TRST
TRUSTCO BANK CORP N YCompany Information
- Company Name
- TRUSTCO BANK CORP N Y
- CIK
- CIK0000357301
- Category
- Accelerated filer
- Ticker: Exchange
- TRST: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- TRST
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-02
- Last sale
- —
- Shares purchased (TTM)
- 1,632
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 13,148,127
- Shares outstanding
- 17,304,000
- Ownership
- 75.98%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- 6.69%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 45 | 43 | 51 | 42 | 45 | 49 | 47 | 50 | 42 | 45 | 49 | 46 | ||||||
| Interest Bearing Deposits In Banks | 652 | 725 | 680 | 654 | 668 | 707 | 594 | 473 | 494 | 565 | 529 | 461 | ||||||
| Cash And Cash Equivalents At Carrying Value | 697 | 768 | 730 | 696 | 714 | 756 | 642 | 523 | 536 | 610 | 578 | 507 | ||||||
| Available For Sale Securities Debt Securities | 303 | 301 | 310 | 320 | 337 | 324 | 358 | 384 | 395 | 426 | 452 | 450 | ||||||
| Held To Maturity Securities | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 7 | ||||||
| Federal Home Loan Bank Stock | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 6 | 6 | ||||||
| Notes Receivable Gross | 5,377 | 5,290 | 5,252 | 5,192 | 5,157 | 5,116 | 5,098 | 5,071 | 5,038 | 5,006 | 5,003 | 4,960 | ||||||
| Financing Receivable Allowance For Credit Losses | 54 | 53 | 52 | 52 | 51 | 51 | 50 | 50 | 50 | 49 | 49 | 47 | ||||||
| Notes Receivable Net | 5,323 | 5,237 | 5,200 | 5,140 | 5,105 | 5,066 | 5,048 | 5,021 | 4,989 | 4,956 | 4,954 | 4,913 | ||||||
| Property Plant And Equipment Net | 42 | 41 | 41 | 40 | 38 | 37 | 34 | 33 | 33 | 33 | 34 | 32 | ||||||
| Operating Lease Right Of Use Asset | 34 | 33 | 34 | 35 | 36 | 35 | 37 | 38 | 38 | 40 | 41 | 41 | ||||||
| Other Assets | 115 | 117 | 114 | 108 | 107 | 109 | 109 | 99 | 103 | 102 | 96 | 97 | ||||||
| Assets | 6,525 | 6,508 | 6,441 | 6,349 | 6,348 | 6,339 | 6,239 | 6,110 | 6,107 | 6,180 | 6,168 | 6,054 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Demand Deposit Accounts | 825 | 812 | 815 | 796 | 784 | 793 | 762 | 754 | 745 | 743 | 755 | 773 | ||||||
| Deposits Negotiable Order Of Withdrawal N O W | 1,090 | 1,079 | 1,077 | 1,026 | 1,045 | 1,068 | 1,028 | 989 | 1,030 | 1,020 | 1,015 | 1,034 | ||||||
| Deposits Savings Deposits | 1,077 | 1,070 | 1,070 | 1,064 | 1,082 | 1,095 | 1,087 | 1,092 | 1,144 | 1,156 | 1,179 | 1,236 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 5,682 | 5,652 | 5,557 | 5,481 | 5,490 | 5,497 | 5,391 | 5,264 | 5,277 | 5,355 | 5,351 | 5,234 | ||||||
| Deposits Money Market Deposits | 439 | 443 | 457 | 455 | 467 | 479 | 465 | 477 | 517 | 533 | 566 | 610 | ||||||
| Time Deposits | 2,251 | 2,249 | 2,138 | 2,141 | 2,111 | 2,062 | 2,050 | 1,953 | 1,840 | 1,904 | 1,836 | 1,582 | ||||||
| Short Term Borrowings | 108 | 113 | 120 | 98 | 82 | 82 | 85 | 91 | 90 | 94 | 89 | 103 | ||||||
| Operating Lease Liability | 36 | 36 | 36 | 38 | 39 | 38 | 40 | 41 | 42 | 43 | 44 | 45 | ||||||
| Accrued Liabilities And Other Liabilities | 43 | 36 | 40 | 40 | 44 | 33 | 46 | 44 | 43 | 37 | 39 | 47 | ||||||
| Liabilities | 5,869 | 5,837 | 5,754 | 5,657 | 5,656 | 5,651 | 5,562 | 5,441 | 5,451 | 5,530 | 5,523 | 5,430 | ||||||
| Common Stock Value | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Additional Paid In Capital Common Stock | 261 | 261 | 260 | 260 | 259 | 259 | 259 | 258 | 257 | 257 | 257 | 257 | ||||||
| Retained Earnings Accumulated Deficit | 500 | 490 | 480 | 471 | 462 | 454 | 447 | 442 | 436 | 430 | 425 | 422 | ||||||
Stockholders Equity | ||||||||||||||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | 7 | 8 | 10 | 3 | 2 | -0 | -4 | -7 | -14 | -15 | -13 | -32 | ||||||
| Stockholders Equity | 656 | 671 | 687 | 692 | 693 | 688 | 676 | 669 | 655 | 649 | 645 | 624 | ||||||
| Treasury Stock Common Value | -132 | -108 | -84 | -62 | -51 | -45 | -45 | -44 | -44 | -44 | -44 | -44 | ||||||
| Liabilities And Stockholders Equity | 6,525 | 6,508 | 6,441 | 6,349 | 6,348 | 6,339 | 6,239 | 6,110 | 6,107 | 6,180 | 6,168 | 6,054 | ||||||
| Held To Maturity Securities Fair Value | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
| Common Stock Shares Issued | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Shares Outstanding | 17 | 18 | 18 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | ||||||
| Treasury Stock Common Shares | 3 | 3 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialTRUSTCO BANK CORP N Y (TRST) — SEC Financial Statements & Analysis
TRUSTCO BANK CORP N Y (TRST) is a state commercial banks company, incorporated in NY. TRUSTCO BANK CORP N Y trades on Nasdaq as: TRST. TRUSTCO BANK CORP N Y (TRST)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, TRUSTCO BANK CORP N Y carries a market cap of $943.56M, a P/E ratio of 14.50x, a P/B ratio of 1.44x, a P/S ratio of 3.55x, an enterprise value of $355.31M, and an EV/EBITDA multiple of -4.15x. On profitability, it posts a gross margin of 66.58%, an operating margin of 32.51%, a net margin of 24.46%, a Return on Equity (ROE) of 9.65%, and a Return on Invested Capital (ROIC) of -97.64%. Per share, it reports EPS of $3.76, diluted EPS of $3.74, free cash flow per share of $3.45, and a dividend per share of $1.59. Over the trailing year, it posted revenue growth of 6.31% year-over-year, net income growth of 21.70% year-over-year, and EPS growth of 33.38% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.51x, free cash flow of $59.75M (TTM), and net debt of $-588.26M. Figures sourced from SEC EDGAR.
- Market Cap
- $943.56M
- P/E TTM
- 14.50x
- EPS TTM
- $3.76
- P/B TTM
- 1.44x
- ROE TTM
- 9.65%
- Free Cash Flow TTM
- $59.75M
- Net Revenue TTM Growth 1Y
- 6.31%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is TRUSTCO BANK CORP N Y in?
TRUSTCO BANK CORP N Y (TRST) operates in the State Commercial Banks industry.
What exchange does TRST trade on?
TRUSTCO BANK CORP N Y (TRST) trades on the Nasdaq.
Where is TRUSTCO BANK CORP N Y incorporated?
TRUSTCO BANK CORP N Y is incorporated in NY.
When was TRUSTCO BANK CORP N Y (TRST)'s most recent SEC filing?
TRUSTCO BANK CORP N Y (TRST)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is TRST's market cap?
TRUSTCO BANK CORP N Y (TRST) has a market capitalization of $943.56M as of 2026-06-30.
What is TRST's P/E ratio?
TRUSTCO BANK CORP N Y (TRST)'s trailing twelve month P/E ratio is 14.50x as of 2026-06-30.
What is TRST's EPS (earnings per share)?
TRUSTCO BANK CORP N Y (TRST)'s trailing twelve month EPS is $3.76 as of 2026-06-30.
What is TRST's ROE (return on equity)?
TRUSTCO BANK CORP N Y (TRST)'s trailing twelve month Return on Equity (ROE) is 9.65% as of 2026-06-30.
What is TRST's ROIC (return on invested capital)?
TRUSTCO BANK CORP N Y (TRST)'s trailing twelve month Return on Invested Capital (ROIC) is -97.64% as of 2026-06-30.
What is TRST's EV/EBITDA?
TRUSTCO BANK CORP N Y (TRST)'s trailing twelve month EV/EBITDA is -4.15x as of 2026-06-30.