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TRUPANION, INC.

TRUP

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Assets
Cash And Cash Equivalents At Carrying Value
149153138155123166160137124146148150
Short Term Investments
249230233194197156147156153129130116
Accounts And Other Receivables Net Current
302305302303293290274290286278268278
Prepaid Expense And Other Assets
191718171716161716171717
Assets Current
719705691668629628597600579571562561
Restricted Cash And Cash Equivalents
292933344240392323232318
Marketable Securities Noncurrent
11110001414131311
Property Plant And Equipment Net
101103105105102102102103104104104101
Intangible Assets Net Excluding Goodwill
232424252612131516171920
Other Assets Noncurrent
1821217816181617181919
Goodwill
393939404138374543434442
Assets
931922915880848837807816796789783772
Liabilities And Stockhold…
Accounts Payable Current
12131613910121078119
Accrued Liabilities Current
454257443837333335303429
Liability For Claims And Claims Adjustment Expense
525756545354525761626361
Deferred Revenue Current
287287271280272267252260253249235247
Long Term Debt Current
101010111111111
Liabilities Current
405408410391372369350362356352344348
Long Term Debt
9799102114113128128128128127128128
Deferred Tax And Other Liabilities Noncurrent
--2---2---3-
Deferred Income Tax Liabilities Net
11-222-222-3
Other Liabilities Noncurrent
181818555444545
Liabilities
521527531512492503484496490486479483
Common Stock Value Outstanding
000000000000
Preferred Stock Value Outstanding
000000000000
Additional Paid In Capital
624614605596587578568561553545536527
Accumulated Other Comprehensive Income Loss Net Of…
-3-1213-1-33-2-20-7
Retained Earnings Accumulated Deficit
-195-202-206-212-218-227-226-228-229-223-216-214
Treasury Stock Value
-17-17-17-17-17-17-17-17-17-17-17-17
Stockholders Equity
410395384369355334323320306303304289
Liabilities And Stockholders Equity
931922915880848837807816796789783772
Allowance For Doubtful Accounts Premiums And Other…
321-11111111
Common Stock Par Or Stated Value Per Share
000-00000000
Common Stock Shares Authorized
100100100100100100100100100100100100
Common Stock Shares Issued
454544-4444444343434343
Shares Outstanding
444443434343424242424242
Preferred Stock Par Or Stated Value Per Share
000-00000000
Preferred Stock Shares Authorized
101010101010101010101010
Preferred Stock Shares Issued
000-00000000
Preferred Stock Shares Outstanding
00--00-000-0
Treasury Stock Common Shares
111-11111111

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-8.38%-1.88%11.30%---------
202522.23%53.81%40.40%-4.90%-10.42%-10.15%-16.16%-10.31%-22.02%-1.86%-8.26%-12.98%
202445.84%39.60%65.99%19.40%11.49%39.97%-1.76%-7.02%-12.70%10.15%3.36%39.24%
2023------3.56%18.52%4.93%-5.94%-17.68%10.89%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Liquidity Ratios
Current Ratio
1.77
1.73
1.69
1.71
1.69
1.70
1.71
1.66
1.63
1.62
1.63
1.61
Quick Ratio
1.77
1.73
1.69
1.71
1.69
1.70
1.71
1.66
1.63
1.62
1.63
1.61
Working Capital
313.96M
296.80M
281.25M
277.26M
256.79M
259.00M
247.70M
237.72M
223.06M
219.18M
217.62M
213.62M
Leverage & Debt
Debt to Equity
1.27
1.33
1.38
1.39
1.39
1.51
1.50
1.55
1.60
1.60
1.58
1.67
Interest Coverage TTM
2.28
1.62
1.01
0.54
0.21
-0.34
-0.66
-0.64
-1.05
-1.68
-3.37
-5.05
Debt Ratio
0.56
0.57
0.58
0.58
0.58
0.60
0.60
0.61
0.62
0.62
0.61
0.63
Efficiency & Turnover
Asset Turnover TTM
1.71
1.68
1.67
1.65
1.66
1.62
1.62
1.57
1.58
1.54
1.52
1.49
Per Share Metrics
Diluted EPS TTM
0.53
0.59
0.45
0.35
0.25
-0.10
-0.23
-0.31
-0.45
-0.64
-1.08
-1.25
Free Cash Flow Per Share TTM
1.88
1.73
1.75
1.67
1.43
1.24
0.91
0.72
0.57
0.28
0.01
-0.42
Dividend Per Share TTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Margin Metrics
Gross Profit Margin TTM
16.55%
16.30%
16.05%
15.64%
15.31%
14.66%
13.91%
13.34%
12.62%
12.16%
11.82%
11.77%
Operating Profit Margin TTM
1.59%
1.36%
0.96%
0.50%
0.22%
-0.37%
-0.74%
-0.76%
-1.22%
-1.93%
-3.67%
-4.75%
Net Profit Margin TTM
1.53%
1.74%
1.35%
1.10%
0.81%
-0.32%
-0.75%
-1.08%
-1.57%
-2.31%
-4.03%
-4.89%
Growth Metrics
Net Revenue Growth (1Y)
11.80%
12.10%
11.95%
12.50%
13.11%
14.08%
15.97%
17.52%
19.47%
21.23%
22.47%
24.04%
Net Income Growth (1Y)
110.83%
-704.97%
-301.73%
-214.92%
-158.22%
-84.07%
-78.45%
-74.04%
-68.84%
-55.83%
0.05%
22.12%
EPS Growth (1Y)
106.69%
-694.83%
-297.98%
-212.67%
-157.14%
-84.39%
-78.82%
-74.47%
-69.35%
-56.68%
-1.57%
19.96%
Valuation Metrics
P/E TTM
46.66
43.19
82.61
120.60
215.51
-373.89
-210.95
-131.80
-65.41
-43.24
-28.29
-22.61
P/B TTM
2.64
2.82
4.18
5.06
6.68
4.78
6.29
5.54
4.04
3.81
4.16
4.05
P/S TTM
0.71
0.75
1.12
1.33
1.74
1.21
1.58
1.42
1.03
1.00
1.14
1.11
Market Cap
1.08B
1.11B
1.61B
1.86B
2.37B
1.59B
2.03B
1.77B
1.24B
1.16B
1.26B
1.17B
Enterprise Value
1.00B
1.03B
1.54B
1.79B
2.32B
1.52B
1.96B
1.74B
1.22B
1.12B
1.22B
1.13B
Calculated Values
Free Cash Flow TTM
82.18M
75.07M
75.36M
71.86M
61.31M
53.24M
38.57M
30.26M
23.89M
11.77M
358.00K
-17.64M
Net Debt
-81.39M
-83.53M
-69.67M
-75.12M
-51.36M
-78.48M
-71.99M
-33.32M
-20.03M
-42.08M
-42.88M
-41.00M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-05Sale
Owner: Weinrauch, Steve
Title: EVP, North Am & Vet Strategy
Shares: 6,674
Price/Share: $22.00
Value: $146,828.00
Shares Owned: 78,062
Relationship: Officer
Ownership: Direct
2026-05-28Sale
Owner: Gallagher, John R
Title: Chief Operating Officer
Shares: 3,603
Price/Share: $21.69
Value: $78,149.07
Shares Owned: 33,065
Relationship: Officer
Ownership: Direct
2026-05-27Sale
Owner: Qureshi, Fawwad
Title: Chief Financial Officer
Shares: 6,177
Price/Share: $22.40
Value: $138,364.80
Shares Owned: 2,081
Relationship: Officer
Ownership: Direct
2026-05-25Sale
Owner: Tooth, Margaret
Title: CEO
Shares: 491
Price/Share: $21.86
Value: $10,733.26
Shares Owned: 176,379
Relationship: Director,Officer
Ownership: Direct
2026-04-28Sale
Owner: Gallagher, John R
Title: Chief Operating Officer
Shares: 431
Price/Share: $27.47
Value: $11,839.57
Shares Owned: 31,526
Relationship: Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
75.07%
Inst. Shares: 32,661,034
Shares Outstanding: 43,505,604
2025-12-31
82.34%
Inst. Shares: 35,371,873
Shares Outstanding: 42,958,654
2025-09-30
86.01%
Inst. Shares: 37,050,594
Shares Outstanding: 43,076,695
2025-06-30
89.50%
Inst. Shares: 38,370,190
Shares Outstanding: 42,872,153
2025-03-31
90.34%
Inst. Shares: 38,644,890
Shares Outstanding: 42,775,955

TRUPANION, INC. (TRUP) — SEC Financial Statements & Analysis

TRUPANION, INC. (TRUP) is a hospital & medical service plans company, incorporated in DE. TRUPANION, INC. trades on Nasdaq as: TRUP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), TRUPANION, INC. reported a 11.80% year-over-year revenue growth, a Gross Profit Margin of 16.55% (TTM), a Debt-to-Equity ratio of 1.27x, a Price-to-Sales (P/S) ratio of 0.71x (TTM), a Price-to-Book (P/B) ratio of 2.64x (TTM), at a market cap of $1.08B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
11.80%
Gross Profit Margin TTM
16.55%
Debt To Equity
1.27x
P/S TTM
0.71x
P/B TTM
2.64x
Market Cap
$1.08B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is TRUPANION, INC. in?

TRUPANION, INC. (TRUP) operates in the Hospital & Medical Service Plans industry.

What is TRUP's market cap?

TRUPANION, INC. (TRUP) has a market capitalization of $1.08B as of 2026-06-30.

What is TRUP's P/E ratio?

TRUPANION, INC. (TRUP)'s trailing twelve month P/E ratio is 46.66x as of 2026-06-30.

What exchange does TRUP trade on?

TRUPANION, INC. (TRUP) trades on the Nasdaq.

Where is TRUPANION, INC. incorporated?

TRUPANION, INC. is incorporated in DE.

Wall Street's data.
Main Street's price.