SPFI
SOUTH PLAINS FINANCIAL, INC.Company Information
- Company Name
- SOUTH PLAINS FINANCIAL, INC.
- CIK
- CIK0001163668
- Category
- Accelerated filer
- Ticker: Exchange
- SPFI: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- SPFI
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-20
- Last sale
- 2026-08-04
- Shares purchased (TTM)
- 623
- Shares sold (TTM)
- 149,365
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 8,339,073
- Shares outstanding
- 19,100,893
- Ownership
- 43.66%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -3.06%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 61 | 46 | 58 | 56 | 60 | 56 | 54 | 61 | 46 | 41 | 63 | 45 | ||||||
| Interest Bearing Deposits In Banks | 727 | 676 | 494 | 579 | 410 | 480 | 305 | 410 | 252 | 331 | 267 | 308 | ||||||
| Cash And Cash Equivalents At Carrying Value | 788 | 722 | 552 | 635 | 470 | 536 | 359 | 471 | 298 | 372 | 330 | 352 | ||||||
| Available For Sale Securities Debt Securities | 555 | 603 | 568 | 571 | 570 | 572 | 577 | 607 | 591 | 600 | 623 | 585 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 12 | 17 | 10 | 13 | 17 | 14 | 21 | 11 | 17 | 16 | 14 | 20 | ||||||
| Notes Receivable Gross | 3,771 | 3,104 | 3,145 | 3,054 | 3,099 | 3,076 | 3,055 | 3,037 | 3,094 | 3,012 | 3,014 | 2,994 | ||||||
| Financing Receivable Allowance For Credit Losses | -53 | -45 | -45 | -44 | -45 | -43 | -43 | -43 | -43 | -42 | -42 | -42 | ||||||
Assets | ||||||||||||||||||
| Assets | 5,391 | 4,646 | 4,481 | 4,479 | 4,364 | 4,405 | 4,232 | 4,338 | 4,221 | 4,219 | 4,205 | 4,186 | ||||||
| Notes Receivable Net | 3,718 | 3,059 | 3,099 | 3,009 | 3,054 | 3,033 | 3,012 | 2,994 | 3,051 | 2,970 | 2,972 | 2,951 | ||||||
| Interest Receivable | 20 | 17 | 21 | 18 | 18 | 18 | 22 | 19 | 19 | 17 | 21 | 18 | ||||||
| Property Plant And Equipment Net | 52 | 52 | 52 | 52 | 51 | 51 | 53 | 53 | 54 | 54 | 55 | 56 | ||||||
| Bank Owned Life Insurance | 90 | 78 | 78 | 77 | 77 | 76 | 76 | 76 | 75 | 75 | 75 | 74 | ||||||
| Goodwill | 67 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | ||||||
| Finite Lived Intangible Assets Net | 6 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | ||||||
| Servicing Asset | 26 | 25 | 24 | 24 | 25 | 25 | 26 | 25 | 26 | 27 | 27 | 28 | ||||||
| Deferred Income Tax Assets Net | 20 | 20 | 20 | 22 | 23 | 22 | 23 | 19 | 22 | 21 | 19 | 28 | ||||||
| Other Assets | 38 | 34 | 36 | 37 | 37 | 38 | 43 | 41 | 45 | 46 | 47 | 51 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 1,152 | 1,034 | 1,024 | 1,050 | 999 | 966 | 936 | 998 | 952 | 974 | 974 | 1,046 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 4,641 | 4,028 | 3,874 | 3,881 | 3,739 | 3,793 | 3,621 | 3,719 | 3,625 | 3,639 | 3,626 | 3,621 | ||||||
| Interest Bearing Deposit Liabilities | 3,489 | 2,993 | 2,851 | 2,832 | 2,740 | 2,826 | 2,685 | 2,721 | 2,673 | 2,664 | 2,652 | 2,574 | ||||||
| Accrued Liabilities And Other Liabilities | 60 | 53 | 52 | 60 | 59 | 59 | 62 | 65 | 68 | 61 | 61 | 72 | ||||||
| Short Term Borrowings | - | - | - | - | 1 | - | - | - | - | - | - | - | ||||||
| Subordinated Debt | 14 | 14 | 14 | 14 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 76 | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 46 | 46 | 46 | 46 | 46 | 46 | 46 | 46 | 46 | 46 | 46 | 46 | ||||||
| Liabilities | 4,761 | 4,141 | 3,987 | 4,002 | 3,910 | 3,961 | 3,793 | 3,895 | 3,803 | 3,810 | 3,798 | 3,815 | ||||||
| Common Stock Value | 19 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 17 | ||||||
| Additional Paid In Capital | 194 | 91 | 91 | 91 | 90 | 90 | 97 | 97 | 98 | 97 | 97 | 103 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 630 | 505 | 494 | 478 | 454 | 444 | 439 | 443 | 418 | 409 | 407 | 372 | ||||||
| Retained Earnings Accumulated Deficit | 462 | 446 | 434 | 422 | 408 | 396 | 386 | 372 | 363 | 354 | 345 | 337 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -45 | -49 | -48 | -51 | -60 | -58 | -61 | -42 | -59 | -59 | -52 | -85 | ||||||
| Liabilities And Stockholders Equity | 5,391 | 4,646 | 4,481 | 4,479 | 4,364 | 4,405 | 4,232 | 4,338 | 4,221 | 4,219 | 4,205 | 4,186 | ||||||
| Loans Held For Sale Fair Value Disclosure | 8 | 15 | 8 | 10 | 15 | 11 | 14 | 9 | 12 | 10 | 7 | 14 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
| Common Stock Shares Issued | 19 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 17 | ||||||
| Shares Outstanding | 19 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | - | 17 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialSOUTH PLAINS FINANCIAL, INC. (SPFI) — SEC Financial Statements & Analysis
SOUTH PLAINS FINANCIAL, INC. (SPFI) is a state commercial banks company, incorporated in TX. SOUTH PLAINS FINANCIAL, INC. trades on Nasdaq as: SPFI. SOUTH PLAINS FINANCIAL, INC. (SPFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, SOUTH PLAINS FINANCIAL, INC. carries a market cap of $819.64M, a P/E ratio of 12.59x, a P/B ratio of 1.30x, a P/S ratio of 3.09x, an enterprise value of $31.89M, and an EV/EBITDA multiple of -0.35x. On profitability, it posts a gross margin of 67.46%, an operating margin of 31.02%, a net margin of 24.52%, a Return on Equity (ROE) of 12.01%, and a Return on Invested Capital (ROIC) of -23.75%. Per share, it reports EPS of $3.41, diluted EPS of $3.29, free cash flow per share of $3.95, and a dividend per share of $0.59. Over the trailing year, it posted revenue growth of 7.51% year-over-year, net income growth of 19.23% year-over-year, and EPS growth of 1.32% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.54x, free cash flow of $75.50M (TTM), and net debt of $-787.76M. Figures sourced from SEC EDGAR.
- Market Cap
- $819.64M
- P/E TTM
- 12.59x
- EPS TTM
- $3.41
- P/B TTM
- 1.30x
- ROE TTM
- 12.01%
- Free Cash Flow TTM
- $75.50M
- Net Revenue TTM Growth 1Y
- 7.51%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is SOUTH PLAINS FINANCIAL, INC. in?
SOUTH PLAINS FINANCIAL, INC. (SPFI) operates in the State Commercial Banks industry.
What exchange does SPFI trade on?
SOUTH PLAINS FINANCIAL, INC. (SPFI) trades on the Nasdaq.
Where is SOUTH PLAINS FINANCIAL, INC. incorporated?
SOUTH PLAINS FINANCIAL, INC. is incorporated in TX.
When was SOUTH PLAINS FINANCIAL, INC. (SPFI)'s most recent SEC filing?
SOUTH PLAINS FINANCIAL, INC. (SPFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is SPFI's market cap?
SOUTH PLAINS FINANCIAL, INC. (SPFI) has a market capitalization of $819.64M as of 2026-06-30.
What is SPFI's P/E ratio?
SOUTH PLAINS FINANCIAL, INC. (SPFI)'s trailing twelve month P/E ratio is 12.59x as of 2026-06-30.
What is SPFI's EPS (earnings per share)?
SOUTH PLAINS FINANCIAL, INC. (SPFI)'s trailing twelve month EPS is $3.41 as of 2026-06-30.
What is SPFI's ROE (return on equity)?
SOUTH PLAINS FINANCIAL, INC. (SPFI)'s trailing twelve month Return on Equity (ROE) is 12.01% as of 2026-06-30.
What is SPFI's ROIC (return on invested capital)?
SOUTH PLAINS FINANCIAL, INC. (SPFI)'s trailing twelve month Return on Invested Capital (ROIC) is -23.75% as of 2024-12-31.
What is SPFI's EV/EBITDA?
SOUTH PLAINS FINANCIAL, INC. (SPFI)'s trailing twelve month EV/EBITDA is -0.35x as of 2026-06-30.