SFDL
SECURITY FEDERAL CORPCompany Information
- Company Name
- SECURITY FEDERAL CORP
- CIK
- CIK0000818677
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- SFDL: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- SFDL
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-05-22
- Last sale
- —
- Shares purchased (TTM)
- 128
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2025-12-31
- Institutional shares owned
- 10,928
- Shares outstanding
- 3,159,030
- Ownership
- 0.35%
Earnings Market Reaction
- Filing date
- 2026-03-20
- Price on filing date
- —
- 1-month reaction
- -1.14%
- 3-month reaction
- 5.02%
Balance Sheet
Values in millions ($)| Line item | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Cash Equivalents At Carrying Value | 75 | 52 | 142 | 133 | 178 | 132 | 138 | 93 | 128 | 84 | 77 | 25 | ||||||
| Certificates Of Deposit At Carrying Value | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | ||||||
Investments | ||||||||||||||||||
| Available For Sale Securities Debt Securities | - | - | - | 541 | 526 | 534 | 519 | 532 | 538 | 531 | 542 | 541 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | - | - | - | 134 | 135 | 138 | 143 | 159 | 163 | 174 | 177 | - | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 663 | 674 | 588 | - | 526 | - | - | - | - | - | - | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 113 | 115 | 119 | - | 135 | - | - | - | - | - | - | - | ||||||
| Investments | 776 | 789 | 708 | 675 | 661 | 672 | 662 | 692 | 701 | 706 | 719 | 721 | ||||||
Notes Receivable Net | ||||||||||||||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 3 | 1 | 2 | 1 | 1 | 2 | 2 | 0 | 1 | 1 | 1 | 0 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | - | - | 574 | ||||||
| Notes Receivable Net | - | - | - | 689 | 687 | 685 | 653 | 646 | 622 | 597 | 588 | 574 | ||||||
Accrued Interest After Allowance For Credit Loss | ||||||||||||||||||
| Financing Receivable Accrued Interest After Allowance For Credit Loss | - | - | - | - | - | - | - | - | - | 2 | 1 | - | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 673 | 677 | 686 | - | 687 | - | - | - | - | - | - | - | ||||||
| Interest Receivable | 5 | 5 | 5 | 6 | 5 | 6 | 5 | 6 | 6 | 5 | 5 | 2 | ||||||
| Accrued Investment Income Receivable | - | - | - | - | - | - | - | - | - | - | - | 4 | ||||||
| Interest Receivable And Other Assets | - | - | - | - | - | - | - | - | - | - | - | 5 | ||||||
| Operating Lease Right Of Use Asset | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | ||||||
| Land Available For Sale | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Property Plant And Equipment Net | 33 | 33 | 33 | 34 | 29 | 30 | 30 | 30 | 29 | 29 | 29 | 29 | ||||||
| Federal Home Loan Bank Stock | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Other Real Estate And Foreclosed Assets | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Other Real Estate | 0 | 0 | - | - | 0 | - | - | - | 0 | 0 | 0 | - | ||||||
| Bank Owned Life Insurance | 34 | 34 | 29 | 29 | 29 | 28 | 28 | 28 | 28 | 28 | 28 | 27 | ||||||
| Goodwill | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Other Assets | 13 | 15 | 15 | 15 | 17 | 15 | 17 | 17 | 29 | 22 | 20 | 18 | ||||||
| Assets | 1,618 | 1,612 | 1,625 | 1,585 | 1,612 | 1,576 | 1,543 | 1,518 | 1,550 | 1,477 | 1,472 | 1,406 | ||||||
Liabilities | ||||||||||||||||||
| Deposits | 1,372 | 1,365 | 1,383 | 1,346 | 1,324 | 1,257 | 1,236 | 1,206 | 1,195 | 1,186 | 1,179 | 1,109 | ||||||
| Federal Funds Purchased | 0 | 0 | 0 | 0 | 50 | 65 | 65 | 74 | 119 | 69 | 69 | 61 | ||||||
| Other Borrowings | 25 | 24 | 24 | 24 | 28 | 24 | 22 | 20 | 19 | 19 | 18 | 28 | ||||||
| Junior Subordinated Notes | 0 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Senior Notes | - | - | - | - | - | - | - | - | - | - | - | 27 | ||||||
| Subordinated Debt | 10 | 10 | 10 | 10 | 10 | 27 | 27 | 27 | 27 | 27 | 27 | - | ||||||
| Operating Lease Liability | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | ||||||
| Other Liabilities | 10 | 12 | 10 | 12 | 11 | 12 | 11 | 11 | 11 | 11 | 9 | 8 | ||||||
| Liabilities | 1,418 | 1,417 | 1,434 | 1,397 | 1,429 | 1,391 | 1,367 | 1,344 | 1,377 | 1,318 | 1,309 | 1,240 | ||||||
| Preferred Stock Value Outstanding | - | - | - | - | - | - | - | - | - | - | - | 83 | ||||||
| Common Stock Value Outstanding | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | - | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Additional Paid In Capital | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | ||||||
| Treasury Stock Value | -8 | -8 | -6 | -6 | -6 | -6 | -6 | -5 | -5 | -5 | -4 | -4 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -21 | -23 | -26 | -27 | -31 | -26 | -34 | -34 | -35 | -45 | -40 | -35 | ||||||
| Retained Earnings Accumulated Deficit | 128 | 125 | 122 | 120 | 118 | 116 | 114 | 112 | 111 | 108 | 106 | 105 | ||||||
| Stockholders Equity | 200 | 195 | 191 | 188 | 182 | 185 | 176 | 175 | 172 | 159 | 163 | 166 | ||||||
| Liabilities And Stockholders Equity | 1,618 | 1,612 | 1,625 | 1,585 | 1,612 | 1,576 | 1,543 | 1,518 | 1,550 | 1,477 | 1,472 | 1,406 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | - | - | - | 0 | - | 0 | 0 | 0 | - | 0 | 0 | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | - | 0 | 0 | - | - | - | - | - | - | - | - | - | ||||||
| Held To Maturity Securities Fair Value | 111 | 113 | 116 | 131 | 131 | 136 | 138 | 155 | 159 | 167 | 171 | 176 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | - | 12 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | 14 | 14 | 14 | 13 | 13 | 13 | 12 | 12 | 12 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 14 | 14 | 14 | - | 14 | 14 | 13 | - | - | - | - | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | - | ||||||
| Preferred Stock Shares Authorized | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | ||||||
| Common Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Common Stock Shares Issued | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Treasury Stock Common Shares | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialSECURITY FEDERAL CORP (SFDL) — SEC Financial Statements & Analysis
SECURITY FEDERAL CORP (SFDL) is a state commercial banks company, incorporated in SC. SECURITY FEDERAL CORP trades on OTC as: SFDL. SECURITY FEDERAL CORP (SFDL)'s most recent SEC filing is a Form 10-K for the period ended 2025-12-31, filed with the SEC on 2026-03-20. Based on its latest SEC filing (Form 10-Q, period ending 2025-12-31), SECURITY FEDERAL CORP carries a market cap of $104.36M, a P/E ratio of 7.63x, a P/B ratio of 0.52x, a P/S ratio of 83.02x, an enterprise value of $29.03M, and an EV/EBITDA multiple of -1.05x. On profitability, it posts a gross margin of -2401.27%, an operating margin of 1378.76%, a net margin of 1087.75%, a Return on Equity (ROE) of 7.14%, and a Return on Invested Capital (ROIC) of -35.07%. Per share, it reports EPS of $4.33, free cash flow per share of $2.79, and a dividend per share of $0.70. Over the trailing year, it posted revenue growth of 1.13% year-over-year, net income growth of 39.42% year-over-year, and EPS growth of 41.60% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.63x, free cash flow of $8.80M (TTM), and net debt of $-75.33M. Figures sourced from SEC EDGAR.
- Market Cap
- $104.36M
- P/E TTM
- 7.63x
- EPS TTM
- $4.33
- P/B TTM
- 0.52x
- ROE TTM
- 7.14%
- Free Cash Flow TTM
- $8.80M
- Net Revenue TTM Growth 1Y
- 1.13%
Data as of 2025-12-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is SECURITY FEDERAL CORP in?
SECURITY FEDERAL CORP (SFDL) operates in the State Commercial Banks industry.
What exchange does SFDL trade on?
SECURITY FEDERAL CORP (SFDL) trades on the OTC.
Where is SECURITY FEDERAL CORP incorporated?
SECURITY FEDERAL CORP is incorporated in SC.
When was SECURITY FEDERAL CORP (SFDL)'s most recent SEC filing?
SECURITY FEDERAL CORP (SFDL)'s most recent SEC filing is a Form 10-K for the period ended 2025-12-31, filed with the SEC on 2026-03-20.
What is SFDL's market cap?
SECURITY FEDERAL CORP (SFDL) has a market capitalization of $104.36M as of 2025-12-31.
What is SFDL's P/E ratio?
SECURITY FEDERAL CORP (SFDL)'s trailing twelve month P/E ratio is 7.63x as of 2025-12-31.
What is SFDL's EPS (earnings per share)?
SECURITY FEDERAL CORP (SFDL)'s trailing twelve month EPS is $4.33 as of 2025-12-31.
What is SFDL's ROE (return on equity)?
SECURITY FEDERAL CORP (SFDL)'s trailing twelve month Return on Equity (ROE) is 7.14% as of 2025-12-31.
What is SFDL's ROIC (return on invested capital)?
SECURITY FEDERAL CORP (SFDL)'s trailing twelve month Return on Invested Capital (ROIC) is -35.07% as of 2025-12-31.
What is SFDL's EV/EBITDA?
SECURITY FEDERAL CORP (SFDL)'s trailing twelve month EV/EBITDA is -1.05x as of 2025-12-31.