SMBK
SMARTFINANCIAL INC.Company Information
- Company Name
- SMARTFINANCIAL INC.
- CIK
- CIK0001038773
- Category
- Accelerated filer
- Ticker: Exchange
- SMBK: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- SMBK
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-06-10
- Last sale
- 2026-09-14
- Shares purchased (TTM)
- 7,380
- Shares sold (TTM)
- 12,435
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 10,625,736
- Shares outstanding
- 16,824,053
- Ownership
- 63.16%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- 1.17%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 83 | 57 | 56 | 60 | 72 | 58 | 97 | 65 | 60 | 48 | 62 | 63 | ||||||
| Interest Bearing Deposits In Banks | 291 | 282 | 395 | 463 | 276 | 353 | 277 | 125 | 220 | 344 | 233 | 298 | ||||||
| Federal Funds Sold | 6 | 7 | 13 | 34 | 18 | 12 | 14 | 3 | 63 | 86 | 57 | 40 | ||||||
| Cash And Cash Equivalents At Carrying Value | 379 | 346 | 464 | 557 | 365 | 423 | 388 | 193 | 343 | 478 | 352 | 400 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 560 | 552 | 540 | 511 | 502 | 499 | 482 | 501 | 501 | 474 | 408 | 385 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 120 | 121 | 122 | 123 | 125 | 126 | 127 | 128 | 129 | 180 | 281 | 282 | ||||||
| Investment Owned Restricted Cost | 18 | 17 | 16 | 15 | 15 | 14 | 15 | 20 | 14 | 14 | 14 | 14 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 4,683 | 4,518 | 4,364 | 4,222 | 4,124 | 3,992 | 3,906 | 3,717 | 3,574 | 3,478 | 3,444 | 3,379 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -45 | -44 | -41 | -39 | -40 | -38 | -37 | -36 | -35 | -34 | -35 | -34 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 4,638 | 4,474 | 4,323 | 4,183 | 4,084 | 3,954 | 3,869 | 3,682 | 3,539 | 3,443 | 3,409 | 3,345 | ||||||
| Property Plant And Equipment Net | 93 | 93 | 88 | 89 | 90 | 91 | 91 | 91 | 91 | 93 | 93 | 92 | ||||||
| Foreclosed Assets | - | - | - | - | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | ||||||
| Other Intangible Assets Net | - | 95 | - | - | 104 | 104 | 105 | 105 | 106 | 107 | 107 | 108 | ||||||
| Intangible Assets Net Including Goodwill | 94 | - | 95 | 96 | - | - | 105 | - | - | - | - | - | ||||||
| Cash Surrender Value Of Life Insurance | 121 | 120 | 120 | 119 | 118 | 117 | 116 | 105 | 84 | 84 | 83 | 83 | ||||||
| Other Assets | 82 | 82 | 81 | 82 | 83 | 79 | 78 | 77 | 80 | 76 | 76 | 84 | ||||||
| Assets | 6,115 | 5,908 | 5,861 | 5,785 | 5,491 | 5,411 | 5,276 | 4,909 | 4,891 | 4,955 | 4,829 | 4,797 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 922 | 951 | 1,063 | 931 | 907 | 884 | 966 | 864 | 903 | 907 | 898 | 924 | ||||||
| Demand Deposit Accounts | 1,022 | 954 | 946 | 929 | 844 | 885 | 837 | 834 | 988 | 996 | 1,007 | 994 | ||||||
| Deposits Savings Deposits | 2,455 | 2,456 | 2,274 | 2,218 | 2,125 | 2,132 | 2,040 | 1,855 | 1,901 | 1,952 | 1,812 | 1,766 | ||||||
| Time Deposits | 987 | 835 | 871 | 972 | 997 | 907 | 845 | 770 | 524 | 538 | 550 | 563 | ||||||
| Deposits | 5,386 | 5,196 | 5,153 | 5,051 | 4,872 | 4,809 | 4,686 | 4,322 | 4,317 | 4,394 | 4,268 | 4,247 | ||||||
| Secured Debt | 1 | 3 | 3 | 1 | 7 | 8 | 8 | 9 | 13 | 10 | 13 | 14 | ||||||
| Subordinated Debt | 99 | 99 | 99 | 139 | 40 | 40 | 40 | 40 | 42 | 42 | 42 | 42 | ||||||
| Other Liabilities | 53 | 47 | 54 | 56 | 53 | 49 | 50 | 49 | 47 | 42 | 46 | 48 | ||||||
| Liabilities | 5,538 | 5,346 | 5,308 | 5,247 | 4,972 | 4,905 | 4,784 | 4,420 | 4,419 | 4,488 | 4,370 | 4,351 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | ||||||
| Additional Paid In Capital | 297 | 296 | 296 | 296 | 295 | 295 | 294 | 294 | 294 | 296 | 296 | 296 | ||||||
| Retained Earnings Accumulated Deficit | 276 | 261 | 249 | 236 | 224 | 214 | 204 | 196 | 188 | 181 | 173 | 168 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -13 | 12 | 9 | 11 | -17 | -20 | 24 | -17 | -26 | -27 | -26 | -34 | ||||||
| Stockholders Equity | 577 | 562 | 552 | 538 | 519 | 506 | 491 | 489 | 472 | 467 | 460 | 447 | ||||||
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | - | - | ||||||
| Liabilities And Stockholders Equity | 6,115 | 5,908 | 5,861 | 5,785 | 5,491 | 5,411 | 5,276 | 4,909 | 4,891 | 4,955 | 4,829 | 4,797 | ||||||
| Held To Maturity Securities Fair Value | 107 | 107 | 109 | 110 | 108 | 109 | 108 | 113 | 111 | 161 | 263 | 256 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Preferred Stock Shares Authorized | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | ||||||
| Common Stock Shares Issued | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | ||||||
| Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialSMARTFINANCIAL INC. (SMBK) — SEC Financial Statements & Analysis
SMARTFINANCIAL INC. (SMBK) is a national commercial banks company, incorporated in TN. SMARTFINANCIAL INC. trades on NYSE as: SMBK. SMARTFINANCIAL INC. (SMBK)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, SMARTFINANCIAL INC. carries a market cap of $788.04M, a P/E ratio of 13.73x, a P/B ratio of 1.37x, a P/S ratio of 2.61x, an enterprise value of $408.65M, and an EV/EBITDA multiple of -3.91x. On profitability, it posts a gross margin of 60.00%, an operating margin of 23.47%, a net margin of 18.97%, a Return on Equity (ROE) of 10.47%, and a Return on Invested Capital (ROIC) of -49.26%. Per share, it reports EPS of $3.41, diluted EPS of $3.38, free cash flow per share of $3.88, and a dividend per share of $0.34. Over the trailing year, it posted revenue growth of 13.76% year-over-year, net income growth of 37.50% year-over-year, and EPS growth of 37.13% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.61x, free cash flow of $65.36M (TTM), and net debt of $-379.39M. Figures sourced from SEC EDGAR.
- Market Cap
- $788.04M
- P/E TTM
- 13.73x
- EPS TTM
- $3.41
- P/B TTM
- 1.37x
- ROE TTM
- 10.47%
- Free Cash Flow TTM
- $65.36M
- Net Revenue TTM Growth 1Y
- 13.76%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is SMARTFINANCIAL INC. in?
SMARTFINANCIAL INC. (SMBK) operates in the National Commercial Banks industry.
What exchange does SMBK trade on?
SMARTFINANCIAL INC. (SMBK) trades on the NYSE.
Where is SMARTFINANCIAL INC. incorporated?
SMARTFINANCIAL INC. is incorporated in TN.
When was SMARTFINANCIAL INC. (SMBK)'s most recent SEC filing?
SMARTFINANCIAL INC. (SMBK)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is SMBK's market cap?
SMARTFINANCIAL INC. (SMBK) has a market capitalization of $788.04M as of 2026-06-30.
What is SMBK's P/E ratio?
SMARTFINANCIAL INC. (SMBK)'s trailing twelve month P/E ratio is 13.73x as of 2026-06-30.
What is SMBK's EPS (earnings per share)?
SMARTFINANCIAL INC. (SMBK)'s trailing twelve month EPS is $3.41 as of 2026-06-30.
What is SMBK's ROE (return on equity)?
SMARTFINANCIAL INC. (SMBK)'s trailing twelve month Return on Equity (ROE) is 10.47% as of 2026-06-30.
What is SMBK's ROIC (return on invested capital)?
SMARTFINANCIAL INC. (SMBK)'s trailing twelve month Return on Invested Capital (ROIC) is -49.26% as of 2026-06-30.
What is SMBK's EV/EBITDA?
SMARTFINANCIAL INC. (SMBK)'s trailing twelve month EV/EBITDA is -3.91x as of 2026-06-30.