UBCP
UNITED BANCORP INC /OH/Company Information
- Company Name
- UNITED BANCORP INC /OH/
- CIK
- CIK0000731653
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- UBCP: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- UBCP
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-28
- Last sale
- 2023-11-27
- Shares purchased (TTM)
- 11,403
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 753,266
- Shares outstanding
- 5,473,340
- Ownership
- 13.76%
Earnings Market Reaction
- Filing date
- 2026-08-12
- Price on filing date
- —
- 1-month reaction
- 2.06%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 8 | 8 | 9 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 7 | 8 | ||||||
| Interest Bearing Deposits In Banks | 38 | 19 | 37 | 38 | 42 | 28 | 11 | 30 | 30 | 39 | 33 | 63 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 46 | 27 | 47 | 46 | 50 | 36 | 20 | 38 | 38 | 47 | 41 | 71 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | - | - | 463 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest Current | - | - | 234 | 254 | 227 | 230 | 241 | - | - | - | 243 | - | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 241 | 236 | - | - | - | - | - | - | - | - | - | - | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 1 | 0 | - | - | - | - | - | - | - | - | - | - | ||||||
Assets | ||||||||||||||||||
| Assets | 878 | 858 | 857 | 867 | 848 | 831 | 817 | 825 | 822 | 834 | 819 | 814 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 491 | 496 | 487 | 492 | 497 | 493 | 487 | 471 | 481 | 476 | 479 | - | ||||||
| Property Plant And Equipment Net | 36 | 36 | 34 | 30 | 27 | 25 | 24 | 25 | 19 | 18 | 15 | 12 | ||||||
| Federal Home Loan Bank Stock | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Foreclosed Assets | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Goodwill | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Interest Receivable | 4 | 3 | 4 | 4 | 4 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Deferred Income Tax Assets Net | 3 | 4 | 3 | 4 | 6 | 3 | 4 | 3 | 3 | 2 | 2 | 5 | ||||||
| Bank Owned Life Insurance | 39 | 38 | 31 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 19 | 19 | ||||||
| Other Assets | 10 | 10 | 10 | 9 | 10 | 13 | 9 | 7 | 10 | 7 | 7 | 7 | ||||||
Liabilities | ||||||||||||||||||
| Demand Deposit Accounts | 351 | 349 | 335 | 333 | 327 | 323 | 321 | 325 | 332 | 334 | 339 | 354 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 687 | 667 | 641 | 645 | 643 | 624 | 613 | 616 | 623 | 626 | 621 | 628 | ||||||
| Deposits Savings Deposits | 131 | 126 | 124 | 123 | 124 | 124 | 125 | 123 | 128 | 129 | 131 | 134 | ||||||
| Time Deposits | 205 | 192 | 182 | 189 | 192 | 177 | 168 | 168 | 163 | 163 | 151 | 139 | ||||||
| Securities Sold Under Agreements To Repurchase | 29 | 36 | 29 | 46 | 36 | 38 | 30 | 36 | 30 | 38 | 27 | 29 | ||||||
| Subordinated Debt | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | ||||||
| Advances From Federal Home Loan Banks | 55 | 55 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | ||||||
| Finance Lease Liability Current | - | - | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | - | ||||||
| Finance Lease Liability | 3 | 3 | - | - | - | - | - | - | - | - | - | - | ||||||
| Accrued Liabilities And Other Liabilities | 8 | 7 | 14 | 8 | 8 | 6 | 7 | 6 | 6 | 6 | 6 | 6 | ||||||
| Liabilities | 806 | 791 | 787 | 800 | 788 | 770 | 753 | 760 | 761 | 771 | 756 | 762 | ||||||
| Preferred Stock Value | - | - | - | - | - | - | - | 0 | 0 | 0 | - | 0 | ||||||
| Common Stock Value | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Additional Paid In Capital Common Stock | 27 | 27 | 27 | 27 | 27 | 27 | 26 | 26 | 26 | 26 | 26 | 25 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 72 | 67 | 71 | 66 | 60 | 61 | 63 | 65 | 61 | 63 | 64 | 53 | ||||||
| Retained Earnings Accumulated Deficit | 49 | 48 | 49 | 48 | 47 | 46 | 46 | 46 | 45 | 44 | 44 | 43 | ||||||
| Deferred Compensation Equity | -3 | -3 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -4 | -8 | -5 | -9 | -14 | -13 | -10 | -7 | -11 | -8 | -7 | -17 | ||||||
| Treasury Stock Value | -4 | -4 | -4 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | ||||||
| Liabilities And Stockholders Equity | 878 | 858 | 857 | 867 | 848 | 831 | 817 | 825 | 822 | 834 | 819 | 814 | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | - | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 246 | 246 | 241 | - | - | - | 253 | - | - | 261 | 252 | 245 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | - | 4 | ||||||
| Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Common Stock Shares Issued | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialUNITED BANCORP INC /OH/ (UBCP) — SEC Financial Statements & Analysis
UNITED BANCORP INC /OH/ (UBCP) is a state commercial banks company, incorporated in OH. UNITED BANCORP INC /OH/ trades on Nasdaq as: UBCP. UNITED BANCORP INC /OH/ (UBCP)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12. Based on that filing, UNITED BANCORP INC /OH/ carries a market cap of $85.83M, a P/E ratio of 10.76x, a P/B ratio of 1.19x, a P/S ratio of 2.05x, an enterprise value of $39.84M, and an EV/EBITDA multiple of -2.22x. On profitability, it posts a gross margin of 64.94%, an operating margin of 18.42%, a net margin of 19.08%, a Return on Equity (ROE) of 12.10%, and a Return on Invested Capital (ROIC) of -95.67%. Per share, it reports EPS of $1.46, diluted EPS of $1.46, free cash flow per share of $-0.75, and a dividend per share of $1.02. Over the trailing year, it posted revenue growth of 3.74% year-over-year, net income growth of 6.93% year-over-year, and EPS growth of 7.29% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.72x, free cash flow of $-4.11M (TTM), and net debt of $-45.98M. Figures sourced from SEC EDGAR.
- Market Cap
- $85.83M
- P/E TTM
- 10.76x
- EPS TTM
- $1.46
- P/B TTM
- 1.19x
- ROE TTM
- 12.10%
- Free Cash Flow TTM
- $-4.11M
- Net Revenue TTM Growth 1Y
- 3.74%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is UNITED BANCORP INC /OH/ in?
UNITED BANCORP INC /OH/ (UBCP) operates in the State Commercial Banks industry.
What exchange does UBCP trade on?
UNITED BANCORP INC /OH/ (UBCP) trades on the Nasdaq.
Where is UNITED BANCORP INC /OH/ incorporated?
UNITED BANCORP INC /OH/ is incorporated in OH.
When was UNITED BANCORP INC /OH/ (UBCP)'s most recent SEC filing?
UNITED BANCORP INC /OH/ (UBCP)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12.
What is UBCP's market cap?
UNITED BANCORP INC /OH/ (UBCP) has a market capitalization of $85.83M as of 2026-06-30.
What is UBCP's P/E ratio?
UNITED BANCORP INC /OH/ (UBCP)'s trailing twelve month P/E ratio is 10.76x as of 2026-06-30.
What is UBCP's EPS (earnings per share)?
UNITED BANCORP INC /OH/ (UBCP)'s trailing twelve month EPS is $1.46 as of 2026-06-30.
What is UBCP's ROE (return on equity)?
UNITED BANCORP INC /OH/ (UBCP)'s trailing twelve month Return on Equity (ROE) is 12.10% as of 2026-06-30.
What is UBCP's ROIC (return on invested capital)?
UNITED BANCORP INC /OH/ (UBCP)'s trailing twelve month Return on Invested Capital (ROIC) is -95.67% as of 2026-06-30.
What is UBCP's EV/EBITDA?
UNITED BANCORP INC /OH/ (UBCP)'s trailing twelve month EV/EBITDA is -2.22x as of 2026-06-30.