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Seneca Bancorp, Inc.

SNNF

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
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Subscriber-only column
Cash And Due From Banks
222--
Interest Bearing Deposits In Banks
653--
Cash And Cash Equivalents At Carrying Value
8751413
Debt Securities Available For Sale Excluding Accru…
3543495749
Financing Receivable Excluding Accrued Interest Af…
-233226215210
Federal Home Loan Bank Stock
33343
Federal Reserve Bank Stock
000--
Assets
Assets
312316312316299
Property Plant And Equipment Net
1313131111
Bank Owned Life Insurance
33343
Defined Benefit Plan Assets For Plan Benefits Nonc…
88877
Interest Receivable
22121
Intangible Assets Net Excluding Goodwill
00001
Goodwill
00000
Other Assets
22222
Liabilities And Stockhold…
Liabilities
Noninterest Bearing Deposit Liabilities
3233323733
Deposits
Deposits
235241234238229
Interest Bearing Deposit Liabilities
203208202201196
Advances From Federal Home Loan Banks
3535364141
Advance Payments By Borrowers For Taxes And Insura…
32213
Other Liabilities
767123
Liabilities
280283279292275
Common Stock Value
00000
Additional Paid In Capital
15151588
Treasury Stock Common Value
----2-2
Stockholders Equity
Stockholders Equity
3333332424
Retained Earnings Accumulated Deficit
2322232322
Unearned E S O P Shares
-1-1-1-1-1
Accumulated Other Comprehensive Income Loss Net Of…
-4-4-4-4-5
Liabilities And Stockholders Equity
312316312316299
Debt Securities Available For Sale Amortized Cost …
11100
Financing Receivable Allowance For Credit Loss Exc…
-2222
Preferred Stock Par Or Stated Value Per Share
0.010.010.010.010.01
Preferred Stock Shares Authorized
11111
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.01
Common Stock Shares Authorized
1919191919
Common Stock Shares Issued
22222
Shares Outstanding
22222
Treasury Stock Common Shares
--000

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-0.80%3.60%0.80%---------
2025----7.12%-12.08%-10.01%0.72%8.21%8.21%-1.71%2.24%4.62%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
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Leverage & Debt
Interest Coverage TTM
-0.96
-0.99
-
-
-
Per Share Metrics
Diluted EPS TTM
0.25
0.07
-
-
-
Free Cash Flow Per Share TTM
0.65
-0.49
-
-
-
Dividend Per Share TTM
0.00
0.00
-
-
-
Margin Metrics
Gross Profit Margin TTM
-73.31%
-4,110.06%
-
-
-
Operating Profit Margin TTM
10.92%
81.66%
-
-
-
Net Profit Margin TTM
10.02%
72.19%
-
-
-
Valuation Metrics
P/E TTM
48.32
157.46
-
-
-
P/B TTM
0.61
0.59
0.56
0.81
0.77
P/S TTM
4.84
113.67
-
-
-
Market Cap
19.86M
19.21M
18.28M
19.70M
18.28M
Enterprise Value
11.71M
12.00M
12.95M
5.40M
5.45M
Calculated Values
Free Cash Flow TTM
1.07M
-806.00K
-
-
-
Net Debt
-8.15M
-7.21M
-5.33M
-14.29M
-12.83M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Seneca Bancorp, Inc. (SNNF) — SEC Financial Statements & Analysis

Seneca Bancorp, Inc. (SNNF) is a national commercial banks company, incorporated in MD. Seneca Bancorp, Inc. trades on OTC as: SNNF. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Seneca Bancorp, Inc. reported a Gross Profit Margin of -73.31% (TTM), a Price-to-Sales (P/S) ratio of 4.84x (TTM), a Price-to-Book (P/B) ratio of 0.61x (TTM), at a market cap of $19.86M. Figures below are sourced from SEC EDGAR, as-filed.

Gross Profit Margin TTM
-73.31%
P/S TTM
4.84x
P/B TTM
0.61x
Market Cap
$19.86M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Seneca Bancorp, Inc. in?

Seneca Bancorp, Inc. (SNNF) operates in the National Commercial Banks industry.

What is SNNF's market cap?

Seneca Bancorp, Inc. (SNNF) has a market capitalization of $19.86M as of 2026-06-30.

What is SNNF's P/E ratio?

Seneca Bancorp, Inc. (SNNF)'s trailing twelve month P/E ratio is 48.32x as of 2026-06-30.

What exchange does SNNF trade on?

Seneca Bancorp, Inc. (SNNF) trades on the OTC.

Where is Seneca Bancorp, Inc. incorporated?

Seneca Bancorp, Inc. is incorporated in MD.

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