FIRST FINANCIAL CORP /IN/
FIRST FINANCIAL CORP /IN/
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Commercial Portfolio Segment | - | 0 | 0 | -0 | -17 | 18 | 1 | 5 | -2 | 14 | 1 | -0 | |||||
Residential Portfolio Segment | - | 0 | 987 | 0 | -17 | 17 | 967 | 3 | 0 | 14 | 696 | -1 | |||||
Consumer Portfolio Segment | - | 0 | 688 | 0 | -10 | 12 | 668 | 0 | 0 | 12 | 647 | 12 | |||||
Assets | |||||||||||||||||
Cash And Due From Banks | 97 | 97 | 130 | 87 | 97 | 86 | 94 | 77 | 75 | 69 | 77 | 75 | |||||
Federal Funds Sold | - | - | 0 | 0 | 1 | 0 | 1 | 1 | 24 | - | 0 | 1 | |||||
Debt Securities Available For Sale Excluding Accru… | 1,168 | 1,171 | 1,150 | 1,186 | 1,170 | 1,182 | 1,196 | 1,272 | 1,206 | 1,218 | 1,259 | 1,225 | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 4,416 | 4,050 | 3,962 | 3,891 | 3,849 | 3,832 | 3,708 | 3,197 | 3,185 | 3,160 | 3,110 | |||||
Financing Receivable Unamortized Loan Fee Cost | - | 8 | 5 | 5 | 5 | 5 | 5 | 7 | 7 | 7 | 8 | 8 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | -52 | -48 | -47 | -47 | -47 | -47 | -46 | -38 | -40 | -40 | -39 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 4,372 | 4,007 | 3,920 | 3,849 | 3,807 | 3,790 | 3,669 | 3,166 | 3,152 | 3,128 | 3,079 | |||||
Restricted Investments | 23 | 19 | 19 | 19 | 18 | 18 | 18 | 15 | 15 | 15 | 15 | 15 | |||||
Interest Receivable | 28 | 28 | 28 | 27 | 26 | 26 | 27 | 25 | 24 | 24 | 25 | 23 | |||||
Property Plant And Equipment Net | 88 | 89 | 79 | 79 | 80 | 80 | 82 | 82 | 66 | 67 | 67 | 67 | |||||
Bank Owned Life Insurance | 137 | 136 | 131 | 131 | 130 | 129 | 129 | 128 | 115 | 115 | 114 | 114 | |||||
Goodwill | 98 | 98 | 98 | 98 | 98 | 100 | 100 | 97 | 87 | 87 | 87 | 87 | |||||
Intangible Assets Net Excluding Goodwill | 19 | 20 | 16 | 17 | 19 | 20 | 22 | 23 | 5 | 5 | 6 | 6 | |||||
Other Real Estate | 1 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | |||||
Other Assets | 101 | 99 | 98 | 105 | 115 | 99 | 103 | 93 | 109 | 100 | 73 | 94 | |||||
Assets | 6,178 | 6,129 | 5,756 | 5,670 | 5,603 | 5,549 | 5,560 | 5,485 | 4,891 | 4,853 | 4,851 | 4,785 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Deposits Interest Bearing… | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 999 | 1,140 | 916 | 850 | 860 | 856 | 859 | 832 | 748 | 738 | 750 | 771 | |||||
Interest Bearing Deposit … | |||||||||||||||||
Interest Bearing Domestic Deposit Certificates Of … | 182 | 135 | 136 | 139 | 144 | 146 | 145 | 160 | 113 | 109 | 93 | 83 | |||||
Interestbearing Domestic Deposit Other | 3,652 | 3,568 | 3,499 | 3,627 | 3,659 | 3,638 | 3,715 | 3,726 | 3,271 | 3,257 | 3,247 | 3,188 | |||||
Deposits | 4,833 | 4,842 | 4,551 | 4,615 | 4,663 | 4,640 | 4,719 | 4,717 | 4,132 | 4,105 | 4,090 | 4,041 | |||||
Federal Funds Purchased And Securities Sold Under … | 310 | 350 | 292 | 183 | 150 | 138 | 187 | 84 | 38 | 89 | 67 | 133 | |||||
Other Borrowings | 291 | 209 | 188 | 170 | 123 | 125 | 28 | 30 | 109 | 59 | 109 | 85 | |||||
Other Liabilities | 68 | 72 | 73 | 79 | 80 | 75 | 77 | 86 | 81 | 79 | 57 | 56 | |||||
Liabilities | 5,503 | 5,473 | 5,105 | 5,047 | 5,015 | 4,977 | 5,011 | 4,919 | 4,360 | 4,332 | 4,323 | 4,315 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Value | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Additional Paid In Capital Common Stock | 148 | 148 | 147 | 147 | 146 | 146 | 146 | 145 | 145 | 144 | 144 | 144 | |||||
Retained Earnings Accumulated Deficit | 771 | 755 | 742 | 727 | 712 | 700 | 687 | 677 | 674 | 668 | 664 | 657 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -91 | -95 | -87 | -99 | -118 | -121 | -132 | -103 | -135 | -138 | -127 | -176 | |||||
Treasury Stock Value | - | - | -154 | - | - | - | -154 | -155 | -155 | -155 | -155 | -156 | |||||
Treasury Stock Common Value | -154 | -154 | - | -155 | -155 | -155 | - | - | - | - | - | - | |||||
Stockholders Equity | 676 | 655 | 651 | 622 | 588 | 572 | 549 | 566 | 531 | 521 | 528 | 470 | |||||
Liabilities And Stockholders Equity | 6,178 | 6,129 | 5,756 | 5,670 | 5,603 | 5,549 | 5,560 | 5,485 | 4,891 | 4,853 | 4,851 | 4,785 | |||||
Common Stock Par Or Stated Value Per Share | 0.125 | 0.125 | 0.12 | 0.125 | 0.125 | 0.125 | 0.12 | 0.125 | 0.125 | 0.125 | 0.12 | 0.125 | |||||
Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | |||||
Common Stock Shares Issued | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | |||||
Shares Outstanding | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | |||||
Treasury Stock Common Shares | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.66% | 15.24% | 15.85% | - | - | - | - | - | - | - | - | - |
| 2025 | 3.58% | 8.31% | 11.10% | 12.23% | 9.97% | 6.13% | 4.94% | 11.51% | 13.64% | -3.91% | 3.82% | 7.36% |
| 2024 | -2.60% | -3.02% | 23.25% | 10.78% | 6.96% | 5.47% | -2.77% | -7.27% | -4.03% | -1.21% | -3.79% | 3.07% |
| 2023 | - | - | - | - | - | - | 12.21% | 22.63% | 19.63% | -2.40% | 0.24% | -1.39% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.55 | -0.56 | -0.55 | -0.56 | -0.62 | -0.64 | -0.37 | 0.03 | 0.81 | 1.93 | 2.19 | 2.53 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 7.13 | 6.78 | 6.68 | 6.24 | 5.23 | 4.62 | 4.00 | 3.68 | 4.32 | 4.71 | 5.08 | 5.44 | |||||
| Free Cash Flow Per Share TTM | 7.69 | 7.39 | 7.29 | 4.35 | 3.83 | 5.34 | 4.59 | 4.92 | 5.53 | 5.97 | 6.66 | 7.28 | |||||
| Dividend Per Share TTM | 2.14 | 2.09 | 2.04 | 1.98 | 1.92 | 1.86 | 1.80 | 1.35 | 0.90 | 1.00 | 1.29 | 1.29 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 72.81% | 72.41% | 71.95% | 70.39% | 69.03% | 67.55% | 66.10% | 61.69% | 62.53% | 64.99% | 68.69% | 77.23% | |||||
| Operating Profit Margin TTM | 32.72% | 32.10% | 32.30% | 31.13% | 26.41% | 24.36% | 21.59% | 20.44% | 25.30% | 28.33% | 31.74% | 34.89% | |||||
| Net Profit Margin TTM | 26.44% | 25.96% | 25.92% | 24.94% | 21.24% | 19.67% | 17.86% | 17.34% | 21.46% | 23.86% | 26.56% | 29.20% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 9.86% | 11.54% | 15.43% | 18.40% | 22.78% | 19.42% | 15.91% | 12.97% | 12.43% | 17.52% | 24.60% | 30.56% | |||||
| Net Income Growth (1Y) | 36.77% | 47.21% | 67.55% | 70.28% | 21.52% | -1.54% | -22.08% | -32.91% | -23.36% | -15.94% | -14.68% | 4.50% | |||||
| EPS Growth (1Y) | 36.30% | 46.67% | 66.98% | 69.67% | 21.14% | -1.87% | -21.26% | -32.39% | -22.01% | -14.13% | -12.72% | 5.62% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 10.79 | 9.17 | 8.81 | 8.73 | 9.92 | 10.03 | 10.81 | 11.04 | 7.82 | 7.45 | 7.66 | 5.56 | |||||
| P/B TTM | 1.35 | 1.13 | 1.07 | 1.04 | 1.05 | 0.96 | 0.93 | 0.85 | 0.75 | 0.80 | 0.88 | 0.77 | |||||
| P/S TTM | 2.85 | 2.38 | 2.28 | 2.18 | 2.11 | 1.97 | 1.93 | 1.91 | 1.68 | 1.78 | 2.03 | 1.62 | |||||
| Market Cap | 914.26M | 739.09M | 698.09M | 646.16M | 614.56M | 549.27M | 510.92M | 479.90M | 398.90M | 414.19M | 464.71M | 360.34M | |||||
| Enterprise Value | 817.62M | 642.21M | 567.72M | 558.72M | 517.29M | 463.06M | 417.40M | 402.59M | 323.82M | 344.96M | 387.95M | 285.67M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 91.48M | 87.86M | 86.42M | 51.60M | 45.37M | 63.28M | 54.26M | 58.08M | 65.33M | 70.52M | 79.55M | 86.62M | |||||
| Net Debt | -96.63M | -96.89M | -130.37M | -87.44M | -97.27M | -86.21M | -93.53M | -77.31M | -75.07M | -69.23M | -76.76M | -74.67M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| EV Revenue TTM | |||||||||||||||||
| EV FCF TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
FIRST FINANCIAL CORP /IN/ (THFF) — SEC Financial Statements & Analysis
FIRST FINANCIAL CORP /IN/ (THFF) is a state commercial banks company, incorporated in IN. FIRST FINANCIAL CORP /IN/ trades on Nasdaq as: THFF. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), FIRST FINANCIAL CORP /IN/ reported a 9.86% year-over-year revenue growth, a Gross Profit Margin of 72.81% (TTM), a Price-to-Sales (P/S) ratio of 2.85x (TTM), a Price-to-Book (P/B) ratio of 1.35x (TTM), at a market cap of $914.26M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 9.86%
- Gross Profit Margin TTM
- 72.81%
- P/S TTM
- 2.85x
- P/B TTM
- 1.35x
- Market Cap
- $914.26M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FIRST FINANCIAL CORP /IN/ in?
FIRST FINANCIAL CORP /IN/ (THFF) operates in the State Commercial Banks industry.
What is THFF's market cap?
FIRST FINANCIAL CORP /IN/ (THFF) has a market capitalization of $914.26M as of 2026-06-30.
What is THFF's P/E ratio?
FIRST FINANCIAL CORP /IN/ (THFF)'s trailing twelve month P/E ratio is 10.79x as of 2026-06-30.
What exchange does THFF trade on?
FIRST FINANCIAL CORP /IN/ (THFF) trades on the Nasdaq.
Where is FIRST FINANCIAL CORP /IN/ incorporated?
FIRST FINANCIAL CORP /IN/ is incorporated in IN.