STEL
Stellar Bancorp, Inc.Company Information
- Company Name
- Stellar Bancorp, Inc.
- CIK
- CIK0001473844
- Category
- Large accelerated filer
- Ticker: Exchange
- STEL: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- STEL
SEC filing data through
Insider Sentiment
- Last purchase
- 2023-05-04
- Last sale
- 2024-11-22
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 60,244
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 32,351,544
- Shares outstanding
- 50,829,000
- Ownership
- 63.65%
Earnings Market Reaction
- Filing date
- 2026-04-28
- Price on filing date
- —
- 1-month reaction
- -0.32%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 108 | 94 | 99 | 136 | 131 | 420 | 104 | 110 | 75 | 121 | 95 | 106 | ||||||
| Interest Bearing Deposits In Banks | 442 | 325 | 629 | 442 | 430 | 491 | 412 | 380 | 325 | 278 | 207 | 198 | ||||||
| Cash And Cash Equivalents At Carrying Value | 550 | 419 | 728 | 578 | 561 | 911 | 516 | 490 | 400 | 399 | 302 | 304 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 1,865 | 2,198 | 1,842 | 1,730 | 1,719 | 1,673 | 1,692 | 1,631 | 1,523 | 1,396 | 1,415 | 1,478 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 7,588 | 7,301 | 7,168 | 7,287 | 7,283 | 7,440 | 7,551 | 7,714 | 7,908 | 7,925 | 8,005 | 8,069 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -85 | -84 | -79 | -83 | -84 | -81 | -85 | -95 | -96 | -92 | -94 | -100 | ||||||
Assets | ||||||||||||||||||
| Assets | 10,889 | 10,807 | 10,628 | 10,493 | 10,435 | 10,906 | 10,630 | 10,724 | 10,729 | 10,647 | 10,665 | 10,778 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 7,503 | 7,217 | 7,089 | 7,204 | 7,199 | 7,359 | 7,467 | 7,619 | 7,812 | 7,833 | 7,911 | 7,969 | ||||||
| Interest Receivable | 37 | 36 | 35 | 36 | 38 | 38 | 39 | 43 | 45 | 44 | 44 | 42 | ||||||
| Property Plant And Equipment Net | 100 | 106 | 108 | 109 | 110 | 112 | 114 | 114 | 116 | 119 | 119 | 119 | ||||||
| Federal Home Loan Bank Stock | - | - | - | - | 21 | 8 | 20 | 15 | 16 | 25 | 29 | 24 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 51 | 46 | 45 | 47 | - | 8 | - | - | - | - | - | - | ||||||
| Bank Owned Life Insurance | 110 | 109 | 109 | 109 | 108 | 107 | 107 | 106 | 106 | 105 | 105 | 104 | ||||||
| Goodwill | 497 | 497 | 497 | 497 | 497 | 497 | 497 | 497 | 497 | 497 | 497 | 497 | ||||||
| Finite Lived Intangible Assets Net | 66 | 71 | 76 | 81 | 87 | 93 | 98 | 104 | 111 | 117 | 123 | 130 | ||||||
| Other Assets | 111 | 106 | 98 | 102 | 95 | 107 | 80 | 103 | 104 | 112 | 120 | 111 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 3,211 | 3,408 | 3,211 | 3,184 | 3,206 | 3,576 | 3,303 | 3,308 | 3,323 | 3,547 | 3,656 | 3,714 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 8,982 | 9,021 | 8,817 | 8,674 | 8,563 | 9,128 | 8,743 | 8,725 | 8,795 | 8,873 | 8,687 | 8,766 | ||||||
Interest Bearing Deposit Liabilities | ||||||||||||||||||
| Interest Bearing Deposit Liabilities | 5,771 | 5,614 | 5,607 | 5,490 | 5,357 | 5,552 | 5,440 | 5,417 | 5,472 | 5,327 | 5,030 | 5,053 | ||||||
| Demand Deposit Accounts | 2,172 | 2,115 | 1,961 | 1,941 | 1,864 | 1,846 | 1,572 | 1,564 | 1,576 | 1,660 | 1,397 | 1,438 | ||||||
| Deposits Savings Deposits | 2,597 | 2,470 | 2,489 | 2,394 | 2,249 | 2,253 | 2,281 | 2,213 | 2,204 | 2,137 | 2,129 | 2,174 | ||||||
| Time Deposits | 1,002 | 1,029 | 1,156 | 1,155 | 1,245 | 1,453 | 1,587 | 1,639 | 1,692 | 1,530 | 1,504 | 1,441 | ||||||
| Interest Payable Current And Noncurrent | 5 | 6 | 9 | 8 | 10 | 17 | 17 | 12 | 12 | 11 | 8 | 5 | ||||||
| Subordinated Debt | 40 | 40 | 70 | 70 | 70 | 70 | 110 | 110 | 110 | 110 | 110 | 110 | ||||||
| Other Liabilities | 59 | 71 | 78 | 68 | 61 | 82 | 74 | 70 | 67 | 82 | 77 | 69 | ||||||
| Liabilities | 9,222 | 9,138 | 8,975 | 8,889 | 8,824 | 9,298 | 9,004 | 9,158 | 9,199 | 9,126 | 9,205 | 9,320 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital | 1,171 | 1,175 | 1,183 | 1,185 | 1,203 | 1,240 | 1,239 | 1,238 | 1,235 | 1,233 | 1,232 | 1,229 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 1,668 | 1,669 | 1,653 | 1,604 | 1,611 | 1,608 | 1,626 | 1,566 | 1,531 | 1,521 | 1,461 | 1,459 | ||||||
| Retained Earnings Accumulated Deficit | 585 | 566 | 548 | 529 | 510 | 493 | 475 | 448 | 425 | 406 | 386 | 362 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -89 | -73 | -78 | -111 | -102 | -125 | -88 | -121 | -130 | -118 | -157 | -132 | ||||||
| Liabilities And Stockholders Equity | 10,889 | 10,807 | 10,628 | 10,493 | 10,435 | 10,906 | 10,630 | 10,724 | 10,729 | 10,647 | 10,665 | 10,778 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 140 | 140 | 140 | 140 | 140 | 140 | 140 | 140 | 140 | 140 | 140 | 140 | ||||||
| Common Stock Shares Issued | 51 | 51 | 51 | 51 | 52 | 53 | 53 | 54 | 54 | 53 | 53 | 53 | ||||||
| Shares Outstanding | 51 | 51 | 51 | 51 | 52 | 53 | 53 | 54 | 54 | 53 | 53 | 53 | ||||||
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Recent filings
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialStellar Bancorp, Inc. (STEL) — SEC Financial Statements & Analysis
Stellar Bancorp, Inc. (STEL) is a national commercial banks company, incorporated in TX. Stellar Bancorp, Inc. trades on NYSE as: STEL. Stellar Bancorp, Inc. (STEL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-04-28. Based on that filing, On profitability, Stellar Bancorp, Inc. posts a gross margin of -2567.80%, an operating margin of 2055.85%, a net margin of 1660.13%, a Return on Equity (ROE) of 6.41%, and a Return on Invested Capital (ROIC) of -20.71%. Per share, it reports EPS of $2.07, diluted EPS of $2.06, free cash flow per share of $2.27, and a dividend per share of $0.59. Over the trailing year, it posted revenue growth of -1.29% year-over-year, net income growth of -7.42% year-over-year, and EPS growth of -3.20% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.68x, free cash flow of $115.30M (TTM), and net debt of $-549.57M. Figures sourced from SEC EDGAR.
- EPS TTM
- $2.07
- ROE TTM
- 6.41%
- Free Cash Flow TTM
- $115.30M
- Net Revenue TTM Growth 1Y
- -1.29%
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Stellar Bancorp, Inc. in?
Stellar Bancorp, Inc. (STEL) operates in the National Commercial Banks industry.
What exchange does STEL trade on?
Stellar Bancorp, Inc. (STEL) trades on the NYSE.
Where is Stellar Bancorp, Inc. incorporated?
Stellar Bancorp, Inc. is incorporated in TX.
When was Stellar Bancorp, Inc. (STEL)'s most recent SEC filing?
Stellar Bancorp, Inc. (STEL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-04-28.
What is STEL's EPS (earnings per share)?
Stellar Bancorp, Inc. (STEL)'s trailing twelve month EPS is $2.07 as of 2026-03-31.
What is STEL's ROE (return on equity)?
Stellar Bancorp, Inc. (STEL)'s trailing twelve month Return on Equity (ROE) is 6.41% as of 2026-03-31.
What is STEL's ROIC (return on invested capital)?
Stellar Bancorp, Inc. (STEL)'s trailing twelve month Return on Invested Capital (ROIC) is -20.71% as of 2026-03-31.