TRUPANION, INC.
TRUPANION, INC.
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 149 | 153 | 138 | 155 | 123 | 166 | 160 | 137 | 124 | 146 | 148 | 150 | |||||
Short Term Investments | 249 | 230 | 233 | 194 | 197 | 156 | 147 | 156 | 153 | 129 | 130 | 116 | |||||
Accounts And Other Receivables Net Current | 302 | 305 | 302 | 303 | 293 | 290 | 274 | 290 | 286 | 278 | 268 | 278 | |||||
Prepaid Expense And Other Assets | 19 | 17 | 18 | 17 | 17 | 16 | 16 | 17 | 16 | 17 | 17 | 17 | |||||
Assets Current | 719 | 705 | 691 | 668 | 629 | 628 | 597 | 600 | 579 | 571 | 562 | 561 | |||||
Restricted Cash And Cash Equivalents | 29 | 29 | 33 | 34 | 42 | 40 | 39 | 23 | 23 | 23 | 23 | 18 | |||||
Marketable Securities Noncurrent | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 14 | 14 | 13 | 13 | 11 | |||||
Property Plant And Equipment Net | 101 | 103 | 105 | 105 | 102 | 102 | 102 | 103 | 104 | 104 | 104 | 101 | |||||
Intangible Assets Net Excluding Goodwill | 23 | 24 | 24 | 25 | 26 | 12 | 13 | 15 | 16 | 17 | 19 | 20 | |||||
Other Assets Noncurrent | 18 | 21 | 21 | 7 | 8 | 16 | 18 | 16 | 17 | 18 | 19 | 19 | |||||
Goodwill | 39 | 39 | 39 | 40 | 41 | 38 | 37 | 45 | 43 | 43 | 44 | 42 | |||||
Assets | 931 | 922 | 915 | 880 | 848 | 837 | 807 | 816 | 796 | 789 | 783 | 772 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Accounts Payable Current | 12 | 13 | 16 | 13 | 9 | 10 | 12 | 10 | 7 | 8 | 11 | 9 | |||||
Accrued Liabilities Current | 45 | 42 | 57 | 44 | 38 | 37 | 33 | 33 | 35 | 30 | 34 | 29 | |||||
Liability For Claims And Claims Adjustment Expense | 52 | 57 | 56 | 54 | 53 | 54 | 52 | 57 | 61 | 62 | 63 | 61 | |||||
Deferred Revenue Current | 287 | 287 | 271 | 280 | 272 | 267 | 252 | 260 | 253 | 249 | 235 | 247 | |||||
Long Term Debt Current | 10 | 10 | 10 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Liabilities Current | 405 | 408 | 410 | 391 | 372 | 369 | 350 | 362 | 356 | 352 | 344 | 348 | |||||
Long Term Debt | 97 | 99 | 102 | 114 | 113 | 128 | 128 | 128 | 128 | 127 | 128 | 128 | |||||
Deferred Tax And Other Liabilities Noncurrent | - | - | 2 | - | - | - | 2 | - | - | - | 3 | - | |||||
Deferred Income Tax Liabilities Net | 1 | 1 | - | 2 | 2 | 2 | - | 2 | 2 | 2 | - | 3 | |||||
Other Liabilities Noncurrent | 18 | 18 | 18 | 5 | 5 | 5 | 4 | 4 | 4 | 5 | 4 | 5 | |||||
Liabilities | 521 | 527 | 531 | 512 | 492 | 503 | 484 | 496 | 490 | 486 | 479 | 483 | |||||
Common Stock Value Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Value Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital | 624 | 614 | 605 | 596 | 587 | 578 | 568 | 561 | 553 | 545 | 536 | 527 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -3 | -1 | 2 | 1 | 3 | -1 | -3 | 3 | -2 | -2 | 0 | -7 | |||||
Retained Earnings Accumulated Deficit | -195 | -202 | -206 | -212 | -218 | -227 | -226 | -228 | -229 | -223 | -216 | -214 | |||||
Treasury Stock Value | -17 | -17 | -17 | -17 | -17 | -17 | -17 | -17 | -17 | -17 | -17 | -17 | |||||
Stockholders Equity | 410 | 395 | 384 | 369 | 355 | 334 | 323 | 320 | 306 | 303 | 304 | 289 | |||||
Liabilities And Stockholders Equity | 931 | 922 | 915 | 880 | 848 | 837 | 807 | 816 | 796 | 789 | 783 | 772 | |||||
Allowance For Doubtful Accounts Premiums And Other… | 3 | 2 | 1 | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Par Or Stated Value Per Share | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | |||||
Common Stock Shares Issued | 45 | 45 | 44 | - | 44 | 44 | 44 | 43 | 43 | 43 | 43 | 43 | |||||
Shares Outstanding | 44 | 44 | 43 | 43 | 43 | 43 | 42 | 42 | 42 | 42 | 42 | 42 | |||||
Preferred Stock Par Or Stated Value Per Share | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | - | - | 0 | 0 | - | 0 | 0 | 0 | - | 0 | |||||
Treasury Stock Common Shares | 1 | 1 | 1 | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables
Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables
Custom Table
Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals
Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals
Interactive Financial Visualizations
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -8.38% | -1.88% | 11.30% | - | - | - | - | - | - | - | - | - |
| 2025 | 22.23% | 53.81% | 40.40% | -4.90% | -10.42% | -10.15% | -16.16% | -10.31% | -22.02% | -1.86% | -8.26% | -12.98% |
| 2024 | 45.84% | 39.60% | 65.99% | 19.40% | 11.49% | 39.97% | -1.76% | -7.02% | -12.70% | 10.15% | 3.36% | 39.24% |
| 2023 | - | - | - | - | - | - | 3.56% | 18.52% | 4.93% | -5.94% | -17.68% | 10.89% |
Earnings Market Reaction data beyond 3 years is for subscribers only. Unlock the full earnings market reaction history Start 7-day free trial | ||||||||||||
Subscribe to unlock 17+ years of financial data and 90+ calculated metrics
Subscribe to unlock 17+ years of data and 90+ calculated metrics
Performance and Valuation Metrics
Rows marked with a lock icon are subscribers only — subscribe to unlock 90+ calculated metrics and 17+ years of history.
Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Liquidity Ratios | |||||||||||||||||
| Current Ratio | 1.77 | 1.73 | 1.69 | 1.71 | 1.69 | 1.70 | 1.71 | 1.66 | 1.63 | 1.62 | 1.63 | 1.61 | |||||
| Quick Ratio | 1.77 | 1.73 | 1.69 | 1.71 | 1.69 | 1.70 | 1.71 | 1.66 | 1.63 | 1.62 | 1.63 | 1.61 | |||||
| Working Capital | 313.96M | 296.80M | 281.25M | 277.26M | 256.79M | 259.00M | 247.70M | 237.72M | 223.06M | 219.18M | 217.62M | 213.62M | |||||
Leverage & Debt | |||||||||||||||||
| Debt to Equity | 1.27 | 1.33 | 1.38 | 1.39 | 1.39 | 1.51 | 1.50 | 1.55 | 1.60 | 1.60 | 1.58 | 1.67 | |||||
| Interest Coverage TTM | 2.28 | 1.62 | 1.01 | 0.54 | 0.21 | -0.34 | -0.66 | -0.64 | -1.05 | -1.68 | -3.37 | -5.05 | |||||
| Debt Ratio | 0.56 | 0.57 | 0.58 | 0.58 | 0.58 | 0.60 | 0.60 | 0.61 | 0.62 | 0.62 | 0.61 | 0.63 | |||||
Efficiency & Turnover | |||||||||||||||||
| Asset Turnover TTM | 1.71 | 1.68 | 1.67 | 1.65 | 1.66 | 1.62 | 1.62 | 1.57 | 1.58 | 1.54 | 1.52 | 1.49 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 0.53 | 0.59 | 0.45 | 0.35 | 0.25 | -0.10 | -0.23 | -0.31 | -0.45 | -0.64 | -1.08 | -1.25 | |||||
| Free Cash Flow Per Share TTM | 1.88 | 1.73 | 1.75 | 1.67 | 1.43 | 1.24 | 0.91 | 0.72 | 0.57 | 0.28 | 0.01 | -0.42 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 16.55% | 16.30% | 16.05% | 15.64% | 15.31% | 14.66% | 13.91% | 13.34% | 12.62% | 12.16% | 11.82% | 11.77% | |||||
| Operating Profit Margin TTM | 1.59% | 1.36% | 0.96% | 0.50% | 0.22% | -0.37% | -0.74% | -0.76% | -1.22% | -1.93% | -3.67% | -4.75% | |||||
| Net Profit Margin TTM | 1.53% | 1.74% | 1.35% | 1.10% | 0.81% | -0.32% | -0.75% | -1.08% | -1.57% | -2.31% | -4.03% | -4.89% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 11.80% | 12.10% | 11.95% | 12.50% | 13.11% | 14.08% | 15.97% | 17.52% | 19.47% | 21.23% | 22.47% | 24.04% | |||||
| Net Income Growth (1Y) | 110.83% | -704.97% | -301.73% | -214.92% | -158.22% | -84.07% | -78.45% | -74.04% | -68.84% | -55.83% | 0.05% | 22.12% | |||||
| EPS Growth (1Y) | 106.69% | -694.83% | -297.98% | -212.67% | -157.14% | -84.39% | -78.82% | -74.47% | -69.35% | -56.68% | -1.57% | 19.96% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 46.66 | 43.19 | 82.61 | 120.60 | 215.51 | -373.89 | -210.95 | -131.80 | -65.41 | -43.24 | -28.29 | -22.61 | |||||
| P/B TTM | 2.64 | 2.82 | 4.18 | 5.06 | 6.68 | 4.78 | 6.29 | 5.54 | 4.04 | 3.81 | 4.16 | 4.05 | |||||
| P/S TTM | 0.71 | 0.75 | 1.12 | 1.33 | 1.74 | 1.21 | 1.58 | 1.42 | 1.03 | 1.00 | 1.14 | 1.11 | |||||
| Market Cap | 1.08B | 1.11B | 1.61B | 1.86B | 2.37B | 1.59B | 2.03B | 1.77B | 1.24B | 1.16B | 1.26B | 1.17B | |||||
| Enterprise Value | 1.00B | 1.03B | 1.54B | 1.79B | 2.32B | 1.52B | 1.96B | 1.74B | 1.22B | 1.12B | 1.22B | 1.13B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 82.18M | 75.07M | 75.36M | 71.86M | 61.31M | 53.24M | 38.57M | 30.26M | 23.89M | 11.77M | 358.00K | -17.64M | |||||
| Net Debt | -81.39M | -83.53M | -69.67M | -75.12M | -51.36M | -78.48M | -71.99M | -33.32M | -20.03M | -42.08M | -42.88M | -41.00M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| EV Revenue TTM | |||||||||||||||||
| EV FCF TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Insider Transactions
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Institutional Ownership
TRUPANION, INC. (TRUP) — SEC Financial Statements & Analysis
TRUPANION, INC. (TRUP) is a hospital & medical service plans company, incorporated in DE. TRUPANION, INC. trades on Nasdaq as: TRUP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), TRUPANION, INC. reported a 11.80% year-over-year revenue growth, a Gross Profit Margin of 16.55% (TTM), a Debt-to-Equity ratio of 1.27x, a Price-to-Sales (P/S) ratio of 0.71x (TTM), a Price-to-Book (P/B) ratio of 2.64x (TTM), at a market cap of $1.08B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 11.80%
- Gross Profit Margin TTM
- 16.55%
- Debt To Equity
- 1.27x
- P/S TTM
- 0.71x
- P/B TTM
- 2.64x
- Market Cap
- $1.08B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is TRUPANION, INC. in?
TRUPANION, INC. (TRUP) operates in the Hospital & Medical Service Plans industry.
What is TRUP's market cap?
TRUPANION, INC. (TRUP) has a market capitalization of $1.08B as of 2026-06-30.
What is TRUP's P/E ratio?
TRUPANION, INC. (TRUP)'s trailing twelve month P/E ratio is 46.66x as of 2026-06-30.
What exchange does TRUP trade on?
TRUPANION, INC. (TRUP) trades on the Nasdaq.
Where is TRUPANION, INC. incorporated?
TRUPANION, INC. is incorporated in DE.