TFSL
TFS Financial CORPCompany Information
- Company Name
- TFS Financial CORP
- CIK
- CIK0001381668
- Category
- Large accelerated filer
- Ticker: Exchange
- TFSL: Nasdaq
- Fiscal Year End
- September 30
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- TFSL
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-29
- Last sale
- 2026-06-11
- Shares purchased (TTM)
- 79,114
- Shares sold (TTM)
- 202,064
Institutional Sentiment
- As of
- 2026-03-31
- Institutional shares owned
- 37,749,032
- Shares outstanding
- 278,858,428
- Ownership
- 13.54%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -1.85%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mortgages | 437 | 1 | 15,738 | 15,659 | 235 | 16 | 15,341 | 15,321 | - | - | - | - | ||||||
| Mortgage Receivables | - | - | - | - | - | - | - | 15,321 | 38 | -59 | 15,211 | 15,178 | ||||||
| Other Loans | -1 | -0 | 9 | 8 | 1 | 0 | 7 | 6 | 0 | -0 | 5 | 4 | ||||||
| Deferred Loan Expense | 2 | -0 | 70 | 70 | 2 | 1 | 66 | 65 | - | - | - | - | ||||||
| Residential Real Estate | -1 | -0 | 75 | 74 | 0 | -2 | 42 | 70 | -3 | 54 | -6 | - | ||||||
Assets | ||||||||||||||||||
| Cash And Due From Banks | 29 | 25 | 27 | 24 | 29 | 36 | 33 | 26 | 29 | 27 | 46 | 29 | ||||||
| Interest Bearing Deposits In Banks | 540 | 412 | 430 | 405 | 424 | 427 | 433 | 437 | 531 | 567 | 506 | 438 | ||||||
| Cash And Cash Equivalents At Carrying Value | 569 | 437 | 457 | 429 | 453 | 464 | 466 | 464 | 560 | 594 | 552 | 467 | ||||||
| Available For Sale Securities Debt Securities | 482 | 455 | 454 | 521 | 525 | 534 | 508 | 526 | 523 | 520 | 525 | 508 | ||||||
Loans And Leases Receivable Net Reported Amount | ||||||||||||||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 14 | 5 | 14 | 58 | 31 | 6 | 1 | 18 | 30 | 10 | 1 | 3 | ||||||
| Loans And Leases Receivable Deferred Income | - | - | - | - | - | - | - | 65 | 63 | 61 | 61 | 61 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | -70 | -68 | -68 | -69 | -77 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | - | - | - | - | 15,669 | 15,431 | 15,413 | - | - | - | - | - | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 16,182 | 15,742 | 15,742 | 15,663 | 15,596 | 15,360 | 15,343 | 15,322 | - | - | - | - | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | 15,322 | 15,190 | 15,150 | 15,207 | 15,166 | ||||||
| Servicing Asset At Amortized Value | 9 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 7 | ||||||
| Federal Home Loan Bank Stock | 268 | 244 | 234 | 235 | 233 | 219 | 224 | 228 | 232 | 240 | 255 | 247 | ||||||
| Real Estate Acquired Through Foreclosure | 1 | 1 | 2 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | ||||||
| Property Plant And Equipment Net | 46 | 43 | 40 | 40 | 39 | 39 | 33 | 33 | 34 | 34 | 34 | 35 | ||||||
| Interest Receivable | 64 | 60 | 60 | 63 | 60 | 58 | 58 | 59 | 59 | 57 | 56 | 54 | ||||||
| Bank Owned Life Insurance | 330 | 329 | 327 | 325 | 323 | 321 | 320 | 318 | 316 | 313 | 312 | 312 | ||||||
| Other Assets | 110 | 153 | 158 | 112 | 107 | 104 | 98 | 114 | 83 | 91 | 103 | 117 | ||||||
| Assets | 18,075 | 17,480 | 17,499 | 17,456 | 17,376 | 17,112 | 17,058 | 17,091 | 17,035 | 17,017 | 17,054 | 16,918 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Interest Bearing Deposit Liabilities Domestic | 9,992 | 10,187 | 10,372 | 10,447 | 10,341 | 10,398 | 10,207 | 10,195 | 10,026 | 9,936 | 9,921 | - | ||||||
| Deposits Domestic | - | - | - | - | - | - | - | 10,195 | - | - | - | 9,450 | ||||||
| Advances From Federal Home Loan Banks | 5,811 | 5,142 | 4,940 | 4,870 | 4,883 | 4,587 | 4,656 | 4,793 | 4,829 | 4,955 | 5,031 | 5,274 | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | 160 | 97 | 134 | 113 | 118 | 100 | 140 | 114 | 67 | 99 | 109 | 124 | ||||||
| Noninterest Bearing Deposit Liabilities Domestic | 45 | 29 | 42 | 30 | 30 | 27 | 39 | 29 | 17 | 26 | 29 | - | ||||||
| Accrued Liabilities Current And Noncurrent | 110 | 102 | 110 | 102 | 115 | 103 | 100 | 98 | 181 | 93 | 97 | 113 | ||||||
| Liabilities | 16,118 | 15,557 | 15,598 | 15,562 | 15,488 | 15,215 | 15,143 | 15,228 | 15,120 | 15,110 | 15,187 | 14,991 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Additional Paid In Capital | 1,762 | 1,758 | 1,756 | 1,758 | 1,756 | 1,755 | 1,754 | 1,754 | 1,753 | 1,752 | 1,750 | 1,755 | ||||||
| Treasury Stock Common Value | - | - | - | - | - | - | - | -772 | - | - | - | -776 | ||||||
| Treasury Stock Value | -779 | -776 | -774 | 774 | -772 | -771 | -772 | 772 | -772 | -772 | -772 | - | ||||||
| Unearned E S O P Shares | -15 | -16 | -17 | -18 | -20 | -21 | -22 | -23 | -24 | -25 | -26 | -27 | ||||||
| Retained Earnings Accumulated Deficit | 978 | 962 | 954 | 947 | 936 | 929 | 923 | 915 | 912 | 907 | 901 | 887 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | 9 | -9 | -21 | -21 | -16 | 1 | 27 | -16 | 43 | 42 | 10 | 85 | ||||||
| Stockholders Equity | 1,957 | 1,922 | 1,901 | 1,894 | 1,888 | 1,897 | 1,914 | 1,863 | 1,915 | 1,907 | 1,867 | 1,927 | ||||||
| Liabilities And Stockholders Equity | 18,075 | 17,480 | 17,499 | 17,456 | 17,376 | 17,112 | 17,058 | 17,091 | 17,035 | 17,017 | 17,054 | 16,918 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 506 | 476 | 474 | 542 | 549 | 562 | 542 | 554 | 565 | 562 | 563 | 562 | ||||||
| Loans Held For Sale Fair Value Disclosure | 14 | 5 | 11 | 23 | 29 | 5 | 1 | 11 | 30 | 10 | 0 | 3 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 700 | 700 | 700 | 700 | 700 | 700 | 700 | 700 | 700 | 700 | 700 | 700 | ||||||
| Common Stock Shares Issued | 332 | 332 | 332 | 332 | 332 | 332 | 332 | 332 | 332 | 332 | 332 | 332 | ||||||
| Shares Outstanding | 280 | 280 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 280 | ||||||
| Treasury Stock Common Shares | 52 | 52 | 52 | 52 | 52 | 51 | 52 | 52 | 52 | 52 | 52 | 52 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
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Start 7-day free trialTFS Financial CORP (TFSL) — SEC Financial Statements & Analysis
TFS Financial CORP (TFSL) is a savings institution, federally chartered company, incorporated in DE. TFS Financial CORP trades on Nasdaq as: TFSL. TFS Financial CORP (TFSL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, TFS Financial CORP carries a market cap of $4.94B, a P/E ratio of 48.41x, a P/B ratio of 2.52x, a P/S ratio of 6.22x, an enterprise value of $4.37B, and an EV/EBITDA multiple of -27.74x. On profitability, it posts a gross margin of 39.30%, an operating margin of 16.30%, a net margin of 12.85%, a Return on Equity (ROE) of 5.31%, and a Return on Invested Capital (ROIC) of -10.09%. Per share, it reports EPS of $0.37, diluted EPS of $0.36, free cash flow per share of $0.31, and a dividend per share of $0.21. Over the trailing year, it posted revenue growth of 5.55% year-over-year, net income growth of 22.71% year-over-year, and EPS growth of 22.70% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.59x, free cash flow of $86.27M (TTM), and net debt of $-568.93M. Figures sourced from SEC EDGAR.
- Market Cap
- $4.94B
- P/E TTM
- 48.41x
- EPS TTM
- $0.37
- P/B TTM
- 2.52x
- ROE TTM
- 5.31%
- Free Cash Flow TTM
- $86.27M
- Net Revenue TTM Growth 1Y
- 5.55%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is TFS Financial CORP in?
TFS Financial CORP (TFSL) operates in the Savings Institution, Federally Chartered industry.
What exchange does TFSL trade on?
TFS Financial CORP (TFSL) trades on the Nasdaq.
Where is TFS Financial CORP incorporated?
TFS Financial CORP is incorporated in DE.
When was TFS Financial CORP (TFSL)'s most recent SEC filing?
TFS Financial CORP (TFSL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is TFSL's market cap?
TFS Financial CORP (TFSL) has a market capitalization of $4.94B as of 2026-06-30.
What is TFSL's P/E ratio?
TFS Financial CORP (TFSL)'s trailing twelve month P/E ratio is 48.41x as of 2026-06-30.
What is TFSL's EPS (earnings per share)?
TFS Financial CORP (TFSL)'s trailing twelve month EPS is $0.37 as of 2026-06-30.
What is TFSL's ROE (return on equity)?
TFS Financial CORP (TFSL)'s trailing twelve month Return on Equity (ROE) is 5.31% as of 2026-06-30.
What is TFSL's ROIC (return on invested capital)?
TFS Financial CORP (TFSL)'s trailing twelve month Return on Invested Capital (ROIC) is -10.09% as of 2026-06-30.
What is TFSL's EV/EBITDA?
TFS Financial CORP (TFSL)'s trailing twelve month EV/EBITDA is -27.74x as of 2026-06-30.