HANOVER INSURANCE GROUP, INC.
HANOVER INSURANCE GROUP, INC.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Available For Sale Securities Debt Securities | 10,061 | 9,976 | 9,537 | 9,499 | 9,079 | 8,808 | 8,542 | 8,620 | 8,059 | 8,015 | 7,985 | 7,618 | |||||
Equity Securities Fv Ni | 203 | 188 | 185 | 183 | 172 | 161 | 158 | 150 | 139 | 137 | 131 | 124 | |||||
Other Investments | 638 | 637 | 661 | 686 | 690 | 720 | 710 | 761 | 786 | 794 | 797 | 818 | |||||
Investments | 10,902 | 10,802 | 10,383 | 10,367 | 9,941 | 9,690 | 9,410 | 9,531 | 8,983 | 8,947 | 8,913 | 8,560 | |||||
Cash And Cash Equivalents At Carrying Value | 266 | 244 | 1,123 | 916 | 244 | 315 | 436 | 427 | 338 | 265 | 316 | 295 | |||||
Accrued Investment Income Receivable | 88 | 76 | 80 | 73 | 76 | 66 | 70 | 64 | 62 | 58 | 58 | 56 | |||||
Premiums And Other Receivables Net | 1,950 | 1,856 | 1,861 | 1,932 | 1,895 | 1,809 | 1,801 | 1,882 | 1,814 | 1,740 | 1,706 | 1,771 | |||||
Reinsurance Recoverables | 2,079 | 2,052 | 2,011 | 1,975 | 1,979 | 2,034 | 1,995 | 1,961 | 2,038 | 2,000 | 2,056 | 1,992 | |||||
Deferred Policy Acquisition Costs | 716 | 691 | 703 | 708 | 675 | 657 | 663 | 663 | 635 | 619 | 621 | 631 | |||||
Deferred Income Tax Assets Net | 109 | 102 | 83 | 94 | 131 | 142 | 174 | 128 | 184 | 180 | 173 | 240 | |||||
Goodwill | 179 | 179 | 179 | 179 | 179 | 179 | 179 | 179 | 179 | 179 | 179 | 179 | |||||
Other Assets | 491 | 443 | 439 | 439 | 527 | 493 | 463 | 444 | 556 | 521 | 504 | 510 | |||||
Assets Of Disposal Group Including Discontinued Op… | 85 | 83 | 84 | 92 | 87 | 86 | 86 | 89 | 84 | 85 | 87 | 81 | |||||
Assets | 16,864 | 16,528 | 16,946 | 16,774 | 15,732 | 15,470 | 15,275 | 15,367 | 14,872 | 14,594 | 14,613 | 14,315 | |||||
Liability For Claims And Claims Adjustment Expense | 8,002 | 7,911 | 7,755 | 7,707 | 7,636 | 7,609 | 7,461 | 7,427 | 7,463 | 7,331 | 7,308 | 7,330 | |||||
Unearned Premiums | 3,480 | 3,402 | 3,440 | 3,509 | 3,335 | 3,259 | 3,283 | 3,339 | 3,168 | 3,105 | 3,103 | 3,188 | |||||
Accounts Payable And Accrued Liabilities Current A… | 716 | 651 | 807 | 703 | 602 | 619 | 758 | 775 | 735 | 679 | 776 | 728 | |||||
Reinsurance Payable | 45 | 43 | 45 | 42 | 50 | 46 | 38 | 51 | 59 | 62 | 64 | 64 | |||||
Short Term Borrowings | 50 | 50 | 375 | 437 | 437 | 62 | 62 | - | - | - | - | - | |||||
Long Term Debt | 794 | 794 | 843 | 843 | 348 | 723 | 722 | 784 | 784 | 783 | 783 | 783 | |||||
Liabilities Of Disposal Group Including Discontinu… | 105 | 107 | 109 | 109 | 109 | 109 | 109 | 113 | 110 | 111 | 113 | 106 | |||||
Liabilities | 13,191 | 12,957 | 13,374 | 13,348 | 12,516 | 12,426 | 12,433 | 12,489 | 12,320 | 12,071 | 12,147 | 12,199 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Additional Paid In Capital Common Stock | 2,032 | 2,016 | 2,014 | 2,005 | 1,994 | 1,978 | 1,974 | 1,963 | 1,952 | 1,941 | 1,939 | 1,931 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -256 | -238 | -171 | -198 | -287 | -345 | -456 | -300 | -541 | -549 | -517 | -780 | |||||
Retained Earnings Accumulated Deficit | 4,053 | 3,895 | 3,742 | 3,577 | 3,431 | 3,307 | 3,210 | 3,075 | 3,003 | 2,994 | 2,909 | 2,832 | |||||
Treasury Stock Value | -2,157 | -2,103 | -2,013 | -1,958 | -1,922 | -1,897 | -1,886 | -1,861 | -1,863 | -1,864 | -1,866 | -1,868 | |||||
Stockholders Equity | 3,673 | 3,570 | 3,572 | 3,426 | 3,216 | 3,044 | 2,842 | 2,878 | 2,552 | 2,523 | 2,466 | 2,116 | |||||
Liabilities And Stockholders Equity | 16,864 | 16,528 | 16,946 | 16,774 | 15,732 | 15,470 | 15,275 | 15,367 | 14,872 | 14,594 | 14,613 | 14,315 | |||||
Debt Securities Available For Sale Amortized Cost … | 10,321 | 10,212 | 9,686 | 9,687 | 9,378 | 9,179 | 9,052 | 8,937 | 8,680 | 8,645 | 8,574 | 8,536 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | |||||
Common Stock Shares Issued | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | |||||
Treasury Stock Common Shares | 26 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.96% | 5.97% | 14.16% | - | - | - | - | - | - | - | - | - |
| 2025 | 1.81% | 2.04% | 0.47% | 2.32% | 2.38% | 0.20% | 7.68% | 9.08% | 0.34% | -0.90% | 1.04% | 8.10% |
| 2024 | 1.31% | -4.68% | 3.60% | 1.67% | 9.40% | 15.62% | 10.29% | 4.38% | 5.97% | 7.50% | 2.20% | 6.44% |
| 2023 | - | - | - | -6.01% | 0.83% | 3.32% | 4.26% | 4.96% | 11.08% | -3.44% | -3.92% | 1.31% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 21.60 | 21.28 | 20.57 | 22.46 | 21.55 | 17.23 | 16.79 | 14.99 | 11.18 | 7.03 | 2.26 | -2.59 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | 103.73 | 99.94 | 101.35 | 106.95 | 105.63 | 102.97 | 102.59 | 107.84 | 103.77 | 99.91 | 100.70 | 104.25 | |||||
| Receivables Turnover TTM | 3.52 | 3.65 | 3.60 | 3.41 | 3.46 | 3.54 | 3.56 | 3.38 | 3.52 | 3.65 | 3.62 | 3.50 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 21.22 | 20.09 | 18.15 | 17.36 | 15.21 | 11.99 | 11.70 | 10.03 | 7.51 | 4.48 | 0.98 | -2.35 | |||||
| Free Cash Flow Per Share TTM | 35.80 | 35.47 | 32.69 | 28.04 | 23.53 | 21.59 | 22.18 | 18.78 | 14.05 | 10.93 | 9.80 | 12.68 | |||||
| Dividend Per Share TTM | 3.79 | 3.74 | 3.65 | 3.61 | 3.56 | 3.50 | 3.46 | 3.39 | 3.34 | 3.32 | 3.28 | 3.23 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 44.76% | 44.24% | 43.45% | 43.13% | 41.83% | 39.94% | 39.76% | 38.33% | 36.08% | 33.58% | 31.02% | 28.16% | |||||
| Operating Profit Margin TTM | 14.29% | 13.76% | 12.80% | 12.26% | 10.93% | 8.79% | 8.62% | 7.71% | 5.64% | 3.34% | 0.69% | -2.08% | |||||
| Net Profit Margin TTM | 11.17% | 10.77% | 10.05% | 9.71% | 8.67% | 6.98% | 6.83% | 5.92% | 4.44% | 2.67% | 0.59% | -1.43% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 5.57% | 6.41% | 5.72% | 5.26% | 4.47% | 3.09% | 4.07% | 4.01% | 5.87% | 9.30% | 9.60% | 10.71% | |||||
| Net Income Growth (1Y) | 36.07% | 64.37% | 55.52% | 72.65% | 103.78% | 169.47% | 1,106.80% | -532.11% | -393.64% | -18,188.89% | -69.57% | -129.05% | |||||
| EPS Growth (1Y) | 39.57% | 68.11% | 55.95% | 73.61% | 104.35% | 167.97% | 1,100.08% | -529.71% | -391.20% | -18,087.83% | -69.65% | -128.88% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 9.92 | 8.42 | 9.78 | 10.13 | 10.76 | 13.91 | 12.63 | 14.04 | 15.88 | 28.49 | 116.08 | -44.05 | |||||
| P/B TTM | 2.04 | 1.70 | 1.81 | 1.87 | 1.86 | 2.00 | 1.89 | 1.79 | 1.70 | 1.84 | 1.66 | 1.76 | |||||
| P/S TTM | 1.11 | 0.91 | 0.98 | 0.98 | 0.93 | 0.97 | 0.86 | 0.83 | 0.71 | 0.76 | 0.68 | 0.63 | |||||
| Market Cap | 7.49B | 6.07B | 6.48B | 6.40B | 5.98B | 6.10B | 5.38B | 5.14B | 4.33B | 4.64B | 4.10B | 3.73B | |||||
| Enterprise Value | 8.07B | 6.67B | 6.57B | 6.77B | 6.52B | 6.57B | 5.73B | 5.50B | 4.77B | 5.16B | 4.56B | 4.22B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 1.25B | 1.25B | 1.17B | 1.00B | 844.80M | 777.20M | 796.20M | 676.20M | 505.70M | 391.30M | 349.80M | 453.90M | |||||
| Net Debt | 577.90M | 600.30M | 95.60M | 364.10M | 540.50M | 469.20M | 348.60M | 356.80M | 446.10M | 518.80M | 467.10M | 488.50M | |||||
Per-Share and Margin | |||||||||||||||||
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| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
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| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
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| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
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| EV FCF TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
HANOVER INSURANCE GROUP, INC. (THG) — SEC Financial Statements & Analysis
HANOVER INSURANCE GROUP, INC. (THG) is a fire, marine & casualty insurance company, incorporated in DE. HANOVER INSURANCE GROUP, INC. trades on NYSE as: THG. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), HANOVER INSURANCE GROUP, INC. reported a 5.57% year-over-year revenue growth, a Gross Profit Margin of 44.76% (TTM), a Price-to-Sales (P/S) ratio of 1.11x (TTM), a Price-to-Book (P/B) ratio of 2.04x (TTM), at a market cap of $7.49B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 5.57%
- Gross Profit Margin TTM
- 44.76%
- P/S TTM
- 1.11x
- P/B TTM
- 2.04x
- Market Cap
- $7.49B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is HANOVER INSURANCE GROUP, INC. in?
HANOVER INSURANCE GROUP, INC. (THG) operates in the Fire, Marine & Casualty Insurance industry.
What is THG's market cap?
HANOVER INSURANCE GROUP, INC. (THG) has a market capitalization of $7.49B as of 2026-06-30.
What is THG's P/E ratio?
HANOVER INSURANCE GROUP, INC. (THG)'s trailing twelve month P/E ratio is 9.92x as of 2026-06-30.
What exchange does THG trade on?
HANOVER INSURANCE GROUP, INC. (THG) trades on the NYSE.
Where is HANOVER INSURANCE GROUP, INC. incorporated?
HANOVER INSURANCE GROUP, INC. is incorporated in DE.