Third Coast Bancshares, Inc.
Third Coast Bancshares, Inc.
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Cash Equivalents | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 425 | 175 | 116 | 113 | 219 | 371 | 258 | 242 | 368 | 297 | 142 | 245 | |||||
Federal Funds Sold | 6 | 6 | 7 | 6 | 110 | 50 | 12 | 12 | 130 | 115 | 144 | 23 | |||||
Cash Cash Equivalents And Federal Funds Sold | 431 | 181 | 123 | 119 | 329 | 421 | 270 | 254 | 498 | 412 | 287 | 268 | |||||
Interest Bearing Deposits In Banks | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | - | |||||
Available For Sale Securities Debt Securities | 436 | 383 | 377 | 356 | 397 | 384 | 292 | 286 | 246 | 178 | 201 | 194 | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | 3,708 | 3,602 | 3,522 | 3,297 | |||||
Held To Maturity Securities | 192 | 192 | 206 | 206 | - | 0 | - | - | - | - | - | - | |||||
Notes Receivable Net | 5,200 | 4,351 | 4,123 | 4,040 | 3,948 | 3,926 | 3,850 | 3,720 | - | 3,602 | - | - | |||||
Interest Receivable | 31 | 29 | 30 | 28 | 27 | 26 | 26 | 28 | 26 | 23 | 23 | 20 | |||||
Property Plant And Equipment Net | 41 | 25 | 25 | 25 | 26 | 26 | 27 | 28 | 27 | 29 | 29 | 29 | |||||
Other Real Estate | 8 | 8 | - | - | - | 1 | - | - | - | - | - | - | |||||
Bank Owned Life Insurance | 77 | 76 | 76 | 75 | 74 | 68 | 68 | 67 | 66 | 66 | 65 | 65 | |||||
Deferred Income Tax Assets Net | 7 | 6 | 7 | 9 | 9 | 11 | 9 | 9 | 9 | 9 | 8 | 8 | |||||
Fair Value Hedge Assets At Fair Value | - | - | - | - | - | - | - | - | - | - | - | 9 | |||||
Derivative Assets | 2 | 3 | 3 | 3 | 3 | 6 | 6 | 8 | 11 | 9 | 11 | - | |||||
Operating Lease Right Of Use Asset | 18 | 17 | 18 | 19 | 19 | 20 | 20 | 21 | 21 | 21 | 21 | 22 | |||||
Intangible Assets Net Excluding Goodwill | - | - | - | - | - | - | - | - | 1 | 1 | 1 | 1 | |||||
Finite Lived Intangible Assets Net | 9 | - | - | - | - | - | - | - | - | - | - | - | |||||
Goodwill | 46 | - | - | - | - | - | - | - | 18 | 18 | 18 | 18 | |||||
Other Assets | 61 | 33 | 31 | 28 | 29 | 17 | 16 | 19 | 13 | 12 | 14 | 12 | |||||
Assets | 6,582 | 5,341 | 5,062 | 4,944 | 4,897 | 4,942 | 4,628 | 4,474 | 4,660 | 4,396 | 4,216 | 3,963 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 577 | 495 | 450 | 441 | 449 | 602 | 490 | 464 | 424 | 460 | 500 | 529 | |||||
Deposits | |||||||||||||||||
Deposits | 5,715 | 4,627 | 4,373 | 4,281 | 4,249 | 4,310 | 3,994 | 3,856 | 4,051 | 3,803 | 3,647 | 3,408 | |||||
Interest Bearing Deposit Liabilities | 5,138 | 4,132 | 3,923 | 3,840 | 3,800 | 3,708 | 3,505 | 3,391 | 3,627 | 3,344 | 3,147 | 2,879 | |||||
Interest Payable Current And Noncurrent | 7 | 6 | 7 | 7 | 7 | 6 | 7 | 6 | 4 | 5 | 4 | 4 | |||||
Fair Value Hedge Liabilities At Fair Value | - | - | - | - | - | - | - | - | - | - | - | 9 | |||||
Derivative Liabilities | 4 | 3 | 4 | 4 | 4 | 9 | 7 | 8 | 8 | 11 | 11 | - | |||||
Operating Lease Liability | 19 | 18 | 19 | 20 | 20 | 21 | 21 | 22 | 22 | 22 | 22 | 22 | |||||
Other Liabilities | 48 | 37 | 32 | 25 | 26 | 24 | 35 | 31 | 28 | 24 | 15 | 13 | |||||
Line Of Credit | 58 | 38 | 33 | 31 | 31 | 31 | 32 | 37 | 44 | 39 | 36 | 31 | |||||
Junior Subordinated Notes | 81 | 81 | 81 | 81 | 81 | 81 | 81 | 81 | 81 | 81 | 81 | 80 | |||||
Liabilities | 5,932 | 4,810 | 4,548 | 4,448 | 4,417 | 4,482 | 4,177 | 4,039 | 4,237 | 3,984 | 3,815 | 3,568 | |||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 17 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | |||||
Additional Paid In Capital | 429 | 324 | 323 | 323 | 322 | 322 | 321 | 320 | 320 | 320 | 319 | 319 | |||||
Retained Earnings Accumulated Deficit | 198 | 183 | 167 | 150 | 134 | 122 | 109 | 98 | 88 | 79 | 70 | 66 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | 8 | 11 | 11 | 11 | 10 | 5 | 8 | 4 | 3 | 1 | -2 | -1 | |||||
Treasury Stock Value | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | |||||
Liabilities And Stockholders Equity | 6,582 | 5,341 | 5,062 | 4,944 | 4,897 | 4,942 | 4,628 | 4,474 | 4,660 | 4,396 | 4,216 | 3,963 | |||||
Series A Convertible Non Cumulative Preferred Stoc… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Series B Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Nonvoting Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | 38 | 37 | 38 | 37 | |||||
Held To Maturity Securities Fair Value | - | - | - | 206 | - | - | - | - | - | - | - | - | |||||
Financing Receivable Allowance For Credit Losses | 51 | 44 | 43 | 40 | 40 | 40 | 40 | 38 | 38 | 37 | 38 | 37 | |||||
Preferred Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | |||||
Common Stock Shares Issued | 17 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | |||||
Shares Outstanding | 17 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | |||||
Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables
Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables
Custom Table
Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals
Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals
Interactive Financial Visualizations
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.55% | 9.30% | 14.58% | - | - | - | - | - | - | - | - | - |
| 2025 | 1.46% | 9.96% | 21.11% | 9.03% | 7.88% | 5.20% | 5.45% | 8.99% | 11.98% | -7.30% | -6.51% | -5.08% |
| 2024 | -1.59% | -0.75% | 15.31% | 19.84% | 23.72% | 45.48% | 7.12% | 2.99% | 10.71% | -2.47% | -17.01% | -10.43% |
| 2023 | 16.77% | 9.07% | 40.89% | -10.72% | -20.28% | -30.07% | 6.41% | 18.98% | 18.44% | 0.75% | 0.15% | 7.60% |
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial | ||||||||||||
Subscribe to unlock 17+ years of financial data and 90+ calculated metrics
Subscribe to unlock 17+ years of data and 90+ calculated metrics
Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 10.37 | 10.74 | 10.47 | 10.47 | 2.27 | 1.65 | 1.42 | 1.29 | 1.29 | 1.33 | 1.36 | 1.47 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | - | 4,362.55 | 4,573.02 | 4,903.74 | 5,125.23 | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | - | 0.08 | 0.08 | 0.07 | 0.07 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.72 | 3.79 | 3.34 | 3.06 | 2.65 | 2.51 | 2.40 | 2.07 | 1.97 | 1.98 | 2.17 | 1.85 | |||||
| Free Cash Flow Per Share TTM | 0.11 | 3.67 | 2.99 | 3.09 | 2.63 | 2.57 | 4.09 | 2.61 | 2.78 | 2.62 | 1.52 | 1.93 | |||||
| Dividend Per Share TTM | 0.32 | 0.34 | 0.34 | 0.34 | 0.34 | 0.35 | 0.35 | 0.35 | 0.35 | 0.35 | 0.26 | 0.17 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 55.60% | 55.14% | 53.66% | 52.12% | 50.11% | 48.96% | 31.73% | 31.44% | 31.80% | 32.40% | 55.83% | 60.85% | |||||
| Operating Profit Margin TTM | 22.77% | 23.37% | 22.78% | 21.49% | 19.91% | 18.68% | 17.32% | 15.05% | 14.95% | 15.61% | 16.19% | 18.76% | |||||
| Net Profit Margin TTM | 18.63% | 18.72% | 16.85% | 15.78% | 13.97% | 13.07% | 12.90% | 11.50% | 11.58% | 12.53% | 12.49% | 14.58% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 12.23% | 7.82% | 8.62% | 10.15% | 14.65% | 23.19% | 32.94% | 43.02% | 56.42% | 73.14% | 34.42% | 33.71% | |||||
| Net Income Growth (1Y) | 49.68% | 54.45% | 41.94% | 51.11% | 38.35% | 28.51% | 37.28% | 12.85% | 29.20% | 79.01% | 48.98% | 97.90% | |||||
| EPS Growth (1Y) | 39.20% | 52.39% | 39.95% | 49.15% | 36.63% | 27.82% | 36.71% | 12.28% | 28.50% | 77.45% | 47.68% | 95.95% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 8.11 | 7.94 | 8.99 | 8.48 | 9.96 | 10.80 | 8.87 | 8.24 | 8.17 | 8.08 | 7.74 | 6.90 | |||||
| P/B TTM | 0.86 | 0.99 | 1.02 | 0.91 | 0.96 | 1.01 | 0.81 | 0.67 | 0.64 | 0.66 | 0.58 | 0.54 | |||||
| P/S TTM | 1.51 | 1.49 | 1.51 | 1.34 | 1.39 | 1.41 | 1.14 | 0.95 | 0.95 | 1.01 | 0.97 | 1.01 | |||||
| Market Cap | 560.44M | 526.11M | 526.27M | 452.05M | 459.74M | 463.65M | 365.82M | 290.49M | 272.40M | 269.91M | 232.71M | 215.65M | |||||
| Enterprise Value | 216.28M | 431.87M | 490.80M | 419.77M | 321.56M | 173.25M | 188.34M | 129.34M | -14.83M | 53.53M | 171.09M | 51.29M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 1.66M | 50.84M | 41.47M | 42.76M | 36.18M | 35.14M | 55.87M | 35.71M | 37.80M | 35.64M | 20.71M | 26.17M | |||||
| Net Debt | -344.16M | -94.24M | -35.47M | -32.28M | -138.18M | -290.40M | -177.48M | -161.15M | -287.23M | -216.37M | -61.62M | -164.36M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Insider Transactions
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Institutional Ownership
Third Coast Bancshares, Inc. (TCBX) — SEC Financial Statements & Analysis
Third Coast Bancshares, Inc. (TCBX) is a savings institutions, not federally chartered company, incorporated in TX. Third Coast Bancshares, Inc. trades on NYSE as: TCBX. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), Third Coast Bancshares, Inc. reported a 12.23% year-over-year revenue growth, a Gross Profit Margin of 55.60% (TTM), a Price-to-Sales (P/S) ratio of 1.51x (TTM), a Price-to-Book (P/B) ratio of 0.86 (TTM), at a market cap of $560.44M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 12.23%
- Gross Profit Margin TTM
- 55.60%
- P/S TTM
- 1.51x
- P/B TTM
- 0.86
- Market Cap
- $560.44M
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Third Coast Bancshares, Inc. in?
Third Coast Bancshares, Inc. (TCBX) operates in the Savings Institutions, Not Federally Chartered industry.
What is TCBX's market cap?
Third Coast Bancshares, Inc. (TCBX) has a market capitalization of $560.44M as of 2026-03-31.
What is TCBX's P/E ratio?
Third Coast Bancshares, Inc. (TCBX)'s trailing twelve month P/E ratio is 8.11x as of 2026-03-31.
What exchange does TCBX trade on?
Third Coast Bancshares, Inc. (TCBX) trades on the NYSE.
Where is Third Coast Bancshares, Inc. incorporated?
Third Coast Bancshares, Inc. is incorporated in TX.