UBFO
UNITED SECURITY BANCSHARESCompany Information
- Company Name
- UNITED SECURITY BANCSHARES
- CIK
- CIK0001137547
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- UBFO: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- UBFO
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-06
- Last sale
- 2024-12-03
- Shares purchased (TTM)
- 59,011.02
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-03-31
- Institutional shares owned
- 6,741,460
- Shares outstanding
- 17,241,750
- Ownership
- 39.10%
Earnings Market Reaction
- Filing date
- 2026-03-26
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | - | - | - | - | - | - | 36 | 41 | 41 | 34 | 33 | 42 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | - | - | - | - | 56 | - | 39 | 43 | 41 | 35 | 58 | 45 | ||||||
| Cash And Cash Equivalents At Carrying Value | 121 | 67 | 49 | 38 | 56 | 48 | - | - | - | - | - | - | ||||||
Investments Fair Value Disclosure | ||||||||||||||||||
| Available For Sale Securities Debt Securities | 140 | 141 | 147 | 157 | 157 | 165 | 163 | 165 | 181 | 185 | 202 | 206 | ||||||
| Equity Securities Fv Ni | 3 | 3 | 3 | 3 | 3 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Short Term Investments | 143 | 144 | 150 | 161 | 161 | 169 | 166 | 169 | 185 | 188 | 206 | 209 | ||||||
Loans And Leases Receivable Net Reported Amount | ||||||||||||||||||
| Financing Receivable Before Allowance For Credit Loss And Fee | 918 | 960 | 949 | 923 | 930 | 977 | 951 | 931 | 921 | 974 | 961 | 944 | ||||||
| Financing Receivable Unamortized Loan Commitment Origination Fee And Premium Discount | -2 | -2 | -2 | -2 | -2 | -1 | -2 | -2 | -1 | -1 | -1 | -1 | ||||||
| Financing Receivable Allowance For Credit Losses | -15 | -16 | -16 | -15 | -16 | -17 | -15 | -15 | -16 | -16 | -16 | -16 | ||||||
| Notes Receivable Net | 901 | 942 | 931 | 905 | 912 | 959 | 934 | 914 | 904 | 957 | 944 | 927 | ||||||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | 9 | 9 | 9 | 8 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Interest Receivable | 7 | 7 | 8 | 9 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Other Real Estate And Foreclosed Assets | 8 | 8 | 8 | 8 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Goodwill | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Deferred Income Tax Assets Net | 12 | 13 | 13 | 14 | 14 | 12 | 14 | 14 | 14 | 16 | 14 | 14 | ||||||
| Bank Owned Life Insurance | 21 | 21 | 21 | 21 | 21 | 21 | 20 | 22 | 22 | 23 | 23 | 23 | ||||||
| Other Investments And Securities At Cost | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | - | - | - | ||||||
| Operating Lease Right Of Use Asset | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 1 | 1 | 1 | 2 | 2 | ||||||
| Other Assets | 13 | 13 | 13 | 17 | 14 | 14 | 13 | 13 | 15 | 26 | 16 | 14 | ||||||
| Assets | 1,248 | 1,236 | 1,214 | 1,192 | 1,212 | 1,255 | 1,212 | 1,212 | 1,211 | 1,273 | 1,289 | 1,261 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 422 | 384 | 372 | 359 | 360 | 360 | 373 | 353 | 403 | 386 | 476 | 395 | ||||||
| Interest Bearing Deposit Liabilities | 667 | 692 | 684 | 667 | 697 | 705 | 634 | 603 | 601 | 601 | 570 | 716 | ||||||
| Deposits | 1,089 | 1,076 | 1,056 | 1,026 | 1,058 | 1,065 | 1,007 | 956 | 1,004 | 988 | 1,047 | 1,111 | ||||||
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | - | - | - | - | - | - | - | - | - | - | - | 13 | ||||||
| Federal Funds Purchased | - | - | - | 8 | 0 | 34 | 63 | 103 | 62 | 142 | 101 | - | ||||||
| Operating Lease Liability | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 1 | 1 | 2 | 2 | 2 | ||||||
| Accounts Payable And Other Accrued Liabilities | 10 | 11 | 10 | 10 | 9 | 9 | 8 | 11 | 9 | 16 | 13 | 11 | ||||||
| Subordinated Debt | 6 | 9 | 12 | 11 | 12 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | ||||||
| Liabilities | 1,109 | 1,098 | 1,080 | 1,059 | 1,081 | 1,123 | 1,092 | 1,082 | 1,089 | 1,158 | 1,173 | 1,148 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 62 | 62 | 62 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 60 | 60 | ||||||
| Retained Earnings Accumulated Deficit | 87 | 86 | 84 | 84 | 83 | 83 | 81 | 79 | 77 | 74 | 72 | 69 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -10 | -11 | -12 | -13 | -14 | -11 | -15 | -16 | -15 | -19 | -17 | -17 | ||||||
| Stockholders Equity | 140 | 137 | 134 | 133 | 130 | 133 | 127 | 124 | 123 | 115 | 116 | 113 | ||||||
| Liabilities And Stockholders Equity | 1,248 | 1,236 | 1,214 | 1,192 | 1,212 | 1,255 | 1,220 | 1,206 | 1,211 | 1,273 | 1,289 | 1,261 | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | - | - | - | - | 0 | - | - | - | 0 | 0 | - | - | ||||||
| Available For Sale Securities Excluding Nontaxable Municipal Bonds | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | ||||||
| Nontaxable Municipal Bonds | - | - | - | - | - | - | - | 0 | 0 | - | - | - | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 155 | 157 | 165 | 177 | 180 | 183 | 186 | 189 | 204 | 215 | - | - | ||||||
| Common Stock Par Or Stated Value Per Share | - | - | - | - | - | - | - | - | - | 0.00 | 0.00 | 0.00 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | ||||||
| Common Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Common Stock Shares Issued | 18 | 18 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | ||||||
| Shares Outstanding | 18 | 18 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | ||||||
Select a line item above to chart it.
Recent filings
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialUNITED SECURITY BANCSHARES (UBFO) — SEC Financial Statements & Analysis
UNITED SECURITY BANCSHARES (UBFO) is a national commercial banks company, incorporated in CA. UNITED SECURITY BANCSHARES trades on Nasdaq as: UBFO. UNITED SECURITY BANCSHARES (UBFO)'s most recent SEC filing is a Form 10-K for the period ended 2025-12-31, filed with the SEC on 2026-03-26. Based on its latest SEC filing (Form 10-Q, period ending 2025-12-31), On profitability, UNITED SECURITY BANCSHARES posts a gross margin of -307.62%, an operating margin of 565.17%, a net margin of 415.98%, a Return on Equity (ROE) of 9.10%, and a Return on Invested Capital (ROIC) of -50.77%. Per share, it reports EPS of $0.71, diluted EPS of $0.70, free cash flow per share of $1.15, and a dividend per share of $0.49. Over the trailing year, it posted revenue growth of 1.23% year-over-year, net income growth of -16.88% year-over-year, and EPS growth of -17.13% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.66x, free cash flow of $19.77M (TTM), and net debt of $-120.95M. Figures sourced from SEC EDGAR.
- EPS TTM
- $0.71
- ROE TTM
- 9.10%
- Free Cash Flow TTM
- $19.77M
- Net Revenue TTM Growth 1Y
- 1.23%
Data as of 2025-12-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is UNITED SECURITY BANCSHARES in?
UNITED SECURITY BANCSHARES (UBFO) operates in the National Commercial Banks industry.
What exchange does UBFO trade on?
UNITED SECURITY BANCSHARES (UBFO) trades on the Nasdaq.
Where is UNITED SECURITY BANCSHARES incorporated?
UNITED SECURITY BANCSHARES is incorporated in CA.
When was UNITED SECURITY BANCSHARES (UBFO)'s most recent SEC filing?
UNITED SECURITY BANCSHARES (UBFO)'s most recent SEC filing is a Form 10-K for the period ended 2025-12-31, filed with the SEC on 2026-03-26.
What is UBFO's EPS (earnings per share)?
UNITED SECURITY BANCSHARES (UBFO)'s trailing twelve month EPS is $0.71 as of 2025-12-31.
What is UBFO's ROE (return on equity)?
UNITED SECURITY BANCSHARES (UBFO)'s trailing twelve month Return on Equity (ROE) is 9.10% as of 2025-12-31.
What is UBFO's ROIC (return on invested capital)?
UNITED SECURITY BANCSHARES (UBFO)'s trailing twelve month Return on Invested Capital (ROIC) is -50.77% as of 2025-12-31.