TECTP
Tectonic Financial, Inc.Company Information
- Company Name
- Tectonic Financial, Inc.
- CIK
- CIK0001766526
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- TECTP: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- TECTP
SEC filing data through
Insider Sentiment
- Last purchase
- 2023-11-17
- Last sale
- 2026-01-05
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 364,960
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2025-11-14
- Price on filing date
- —
- 1-month reaction
- -3.68%
- 3-month reaction
- -10.20%
Balance Sheet
Values in millions ($)| Line item | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 6 | 7 | 6 | 6 | 7 | 6 | 7 | 5 | 7 | 6 | 6 | 9 | ||||||
| Interest Bearing Deposits In Banks | 157 | 95 | 60 | 56 | 95 | 61 | 119 | 52 | 40 | 38 | 69 | 33 | ||||||
| Federal Funds Sold | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 164 | 104 | 67 | 64 | 103 | 68 | 127 | 59 | 48 | 45 | 76 | 42 | ||||||
| Available For Sale Securities Debt Securities | - | - | - | - | - | - | - | - | 21 | 22 | 20 | 21 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 22 | 23 | 21 | 20 | 24 | 23 | 24 | 23 | - | - | - | 21 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 22 | 23 | 23 | 23 | 23 | 23 | 24 | 24 | 24 | 24 | 25 | 25 | ||||||
| Debt Securities Trading Restricted | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | ||||||
| Marketable Securities Current | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | ||||||
| Loans Receivable Held For Sale Amount | 35 | 58 | 59 | 47 | 38 | 48 | 23 | 27 | 15 | 25 | 14 | 34 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | 473 | 460 | 449 | 446 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 767 | 744 | 695 | 660 | 612 | 567 | 532 | 495 | - | - | - | 446 | ||||||
| Property Plant And Equipment Net | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Intangible Assets Net Excluding Goodwill | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | ||||||
| Other Real Estate And Foreclosed Assets | 1 | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Goodwill | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | ||||||
| Deferred Income Tax Assets Net | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Other Assets | 22 | 16 | 17 | 18 | 16 | 15 | 16 | 19 | 15 | 14 | 15 | 14 | ||||||
| Assets | 1,064 | 997 | 910 | 863 | 848 | 777 | 778 | 677 | 629 | 622 | 631 | 613 | ||||||
Demand Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 71 | 60 | 60 | 63 | 62 | 64 | 65 | 68 | 87 | 86 | 106 | 94 | ||||||
| Interest Bearing Deposit Liabilities | 186 | 183 | 185 | 165 | 175 | 155 | 153 | 150 | 156 | 144 | 125 | 137 | ||||||
| Time Deposits | 654 | 610 | 508 | 483 | 449 | 401 | 403 | 308 | 257 | 268 | 277 | 262 | ||||||
| Deposits | 912 | 853 | 753 | 711 | 686 | 619 | 621 | 527 | 501 | 498 | 508 | 493 | ||||||
| Short Term Borrowings | 0 | 0 | 17 | 10 | 20 | 20 | 21 | 21 | - | - | - | 0 | ||||||
| Subordinated Debt | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | ||||||
| Other Liabilities | 21 | 17 | 17 | 17 | 17 | 16 | 15 | 11 | 12 | 10 | 11 | 11 | ||||||
| Debt Longterm And Shortterm Combined Amount | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Liabilities | 945 | 882 | 799 | 750 | 735 | 667 | 669 | 570 | 524 | 520 | 532 | 516 | ||||||
| Commitments And Contingencies | - | - | - | - | 0 | 0 | 0 | - | - | - | - | - | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 50 | 50 | 50 | 50 | 50 | 51 | 51 | 51 | 51 | 51 | 51 | 51 | ||||||
| Treasury Stock Value | -9 | -9 | -9 | -3 | -2 | -2 | -2 | -2 | -1 | -1 | -0 | -0 | ||||||
| Retained Earnings Accumulated Deficit | 79 | 75 | 71 | 68 | 66 | 63 | 61 | 59 | 57 | 53 | 51 | 49 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -1 | -1 | -1 | -2 | -1 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | ||||||
| Stockholders Equity | 119 | 115 | 111 | 113 | 113 | 110 | 108 | 107 | 105 | 102 | 100 | 96 | ||||||
| Liabilities And Stockholders Equity | 1,064 | 997 | 910 | 863 | 848 | 777 | 778 | 677 | 629 | 622 | 631 | 613 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 12 | 11 | 9 | 9 | 9 | 8 | 7 | 6 | 6 | 6 | 6 | 5 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | 6 | 6 | 6 | 5 | ||||||
| Preferred Stock Dividend Rate Percentage | - | - | 0 | 0 | - | - | 0 | 0 | - | - | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | ||||||
| Common Stock Shares Issued | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Shares Outstanding | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
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Start 7-day free trialTectonic Financial, Inc. (TECTP) — SEC Financial Statements & Analysis
Tectonic Financial, Inc. (TECTP) is a state commercial banks company, incorporated in TX. Tectonic Financial, Inc. trades on Nasdaq as: TECTP. Tectonic Financial, Inc. (TECTP)'s most recent SEC filing is a Form 10-Q for the period ended 2025-09-30, filed with the SEC on 2025-11-14. Based on that filing, On profitability, Tectonic Financial, Inc. posts a gross margin of -330.12%, an operating margin of 288.16%, a net margin of 214.65%, a Return on Equity (ROE) of 14.81%, and a Return on Invested Capital (ROIC) of -30.33%. Per share, it reports EPS of $2.53, diluted EPS of $2.50, free cash flow per share of $-17.07, and a dividend per share of $0.40. Over the trailing year, it posted revenue growth of 11.71% year-over-year, net income growth of 18.48% year-over-year, and EPS growth of 23.51% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.41x, free cash flow of $-115.69M (TTM), and net debt of $-163.97M. Figures sourced from SEC EDGAR.
- EPS TTM
- $2.53
- ROE TTM
- 14.81%
- Free Cash Flow TTM
- $-115.69M
- Net Revenue TTM Growth 1Y
- 11.71%
Data as of 2025-09-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Tectonic Financial, Inc. in?
Tectonic Financial, Inc. (TECTP) operates in the State Commercial Banks industry.
What exchange does TECTP trade on?
Tectonic Financial, Inc. (TECTP) trades on the Nasdaq.
Where is Tectonic Financial, Inc. incorporated?
Tectonic Financial, Inc. is incorporated in TX.
When was Tectonic Financial, Inc. (TECTP)'s most recent SEC filing?
Tectonic Financial, Inc. (TECTP)'s most recent SEC filing is a Form 10-Q for the period ended 2025-09-30, filed with the SEC on 2025-11-14.
What is TECTP's EPS (earnings per share)?
Tectonic Financial, Inc. (TECTP)'s trailing twelve month EPS is $2.53 as of 2025-09-30.
What is TECTP's ROE (return on equity)?
Tectonic Financial, Inc. (TECTP)'s trailing twelve month Return on Equity (ROE) is 14.81% as of 2025-09-30.
What is TECTP's ROIC (return on invested capital)?
Tectonic Financial, Inc. (TECTP)'s trailing twelve month Return on Invested Capital (ROIC) is -30.33% as of 2025-06-30.