TCBS
Texas Community Bancshares, Inc.Company Information
- Company Name
- Texas Community Bancshares, Inc.
- CIK
- CIK0001849466
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- TCBS: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- TCBS
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-06-10
- Last sale
- 2026-06-10
- Shares purchased (TTM)
- 20,000
- Shares sold (TTM)
- 3,865
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 416,145
- Shares outstanding
- 2,651,030
- Ownership
- 15.70%
Earnings Market Reaction
- Filing date
- 2026-08-11
- Price on filing date
- —
- 1-month reaction
- 1.16%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 3 | 3 | 4 | 5 | 5 | 9 | 4 | 5 | 7 | 6 | 5 | 5 | ||||||
| Federal Funds Sold | 4 | 3 | 3 | 7 | 6 | 3 | 9 | 13 | 26 | 15 | 8 | 7 | ||||||
| Cash And Cash Equivalents At Carrying Value | 7 | 6 | 6 | 12 | 11 | 12 | 13 | 18 | 32 | 21 | 13 | 12 | ||||||
| Interest Bearing Deposits In Banks | 8 | 10 | 6 | 1 | 17 | 9 | 10 | 3 | 8 | 29 | 12 | 9 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 59 | 60 | 60 | 86 | 73 | 75 | 75 | 81 | 90 | 93 | 93 | 92 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 17 | 18 | 18 | - | - | - | 22 | - | - | - | - | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | - | 18 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | ||||||
| Loans Held For Sale Fair Value Disclosure | - | - | - | - | - | - | - | - | - | 15 | - | - | ||||||
| Direct Financing Lease Net Investment In Lease | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | ||||||
| Interest Receivable | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | ||||||
| Property Plant And Equipment Net | 14 | 13 | 11 | 11 | 12 | 11 | 12 | 12 | 12 | 12 | 12 | 10 | ||||||
| Bank Owned Life Insurance | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Other Real Estate | 9 | 9 | 9 | 9 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | - | ||||||
| Restricted Investments | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Finite Lived Intangible Assets Net | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Deferred Income Tax Assets Net | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 2 | 3 | ||||||
| Foreclosed Assets | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Derivative Assets | - | - | - | - | - | - | 0 | - | 1 | 1 | 0 | 1 | ||||||
| Other Assets | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | ||||||
| Assets | 444 | 430 | 430 | 439 | 444 | 442 | 443 | 446 | 452 | 464 | 452 | 437 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 51 | 49 | 46 | 49 | 49 | 44 | 41 | 44 | 43 | 46 | 46 | 44 | ||||||
| Interest Bearing Deposit Liabilities | 288 | 283 | 282 | 285 | 290 | 294 | 294 | 282 | 282 | 286 | 272 | 256 | ||||||
| Deposits | 340 | 332 | 328 | 334 | 339 | 338 | 336 | 326 | 325 | 332 | 317 | 300 | ||||||
| Derivative Liabilities | - | - | - | - | - | - | - | 0 | - | - | - | - | ||||||
| Accrued Liabilities And Other Liabilities | 3 | 3 | 3 | 3 | 3 | 2 | 6 | 4 | 4 | 4 | 4 | 4 | ||||||
| Liabilities | 389 | 376 | 376 | 386 | 391 | 389 | 391 | 393 | 400 | 412 | 398 | 383 | ||||||
Members Equity | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 33 | 33 | 33 | 33 | 33 | 33 | 32 | 32 | 32 | 32 | 32 | 32 | ||||||
| Retained Earnings Accumulated Deficit | 34 | 33 | 32 | 32 | 31 | 31 | 30 | 30 | 29 | 29 | 32 | 32 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -3 | -3 | -3 | -3 | -4 | -4 | -5 | -4 | -5 | -5 | -6 | -7 | ||||||
| Unearned E S O P Shares | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | ||||||
| Treasury Stock Common Value | -7 | -7 | -7 | -6 | -5 | -4 | -4 | -3 | -3 | -2 | -2 | -2 | ||||||
| Stockholders Equity | 55 | 54 | 54 | 54 | 53 | 53 | 52 | 53 | 52 | 51 | 54 | 53 | ||||||
| Liabilities And Stockholders Equity | 444 | 430 | 430 | 439 | 444 | 442 | 443 | 446 | 452 | 464 | 452 | 437 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | - | - | - | 0 | - | - | - | - | - | ||||||
| Held To Maturity Securities Fair Value | 15 | 16 | 17 | 17 | 18 | 19 | 20 | 21 | 21 | 22 | 23 | 23 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | ||||||
| Common Stock Shares Issued | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialTexas Community Bancshares, Inc. (TCBS) — SEC Financial Statements & Analysis
Texas Community Bancshares, Inc. (TCBS) is a savings institutions, not federally chartered company. Texas Community Bancshares, Inc. trades on Nasdaq as: TCBS. Texas Community Bancshares, Inc. (TCBS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-11. Based on that filing, Texas Community Bancshares, Inc. carries a market cap of $46.50M, a P/E ratio of 13.98x, a P/B ratio of 0.84x, a P/S ratio of 2.04x, an enterprise value of $39.27M, and an EV/EBITDA multiple of -3.92x. On profitability, it posts a gross margin of 61.13%, an operating margin of 17.10%, a net margin of 14.61%, a Return on Equity (ROE) of 6.16%, and a Return on Invested Capital (ROIC) of -18.94%. Per share, it reports EPS of $1.25, diluted EPS of $1.21, free cash flow per share of $0.88, and a dividend per share of $0.25. Over the trailing year, it posted revenue growth of 1.41% year-over-year, net income growth of 41.39% year-over-year, and EPS growth of 50.87% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.72x, free cash flow of $2.32M (TTM), and net debt of $-7.23M. Figures sourced from SEC EDGAR.
- Market Cap
- $46.50M
- P/E TTM
- 13.98x
- EPS TTM
- $1.25
- P/B TTM
- 0.84x
- ROE TTM
- 6.16%
- Free Cash Flow TTM
- $2.32M
- Net Revenue TTM Growth 1Y
- 1.41%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Texas Community Bancshares, Inc. in?
Texas Community Bancshares, Inc. (TCBS) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does TCBS trade on?
Texas Community Bancshares, Inc. (TCBS) trades on the Nasdaq.
When was Texas Community Bancshares, Inc. (TCBS)'s most recent SEC filing?
Texas Community Bancshares, Inc. (TCBS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-11.
What is TCBS's market cap?
Texas Community Bancshares, Inc. (TCBS) has a market capitalization of $46.50M as of 2026-06-30.
What is TCBS's P/E ratio?
Texas Community Bancshares, Inc. (TCBS)'s trailing twelve month P/E ratio is 13.98x as of 2026-06-30.
What is TCBS's EPS (earnings per share)?
Texas Community Bancshares, Inc. (TCBS)'s trailing twelve month EPS is $1.25 as of 2026-06-30.
What is TCBS's ROE (return on equity)?
Texas Community Bancshares, Inc. (TCBS)'s trailing twelve month Return on Equity (ROE) is 6.16% as of 2026-06-30.
What is TCBS's ROIC (return on invested capital)?
Texas Community Bancshares, Inc. (TCBS)'s trailing twelve month Return on Invested Capital (ROIC) is -18.94% as of 2026-06-30.
What is TCBS's EV/EBITDA?
Texas Community Bancshares, Inc. (TCBS)'s trailing twelve month EV/EBITDA is -3.92x as of 2026-06-30.