TOMPKINS FINANCIAL CORP
TOMPKINS FINANCIAL CORP
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 72 | 69 | 51 | 77 | 94 | 81 | 54 | 110 | 60 | 47 | 67 | 75 | |||||
Interest Bearing Deposits In Banks | 76 | 103 | 82 | 116 | 119 | 112 | 81 | 22 | 11 | 10 | 12 | 65 | |||||
Cash And Cash Equivalents At Carrying Value | 148 | 171 | 133 | 193 | 213 | 193 | 134 | 132 | 71 | 57 | 80 | 140 | |||||
Debt Securities Available For Sale Excluding Accru… | 1,393 | 1,389 | 1,382 | 1,291 | 1,275 | 1,259 | 1,232 | 1,309 | 1,317 | 1,366 | 1,417 | 1,389 | |||||
Debt Securities Held To Maturity Excluding Accrued… | 313 | 313 | 313 | 313 | 312 | 312 | 312 | 312 | 312 | 312 | 312 | 312 | |||||
Equity Securities Fv Ni | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Assets | |||||||||||||||||
Assets | 8,802 | 8,696 | 8,668 | 8,469 | 8,374 | 8,200 | 8,109 | 8,006 | 7,870 | 7,778 | 7,820 | 7,691 | |||||
Assets Held For Sale Not Part Of Disposal Group Cu… | 0 | 0 | 43 | - | - | - | 0 | - | - | - | - | - | |||||
Financing Receivable Excluding Accrued Interest Be… | 6,597 | 6,478 | 6,446 | 6,288 | 6,173 | 6,067 | 6,020 | 5,881 | 5,762 | 5,641 | 5,606 | 5,435 | |||||
Financing Receivable Allowance For Credit Loss Exc… | 58 | 58 | 58 | 60 | 59 | 61 | 56 | 55 | 53 | 52 | 52 | 49 | |||||
Financing Receivable Excluding Accrued Interest Af… | 6,539 | 6,420 | 6,389 | 6,228 | 6,114 | 6,006 | 5,963 | 5,826 | 5,709 | 5,589 | 5,554 | 5,386 | |||||
Federal Home Loan Bank Stock And Federal Reserve B… | 32 | 27 | 32 | 27 | 37 | 29 | 42 | 31 | 41 | 30 | 34 | 20 | |||||
Property Plant And Equipment Net | 71 | 71 | 72 | 74 | 74 | 76 | 77 | 78 | 77 | 78 | 80 | 81 | |||||
Bank Owned Life Insurance | 79 | 78 | 78 | 77 | 77 | 77 | 76 | 76 | 75 | 75 | 68 | 87 | |||||
Goodwill | 73 | 73 | 73 | 93 | 93 | 93 | 93 | 93 | 93 | 93 | 93 | 93 | |||||
Intangible Assets Net Excluding Goodwill | - | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Interest Receivable And Other Assets | 153 | 153 | 151 | 170 | 175 | 152 | 176 | 146 | 170 | 175 | 180 | 181 | |||||
Liabilities | |||||||||||||||||
Deposits | |||||||||||||||||
Interest Bearing Deposit … | |||||||||||||||||
Time Deposits | 1,306 | 1,292 | 1,298 | 1,242 | 1,226 | 1,184 | 1,068 | 1,042 | 979 | 974 | 998 | 880 | |||||
Noninterest Bearing Deposit Liabilities | 1,930 | 1,872 | 1,897 | 1,906 | 1,874 | 1,820 | 1,844 | 1,881 | 1,854 | 1,828 | 1,917 | 1,963 | |||||
Deposits | 7,029 | 7,054 | 6,938 | 7,053 | 6,716 | 6,754 | 6,472 | 6,578 | 6,286 | 6,450 | 6,400 | 6,623 | |||||
Federal Funds Purchased And Securities Sold Under … | 182 | 118 | 96 | 81 | 127 | 123 | 37 | 68 | 36 | 44 | 51 | 56 | |||||
Other Borrowings | 546 | 449 | 564 | 445 | 673 | 493 | 790 | 539 | 774 | 523 | 602 | 297 | |||||
Other Liabilities | 84 | 127 | 132 | 101 | 96 | 89 | 97 | 100 | 98 | 93 | 97 | 102 | |||||
Liabilities | 7,842 | 7,749 | 7,730 | 7,680 | 7,612 | 7,458 | 7,396 | 7,285 | 7,193 | 7,109 | 7,150 | 7,079 | |||||
Stockholders Equity Inclu… | |||||||||||||||||
Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Additional Paid In Capital Common Stock | 297 | 297 | 299 | 301 | 300 | 299 | 300 | 300 | 299 | 298 | 297 | 297 | |||||
Retained Earnings Accumulated Deficit | 698 | 679 | 662 | 575 | 560 | 548 | 537 | 526 | 517 | 510 | 502 | 495 | |||||
Stockholders Equity | |||||||||||||||||
Stockholders Equity | 960 | 947 | 938 | 789 | 762 | 741 | 713 | 720 | 676 | 669 | 670 | 611 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -32 | -26 | -19 | -84 | -95 | -102 | -118 | -101 | -136 | -135 | -125 | -176 | |||||
Treasury Stock Common Value | -5 | -4 | -5 | -5 | -5 | -5 | -7 | -7 | -6 | -6 | -7 | -6 | |||||
Minority Interest | - | - | - | - | - | - | 0 | 1 | 1 | 1 | 1 | 2 | |||||
Liabilities And Stockholders Equity | 8,802 | 8,696 | 8,668 | 8,469 | 8,374 | 8,200 | 8,109 | 8,006 | 7,870 | 7,778 | 7,820 | 7,691 | |||||
Debt Securities Available For Sale Amortized Cost … | 1,420 | 1,408 | 1,391 | 1,381 | 1,380 | 1,373 | 1,367 | 1,410 | 1,464 | 1,511 | 1,548 | 1,583 | |||||
Held To Maturity Securities Fair Value | 281 | 283 | 284 | 282 | 279 | 275 | 267 | 277 | 265 | 265 | 267 | 253 | |||||
Equity Securities Fv Ni Cost | - | - | - | - | - | - | - | 1 | 1 | - | - | 1 | |||||
Common Stock Par Or Stated Value Per Share | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | |||||
Common Stock Shares Authorized | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | |||||
Common Stock Shares Issued | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | |||||
Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.18% | 11.71% | 19.93% | - | - | - | - | - | - | - | - | - |
| 2025 | 1.05% | 4.75% | 5.74% | 11.88% | 9.47% | 4.86% | 4.97% | 15.65% | 17.19% | -8.04% | 6.58% | 2.88% |
| 2024 | 0.47% | 4.73% | 36.65% | 9.38% | 2.50% | 8.33% | -1.52% | -12.28% | -13.46% | -7.21% | -17.14% | -5.33% |
| 2023 | - | - | - | -9.47% | -14.59% | -14.02% | 7.51% | 15.92% | 3.62% | -0.62% | -5.07% | 3.14% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.13 | -0.12 | -0.10 | -0.53 | -0.54 | -0.56 | -0.18 | 0.25 | 0.39 | 1.08 | 1.14 | 1.26 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 12.23 | 11.67 | 11.24 | 5.89 | 5.55 | 5.14 | 4.97 | 4.63 | 1.00 | 0.49 | 0.66 | 0.99 | |||||
| Free Cash Flow Per Share TTM | 3.29 | 5.77 | 2.24 | 6.65 | 5.60 | 6.16 | 6.24 | 5.95 | 6.26 | 5.82 | 5.77 | 5.91 | |||||
| Dividend Per Share TTM | 2.64 | 2.58 | 2.53 | 2.50 | 2.49 | 2.48 | 2.47 | 2.42 | 2.41 | 2.42 | 2.42 | 2.45 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 68.40% | 67.02% | 65.36% | 63.84% | 62.46% | 61.35% | 60.74% | 56.80% | 58.52% | 61.34% | 65.42% | 75.48% | |||||
| Operating Profit Margin TTM | 59.83% | 59.08% | 58.85% | 29.87% | 28.79% | 27.32% | 26.75% | 25.24% | 5.93% | 2.86% | 4.08% | 6.35% | |||||
| Net Profit Margin TTM | 43.01% | 42.37% | 42.16% | 22.75% | 21.92% | 20.82% | 20.38% | 19.56% | 4.37% | 2.24% | 3.20% | 4.97% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 12.51% | 11.71% | 9.93% | 9.71% | 11.58% | 13.67% | 16.89% | 19.09% | 19.23% | 19.10% | 18.32% | 16.24% | |||||
| Net Income Growth (1Y) | 120.74% | 127.36% | 127.34% | 27.58% | 459.14% | 957.53% | 645.40% | 369.04% | -79.37% | -91.43% | -88.84% | -83.43% | |||||
| EPS Growth (1Y) | 121.07% | 127.28% | 126.79% | 27.28% | 457.89% | 954.99% | 647.31% | 368.05% | -79.22% | -91.36% | -88.78% | -83.31% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 7.62 | 6.61 | 6.27 | 10.81 | 10.78 | 11.56 | 12.80 | 11.57 | 45.14 | 93.43 | 81.23 | 43.79 | |||||
| P/B TTM | 1.39 | 1.17 | 1.08 | 1.16 | 1.12 | 1.15 | 1.27 | 1.06 | 0.95 | 0.97 | 1.15 | 1.01 | |||||
| P/S TTM | 3.28 | 2.80 | 2.64 | 2.46 | 2.36 | 2.41 | 2.61 | 2.26 | 1.97 | 2.09 | 2.60 | 2.18 | |||||
| Market Cap | 1.34B | 1.11B | 1.01B | 913.07M | 856.35M | 851.22M | 906.95M | 766.02M | 641.16M | 650.76M | 772.09M | 618.06M | |||||
| Enterprise Value | 1.19B | 935.51M | 877.39M | 719.58M | 643.80M | 658.15M | 772.55M | 633.70M | 570.25M | 593.62M | 692.55M | 477.84M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 46.78M | 82.18M | 31.95M | 94.72M | 79.75M | 87.78M | 88.76M | 84.57M | 88.99M | 82.74M | 82.24M | 83.80M | |||||
| Net Debt | -147.77M | -171.45M | -132.82M | -193.49M | -212.55M | -193.07M | -134.40M | -132.32M | -70.92M | -57.14M | -79.54M | -140.22M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| EV Revenue TTM | |||||||||||||||||
| EV FCF TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
TOMPKINS FINANCIAL CORP (TMP) — SEC Financial Statements & Analysis
TOMPKINS FINANCIAL CORP (TMP) is a state commercial banks company, incorporated in NY. TOMPKINS FINANCIAL CORP trades on NYSE as: TMP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), TOMPKINS FINANCIAL CORP reported a 12.51% year-over-year revenue growth, a Gross Profit Margin of 68.40% (TTM), a Price-to-Sales (P/S) ratio of 3.28x (TTM), a Price-to-Book (P/B) ratio of 1.39x (TTM), at a market cap of $1.34B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 12.51%
- Gross Profit Margin TTM
- 68.40%
- P/S TTM
- 3.28x
- P/B TTM
- 1.39x
- Market Cap
- $1.34B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is TOMPKINS FINANCIAL CORP in?
TOMPKINS FINANCIAL CORP (TMP) operates in the State Commercial Banks industry.
What is TMP's market cap?
TOMPKINS FINANCIAL CORP (TMP) has a market capitalization of $1.34B as of 2026-06-30.
What is TMP's P/E ratio?
TOMPKINS FINANCIAL CORP (TMP)'s trailing twelve month P/E ratio is 7.62x as of 2026-06-30.
What exchange does TMP trade on?
TOMPKINS FINANCIAL CORP (TMP) trades on the NYSE.
Where is TOMPKINS FINANCIAL CORP incorporated?
TOMPKINS FINANCIAL CORP is incorporated in NY.