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Third Coast Bancshares, Inc.

TCBX

Companies in Savings Institutions, Not Federally Chartered

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Financial Statements

Values in Millions ($)
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Assets
Cash And Cash Equivalents
Cash And Cash Equivalents At Carrying Value
425175116113219371258242368297142245
Federal Funds Sold
667611050121213011514423
Cash Cash Equivalents And Federal Funds Sold
431181123119329421270254498412287268
Interest Bearing Deposits In Banks
00000000----
Available For Sale Securities Debt Securities
436383377356397384292286246178201194
Loans And Leases Receivable Net Reported Amount
--------3,7083,6023,5223,297
Held To Maturity Securities
192192206206-0------
Notes Receivable Net
5,2004,3514,1234,0403,9483,9263,8503,720-3,602--
Interest Receivable
312930282726262826232320
Property Plant And Equipment Net
412525252626272827292929
Other Real Estate
88---1------
Bank Owned Life Insurance
777676757468686766666565
Deferred Income Tax Assets Net
7679911999988
Fair Value Hedge Assets At Fair Value
-----------9
Derivative Assets
2333366811911-
Operating Lease Right Of Use Asset
181718191920202121212122
Intangible Assets Net Excluding Goodwill
--------1111
Finite Lived Intangible Assets Net
9-----------
Goodwill
46-------18181818
Other Assets
613331282917161913121412
Assets
6,5825,3415,0624,9444,8974,9424,6284,4744,6604,3964,2163,963
Liabilities And Stockhold…
Noninterest Bearing Deposit Liabilities
577495450441449602490464424460500529
Deposits
Deposits
5,7154,6274,3734,2814,2494,3103,9943,8564,0513,8033,6473,408
Interest Bearing Deposit Liabilities
5,1384,1323,9233,8403,8003,7083,5053,3913,6273,3443,1472,879
Interest Payable Current And Noncurrent
767776764544
Fair Value Hedge Liabilities At Fair Value
-----------9
Derivative Liabilities
4344497881111-
Operating Lease Liability
191819202021212222222222
Other Liabilities
483732252624353128241513
Line Of Credit
583833313131323744393631
Junior Subordinated Notes
818181818181818181818180
Liabilities
5,9324,8104,5484,4484,4174,4824,1774,0394,2373,9843,8153,568
Stockholders Equity
Preferred Stock Value
000000000000
Common Stock Value
171414141414141414141414
Additional Paid In Capital
429324323323322322321320320320319319
Retained Earnings Accumulated Deficit
1981831671501341221099888797066
Accumulated Other Comprehensive Income Loss Net Of…
81111111058431-2-1
Treasury Stock Value
-1-1-1-1-1-1-1-1-1-1-1-1
Liabilities And Stockholders Equity
6,5825,3415,0624,9444,8974,9424,6284,4744,6604,3964,2163,963
Series A Convertible Non Cumulative Preferred Stoc…
000000000000
Series B Preferred Stock
000000000000
Nonvoting Common Stock
000000000000
Loans And Leases Receivable Allowance
--------38373837
Held To Maturity Securities Fair Value
---206--------
Financing Receivable Allowance For Credit Losses
514443404040403838373837
Preferred Stock Par Or Stated Value Per Share
111111111111
Preferred Stock Shares Authorized
111111111111
Common Stock Par Or Stated Value Per Share
111111111111
Common Stock Shares Authorized
505050505050505050505050
Common Stock Shares Issued
171414141414141414141414
Shares Outstanding
171414141414141414141414
Treasury Stock Common Shares
000000000000

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20262.55%9.30%14.58%---------
20251.46%9.96%21.11%9.03%7.88%5.20%5.45%8.99%11.98%-7.30%-6.51%-5.08%
2024-1.59%-0.75%15.31%19.84%23.72%45.48%7.12%2.99%10.71%-2.47%-17.01%-10.43%
202316.77%9.07%40.89%-10.72%-20.28%-30.07%6.41%18.98%18.44%0.75%0.15%7.60%

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Performance and Valuation Metrics

Metrics
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Leverage & Debt
Interest Coverage TTM
10.37
10.74
10.47
10.47
2.27
1.65
1.42
1.29
1.29
1.33
1.36
1.47
Efficiency & Turnover
Days Sales Outstanding TTM
-
-
-
-
-
-
-
-
4,362.55
4,573.02
4,903.74
5,125.23
Receivables Turnover TTM
-
-
-
-
-
-
-
-
0.08
0.08
0.07
0.07
Per Share Metrics
Diluted EPS TTM
3.72
3.79
3.34
3.06
2.65
2.51
2.40
2.07
1.97
1.98
2.17
1.85
Free Cash Flow Per Share TTM
0.11
3.67
2.99
3.09
2.63
2.57
4.09
2.61
2.78
2.62
1.52
1.93
Dividend Per Share TTM
0.32
0.34
0.34
0.34
0.34
0.35
0.35
0.35
0.35
0.35
0.26
0.17
Margin Metrics
Gross Profit Margin TTM
55.60%
55.14%
53.66%
52.12%
50.11%
48.96%
31.73%
31.44%
31.80%
32.40%
55.83%
60.85%
Operating Profit Margin TTM
22.77%
23.37%
22.78%
21.49%
19.91%
18.68%
17.32%
15.05%
14.95%
15.61%
16.19%
18.76%
Net Profit Margin TTM
18.63%
18.72%
16.85%
15.78%
13.97%
13.07%
12.90%
11.50%
11.58%
12.53%
12.49%
14.58%
Growth Metrics
Net Revenue Growth (1Y)
12.23%
7.82%
8.62%
10.15%
14.65%
23.19%
32.94%
43.02%
56.42%
73.14%
34.42%
33.71%
Net Income Growth (1Y)
49.68%
54.45%
41.94%
51.11%
38.35%
28.51%
37.28%
12.85%
29.20%
79.01%
48.98%
97.90%
EPS Growth (1Y)
39.20%
52.39%
39.95%
49.15%
36.63%
27.82%
36.71%
12.28%
28.50%
77.45%
47.68%
95.95%
Valuation Metrics
P/E TTM
8.11
7.94
8.99
8.48
9.96
10.80
8.87
8.24
8.17
8.08
7.74
6.90
P/B TTM
0.86
0.99
1.02
0.91
0.96
1.01
0.81
0.67
0.64
0.66
0.58
0.54
P/S TTM
1.51
1.49
1.51
1.34
1.39
1.41
1.14
0.95
0.95
1.01
0.97
1.01
Market Cap
560.44M
526.11M
526.27M
452.05M
459.74M
463.65M
365.82M
290.49M
272.40M
269.91M
232.71M
215.65M
Enterprise Value
216.28M
431.87M
490.80M
419.77M
321.56M
173.25M
188.34M
129.34M
-14.83M
53.53M
171.09M
51.29M
Calculated Values
Free Cash Flow TTM
1.66M
50.84M
41.47M
42.76M
36.18M
35.14M
55.87M
35.71M
37.80M
35.64M
20.71M
26.17M
Net Debt
-344.16M
-94.24M
-35.47M
-32.28M
-138.18M
-290.40M
-177.48M
-161.15M
-287.23M
-216.37M
-61.62M
-164.36M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-15Sale
Owner: Glander, Troy Andrew
Title: -
Shares: 2,500
Price/Share: $40.29
Value: $100,725.00
Shares Owned: 27,651
Relationship: Director
Ownership: Direct
2026-02-24Purchase
Owner: Bobbora, William
Title: See Remarks
Shares: 1,200
Price/Share: $39.62
Value: $47,544.00
Shares Owned: 48,306
Relationship: Officer
Ownership: Direct
2025-12-01Sale
Owner: Brunson, W. Donald
Title: -
Shares: 1,500
Price/Share: $38.53
Value: $57,795.00
Shares Owned: 37,268
Relationship: Director
Ownership: Direct
2025-11-19Purchase
Owner: Eber, Liz
Title: See Remarks
Shares: 135
Price/Share: $36.48
Value: $4,924.80
Shares Owned: 678
Relationship: Officer
Ownership: Direct
2025-11-17Sale
Owner: Bobbora, William
Title: See Remarks
Shares: 245
Price/Share: $36.30
Value: $8,893.50
Shares Owned: 47,106
Relationship: Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
59.99%
Inst. Shares: 8,887,764
Shares Outstanding: 14,814,661
2025-12-31
58.98%
Inst. Shares: 8,163,169
Shares Outstanding: 13,841,230
2025-09-30
55.92%
Inst. Shares: 7,750,832
Shares Outstanding: 13,860,149
2025-06-30
55.53%
Inst. Shares: 7,683,892
Shares Outstanding: 13,836,830
2025-03-31
55.50%
Inst. Shares: 7,646,243
Shares Outstanding: 13,776,998

Third Coast Bancshares, Inc. (TCBX) — SEC Financial Statements & Analysis

Third Coast Bancshares, Inc. (TCBX) is a savings institutions, not federally chartered company, incorporated in TX. Third Coast Bancshares, Inc. trades on NYSE as: TCBX. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), Third Coast Bancshares, Inc. reported a 12.23% year-over-year revenue growth, a Gross Profit Margin of 55.60% (TTM), a Price-to-Sales (P/S) ratio of 1.51x (TTM), a Price-to-Book (P/B) ratio of 0.86 (TTM), at a market cap of $560.44M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
12.23%
Gross Profit Margin TTM
55.60%
P/S TTM
1.51x
P/B TTM
0.86
Market Cap
$560.44M

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Third Coast Bancshares, Inc. in?

Third Coast Bancshares, Inc. (TCBX) operates in the Savings Institutions, Not Federally Chartered industry.

What is TCBX's market cap?

Third Coast Bancshares, Inc. (TCBX) has a market capitalization of $560.44M as of 2026-03-31.

What is TCBX's P/E ratio?

Third Coast Bancshares, Inc. (TCBX)'s trailing twelve month P/E ratio is 8.11x as of 2026-03-31.

What exchange does TCBX trade on?

Third Coast Bancshares, Inc. (TCBX) trades on the NYSE.

Where is Third Coast Bancshares, Inc. incorporated?

Third Coast Bancshares, Inc. is incorporated in TX.

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Third Coast Bancshares, Inc. (TCBX) financial data sourced directly from SEC EDGAR filings — including the latest 10-K annual report, 10-Q quarterly filings, insider transactions (SEC Form 4), institutional ownership (SEC Form 13F), Earning Marker Reaction Heat Map and 90+ calculated financial metrics like Price to Earnings Ratio (P/E), Return on Equity (ROE), Debt to Equity (D/E), Free Cash Flow Per Share (FCF/S), and Return on Invested Capital (ROIC). Unlike platforms that rely on third-party data aggregators, GeminIQ parses raw SEC filings directly — delivering institutional-grade accuracy at a fraction of the cost of Bloomberg Terminal or S&P Capital IQ.