SECURITY NATIONAL FINANCIAL CORP

SNFCA

SECURITY NATIONAL FINANCIAL CORP

SNFCA

Insider Sentiment (TTM):

Last Purchase:-Last Sale:2026-04-07Shares Purchased (TTM):0Shares Sold (TTM):10,000

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:7,234,536Shares Outstanding:24,818,596Institutional Ownership Pct.:29.15%

Earnings Market Reaction:

Filing Date:2026-08-10Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Investments
Available For Sale Securities Debt Securities Curr…	380	368	383	389	390	371	367	347	349	376	382	356
Equity Securities Fv Ni	21	18	18	18	17	16	16	16	15	15	14	12
Mortgage Loans On Real Estate Commercial And Consu…	291	305	322	329	324	319	302	282	284	269	276	249
Real Estate Investment Property Net	235	234	215	217	213	203	198	200	188	184	183	185
Real Estate Heldforsale	10	6	6	2	3	3	1	1	1	13	3	5
Accrued Investment Income Receivable	9	10	9	10	10	10	8	8	9	9	10	12
Investments	1,026	1,025	1,039	1,047	1,043	998	966	924	919	936	937	886
Cash And Cash Equivalents At Carrying Value	163	150	102	100	79	133	141	171	144	151	127	135
Loans Receivable Held For Sale Amount	147	138	156	159	166	140	131	143	150	113	127	153
Accounts Receivable Net	17	16	16	15	15	16	16	16	14	17	15	15
Restricted Investments	33	30	29	32	29	28	24	28	23	21	20	20
Reinsurance Recoverables	13	13	14	14	14	14	14	14	14	15	15	15
Inventory Land Held For Sale	11	11	11	11	10	11	11	10	10	10	9	9
Servicing Asset At Amortized Value	2	2	3	3	3	3	3	3	3	3	3	3
Property Plant And Equipment Net	18	18	18	19	19	19	19	18	18	19	19	20
Deferred Policy Acquisition Costs	140	138	136	122	132	130	127	122	119	118	116	114
Value Of Business Acquired V O B A	7	7	7	7	7	7	8	8	8	8	8	9
Goodwill	5	5	5	5	5	5	5	5	5	5	5	5
Other Assets	16	17	16	19	21	19	21	24	25	23	20	22
Assets	1,609	1,581	1,562	1,563	1,544	1,524	1,494	1,495	1,461	1,447	1,431	1,414
Liabilities And Stockhold…
Liabilities
Liability For Future Policy Benefits And Unpaid Cl…	799	791	800	966	959	953	752	938	931	923	916	909
Policyholder Funds	138	139	141	-	-	-	143	-	-	-	-	-
Unearned Premiums	2	2	2	2	2	2	2	2	2	2	3	3
Loans Payable To Bank	122	109	98	123	123	123	107	107	104	104	106	108
Deferred Revenue	25	23	23	22	22	21	20	19	19	19	18	18
Accounts Payable Current And Noncurrent	4	4	4	6	6	5	3	3	3	4	3	3
Other Liabilities	53	51	52	57	56	53	56	57	56	53	53	56
Accrued Income Taxes	28	30	26	16	15	15	25	16	15	16	14	14
Liabilities	1,176	1,155	1,151	1,198	1,189	1,178	1,113	1,149	1,135	1,126	1,118	1,116
Stockholders Equity
Additional Paid In Capital Common Stock	101	90	90	89	89	80	80	79	79	73	72	72
Accumulated Other Comprehensive Income Loss Net Of…	35	37	29	1	31	30	34	-0	-8	-8	-7	-18
Retained Earnings Accumulated Deficit	252	256	249	233	231	234	228	225	214	214	207	204
Treasury Stock Value	-10	-10	-9	-10	-9	-9	-8	-6	-7	-5	-6	-6
Stockholders Equity	433	426	410	365	394	385	382	346	326	320	313	298
Liabilities And Stockholders Equity	1,609	1,581	1,562	1,563	1,544	1,524	1,494	1,495	1,461	1,447	1,431	1,414
Available For Sale Debt Securities Amortized Cost …	385	372	382	389	393	377	376	347	361	386	391	380
Debt Securities Available For Sale Allowance For C…	1	1	1	1	0	1	0	0	0	0	0	0
Equity Securities Fv Ni Cost	13	12	12	12	12	12	11	11	11	11	11	10
Financing Receivable Allowance For Credit Losses	-	3	3	3	3	2	2	2	3	3	4	3
Real Estate Investment Property Accumulated Deprec…	40	39	37	36	34	33	31	30	29	27	29	29
Allowance For Doubtful Accounts Premiums And Other…	1	2	2	2	1	2	2	2	2	2	2	2
Allowance For Doubtful Accounts Receivable	2	2	1	2	1	2	2	2	2	2	2	2
Preferred Stock Par Or Stated Value Per Share	1	1	1	1	1	1	1	1	1	1	1	1
Preferred Stock Shares Authorized	5	5	5	5	5	5	5	5	5	5	5	5
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	0.94%	1.78%	3.02%	-	-	-	-	-	-	-	-	-
2025	-4.92%	-1.42%	-16.38%	-7.78%	-6.02%	-12.71%	3.14%	4.96%	6.65%	3.58%	7.05%	4.56%
2024	6.23%	6.67%	8.89%	6.78%	16.21%	23.99%	24.10%	14.52%	17.36%	-19.01%	-19.67%	-19.01%
2023	-	-	-	-7.84%	-7.72%	-13.92%	10.65%	11.82%	2.60%	-	-	-
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	11.25	10.60	10.16	8.06	9.18	9.28	9.79	9.89	7.24	6.48	4.35	8.13
Per Share Metrics
Diluted EPS TTM	1.24	1.28	1.26	0.99	1.09	1.09	1.16	1.16	0.86	0.86	0.61	1.37
Free Cash Flow Per Share TTM	3.04	2.72	1.77	1.88	1.85	1.59	2.24	2.85	2.40	4.03	2.28	1.64
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	98.61%	98.64%	98.65%	98.62%	98.62%	98.58%	98.56%	98.54%	98.49%	98.47%	98.49%	98.66%
Operating Profit Margin TTM	12.84%	12.36%	12.02%	9.47%	10.99%	10.71%	11.17%	10.79%	7.94%	7.60%	5.12%	12.34%
Net Profit Margin TTM	9.93%	9.58%	9.33%	7.38%	8.58%	8.35%	8.70%	8.92%	6.72%	6.47%	4.55%	9.35%
Growth Metrics
Net Revenue Growth (1Y)	-1.14%	1.64%	3.01%	3.25%	5.49%	4.96%	5.03%	-6.14%	-9.26%	-12.69%	-18.26%	-10.55%
Net Income Growth (1Y)	14.38%	16.69%	10.42%	-14.60%	34.69%	35.36%	100.89%	-10.45%	-18.25%	-12.54%	-43.58%	235.73%
EPS Growth (1Y)	14.24%	16.12%	9.37%	-15.60%	26.75%	27.82%	90.20%	-15.03%	-22.80%	-17.02%	-46.02%	218.44%
Valuation Metrics
P/E TTM	7.21	6.84	6.60	8.12	7.97	9.66	9.18	6.92	7.80	7.69	12.44	4.77
P/B TTM	0.55	0.53	0.52	0.56	0.59	0.70	0.70	0.59	0.52	0.50	0.58	0.53
P/S TTM	0.72	0.66	0.62	0.60	0.68	0.81	0.80	0.62	0.52	0.50	0.57	0.45
Market Cap	240.31M	224.08M	212.19M	204.03M	232.36M	271.08M	267.25M	203.77M	168.92M	159.38M	180.29M	156.91M
Enterprise Value	76.87M	61.98M	109.93M	89.39M	153.04M	138.13M	126.71M	33.06M	12.24M	8.45M	40.36M	9.79M
Calculated Values
Free Cash Flow TTM	79.27M	67.45M	43.85M	46.49M	48.19M	39.17M	54.85M	69.49M	58.79M	93.91M	52.77M	38.09M
Net Debt	-163.44M	-162.10M	-102.26M	-114.64M	-79.32M	-132.95M	-140.55M	-170.71M	-156.69M	-150.93M	-139.92M	-147.12M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-04-07Sale

Owner: Fuller, Gilbert A

Title: -

Shares: 10,000

Price/Share: $9.45

Value: $94,500.00

Shares Owned: 31,973

Relationship: Director

Ownership: Direct

2025-01-02Sale

Owner: Fuller, Gilbert A

Title: -

Shares: 460

Price/Share: $12.22

Value: $5,621.20

Shares Owned: 14,848

Relationship: Director

Ownership: Direct

2024-10-31Sale

Owner: Overbaugh, Jason G.

Title: VP & Nat Mark Dir of Life Ins

Shares: 2,500

Price/Share: $9.78

Value: $24,450.00

Shares Owned: 116,239

Relationship: Director,Officer

Ownership: Direct

2024-10-02Sale

Owner: Fuller, Gilbert A

Title: -

Shares: 460

Price/Share: $9.18

Value: $4,222.80

Shares Owned: 14,848

Relationship: Director

Ownership: Direct

2024-07-02Sale

Owner: Fuller, Gilbert A

Title: -

Shares: 460

Price/Share: $7.96

Value: $3,661.60

Shares Owned: 14,141

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-04-07	Fuller, Gilbert A	Director	-	Direct	Sale	10,000	9.45	$94,500.00	31,973	4
2025-01-02	Fuller, Gilbert A	Director	-	Direct	Sale	460	12.22	$5,621.20	14,848	4
2024-10-31	Overbaugh, Jason G.	Director,Officer	VP & Nat Mark Dir of Life Ins	Direct	Sale	2,500	9.78	$24,450.00	116,239	4
2024-10-02	Fuller, Gilbert A	Director	-	Direct	Sale	460	9.18	$4,222.80	14,848	4
2024-07-02	Fuller, Gilbert A	Director	-	Direct	Sale	460	7.96	$3,661.60	14,141	4
2024-04-02	Fuller, Gilbert A	Director	-	Direct	Sale	460	7.36	$3,385.60	14,141	4
2024-01-02	Fuller, Gilbert A	Director	-	Direct	Sale	405	9.04	$3,661.20	14,141	4
2023-12-12	Fuller, Gilbert A	Director	-	Direct	Sale	3,000	8.72	$26,160.00	14,141	4
2023-12-11	Stephens, Jeffrey Russell	Officer	Gen. Counsel & Corp. Sec	Direct	Sale	15,000	8.90	$133,500.00	25,660	4
2023-10-03	Fuller, Gilbert A	Director	-	Direct	Sale	405	7.61	$3,082.05	17,135	4
2023-07-20	Moody, H. Craig	Director	-	Direct	Sale	3,000	8.56	$25,680.00	29,304	4
2023-07-03	Fuller, Gilbert A	Director	-	Direct	Sale	405	8.93	$3,616.65	16,324	4
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Institutional Ownership

No data available for chart

2026-03-31

29.15%

Inst. Shares: 7,234,536

Shares Outstanding: 24,818,596

2025-12-31

38.73%

Inst. Shares: 9,577,497

Shares Outstanding: 24,727,498

2025-09-30

36.88%

Inst. Shares: 9,112,040

Shares Outstanding: 24,709,518

2025-06-30

34.32%

Inst. Shares: 8,501,447

Shares Outstanding: 24,767,601

2025-03-31

31.74%

Inst. Shares: 7,839,923

Shares Outstanding: 24,699,405

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	7,234,536	24,818,596	29.15%
2025-12-31	9,577,497	24,727,498	38.73%
2025-09-30	9,112,040	24,709,518	36.88%
2025-06-30	8,501,447	24,767,601	34.32%
2025-03-31	7,839,923	24,699,405	31.74%
2024-12-31	7,874,624	24,492,597	32.15%
2024-09-30	7,812,204	24,418,679	31.99%
2024-06-30	7,088,233	24,474,232	28.96%
2024-03-31	6,826,303	23,325,136	29.27%
2023-12-31	6,536,715	23,189,418	28.19%
2023-09-30	3,304,349	23,169,141	14.26%
2023-06-30	6,018,891	23,110,818	26.04%
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SECURITY NATIONAL FINANCIAL CORP (SNFCA) — SEC Financial Statements & Analysis

SECURITY NATIONAL FINANCIAL CORP (SNFCA) is a finance services company, incorporated in UT. SECURITY NATIONAL FINANCIAL CORP trades on Nasdaq as: SNFCA. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), SECURITY NATIONAL FINANCIAL CORP reported a -1.14% year-over-year revenue growth, a Gross Profit Margin of 98.61% (TTM), a Price-to-Sales (P/S) ratio of 0.72x (TTM), a Price-to-Book (P/B) ratio of 0.55x (TTM), at a market cap of $240.31M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: -1.14%
Gross Profit Margin TTM: 98.61%
P/S TTM: 0.72x
P/B TTM: 0.55x
Market Cap: $240.31M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is SECURITY NATIONAL FINANCIAL CORP in?

SECURITY NATIONAL FINANCIAL CORP (SNFCA) operates in the Finance Services industry.

What is SNFCA's market cap?

SECURITY NATIONAL FINANCIAL CORP (SNFCA) has a market capitalization of $240.31M as of 2026-06-30.

What is SNFCA's P/E ratio?

SECURITY NATIONAL FINANCIAL CORP (SNFCA)'s trailing twelve month P/E ratio is 7.21x as of 2026-06-30.

What exchange does SNFCA trade on?

SECURITY NATIONAL FINANCIAL CORP (SNFCA) trades on the Nasdaq.

Where is SECURITY NATIONAL FINANCIAL CORP incorporated?

SECURITY NATIONAL FINANCIAL CORP is incorporated in UT.