SLM Corp
SLM Corp
Insider Sentiment (TTM):
Last Purchase:2025-02-11Last Sale:2025-07-29Shares Purchased (TTM):0Shares Sold (TTM):55,000
Institutional Sentiment:
As of:2026-03-31Institutional Shares Owned:190,937,774Shares Outstanding:195,460,000Institutional Ownership Pct.:97.69%
Earnings Market Reaction:
Filing Date:2026-07-23Price on Filing Date:N/APrevious Close:N/A% Change:N/A
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 4,588 | 5,157 | 4,241 | 3,539 | 4,092 | 3,695 | 4,700 | 4,490 | 5,262 | 3,584 | 4,150 | 3,548 | |||||
Investments | |||||||||||||||||
Trading Securities Debt | 56 | 46 | 49 | 52 | 50 | 54 | 53 | 55 | 60 | 58 | 54 | 53 | |||||
Available For Sale Securities Debt Securities | 1,717 | 1,744 | 1,758 | 1,776 | 1,651 | 1,657 | 1,933 | 2,023 | 2,283 | 2,271 | 2,412 | 2,316 | |||||
Other Investments | 107 | 112 | 115 | 117 | 95 | 98 | 112 | 114 | 107 | 90 | 92 | 94 | |||||
Investments | 1,880 | 1,902 | 1,923 | 1,945 | 1,795 | 1,809 | 2,099 | 2,192 | 2,451 | 2,419 | 2,558 | 2,463 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 19,887 | 20,332 | 21,615 | 21,160 | 21,091 | 20,902 | 20,460 | 18,915 | 20,201 | 20,306 | 20,899 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 172 | 236 | 933 | - | - | - | 0 | 486 | - | - | 0 | 0 | |||||
Restricted Cash And Investments | 207 | 224 | 177 | 193 | 164 | 173 | 174 | 171 | 142 | 148 | 150 | 175 | |||||
Other Interest Earning Assets | 0 | 0 | 0 | 1 | 2 | 3 | 5 | 6 | 6 | 8 | 9 | 11 | |||||
Interest Receivable | 1,602 | 1,532 | 1,563 | 1,690 | 1,696 | 1,554 | 1,547 | 1,538 | 1,391 | 1,386 | 1,380 | 1,457 | |||||
Property Plant And Equipment Net | 123 | 122 | 122 | 119 | 118 | 117 | 119 | 123 | 126 | 127 | 130 | 133 | |||||
Intangible Assets Net Including Goodwill | 59 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 69 | 128 | |||||
Income Tax Receivable | 373 | 261 | 347 | 405 | 455 | 338 | 426 | 429 | 351 | 278 | 366 | 410 | |||||
Other Assets | 43 | 29 | 47 | 37 | 59 | 55 | 37 | 55 | 57 | 59 | 52 | 47 | |||||
Assets | 28,579 | 29,410 | 29,746 | 29,605 | 29,603 | 28,899 | 30,072 | 30,013 | 28,769 | 28,277 | 29,169 | 29,273 | |||||
Liabilities | |||||||||||||||||
Deposits | 19,895 | 20,525 | 21,060 | 20,012 | 20,482 | 20,073 | 21,069 | 21,445 | 20,744 | 20,903 | 21,653 | 21,551 | |||||
Other Short Term Borrowings | - | - | 498 | - | - | - | 0 | - | - | - | - | - | |||||
Short Term Borrowings | 0 | 499 | - | - | - | - | - | - | - | - | - | - | |||||
Long Term Debt | 5,844 | 5,670 | 5,362 | 6,839 | 6,411 | 6,147 | 6,440 | 6,037 | 5,403 | 4,977 | 5,228 | 5,516 | |||||
Other Liabilities | 366 | 277 | 374 | 413 | 335 | 278 | 403 | 397 | 339 | 283 | 408 | 408 | |||||
Liabilities | 26,105 | 26,972 | 27,295 | 27,264 | 27,228 | 26,498 | 27,912 | 27,879 | 26,486 | 26,164 | 27,289 | 27,474 | |||||
Preferred Stock Value Outstanding | 251 | 251 | 251 | 251 | 251 | 251 | 251 | 251 | 251 | 251 | 251 | 251 | |||||
Common Stock Value | 89 | 89 | 89 | 89 | 89 | 89 | 88 | 88 | 88 | 88 | 88 | 88 | |||||
Additional Paid In Capital | 1,262 | 1,224 | 1,240 | 1,231 | 1,219 | 1,209 | 1,194 | 1,185 | 1,174 | 1,164 | 1,149 | 1,141 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -44 | -38 | -40 | -45 | -61 | -56 | -66 | -50 | -79 | -77 | -75 | -101 | |||||
Retained Earnings Accumulated Deficit | 5,041 | 5,011 | 4,734 | 4,531 | 4,426 | 4,386 | 4,114 | 4,035 | 4,108 | 3,885 | 3,625 | 3,486 | |||||
Treasury Stock Common Value | -4,125 | -4,100 | -3,823 | -3,716 | -3,549 | -3,478 | -3,422 | -3,375 | -3,259 | -3,197 | -3,156 | -3,064 | |||||
Stockholders Equity | 2,475 | 2,438 | 2,451 | 2,341 | 2,375 | 2,401 | 2,160 | 2,134 | 2,283 | 2,114 | 1,881 | 1,799 | |||||
Liabilities And Stockholders Equity | 28,579 | 29,410 | 29,746 | 29,605 | 29,603 | 28,899 | 30,072 | 30,013 | 28,769 | 28,277 | 29,169 | 29,273 | |||||
Trading Securities Debt Amortized Cost | 38 | 37 | 38 | 39 | 40 | 40 | 42 | 43 | 45 | 45 | 43 | 42 | |||||
Available For Sale Debt Securities Amortized Cost … | 1,775 | 1,795 | 1,812 | 1,841 | 1,743 | 1,747 | 2,042 | 2,113 | 2,428 | 2,423 | 2,564 | 2,525 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | 1,383 | 1,430 | 1,526 | 1,470 | 1,444 | 1,436 | 1,414 | 1,270 | 1,350 | 1,340 | 1,416 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | |||||
Preferred Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | |||||
Preferred Stock Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||
Preferred Stock Liquidation Preference | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | |||||
Common Stock Shares Authorized | 1,125 | 1,125 | 1,125 | 1,125 | 1,125 | 1,125 | 1,125 | 1,125 | 1,125 | 1,125 | 1,125 | 1,125 | |||||
Common Stock Shares Issued | 446 | 445 | 443 | 443 | 443 | 443 | 441 | 441 | 440 | 440 | 438 | 438 | |||||
Aoci Tax Attributable To Parent | 15 | 13 | 13 | 15 | 20 | 18 | 21 | 16 | 25 | 25 | 24 | 33 | |||||
Treasury Stock Common Shares | 258 | 257 | 244 | 240 | 235 | 232 | 230 | 228 | 223 | 220 | 218 | 212 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -9.61% | -3.86% | 7.22% | - | - | - | - | - | - | - | - | - |
| 2025 | 19.72% | 11.32% | 19.21% | -5.28% | -11.75% | -19.50% | 3.25% | 1.03% | 3.74% | -15.12% | -7.68% | -3.38% |
| 2024 | -4.25% | -8.89% | -0.34% | -10.91% | -9.73% | -1.05% | 7.32% | 19.79% | 18.78% | -8.24% | -20.16% | 0.92% |
| 2023 | - | - | - | -11.50% | -11.62% | -18.87% | 11.32% | 41.53% | 43.78% | 4.87% | 5.53% | 11.20% |
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Performance and Valuation Metrics
Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 4.25 | 4.26 | 4.20 | 3.60 | 2.89 | 4.00 | 2.67 | 2.33 | 2.13 | 1.94 | 1.76 | 1.47 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.82 | 3.72 | 3.46 | 2.83 | 1.95 | 2.79 | 2.68 | 3.14 | 3.34 | 3.38 | 2.48 | 1.44 | |||||
| Free Cash Flow Per Share TTM | -1.72 | -1.68 | -1.92 | -1.59 | -1.88 | -1.89 | -1.52 | -1.68 | -1.40 | -1.04 | -0.63 | -0.52 | |||||
| Dividend Per Share TTM | 0.55 | 0.54 | 0.52 | 0.53 | 0.50 | 0.49 | 0.46 | 0.45 | 0.45 | 0.45 | 0.44 | 0.46 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 56.84% | 57.33% | 57.16% | 56.50% | 56.09% | 56.24% | 56.54% | 48.43% | 49.40% | 50.10% | 51.29% | 62.13% | |||||
| Operating Profit Margin TTM | 38.30% | 37.77% | 37.78% | 30.73% | 21.45% | 31.18% | 30.49% | 33.96% | 37.78% | 38.57% | 30.02% | 18.21% | |||||
| Net Profit Margin TTM | 28.36% | 28.11% | 27.75% | 22.68% | 15.84% | 23.00% | 22.53% | 25.66% | 28.33% | 28.91% | 22.43% | 13.10% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | -2.33% | 0.34% | 0.31% | 0.21% | 0.04% | -0.26% | 1.03% | 4.74% | 10.56% | 18.79% | 27.60% | 31.52% | |||||
| Net Income Growth (1Y) | 74.94% | 22.61% | 23.57% | -11.42% | -44.07% | -20.64% | 1.49% | 105.17% | 96.29% | 66.00% | 23.96% | -61.35% | |||||
| EPS Growth (1Y) | 94.14% | 32.16% | 28.98% | -8.11% | -41.50% | -16.97% | 8.62% | 115.91% | 110.76% | 81.88% | 38.44% | -57.05% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 6.72 | 5.65 | 7.59 | 9.44 | 16.15 | 10.04 | 9.81 | 7.04 | 5.88 | 6.07 | 7.24 | 8.85 | |||||
| P/B TTM | 1.98 | 1.71 | 2.26 | 2.41 | 2.83 | 2.51 | 2.68 | 2.22 | 1.92 | 2.17 | 2.24 | 1.62 | |||||
| P/S TTM | 1.91 | 1.59 | 2.11 | 2.14 | 2.56 | 2.31 | 2.21 | 1.81 | 1.67 | 1.75 | 1.62 | 1.16 | |||||
| Market Cap | 4.89B | 4.16B | 5.54B | 5.64B | 6.72B | 6.03B | 5.79B | 4.75B | 4.37B | 4.59B | 4.21B | 2.91B | |||||
| Enterprise Value | 5.94B | 4.95B | 6.48B | 8.74B | 8.87B | 8.31B | 7.35B | 6.12B | 4.37B | 5.84B | 5.14B | 4.70B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | -324.60M | -328.49M | -398.58M | -329.58M | -393.66M | -398.74M | -329.40M | -361.08M | -307.00M | -230.24M | -144.64M | -118.37M | |||||
| Net Debt | 1.05B | 787.81M | 943.97M | 3.11B | 2.15B | 2.28B | 1.57B | 1.38B | -1.67M | 1.25B | 928.01M | 1.79B | |||||
Per-Share and Margin | |||||||||||||||||
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| Adjusted EPS TTM | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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| Inventory Turnover TTM | |||||||||||||||||
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| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
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| Total Debt | |||||||||||||||||
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Insider Transactions
2025-07-29Sale
Owner: Palmer, Kerri A.
Title: EVP, Chief Operational Officer
Shares: 55,000
Price/Share: $32.21
Value: $1,771,550.00
Shares Owned: 119,253
Relationship: Officer
Ownership: Direct
2025-05-28Sale
Owner: Pahwa, Munish
Title: EVP & Chief Risk Officer
Shares: 10,000
Price/Share: $34.08
Value: $340,800.00
Shares Owned: 70,836
Relationship: Officer
Ownership: Direct
2025-05-02Sale
Owner: Strong, Robert S.
Title: -
Shares: 3,000
Price/Share: $31.15
Value: $93,450.00
Shares Owned: 35,195
Relationship: Director
Ownership: Direct
2025-02-21Sale
Owner: Palmer, Kerri A.
Title: EVP, Chief Operational Officer
Shares: 25,000
Price/Share: $31.90
Value: $797,500.00
Shares Owned: 131,484
Relationship: Officer
Ownership: Direct
2025-02-19Sale
Owner: Vieira, Donna F
Title: EVP & Chief Commercial Officer
Shares: 13,717
Price/Share: $32.52
Value: $446,076.84
Shares Owned: 136,579
Relationship: Officer
Ownership: Direct
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Institutional Ownership
No data available for chart
2026-03-31
97.69%
Inst. Shares: 190,937,774
Shares Outstanding: 195,460,000
2025-12-31
97.01%
Inst. Shares: 200,968,770
Shares Outstanding: 207,155,000
2025-09-30
103.41%
Inst. Shares: 214,199,063
Shares Outstanding: 207,144,000
2025-06-30
101.63%
Inst. Shares: 212,702,557
Shares Outstanding: 209,282,000
2025-03-31
96.44%
Inst. Shares: 203,180,249
Shares Outstanding: 210,682,000
SLM Corp (SLM) — SEC Financial Statements & Analysis
SLM Corp (SLM) is a personal credit institutions company, incorporated in DE. SLM Corp trades on SLMBP: Nasdaq as: SLM: Nasdaq. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), SLM Corp reported a -2.33% year-over-year revenue growth, a Gross Profit Margin of 56.84% (TTM), a Price-to-Sales (P/S) ratio of 1.91x (TTM), a Price-to-Book (P/B) ratio of 1.98 (TTM), at a market cap of $4.89B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- -2.33%
- Gross Profit Margin TTM
- 56.84%
- P/S TTM
- 1.91x
- P/B TTM
- 1.98
- Market Cap
- $4.89B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is SLM Corp in?
SLM Corp (SLM) operates in the Personal Credit Institutions industry.
What is SLM's market cap?
SLM Corp (SLM) has a market capitalization of $4.89B as of 2026-06-30.
What is SLM's P/E ratio?
SLM Corp (SLM)'s trailing twelve month P/E ratio is 6.72x as of 2026-06-30.
What exchange does SLM trade on?
SLM Corp (SLM) trades on the SLMBP: Nasdaq.
Where is SLM Corp incorporated?
SLM Corp is incorporated in DE.