SPFX
STANDARD PREMIUM FINANCE HOLDINGS, INC.Company Information
- Company Name
- STANDARD PREMIUM FINANCE HOLDINGS, INC.
- CIK
- CIK0001807893
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- SPFX: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6159
- SIC Description
- Miscellaneous Business Credit Institution
- Ticker
- SPFX
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-28
- Last sale
- —
- Shares purchased (TTM)
- 2,758
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- -1.59%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets Current | ||||||||||||||||||
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Prepaid Expense And Other Assets Current | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | ||||||
| Assets Current | 88 | 81 | 73 | 74 | 70 | 66 | 64 | 68 | 71 | 66 | 61 | 60 | ||||||
| Property Plant And Equipment Net | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Operating Lease Right Of Use Asset | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Finance Lease Right Of Use Asset | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Other Assets | ||||||||||||||||||
| Cash Surrender Value Of Life Insurance | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 1 | ||||||
| Deferred Income Tax Assets Net | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | ||||||
| Other Assets | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | ||||||
| Assets | 90 | 83 | 75 | 76 | 72 | 68 | 66 | 69 | 72 | 67 | 62 | 61 | ||||||
Liabilities Current | ||||||||||||||||||
| Bank Overdrafts | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Lines Of Credit Current | 62 | 54 | 49 | 48 | 44 | 41 | 41 | 44 | 44 | 45 | 42 | 41 | ||||||
| Drafts Payable | 4 | 4 | 2 | 4 | 4 | 4 | 2 | 4 | 7 | 4 | 3 | 3 | ||||||
| Notes Payable Current | 2 | 1 | 3 | 3 | 4 | 3 | 4 | 3 | 2 | 3 | 2 | 2 | ||||||
| Other Loans Payable Current | - | - | - | - | - | 0 | 0 | 0 | 0 | - | 0 | - | ||||||
| Operating Lease Liability Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Finance Lease Liability Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Accrued Liabilities And Other Liabilities | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | ||||||
| Liabilities Current | 71 | 64 | 58 | 60 | 56 | 51 | 50 | 53 | 56 | 54 | 49 | 49 | ||||||
Liabilities Noncurrent | ||||||||||||||||||
| Long Term Notes Payable | 7 | 8 | 6 | 6 | 5 | 6 | 5 | 6 | 6 | 4 | 5 | 5 | ||||||
| Operating Lease Liability Noncurrent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Other Loans Payable Long Term | - | - | - | - | - | - | 0 | 0 | 0 | - | 0 | - | ||||||
| Finance Lease Liability Noncurrent | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Liabilities Noncurrent | 10 | 10 | 8 | 8 | 8 | 9 | 9 | 9 | 9 | 7 | 7 | 6 | ||||||
| Liabilities | 81 | 74 | 66 | 67 | 64 | 60 | 58 | 62 | 65 | 61 | 56 | 55 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | ||||||
| Retained Earnings Accumulated Deficit | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | ||||||
| Stockholders Equity | 9 | 9 | 8 | 8 | 8 | 8 | 7 | 7 | 7 | 6 | 6 | 6 | ||||||
| Liabilities And Stockholders Equity | 90 | 83 | 75 | 76 | 72 | 68 | 66 | 69 | 72 | 67 | 62 | 61 | ||||||
| Accounts And Financing Receivable Allowance For Credit Loss | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialSTANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX) — SEC Financial Statements & Analysis
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX) is a miscellaneous business credit institution company, incorporated in FL. STANDARD PREMIUM FINANCE HOLDINGS, INC. trades on OTC as: SPFX. STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, STANDARD PREMIUM FINANCE HOLDINGS, INC. carries a market cap of $9.29M, a P/E ratio of 7.38x, a P/B ratio of 1.03x, a P/S ratio of 0.70x, an enterprise value of $80.09M, and an EV/EBITDA multiple of 13.31x. On profitability, it posts a gross margin of 67.83%, an operating margin of 14.08%, a net margin of 9.51%, a Return on Equity (ROE) of 14.89%, a Return on Assets (ROA) of 1.56%, and a Return on Invested Capital (ROIC) of 6.37%. Per share, it reports EPS of $0.43, diluted EPS of $0.32, free cash flow per share of $0.43, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 8.44% year-over-year, net income growth of 8.80% year-over-year, and EPS growth of 11.42% year-over-year. On the balance sheet, it maintains a current ratio of 1.25x, a quick ratio of 1.23x, working capital of $17.68M, a debt-to-equity ratio of 8.97x, a debt ratio of 0.9, an interest coverage ratio of 1.40x, free cash flow of $1.25M (TTM), and net debt of $70.80M. Figures sourced from SEC EDGAR.
- Market Cap
- $9.29M
- P/E TTM
- 7.38x
- EPS TTM
- $0.43
- P/B TTM
- 1.03x
- ROE TTM
- 14.89%
- ROA TTM
- 1.56%
- Debt To Equity
- 8.97x
- Free Cash Flow TTM
- $1.25M
- Net Revenue TTM Growth 1Y
- 8.44%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is STANDARD PREMIUM FINANCE HOLDINGS, INC. in?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX) operates in the Miscellaneous Business Credit Institution industry.
What exchange does SPFX trade on?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX) trades on the OTC.
Where is STANDARD PREMIUM FINANCE HOLDINGS, INC. incorporated?
STANDARD PREMIUM FINANCE HOLDINGS, INC. is incorporated in FL.
When was STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s most recent SEC filing?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is SPFX's market cap?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX) has a market capitalization of $9.29M as of 2026-06-30.
What is SPFX's P/E ratio?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s trailing twelve month P/E ratio is 7.38x as of 2026-06-30.
What is SPFX's EPS (earnings per share)?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s trailing twelve month EPS is $0.43 as of 2026-06-30.
What is SPFX's ROE (return on equity)?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s trailing twelve month Return on Equity (ROE) is 14.89% as of 2026-06-30.
What is SPFX's ROA (return on assets)?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s trailing twelve month Return on Assets (ROA) is 1.56% as of 2026-06-30.
What is SPFX's ROIC (return on invested capital)?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s trailing twelve month Return on Invested Capital (ROIC) is 6.37% as of 2026-06-30.
What is SPFX's EV/EBITDA?
STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)'s trailing twelve month EV/EBITDA is 13.31x as of 2026-06-30.