S&T BANCORP INC
S&T BANCORP INC
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Cash Equivalents At Carrying Value | 218 | 339 | 163 | 196 | 203 | 212 | 245 | 228 | 246 | 207 | 234 | 238 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 5 | 1 | 1 | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 7,959 | 8,072 | 7,981 | 7,934 | 7,836 | 7,743 | 7,689 | 7,714 | 7,656 | 7,653 | 7,516 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | -93 | -93 | -98 | -99 | -99 | -101 | -104 | -106 | -105 | -108 | -108 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 7,866 | 7,979 | 7,883 | 7,836 | 7,737 | 7,641 | 7,585 | 7,607 | 7,551 | 7,545 | 7,408 | |||||
Bank Owned Life Insurance | 87 | 86 | 85 | 85 | 85 | 85 | 85 | 85 | 84 | 84 | 84 | 85 | |||||
Property Plant And Equipment And Finance Lease Rig… | - | 43 | 44 | 44 | 45 | 45 | 45 | 46 | 47 | 48 | 49 | 50 | |||||
Restricted Investments | 17 | 12 | 16 | 15 | 16 | 13 | 15 | 11 | 12 | 14 | 25 | 39 | |||||
Goodwill | 373 | 373 | 373 | 373 | 373 | 373 | 373 | 373 | 373 | 373 | 373 | 373 | |||||
Intangible Assets Net Excluding Goodwill | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | - | - | 4 | 4 | |||||
Other Assets | 222 | 212 | 219 | 217 | 228 | 238 | 262 | 241 | 287 | 291 | 266 | 314 | |||||
Liabilities | |||||||||||||||||
Noninterest Bearing Domestic Deposit Demand | 2,257 | 2,273 | 2,161 | 2,189 | 2,182 | 2,164 | 2,185 | 2,158 | 2,207 | 2,189 | 2,222 | 2,276 | |||||
Interest Bearing Domestic Deposit Demand | 769 | 784 | 790 | 746 | 738 | 810 | 813 | 773 | 789 | 849 | 826 | 869 | |||||
Deposits Money Market Deposits | 2,184 | 2,265 | 2,197 | 2,195 | 2,236 | 2,210 | 2,040 | 2,074 | 2,008 | 1,882 | 1,942 | 1,615 | |||||
Deposits | |||||||||||||||||
Deposits | 8,086 | 8,185 | 7,959 | 7,922 | 7,921 | 7,893 | 7,783 | 7,655 | 7,680 | 7,600 | 7,522 | 7,223 | |||||
Deposits Savings Deposits | 882 | 883 | 862 | 868 | 879 | 886 | 878 | 880 | 907 | 936 | 951 | 975 | |||||
Time Deposits | 1,994 | 1,979 | 1,949 | 1,925 | 1,885 | 1,823 | 1,867 | 1,770 | 1,769 | 1,744 | 1,582 | 1,488 | |||||
Other Short Term Borrowings | 200 | 50 | 165 | 135 | 150 | 95 | 150 | 225 | 275 | 285 | 415 | 630 | |||||
Other Long Term Debt | 26 | 51 | 51 | 51 | 51 | 51 | 51 | 64 | 39 | 39 | 39 | 39 | |||||
Assets | |||||||||||||||||
Assets | 9,944 | 9,944 | 9,871 | 9,817 | 9,810 | 9,718 | 9,658 | 9,584 | 9,635 | 9,539 | 9,552 | 9,466 | |||||
Junior Subordinated Long Term Notes | 50 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | |||||
Other Liabilities | 179 | 178 | 183 | 185 | 193 | 212 | 244 | 215 | 270 | 270 | 243 | 301 | |||||
Liabilities | 8,540 | 8,513 | 8,407 | 8,342 | 8,365 | 8,300 | 8,278 | 8,208 | 8,314 | 8,244 | 8,268 | 8,243 | |||||
Common Stock Value | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | |||||
Additional Paid In Capital | 411 | 414 | 413 | 412 | 411 | 413 | 412 | 411 | 410 | 410 | 409 | 408 | |||||
Retained Earnings Accumulated Deficit | 1,165 | 1,142 | 1,120 | 1,100 | 1,078 | 1,059 | 1,039 | 1,019 | 999 | 977 | 960 | 935 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -49 | -47 | -42 | -45 | -52 | -61 | -77 | -61 | -94 | -98 | -91 | -126 | |||||
Treasury Stock Value | - | - | - | - | - | - | - | - | - | -98 | -98 | -98 | |||||
Treasury Stock Common Value | -227 | -181 | -131 | -95 | -95 | -97 | -97 | -97 | -97 | - | -98 | - | |||||
Liabilities And Stockholders Equity | 9,944 | 9,944 | 9,871 | 9,817 | 9,810 | 9,718 | 9,658 | 9,584 | 9,635 | 9,539 | 9,552 | 9,466 | |||||
Stockholders Equity | |||||||||||||||||
Stockholders Equity | 1,404 | 1,431 | 1,464 | 1,475 | 1,445 | 1,418 | 1,380 | 1,376 | 1,321 | 1,295 | 1,283 | 1,224 | |||||
Interest Bearing Deposits In Banks | 146 | 276 | 106 | 122 | 115 | 125 | 176 | 140 | 173 | 144 | 161 | 163 | |||||
Common Stock Par Or Stated Value Per Share | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | |||||
Common Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | |||||
Common Stock Shares Issued | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | |||||
Shares Outstanding | 35 | 36 | 37 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | |||||
Treasury Stock Common Shares | 6 | 5 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.14% | 11.59% | 17.32% | - | - | - | - | - | - | - | - | - |
| 2025 | -2.36% | 1.24% | 0.33% | 10.18% | 6.72% | 1.62% | 4.92% | 7.17% | 9.17% | -4.52% | 5.60% | 4.45% |
| 2024 | 5.38% | -0.23% | 32.08% | 2.58% | 2.44% | -6.34% | 15.27% | 4.18% | -0.81% | -7.49% | -10.33% | -8.37% |
| 2023 | - | - | - | - | - | - | 0.21% | 17.44% | 16.34% | -0.45% | -1.46% | 8.18% |
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Performance and Valuation Metrics
Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.51 | -0.52 | -0.52 | -0.51 | -0.51 | -0.13 | 0.34 | 1.00 | 2.02 | 2.12 | 2.39 | 2.81 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.91 | 3.66 | 3.49 | 3.45 | 3.39 | 3.46 | 3.41 | 3.51 | 3.53 | 3.54 | 3.74 | 3.86 | |||||
| Free Cash Flow Per Share TTM | 4.01 | 3.89 | 3.37 | 3.85 | 3.52 | 3.97 | 4.46 | 3.82 | 4.57 | 4.41 | 4.31 | 4.46 | |||||
| Dividend Per Share TTM | 1.49 | 1.44 | 1.38 | 1.36 | 1.35 | 1.34 | 1.33 | 1.32 | 1.31 | 1.31 | 1.29 | 1.29 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -11.45% | -784.69% | -809.11% | -842.69% | -869.97% | -878.89% | -891.44% | -1,161.91% | -1,098.92% | -1,015.28% | -885.38% | -457.36% | |||||
| Operating Profit Margin TTM | 123.89% | 925.55% | 917.55% | 920.65% | 909.15% | 918.75% | 902.47% | 679.31% | 678.28% | 676.86% | 727.64% | 732.42% | |||||
| Net Profit Margin TTM | 99.14% | 738.67% | 733.38% | 735.60% | 723.87% | 732.47% | 718.75% | 744.10% | 748.84% | 752.19% | 793.41% | 816.39% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 684.20% | 1.00% | 0.22% | -0.28% | -0.48% | 0.59% | 0.08% | 0.26% | -0.16% | -1.14% | -4.00% | -4.85% | |||||
| Net Income Growth (1Y) | 7.40% | 1.85% | 2.26% | -1.42% | -3.80% | -2.05% | -9.34% | -8.62% | -10.32% | -6.81% | 6.83% | 25.72% | |||||
| EPS Growth (1Y) | 15.28% | 5.73% | 2.37% | -1.65% | -4.03% | -2.23% | -8.87% | -8.81% | -9.69% | -5.17% | 8.38% | 28.23% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 12.46 | 11.25 | 11.01 | 10.53 | 10.69 | 10.17 | 10.57 | 11.18 | 8.76 | 8.31 | 8.11 | 6.31 | |||||
| P/B TTM | 1.25 | 1.07 | 1.01 | 0.95 | 0.97 | 0.96 | 1.00 | 1.10 | 0.90 | 0.87 | 0.92 | 0.76 | |||||
| P/S TTM | 12.36 | 83.09 | 80.75 | 77.49 | 77.40 | 74.49 | 75.94 | 83.17 | 65.60 | 62.52 | 64.36 | 51.52 | |||||
| Market Cap | 1.75B | 1.53B | 1.48B | 1.40B | 1.40B | 1.36B | 1.39B | 1.51B | 1.19B | 1.13B | 1.17B | 934.08M | |||||
| Enterprise Value | 1.54B | 1.19B | 1.31B | 1.21B | 1.20B | 1.15B | 1.14B | 1.28B | 946.14M | 924.74M | 940.85M | 695.62M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 143.09M | 143.22M | 128.85M | 147.70M | 134.97M | 151.77M | 170.43M | 146.26M | 174.91M | 168.56M | 165.53M | 170.26M | |||||
| Net Debt | -217.82M | -339.06M | -163.44M | -196.23M | -203.12M | -211.84M | -244.82M | -228.09M | -246.31M | -207.46M | -233.61M | -238.45M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
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| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
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| Treasury Stock to Equity | |||||||||||||||||
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| Accrued to Current Liabilities | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
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| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
S&T BANCORP INC (STBA) — SEC Financial Statements & Analysis
S&T BANCORP INC (STBA) is a state commercial banks company, incorporated in PA. S&T BANCORP INC trades on Nasdaq as: STBA. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), S&T BANCORP INC reported a 684.20% year-over-year revenue growth, a Gross Profit Margin of -11.45% (TTM), a Price-to-Sales (P/S) ratio of 12.36x (TTM), a Price-to-Book (P/B) ratio of 1.25 (TTM), at a market cap of $1.75B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 684.20%
- Gross Profit Margin TTM
- -11.45%
- P/S TTM
- 12.36x
- P/B TTM
- 1.25
- Market Cap
- $1.75B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is S&T BANCORP INC in?
S&T BANCORP INC (STBA) operates in the State Commercial Banks industry.
What is STBA's market cap?
S&T BANCORP INC (STBA) has a market capitalization of $1.75B as of 2026-06-30.
What is STBA's P/E ratio?
S&T BANCORP INC (STBA)'s trailing twelve month P/E ratio is 12.46x as of 2026-06-30.
What exchange does STBA trade on?
S&T BANCORP INC (STBA) trades on the Nasdaq.
Where is S&T BANCORP INC incorporated?
S&T BANCORP INC is incorporated in PA.