UBSI
UNITED BANKSHARES INC/WVCompany Information
- Company Name
- UNITED BANKSHARES INC/WV
- CIK
- CIK0000729986
- Category
- Large accelerated filer
- Ticker: Exchange
- UBSI: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- UBSI
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-01-28
- Last sale
- 2026-09-01
- Shares purchased (TTM)
- 101
- Shares sold (TTM)
- 3,200
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 103,142,508
- Shares outstanding
- 137,982,273
- Ownership
- 74.75%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -1.49%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 278 | 269 | 248 | 268 | 327 | 287 | 241 | 278 | 241 | 238 | 257 | 270 | ||||||
| Interest Bearing Deposits In Banks | 1,802 | 2,035 | 2,293 | 2,250 | 1,986 | 2,322 | 2,050 | 1,630 | 1,616 | 1,493 | 1,341 | 913 | ||||||
| Federal Funds Sold | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 2,081 | 2,305 | 2,542 | 2,519 | 2,315 | 2,610 | 2,292 | 1,909 | 1,859 | 1,733 | 1,599 | 1,184 | ||||||
| Debt Securities | 3,320 | 3,212 | 3,059 | 3,024 | 3,074 | 3,003 | 2,960 | 3,240 | 3,316 | 3,614 | 3,786 | 3,749 | ||||||
| Held To Maturity Securities | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 30 | 12 | 35 | 35 | 22 | 22 | 21 | 9 | 11 | 9 | 9 | 9 | ||||||
| Other Investments | 308 | 305 | 305 | 300 | 300 | 288 | 278 | 289 | 323 | 331 | 329 | 307 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 35 | 29 | 31 | 24 | 37 | 29 | 44 | 46 | 66 | 44 | 56 | 60 | ||||||
| Notes Receivable Gross | 25,006 | 24,875 | 24,721 | 24,531 | 24,061 | 23,874 | 21,680 | 21,631 | 21,610 | 21,533 | 21,373 | 21,115 | ||||||
| Financing Receivable Deferred Income | -12 | -12 | -11 | -11 | -11 | -11 | -7 | -9 | -12 | -12 | -14 | -17 | ||||||
| Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | - | 21,520 | 21,359 | 21,098 | ||||||
| Financing Receivable Allowance For Credit Losses | -300 | -300 | -298 | -300 | -308 | -310 | -272 | -271 | -267 | -263 | -259 | -255 | ||||||
| Notes Receivable Net | 24,695 | 24,564 | 24,412 | 24,220 | 23,742 | 23,553 | 21,402 | 21,351 | 21,331 | 21,257 | 21,100 | 20,843 | ||||||
| Property Plant And Equipment Net | 211 | 209 | 209 | 208 | 209 | 210 | 186 | 187 | 190 | 191 | 191 | 192 | ||||||
| Operating Lease Right Of Use Asset | 93 | 88 | 89 | 90 | 91 | 87 | 82 | 82 | 83 | 86 | 87 | 80 | ||||||
| Goodwill | 2,019 | 2,019 | 2,019 | 2,019 | 2,019 | 2,024 | 1,889 | 1,889 | 1,889 | 1,889 | 1,889 | 1,889 | ||||||
| Servicing Asset At Fair Value Amount | - | - | - | - | - | - | 0 | 0 | 4 | 4 | 5 | 5 | ||||||
| Bank Owned Life Insurance | 558 | 551 | 547 | 545 | 541 | 539 | 497 | 496 | 493 | 491 | 487 | 485 | ||||||
| Financing Receivable Accrued Interest After Allowance For Credit Loss | 100 | 109 | 109 | 112 | 107 | 111 | 102 | 107 | 110 | 114 | 111 | 107 | ||||||
| Other Assets | 301 | 300 | 301 | 311 | 325 | 313 | 270 | 257 | 281 | 265 | 276 | 314 | ||||||
| Assets | 33,752 | 33,705 | 33,660 | 33,407 | 32,783 | 32,788 | 30,024 | 29,863 | 29,957 | 30,029 | 29,926 | 29,225 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 6,732 | 6,410 | 6,574 | 6,588 | 6,627 | 6,481 | 6,135 | 6,038 | 5,932 | 6,017 | 6,149 | 6,253 | ||||||
| Interest Bearing Deposit Liabilities | 20,439 | 20,711 | 20,487 | 20,296 | 19,709 | 19,884 | 17,826 | 17,790 | 17,135 | 16,902 | 16,670 | 16,424 | ||||||
| Deposits | 27,171 | 27,121 | 27,061 | 26,884 | 26,336 | 26,365 | 23,962 | 23,828 | 23,066 | 22,920 | 22,819 | 22,677 | ||||||
Debt Instruments | ||||||||||||||||||
| Securities Sold Under Agreements To Repurchase | 167 | 166 | 199 | 169 | 161 | 176 | 176 | 182 | 204 | 208 | 196 | 188 | ||||||
| Advances From Federal Home Loan Banks | 250 | 250 | 250 | 250 | 250 | 250 | 260 | 260 | 1,210 | 1,460 | 1,510 | 1,111 | ||||||
| Other Long Term Debt | 283 | 282 | 282 | 281 | 301 | 301 | 280 | 280 | 279 | 279 | 279 | 278 | ||||||
| Operating Lease Liability | 100 | 94 | 95 | 96 | 97 | 92 | 87 | 88 | 89 | 92 | 93 | 85 | ||||||
| Accrued Liabilities And Other Liabilities | 234 | 267 | 243 | 249 | 238 | 254 | 230 | 219 | 211 | 219 | 213 | 194 | ||||||
| Liabilities | 28,241 | 28,217 | 28,164 | 27,961 | 27,419 | 27,474 | 25,030 | 24,895 | 25,101 | 25,221 | 25,155 | 24,576 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 378 | 378 | 377 | 377 | 377 | 377 | 357 | 356 | 356 | 356 | 356 | 356 | ||||||
| Additional Paid In Capital Common Stock | 3,475 | 3,470 | 3,469 | 3,465 | 3,461 | 3,458 | 3,196 | 3,190 | 3,186 | 3,183 | 3,182 | 3,179 | ||||||
| Retained Earnings Accumulated Deficit | 2,320 | 2,241 | 2,170 | 2,095 | 2,017 | 1,949 | 1,918 | 1,874 | 1,829 | 1,782 | 1,746 | 1,716 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -143 | -149 | -139 | -158 | -184 | -195 | -224 | -199 | -261 | -261 | -260 | -349 | ||||||
| Treasury Stock Value | -519 | -452 | -381 | -333 | -307 | -274 | -253 | -253 | -253 | -253 | -252 | -252 | ||||||
| Stockholders Equity | 5,511 | 5,488 | 5,496 | 5,446 | 5,365 | 5,314 | 4,993 | 4,968 | 4,857 | 4,807 | 4,771 | 4,649 | ||||||
| Liabilities And Stockholders Equity | 33,752 | 33,705 | 33,660 | 33,407 | 32,783 | 32,788 | 30,024 | 29,863 | 29,957 | 30,029 | 29,926 | 29,225 | ||||||
| Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss | 3,532 | 3,431 | 3,265 | 3,248 | 3,334 | 3,282 | 3,283 | 3,510 | 3,680 | 3,981 | 4,150 | 4,242 | ||||||
| Held To Maturity Securities Fair Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Preferred Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | ||||||
| Common Stock Shares Authorized | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | ||||||
| Common Stock Shares Issued | 151 | 151 | 151 | 151 | 151 | 151 | 143 | 143 | 143 | 143 | 142 | 142 | ||||||
| Treasury Stock Common Shares | 14,242 | 12,737 | 10,977 | 9,662 | 8,921 | 7,939 | 7,348 | 7,346 | 7,346 | 7,344 | 7,309 | 7,308 | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialUNITED BANKSHARES INC/WV (UBSI) — SEC Financial Statements & Analysis
UNITED BANKSHARES INC/WV (UBSI) is a state commercial banks company, incorporated in WV. UNITED BANKSHARES INC/WV trades on Nasdaq as: UBSI. UNITED BANKSHARES INC/WV (UBSI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, UNITED BANKSHARES INC/WV carries a market cap of $6.32B, a P/E ratio of 12.28x, a P/B ratio of 1.15x, a P/S ratio of 314.68x, an enterprise value of $4.24B, and an EV/EBITDA multiple of 6.36x. On profitability, it posts a gross margin of -2685.32%, an operating margin of 3207.15%, a net margin of 2563.46%, a Return on Equity (ROE) of 9.47%, and a Return on Invested Capital (ROIC) of 16.45%. Per share, it reports EPS of $3.73, diluted EPS of $3.72, free cash flow per share of $3.87, and a dividend per share of $1.54. Over the trailing year, it posted revenue growth of 1.63% year-over-year, net income growth of 30.52% year-over-year, and EPS growth of 34.51% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 30.17x, free cash flow of $533.93M (TTM), and net debt of $-2.08B. Figures sourced from SEC EDGAR.
- Market Cap
- $6.32B
- P/E TTM
- 12.28x
- EPS TTM
- $3.73
- P/B TTM
- 1.15x
- ROE TTM
- 9.47%
- Free Cash Flow TTM
- $533.93M
- Net Revenue TTM Growth 1Y
- 1.63%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is UNITED BANKSHARES INC/WV in?
UNITED BANKSHARES INC/WV (UBSI) operates in the State Commercial Banks industry.
What exchange does UBSI trade on?
UNITED BANKSHARES INC/WV (UBSI) trades on the Nasdaq.
Where is UNITED BANKSHARES INC/WV incorporated?
UNITED BANKSHARES INC/WV is incorporated in WV.
When was UNITED BANKSHARES INC/WV (UBSI)'s most recent SEC filing?
UNITED BANKSHARES INC/WV (UBSI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is UBSI's market cap?
UNITED BANKSHARES INC/WV (UBSI) has a market capitalization of $6.32B as of 2026-06-30.
What is UBSI's P/E ratio?
UNITED BANKSHARES INC/WV (UBSI)'s trailing twelve month P/E ratio is 12.28x as of 2026-06-30.
What is UBSI's EPS (earnings per share)?
UNITED BANKSHARES INC/WV (UBSI)'s trailing twelve month EPS is $3.73 as of 2026-06-30.
What is UBSI's ROE (return on equity)?
UNITED BANKSHARES INC/WV (UBSI)'s trailing twelve month Return on Equity (ROE) is 9.47% as of 2026-06-30.
What is UBSI's ROIC (return on invested capital)?
UNITED BANKSHARES INC/WV (UBSI)'s trailing twelve month Return on Invested Capital (ROIC) is 16.45% as of 2026-06-30.
What is UBSI's EV/EBITDA?
UNITED BANKSHARES INC/WV (UBSI)'s trailing twelve month EV/EBITDA is 6.36x as of 2026-06-30.