UNITED BANCORP INC /OH/

UBCP

UNITED BANCORP INC /OH/

UBCP

Insider Sentiment (TTM):

Last Purchase:2026-05-28Last Sale:2023-11-27Shares Purchased (TTM):11,403Shares Sold (TTM):0

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:672,938Shares Outstanding:5,497,474Institutional Ownership Pct.:12.24%

Earnings Market Reaction:

Filing Date:2026-08-12Price on Filing Date:N/APrevious Close:N/A% Change:N/A

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Cash And Due From Banks	8	8	9	8	8	8	8	8	8	8	7	8
Interest Bearing Deposits In Banks	38	19	37	38	42	28	11	30	30	39	33	63
Cash Cash Equivalents And Federal Funds Sold	46	27	47	46	50	36	20	38	38	47	41	71
Loans And Leases Receivable Net Reported Amount	-	-	-	-	-	-	-	-	-	-	-	463
Debt Securities Available For Sale Excluding Accru…	-	-	234	254	227	230	241	-	-	-	243	-
Debt Securities Available For Sale Excluding Accru…	241	236	-	-	-	-	-	-	-	-	-	-
Loans Receivable Held For Sale Net Not Part Of Dis…	1	0	-	-	-	-	-	-	-	-	-	-
Assets
Assets	878	858	857	867	848	831	817	825	822	834	819	814
Financing Receivable Excluding Accrued Interest Af…	-	496	487	492	497	493	487	471	481	476	479	-
Property Plant And Equipment Net	36	36	34	30	27	25	24	25	19	18	15	12
Federal Home Loan Bank Stock	3	4	4	4	4	4	4	4	4	4	4	4
Foreclosed Assets	2	3	3	3	3	3	3	3	3	3	3	3
Goodwill	1	1	1	1	1	1	1	1	1	1	1	1
Interest Receivable	4	3	4	4	4	3	4	4	4	4	4	4
Deferred Income Tax Assets Net	3	4	3	4	6	3	4	3	3	2	2	5
Bank Owned Life Insurance	39	38	31	20	20	20	20	20	20	20	19	19
Other Assets	10	10	10	9	10	13	9	7	10	7	7	7
Liabilities And Stockhold…
Liabilities
Demand Deposit Accounts	351	349	335	333	327	323	321	325	332	334	339	354
Deposits
Deposits	687	667	641	645	643	624	613	616	623	626	621	628
Deposits Savings Deposits	131	126	124	123	124	124	125	123	128	129	131	134
Time Deposits	205	192	182	189	192	177	168	168	163	163	151	139
Securities Sold Under Agreements To Repurchase	29	36	29	46	36	38	30	36	30	38	27	29
Subordinated Debt	24	24	24	24	24	24	24	24	24	24	24	24
Advances From Federal Home Loan Banks	55	55	75	75	75	75	75	75	75	75	75	75
Finance Lease Liability Current	-	-	3	3	3	3	3	3	3	3	3	-
Finance Lease Liability	-	3	-	-	-	-	-	-	-	-	-	-
Accrued Liabilities And Other Liabilities	8	7	14	8	8	6	7	6	6	6	6	6
Liabilities	806	791	787	800	788	770	753	760	761	771	756	762
Preferred Stock Value	-	-	-	-	-	-	-	0	0	0	-	0
Common Stock Value	6	6	6	6	6	6	6	6	6	6	6	6
Additional Paid In Capital Common Stock	27	27	27	27	27	27	26	26	26	26	26	25
Stockholders Equity
Stockholders Equity	72	67	71	66	60	61	63	65	61	63	64	53
Retained Earnings Accumulated Deficit	49	48	49	48	47	46	46	46	45	44	44	43
Deferred Compensation Equity	-3	-3	-2	-2	-2	-2	-2	-2	-2	-2	-2	-2
Accumulated Other Comprehensive Income Loss Net Of…	-4	-8	-5	-9	-14	-13	-10	-7	-11	-8	-7	-17
Treasury Stock Value	-4	-4	-4	-3	-3	-3	-3	-3	-3	-3	-3	-3
Liabilities And Stockholders Equity	878	858	857	867	848	831	817	825	822	834	819	814
Debt Securities Available For Sale Amortized Cost …	-	0	-	0	0	0	-	0	0	0	0	0
Debt Securities Available For Sale Amortized Cost …	246	246	241	-	-	-	253	-	-	261	252	245
Financing Receivable Allowance For Credit Loss Exc…	-	4	4	4	4	4	4	4	4	4	4	4
Loans And Leases Receivable Allowance	-	-	-	-	-	-	-	-	-	-	-	4
Preferred Stock No Par Value	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Authorized	2	2	2	2	2	2	2	2	2	2	2	2
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	1	1	1	1	1	1	1	1	1	1	1	1
Common Stock Shares Authorized	10	10	10	10	10	10	10	10	10	10	10	10
Common Stock Shares Issued	6	6	6	6	6	6	6	6	6	6	6	6
Shares Outstanding	6	6	6	6	6	6	6	6	6	6	6	6
Treasury Stock Common Shares	0	0	0	0	0	0	0	0	0	0	0	0

Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables

Start free trial

Custom Table

10‑Q10‑K

0/5

Search a metric to start building a table

Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals

Start free trial

Interactive Financial Visualizations

10‑Q10‑K

Stock Price:

OnOff

Transformations:

0/1

Search a metric to start building a visual

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	4.26%	8.04%	0.28%	-	-	-	-	-	-	-	-	-
2025	9.82%	16.38%	14.67%	3.17%	-0.37%	-6.72%	3.08%	11.83%	8.40%	10.34%	8.84%	8.16%
2024	-0.25%	1.04%	0.88%	6.13%	14.19%	12.91%	9.73%	6.12%	-1.44%	-2.28%	-4.70%	5.31%
2023	-	-	-	-1.55%	-10.54%	-7.54%	7.82%	23.40%	17.91%	4.65%	-2.09%	-5.66%
Earnings Market Reaction data beyond 3 years is for subscribers only. Unlock the full earnings market reaction history Start 7-day free trial

Subscribe to unlock 17+ years of financial data and 90+ calculated metrics

Start 7-day free trial

Subscribe to unlock 17+ years of data and 90+ calculated metrics

Start free trial

Performance and Valuation Metrics

Rows marked with a lock icon are subscribers only — subscribe to unlock 90+ calculated metrics and 17+ years of history.

Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-0.72	-0.72	-0.71	-0.71	-0.71	-0.72	-0.36	0.13	0.77	1.76	1.86	2.03
Efficiency & Turnover
Days Sales Outstanding TTM	-	-	-	-	-	-	-	-	-	-	-	4,832.08
Receivables Turnover TTM	-	-	-	-	-	-	-	-	-	-	-	0.08
Per Share Metrics
Diluted EPS TTM	1.46	1.42	1.41	1.38	1.36	1.31	1.34	1.41	1.51	1.65	1.63	1.62
Free Cash Flow Per Share TTM	-0.75	-0.46	-0.24	0.22	-0.02	-0.56	-0.41	-0.07	0.71	1.46	1.53	1.61
Dividend Per Share TTM	1.02	1.01	1.00	0.99	0.98	0.95	0.92	0.90	0.88	0.89	0.87	0.86
Margin Metrics
Gross Profit Margin TTM	64.94%	64.15%	63.78%	63.26%	62.88%	62.73%	62.75%	43.80%	45.23%	46.30%	48.91%	73.79%
Operating Profit Margin TTM	18.42%	18.18%	18.48%	18.25%	18.18%	17.61%	18.46%	20.70%	22.64%	25.18%	25.76%	26.91%
Net Profit Margin TTM	19.08%	18.70%	18.69%	18.47%	18.51%	18.32%	18.73%	20.29%	21.91%	23.67%	24.29%	25.28%
Growth Metrics
Net Revenue Growth (1Y)	3.74%	4.83%	4.98%	4.65%	3.66%	3.87%	7.25%	11.63%	18.77%	28.09%	33.22%	35.44%
Net Income Growth (1Y)	6.93%	7.02%	4.74%	-4.72%	-12.43%	-19.59%	-17.30%	-10.42%	-3.00%	2.97%	3.38%	0.67%
EPS Growth (1Y)	7.29%	8.36%	5.65%	-2.37%	-10.22%	-20.55%	-18.03%	-12.53%	-5.30%	2.68%	3.25%	0.65%
Valuation Metrics
P/E TTM	10.90	10.60	9.81	9.65	10.04	9.51	8.78	8.29	7.29	7.61	6.64	5.94
P/B TTM	1.21	1.22	1.08	1.10	1.25	1.14	1.02	1.01	1.02	1.09	0.94	1.00
P/S TTM	2.08	1.98	1.83	1.78	1.86	1.74	1.65	1.68	1.60	1.80	1.61	1.50
Market Cap	86.92M	82.62M	76.05M	73.00M	74.83M	69.26M	65.02M	65.82M	62.08M	68.93M	59.46M	52.66M
Enterprise Value	40.93M	55.38M	32.48M	30.28M	28.06M	35.75M	48.28M	30.89M	27.33M	24.84M	21.46M	-18.23M
Calculated Values
Free Cash Flow TTM	-4.11M	-2.51M	-1.32M	1.20M	-114.00K	-3.09M	-2.28M	-388.00K	3.99M	8.05M	8.38M	8.83M
Net Debt	-45.98M	-27.24M	-43.57M	-42.72M	-46.77M	-33.51M	-16.74M	-34.93M	-34.75M	-44.08M	-38.01M	-70.89M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Insider Transactions

2026-05-28Purchase

Owner: Schunn, Bethany E

Title: -

Shares: 1,175

Price/Share: $14.93

Value: $17,542.75

Shares Owned: 20,457

Relationship: Director,Other

Ownership: Direct

2026-05-27Purchase

Owner: Clark, Jonathan Chase

Title: -

Shares: 1,511

Price/Share: $14.93

Value: $22,559.23

Shares Owned: 55,638

Relationship: Director

Ownership: Direct

2026-05-27Purchase

Owner: Hoopingarner, John M

Title: -

Shares: 931

Price/Share: $14.93

Value: $13,899.83

Shares Owned: 52,609

Relationship: Director

Ownership: Direct

2026-05-27Purchase

Owner: Branstetter, Matthew Fred…

Title: Chief Operating Officer

Shares: 380

Price/Share: $14.93

Value: $5,673.40

Shares Owned: 60,128

Relationship: Officer

Ownership: Direct

2026-05-27Purchase

Owner: Greenwood, Randall M

Title: SR VP CFO and Treasurer

Shares: 1,034

Price/Share: $14.93

Value: $15,437.62

Shares Owned: 85,214

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-05-28	Schunn, Bethany E	Director,Other	-	Direct	Purchase	1,175	14.93	$17,542.75	20,457	4
2026-05-27	Clark, Jonathan Chase	Director	-	Direct	Purchase	1,511	14.93	$22,559.23	55,638	4
2026-05-27	Hoopingarner, John M	Director	-	Direct	Purchase	931	14.93	$13,899.83	52,609	4
2026-05-27	Branstetter, Matthew Fred…	Officer	Chief Operating Officer	Direct	Purchase	380	14.93	$5,673.40	60,128	4
2026-05-27	Greenwood, Randall M	Officer	SR VP CFO and Treasurer	Direct	Purchase	1,034	14.93	$15,437.62	85,214	4
2026-05-27	Glessner, Gary W	Director	-	Direct	Purchase	3,527	14.93	$52,658.11	108,002	4
2026-05-27	Everson, Scott A	Officer	Chairman Pres and CEO	Direct	Purchase	2,213	14.93	$33,040.09	143,162	4
2026-05-27	Ball, Erin S	Director	-	Direct	Purchase	632	14.93	$9,435.76	17,812	4
2025-05-22	Everson, Scott A	Officer	Chairman, President and CEO	Direct	Purchase	2,197	13.62	$29,923.14	140,807	4
2025-05-22	Schunn, Bethany E	Director	-	Direct	Purchase	836	13.62	$11,386.32	18,108	4
2025-05-22	Hoopingarner, John M	Director	-	Direct	Purchase	927	13.62	$12,625.74	44,461	4
2025-05-22	Glessner, Gary W	Director	-	Direct	Purchase	3,497	13.62	$47,629.14	100,529	4
2025-05-22	Hendershot, Brian M	Director	-	Direct	Purchase	2,207	13.62	$30,059.34	31,204	4
2025-05-22	Greenwood, Randall M	Officer	SVP CFO	Direct	Purchase	1,006	13.62	$13,701.72	81,837	4
2025-05-22	Branstetter, Matthew Fred…	Officer	SVP COO	Direct	Purchase	339	13.62	$4,617.18	48,084	4
2024-06-21	Hendershot, Brian M	Director	-	Direct	Purchase	1,620	12.33	$19,974.60	52,394	4
2024-06-21	Branstetter, Matthew Fred…	Officer	SVP COO	Direct	Purchase	588	12.33	$7,250.04	46,259	4
2024-06-21	Everson, Scott A	Officer	President and CEO	Direct	Purchase	2,092	12.33	$25,794.36	159,051	4
2024-06-21	Schunn, Bethany E	Director	-	Direct	Purchase	1,569	12.33	$19,345.77	15,688	4
2024-06-21	Glessner, Gary W	Director	-	Direct	Purchase	3,329	12.33	$41,046.57	94,369	4
2024-06-21	Greenwood, Randall M	Officer	SVP CFO	Direct	Purchase	1,050	12.33	$12,946.50	78,987	4
2024-06-21	Hoopingarner, John M	Director	-	Direct	Purchase	872	12.33	$10,751.76	45,718	4
2023-12-12	Hoopingarner, John M	Director	-	Direct	Purchase	1,235	11.57	$14,288.95	32,515	4
2023-12-12	Glessner, Gary W	Director	-	Direct	Purchase	3,610	11.57	$41,767.70	75,273	4
2023-12-12	Riesbeck, Richard L	Director	-	Direct	Purchase	1,102	11.57	$12,750.14	22,038	4
2023-12-12	Hendershot, Brian M	Director	-	Direct	Purchase	1,373	11.57	$15,885.61	45,774	4
2023-12-12	Schunn, Bethany E	Director	-	Direct	Purchase	1,268	11.57	$14,670.76	11,619	4
2023-12-12	Everson, Scott A	Officer	President and CEO	Direct	Purchase	1,482	11.57	$17,146.74	116,008	4
2023-12-12	Branstetter, Matthew Fred…	Officer	SVP Chief Operating Officer	Direct	Purchase	117	11.57	$1,353.69	34,249	4
2023-12-12	Greenwood, Randall M	Officer	SVP CFO	Direct	Purchase	320	11.57	$3,702.40	66,648	4
2023-11-27	Riesbeck, Richard L	Director	-	Direct	Sale	19,750	10.22	$201,845.00	20,750	4
2023-08-04	Glessner, Gary W	Director	-	Direct	Purchase	1,375	11.83	$16,266.25	71,663	4
Additional insider transactions are for subscribers only. Unlock the complete Form 4 filing history Start 7-day free trial

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Institutional Ownership

No data available for chart

2026-03-31

12.24%

Inst. Shares: 672,938

Shares Outstanding: 5,497,474

2025-12-31

12.67%

Inst. Shares: 695,828

Shares Outstanding: 5,492,092

2025-09-30

12.03%

Inst. Shares: 659,917

Shares Outstanding: 5,486,221

2025-06-30

11.03%

Inst. Shares: 605,462

Shares Outstanding: 5,491,322

2025-03-31

11.19%

Inst. Shares: 622,669

Shares Outstanding: 5,566,428

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	672,938	5,497,474	12.24%
2025-12-31	695,828	5,492,092	12.67%
2025-09-30	659,917	5,486,221	12.03%
2025-06-30	605,462	5,491,322	11.03%
2025-03-31	622,669	5,566,428	11.19%
2024-12-31	634,927	5,539,653	11.46%
2024-09-30	561,032	5,621,393	9.98%
2024-06-30	552,383	5,629,558	9.81%
2024-03-31	496,642	5,499,877	9.03%
2023-12-31	503,533	5,490,488	9.17%
2023-09-30	476,057	5,488,995	8.67%
2023-06-30	369,819	5,496,049	6.73%
Additional institutional holders are for subscribers only. Unlock the complete Form 13F ownership history Start 7-day free trial

UNITED BANCORP INC /OH/ (UBCP) — SEC Financial Statements & Analysis

UNITED BANCORP INC /OH/ (UBCP) is a state commercial banks company, incorporated in OH. UNITED BANCORP INC /OH/ trades on Nasdaq as: UBCP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), UNITED BANCORP INC /OH/ reported a 3.74% year-over-year revenue growth, a Gross Profit Margin of 64.94% (TTM), a Price-to-Sales (P/S) ratio of 2.08x (TTM), a Price-to-Book (P/B) ratio of 1.21x (TTM), at a market cap of $86.92M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 3.74%
Gross Profit Margin TTM: 64.94%
P/S TTM: 2.08x
P/B TTM: 1.21x
Market Cap: $86.92M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is UNITED BANCORP INC /OH/ in?

UNITED BANCORP INC /OH/ (UBCP) operates in the State Commercial Banks industry.

What is UBCP's market cap?

UNITED BANCORP INC /OH/ (UBCP) has a market capitalization of $86.92M as of 2026-06-30.

What is UBCP's P/E ratio?

UNITED BANCORP INC /OH/ (UBCP)'s trailing twelve month P/E ratio is 10.90x as of 2026-06-30.

What exchange does UBCP trade on?

UNITED BANCORP INC /OH/ (UBCP) trades on the Nasdaq.

Where is UNITED BANCORP INC /OH/ incorporated?

UNITED BANCORP INC /OH/ is incorporated in OH.