,187	5,159	4,918
Federal Funds Purchased And Securities Sold Under …	420	356	209	99	100	80	76	106	201	458	510	395
Federal Home Loan Bank Advances Branch Of F H L B …	996	316	211	101	512	612	732	760	562	312	213	213
Subordinated Debt	148	148	240	240	92	92	92	92	92	94	94	94
Junior Subordinated Debenture Owed To Unconsolidat…	60	60	60	60	60	60	60	60	60	60	60	60
Operating Lease Liability	14	14	14	15	15	15	16	16	16	17	17	17
Other Liabilities	74	72	68	71	71	77	75	67	74	72	69	90
Liabilities	7,881	7,947	7,667	7,548	7,533	7,527	7,706	7,557	7,557	7,566	7,512	7,244
Stockholders Equity Inclu…
Preferred Stock Value	0	-	-	-	-	-	-	-	-	-	-	-
Common Stock Value	48	48	48	48	48	48	48	48	48	48	48	48
Additional Paid In Capital Common Stock	797	797	796	795	794	794	794	792	791	790	789	788
Retained Earnings Accumulated Deficit	381	365	352	342	348	337	327	316	307	293	282	276
Treasury Stock Value	-251	-252	-252	-242	-241	-231	-231	-232	-233	-232	-232	-228
Accumulated Other Comprehensive Income Loss Net Of…	-92	-103	-96	-108	-141	-132	-125	-118	-111	-111	-113	-155
Liabilities And Stockholders Equity	8,764	8,802	8,515	8,383	8,340	8,343	8,517	8,362	8,358	8,354	8,285	7,972
Debt Securities Available For Sale Amortized Cost …	1,580	1,664	1,457	1,308	1,518	1,509	1,587	-	-	-	-	-
Stockholders Equity
Stockholders Equity	882	855	848	835	807	817	812	805	801	788	773	729
Available For Sale Debt Securities Amortized Cost …	-	-	-	-	-	-	1,587	1,433	1,454	1,454	1,332	1,473
Held To Maturity Securiti…
Held To Maturity Securiti…
Held To Maturity Securities Fair Value	1,076	1,064	1,103	1,106	1,081	1,109	1,113	1,170	1,140	1,152	1,166	1,052
Preferred Stock No Par Value	0	-	-	-	-	-	-	-	-	-	-	-
Preferred Stock Shares Authorized	8	-	-	-	-	-	-	-	-	-	-	-
Preferred Stock Shares Outstanding	0	-	-	-	-	-	-	-	-	-	-	-
Common Stock Par Or Stated Value Per Share	1.25	1.25	1.25	1.25	1.25	1.25	1.25	1.25	1.25	1.25	1.25	1.25
Common Stock Shares Authorized	80	80	80	80	80	80	80	80	80	80	80	80
Common Stock Shares Issued	38	38	38	38	38	38	38	38	38	38	38	38
Treasury Stock Common Shares	8	8	8	8	8	8	8	8	8	8	8	8

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	0.25%	2.98%	6.68%	-	-	-	-	-	-	-	-	-
2025	0.55%	0.48%	11.51%	-0.07%	2.38%	-8.85%	4.03%	14.38%	15.16%	-3.90%	6.58%	2.01%
2024	3.96%	-5.16%	6.81%	-4.50%	0.50%	-1.49%	10.60%	-0.78%	-1.33%	-3.62%	-9.18%	-2.63%
2023	-	-	-	-5.77%	-9.94%	-14.84%	7.00%	18.08%	11.50%	-2.33%	-2.05%	-1.46%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-0.60	-0.62	-0.63	-0.61	-0.52	-0.02	0.47	0.95	1.53	1.58	1.70	1.96
Per Share Metrics
Diluted EPS TTM	2.54	2.38	2.29	2.32	2.83	2.90	2.91	2.77	2.70	2.71	2.82	3.18
Free Cash Flow Per Share TTM	4.25	3.26	2.44	3.01	1.29	1.86	2.99	-0.05	2.95	3.54	2.38	4.87
Dividend Per Share TTM	1.44	1.45	1.44	1.45	1.44	1.44	1.44	1.45	1.44	1.44	1.42	1.46
Margin Metrics
Gross Profit Margin TTM	55.55%	55.53%	54.85%	54.06%	53.49%	52.60%	52.16%	38.01%	38.67%	40.50%	42.97%	64.71%
Operating Profit Margin TTM	22.11%	20.91%	20.50%	20.95%	25.63%	26.09%	25.92%	24.41%	24.34%	25.33%	28.11%	33.81%
Net Profit Margin TTM	18.52%	17.52%	17.17%	17.40%	21.08%	21.49%	21.36%	20.41%	20.54%	21.53%	24.10%	28.89%
Growth Metrics
Net Revenue Growth (1Y)	1.02%	-1.66%	-2.72%	-2.22%	1.82%	7.92%	15.18%	22.52%	28.81%	36.33%	42.20%	44.42%
Net Income Growth (1Y)	-11.25%	-19.80%	-21.78%	-16.67%	4.49%	7.69%	2.08%	-13.42%	-22.36%	-22.52%	-17.45%	-8.48%
EPS Growth (1Y)	-9.86%	-18.03%	-21.38%	-16.06%	4.65%	7.24%	3.46%	-12.80%	-21.23%	-19.68%	-13.64%	-3.65%
Valuation Metrics
P/E TTM	13.63	12.73	12.79	11.58	9.80	9.26	10.01	10.98	9.19	9.57	9.75	7.82
P/B TTM	1.17	1.06	1.04	0.97	1.04	1.00	1.09	1.15	0.94	1.00	1.09	1.04
P/S TTM	2.52	2.23	2.20	2.01	2.07	1.99	2.14	2.24	1.89	2.06	2.35	2.26
Market Cap	1.04B	903.55M	885.38M	810.73M	839.18M	819.62M	885.70M	922.50M	753.28M	786.71M	844.85M	759.30M
Enterprise Value	638.32M	516.07M	495.59M	343.82M	449.08M	388.64M	459.53M	436.20M	301.28M	317.34M	284.34M	433.47M
Calculated Values
Free Cash Flow TTM	126.47M	96.95M	73.48M	90.63M	39.10M	56.48M	90.69M	-1.48M	89.23M	107.24M	72.96M	148.61M
Net Debt	-397.26M	-387.47M	-389.79M	-466.91M	-390.10M	-430.97M	-426.16M	-486.30M	-452.00M	-469.37M	-560.51M	-325.82M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-09Sale

Owner: Craddock, John Mitchell J…

Title: Chief Operating Officer

Shares: 486

Price/Share: $33.38

Value: $16,222.68

Shares Owned: 4,871

Relationship: Officer

Ownership: Direct

2026-02-03Purchase

Owner: Calhoun, Kirk A.

Title: -

Shares: 300

Price/Share: $33.15

Value: $9,945.00

Shares Owned: 17,123

Relationship: Director

Ownership: Direct

2025-12-04Purchase

Owner: Buie, Herbert C

Title: -

Shares: 1,807

Price/Share: $30.68

Value: $55,438.76

Shares Owned: 389,288

Relationship: Director

Ownership: Direct

2025-05-23Purchase

Owner: Calhoun, Kirk A.

Title: -

Shares: 300

Price/Share: $27.99

Value: $8,397.00

Shares Owned: 16,766

Relationship: Director

Ownership: Direct

2024-11-25Sale

Owner: Mccabe, Brian K

Title: COO

Shares: 11,385

Price/Share: $36.67

Value: $417,487.95

Shares Owned: 14,497

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-09	Craddock, John Mitchell J…	Officer	Chief Operating Officer	Direct	Sale	486	33.38	$16,222.68	4,871	4
2026-02-03	Calhoun, Kirk A.	Director	-	Direct	Purchase	300	33.15	$9,945.00	17,123	4
2025-12-04	Buie, Herbert C	Director	-	Direct	Purchase	1,807	30.68	$55,438.76	389,288	4
2025-05-23	Calhoun, Kirk A.	Director	-	Direct	Purchase	300	27.99	$8,397.00	16,766	4
2024-11-25	Mccabe, Brian K	Officer	COO	Direct	Sale	11,385	36.67	$417,487.95	14,497	4
2024-11-06	Gibson, Lee R	Director,Officer	CHIEF EXECUTIVE OFFICER	Direct	Sale	3,300	36.74	$121,242.00	57,272	4
2024-11-06	Davis, Suni M	Officer	CHIEF RISK OFFICER	Direct	Sale	2,220	36.00	$79,920.00	9,202	4
2024-08-23	Arnold, T L Jr	Officer	CCO	Direct	Sale	4,667	33.71	$157,324.57	16,441	4
2024-08-07	Arnold, T L Jr	Officer	CCO	Direct	Sale	3,999	31.63	$126,488.37	16,441	4
2024-08-01	Green, Jared C.	Officer	Regional President, ETR	Direct	Sale	864	33.27	$28,745.28	4,358	4
2024-07-31	Shamburger, Julie	Officer	CFO	Direct	Sale	5,360	35.03	$187,760.80	24,327	4
2024-03-04	Gibson, Lee R	Director,Officer	PRES & CEO	Direct	Sale	14,897	30.27	$450,932.19	56,491	4
2024-01-30	Buie, Herbert C	Director	-	Direct	Purchase	1,990	32.52	$64,714.80	407,501	4
2023-12-13	Mccabe, Brian K	Officer	COO	Direct	Sale	2,648	29.60	$78,380.80	12,973	4
2023-11-01	Sammons, John F Jr	Director	-	Indirect	Purchase	555	26.83	$14,890.65	2,555	4
2023-09-14	Green, Jared C.	Officer	Regional President, ETR	Direct	Sale	1,665	29.81	$49,633.65	4,173	4
2023-08-01	Mccabe, Brian K	Officer	COO	Direct	Sale	1,500	33.68	$50,520.00	15,567	4
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Institutional Ownership

No data available for chart

2026-03-31

56.18%

Inst. Shares: 16,704,708

Shares Outstanding: 29,734,000

2025-12-31

56.02%

Inst. Shares: 16,882,227

Shares Outstanding: 30,137,000

2025-09-30

56.65%

Inst. Shares: 17,032,919

Shares Outstanding: 30,067,000

2025-06-30

55.86%

Inst. Shares: 16,887,901

Shares Outstanding: 30,234,000

2025-03-31

56.09%

Inst. Shares: 17,044,945

Shares Outstanding: 30,390,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	16,704,708	29,734,000	56.18%
2025-12-31	16,882,227	30,137,000	56.02%
2025-09-30	17,032,919	30,067,000	56.65%
2025-06-30	16,887,901	30,234,000	55.86%
2025-03-31	17,044,945	30,390,000	56.09%
2024-12-31	16,956,776	30,293,000	55.98%
2024-09-30	16,471,910	30,286,000	54.39%
2024-06-30	16,272,666	30,280,000	53.74%
2024-03-31	15,602,859	30,262,000	51.56%
2023-12-31	15,936,850	30,704,000	51.90%
2023-09-30	16,012,765	30,502,000	52.50%
2023-06-30	16,263,148	30,721,000	52.94%
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SOUTHSIDE BANCSHARES INC (SBSI) — SEC Financial Statements & Analysis

SOUTHSIDE BANCSHARES INC (SBSI) is a state commercial banks company, incorporated in TX. SOUTHSIDE BANCSHARES INC trades on NYSE as: SBSI. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), SOUTHSIDE BANCSHARES INC reported a 1.02% year-over-year revenue growth, a Gross Profit Margin of 55.55% (TTM), a Price-to-Sales (P/S) ratio of 2.52x (TTM), a Price-to-Book (P/B) ratio of 1.17x (TTM), at a market cap of $1.04B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 1.02%
Gross Profit Margin TTM: 55.55%
P/S TTM: 2.52x
P/B TTM: 1.17x
Market Cap: $1.04B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is SOUTHSIDE BANCSHARES INC in?

SOUTHSIDE BANCSHARES INC (SBSI) operates in the State Commercial Banks industry.

What is SBSI's market cap?

SOUTHSIDE BANCSHARES INC (SBSI) has a market capitalization of $1.04B as of 2026-06-30.

What is SBSI's P/E ratio?

SOUTHSIDE BANCSHARES INC (SBSI)'s trailing twelve month P/E ratio is 13.63x as of 2026-06-30.

What exchange does SBSI trade on?

SOUTHSIDE BANCSHARES INC (SBSI) trades on the NYSE.

Where is SOUTHSIDE BANCSHARES INC incorporated?

SOUTHSIDE BANCSHARES INC is incorporated in TX.