SFST

SOUTHERN FIRST BANCSHARES INC
—

Company Information

Company Name
SOUTHERN FIRST BANCSHARES INC
CIK
CIK0001090009
Category
Accelerated filer
Ticker: Exchange
SFST: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6021
SIC Description
National Commercial Banks
Ticker
SFST

SEC filing data through

Insider Sentiment

Last purchase
2026-09-14
Last sale
2026-09-18
Shares purchased (TTM)
1,225
Shares sold (TTM)
48,773.66
Buy ratio (TTM)2.5%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
7,673,560
Shares outstanding
9,184,699
Ownership
83.55%
+16.78% Y/Y

Earnings Market Reaction

Filing date
2026-08-03
Price on filing date
—
1-month reaction
-1.88%
3-month reaction
…
Drift continued5/11 (45%)
Faded / reversed6/11 (55%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Cash Equivalents At Carrying Value
Cash And Due From Banks303328252525232522142817
Federal Funds Sold259228183179181264128226164145119128
Interest Bearing Deposits In Banks7282588065171299997
Cash Cash Equivalents And Federal Funds Sold362343270283271305163261195167156152
Marketable Securities
Available For Sale Securities Debt Securities144124128131129131132135121126135144
Other Investments202020202020192019182020
Investments165145148151149151152154140144155164
Loans Receivable Held For Sale Amount914127111259151277
Loans And Leases Receivable Net Of Deferred Income-------3,6203,6233,6443,6033,554
Notes Receivable Gross4,0303,9423,8453,7893,7473,6843,632---3,603-
Financing Receivable Allowance For Credit Losses-44-43-42-42-41-41-40-40-40-40-41-41
Notes Receivable Net3,9863,8993,8033,7473,7063,6433,5923,5793,5823,6033,5623,513
Bank Owned Life Insurance575656555554545453535352
Property Plant And Equipment Net888983858687899092939496
Deferred Income Tax Assets Net141414131313131212121213
Other Assets202019181818201621211723
Assets4,7004,5784,4034,3594,3084,2844,0884,1754,1104,1064,0564,020
Liabilities
Deposits3,9353,8733,7173,6763,6363,6213,4363,5193,4603,4613,3803,348
Accrued Liabilities And Other Liabilities-----------275
Junior Subordinated Notes132525252525252536363636
Other Liabilities596153616161566455535257
Liabilities4,2484,1994,0354,0023,9633,9473,7573,8483,7913,7903,7433,716
Stockholders Equity
Common Stock Value000000000000
Additional Paid In Capital189127126125125125125124124124122122
Accumulated Other Comprehensive Income Loss Net Of Tax-8-8-7-8-10-10-11-9-12-12-11-15
Retained Earnings Accumulated Deficit273261251242233226221215211208206201
Stockholders Equity452379369356345338330327319315312304
Liabilities And Stockholders Equity4,7004,5784,4034,3594,3084,2844,0884,1754,1104,1064,0564,020
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized101010101010101010101010
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized202020202020202020101010
Common Stock Shares Issued988888888888
Shares Outstanding988888888888

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SOUTHERN FIRST BANCSHARES INC (SFST) — SEC Financial Statements & Analysis

SOUTHERN FIRST BANCSHARES INC (SFST) is a national commercial banks company, incorporated in SC. SOUTHERN FIRST BANCSHARES INC trades on Nasdaq as: SFST. SOUTHERN FIRST BANCSHARES INC (SFST)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-03. Based on that filing, SOUTHERN FIRST BANCSHARES INC carries a market cap of $561.19M, a P/E ratio of 14.17x, a P/B ratio of 1.24x, a P/S ratio of 91.92x, an enterprise value of $212.95M, and an EV/EBITDA multiple of 1.35x. On profitability, it posts a gross margin of -654.46%, an operating margin of 836.12%, a net margin of 648.67%, a Return on Equity (ROE) of 9.93%, and a Return on Invested Capital (ROIC) of 117.67%. Per share, it reports EPS of $4.31, diluted EPS of $4.25, free cash flow per share of $4.27, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 11.69% year-over-year, net income growth of 81.19% year-over-year, and EPS growth of 60.16% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.49x, free cash flow of $39.26M (TTM), and net debt of $-348.23M. Figures sourced from SEC EDGAR.

Market Cap
$561.19M
P/E TTM
14.17x
EPS TTM
$4.31
P/B TTM
1.24x
ROE TTM
9.93%
Free Cash Flow TTM
$39.26M
Net Revenue TTM Growth 1Y
11.69%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is SOUTHERN FIRST BANCSHARES INC in?

SOUTHERN FIRST BANCSHARES INC (SFST) operates in the National Commercial Banks industry.

What exchange does SFST trade on?

SOUTHERN FIRST BANCSHARES INC (SFST) trades on the Nasdaq.

Where is SOUTHERN FIRST BANCSHARES INC incorporated?

SOUTHERN FIRST BANCSHARES INC is incorporated in SC.

When was SOUTHERN FIRST BANCSHARES INC (SFST)'s most recent SEC filing?

SOUTHERN FIRST BANCSHARES INC (SFST)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-03.

What is SFST's market cap?

SOUTHERN FIRST BANCSHARES INC (SFST) has a market capitalization of $561.19M as of 2026-06-30.

What is SFST's P/E ratio?

SOUTHERN FIRST BANCSHARES INC (SFST)'s trailing twelve month P/E ratio is 14.17x as of 2026-06-30.

What is SFST's EPS (earnings per share)?

SOUTHERN FIRST BANCSHARES INC (SFST)'s trailing twelve month EPS is $4.31 as of 2026-06-30.

What is SFST's ROE (return on equity)?

SOUTHERN FIRST BANCSHARES INC (SFST)'s trailing twelve month Return on Equity (ROE) is 9.93% as of 2026-06-30.

What is SFST's ROIC (return on invested capital)?

SOUTHERN FIRST BANCSHARES INC (SFST)'s trailing twelve month Return on Invested Capital (ROIC) is 117.67% as of 2026-06-30.

What is SFST's EV/EBITDA?

SOUTHERN FIRST BANCSHARES INC (SFST)'s trailing twelve month EV/EBITDA is 1.35x as of 2026-06-30.

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