THG

HANOVER INSURANCE GROUP, INC.
—

Company Information

Company Name
HANOVER INSURANCE GROUP, INC.
CIK
CIK0000944695
Category
Large accelerated filer
Ticker: Exchange
THG: NYSE
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6331
SIC Description
Fire, Marine & Casualty Insurance
Ticker
THG

SEC filing data through

Insider Sentiment

Last purchase
—
Last sale
2026-08-20
Shares purchased (TTM)
0
Shares sold (TTM)
77,845
Buy ratio (TTM)0.0%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
29,796,573
Shares outstanding
35,000,000
Ownership
85.13%
+0.18% Y/Y

Earnings Market Reaction

Filing date
2026-07-29
Price on filing date
—
1-month reaction
…
3-month reaction
…
Drift continued4/11 (36%)
Faded / reversed7/11 (64%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Available For Sale Securities Debt Securities10,0619,9769,5379,4999,0798,8088,5428,6208,0598,0157,9857,618
Equity Securities Fv Ni203188185183172161158150139137131124
Other Investments638637661686690720710761786794797818
Investments10,90210,80210,38310,3679,9419,6909,4109,5318,9838,9478,9138,560
Cash And Cash Equivalents At Carrying Value2662441,123916244315436427338265316295
Accrued Investment Income Receivable887680737666706462585856
Premiums And Other Receivables Net1,9501,8561,8611,9321,8951,8091,8011,8821,8141,7401,7061,771
Reinsurance Recoverables2,0792,0522,0111,9751,9792,0341,9951,9612,0382,0002,0561,992
Deferred Policy Acquisition Costs716691703708675657663663635619621631
Deferred Income Tax Assets Net1091028394131142174128184180173240
Goodwill179179179179179179179179179179179179
Other Assets491443439439527493463444556521504510
Assets Of Disposal Group Including Discontinued Operation858384928786868984858781
Assets16,86416,52816,94616,77415,73215,47015,27515,36714,87214,59414,61314,315
Liability For Claims And Claims Adjustment Expense8,0027,9117,7557,7077,6367,6097,4617,4277,4637,3317,3087,330
Unearned Premiums3,4803,4023,4403,5093,3353,2593,2833,3393,1683,1053,1033,188
Accounts Payable And Accrued Liabilities Current And Noncurrent716651807703602619758775735679776728
Reinsurance Payable454345425046385159626464
Short Term Borrowings50503754374376262-----
Long Term Debt794794843843348723722784784783783783
Liabilities Of Disposal Group Including Discontinued Operation105107109109109109109113110111113106
Liabilities13,19112,95713,37413,34812,51612,42612,43312,48912,32012,07112,14712,199
Stockholders Equity
Common Stock Value111111111111
Additional Paid In Capital Common Stock2,0322,0162,0142,0051,9941,9781,9741,9631,9521,9411,9391,931
Accumulated Other Comprehensive Income Loss Net Of Tax-256-238-171-198-287-345-456-300-541-549-517-780
Retained Earnings Accumulated Deficit4,0533,8953,7423,5773,4313,3073,2103,0753,0032,9942,9092,832
Treasury Stock Value-2,157-2,103-2,013-1,958-1,922-1,897-1,886-1,861-1,863-1,864-1,866-1,868
Stockholders Equity3,6733,5703,5723,4263,2163,0442,8422,8782,5522,5232,4662,116
Liabilities And Stockholders Equity16,86416,52816,94616,77415,73215,47015,27515,36714,87214,59414,61314,315
Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss10,32110,2129,6869,6879,3789,1799,0528,9378,6808,6458,5748,536
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized202020202020202020202020
Preferred Stock Shares Issued000000000000
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized300300300300300300300300300300300300
Common Stock Shares Issued616161616161616161616161
Treasury Stock Common Shares262525252525252525252525

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HANOVER INSURANCE GROUP, INC. (THG) — SEC Financial Statements & Analysis

HANOVER INSURANCE GROUP, INC. (THG) is a fire, marine & casualty insurance company, incorporated in DE. HANOVER INSURANCE GROUP, INC. trades on NYSE as: THG. HANOVER INSURANCE GROUP, INC. (THG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-29. Based on that filing, HANOVER INSURANCE GROUP, INC. carries a market cap of $7.49B, a P/E ratio of 9.92x, a P/B ratio of 2.04x, a P/S ratio of 1.11x, an enterprise value of $8.07B, and an EV/EBITDA multiple of 7.99x. On profitability, it posts a gross margin of 44.76%, an operating margin of 14.29%, a net margin of 11.17%, a Return on Equity (ROE) of 21.94%, and a Return on Invested Capital (ROIC) of 19.15%. Per share, it reports EPS of $21.59, diluted EPS of $21.22, free cash flow per share of $35.80, and a dividend per share of $3.79. Over the trailing year, it posted revenue growth of 5.57% year-over-year, net income growth of 36.07% year-over-year, and EPS growth of 39.57% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 21.60x, free cash flow of $1.25B (TTM), and net debt of $577.90M. Figures sourced from SEC EDGAR.

Market Cap
$7.49B
P/E TTM
9.92x
EPS TTM
$21.59
P/B TTM
2.04x
ROE TTM
21.94%
Free Cash Flow TTM
$1.25B
Net Revenue TTM Growth 1Y
5.57%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is HANOVER INSURANCE GROUP, INC. in?

HANOVER INSURANCE GROUP, INC. (THG) operates in the Fire, Marine & Casualty Insurance industry.

What exchange does THG trade on?

HANOVER INSURANCE GROUP, INC. (THG) trades on the NYSE.

Where is HANOVER INSURANCE GROUP, INC. incorporated?

HANOVER INSURANCE GROUP, INC. is incorporated in DE.

When was HANOVER INSURANCE GROUP, INC. (THG)'s most recent SEC filing?

HANOVER INSURANCE GROUP, INC. (THG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-29.

What is THG's market cap?

HANOVER INSURANCE GROUP, INC. (THG) has a market capitalization of $7.49B as of 2026-06-30.

What is THG's P/E ratio?

HANOVER INSURANCE GROUP, INC. (THG)'s trailing twelve month P/E ratio is 9.92x as of 2026-06-30.

What is THG's EPS (earnings per share)?

HANOVER INSURANCE GROUP, INC. (THG)'s trailing twelve month EPS is $21.59 as of 2026-06-30.

What is THG's ROE (return on equity)?

HANOVER INSURANCE GROUP, INC. (THG)'s trailing twelve month Return on Equity (ROE) is 21.94% as of 2026-06-30.

What is THG's ROIC (return on invested capital)?

HANOVER INSURANCE GROUP, INC. (THG)'s trailing twelve month Return on Invested Capital (ROIC) is 19.15% as of 2026-06-30.

What is THG's EV/EBITDA?

HANOVER INSURANCE GROUP, INC. (THG)'s trailing twelve month EV/EBITDA is 7.99x as of 2026-06-30.

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