UFCS

UNITED FIRE GROUP INC
—

Company Information

Company Name
UNITED FIRE GROUP INC
CIK
CIK0000101199
Category
Accelerated filer
Ticker: Exchange
UFCS: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6331
SIC Description
Fire, Marine & Casualty Insurance
Ticker
UFCS

SEC filing data through

Insider Sentiment

Last purchase
2026-06-05
Last sale
2026-09-03
Shares purchased (TTM)
4,500
Shares sold (TTM)
20,727
Buy ratio (TTM)17.8%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
17,273,129
Shares outstanding
25,676,853
Ownership
67.27%
+5.50% Y/Y

Earnings Market Reaction

Filing date
2026-08-04
Price on filing date
—
1-month reaction
0.60%
3-month reaction
…
Drift continued4/11 (36%)
Faded / reversed7/11 (64%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Debt Securities
Debt Securities Available For Sale Excluding Accrued Interest2,2842,2192,2052,0161,9531,9311,8681,8531,7961,5891,6871,639
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss313131393941414141414546
Equity Securities Fv Ni------00005551
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss--------41414546
Other Long Term Investments221239229215207193184101989910094
Other Short Term Investments--0001000000
Investments2,5352,4892,4652,2712,2002,1662,0931,9951,9361,7301,8861,829
Cash And Cash Equivalents At Carrying Value13916215623420218420119715321810269
Accrued Investment Income Receivable191718161615161617161617
Premiums Receivable At Carrying Value600546498521513453451609585518465476
Deferred Policy Acquisition Costs And Value Of Business Acquired176163158164162152147149144135127125
Property Plant And Equipment Net128130133135136136136135135134134134
Reinsurance Recoverables On Paid And Unpaid Losses236230239233248232231250244240223212
Prepaid Reinsurance Premiums343032324044454233252821
Intangible Assets Net Excluding Goodwill3333444444-5
Intangible Assets Net Including Goodwill------4---5-
Deferred Income Tax Assets Net201415172220231427231437
Income Tax Receivable001368141720122136
Other Assets12412512312511311512811711219012391
Assets4,0143,9103,8413,7543,6613,5283,4883,5463,4093,2453,1443,052
Liabilities And Stockholders Equity
Liability For Claims And Claims Adjustment Expense1,9901,9701,9251,8821,8601,8161,7971,7951,7561,6911,6391,637
Unearned Premiums750691660691700644621650634587549561
Surplus Notes--146146117117117117117505050
Accrued Income Taxes2-----------
Long Term Debt146146----------
Liabilities3,0372,9592,9002,8552,8152,7112,7072,7602,6822,5082,4102,407
Stockholders Equity
Common Stock Value000000000000
Additional Paid In Capital Common Stock227224224222218217216213212211210210
Retained Earnings Accumulated Deficit775747722688653634620593577584575559
Accumulated Other Comprehensive Income Loss Net Of Tax-25-21-5-11-26-33-55-21-63-58-51-124
Stockholders Equity977951941899846818782786727737734645
Liabilities And Stockholders Equity4,0143,9103,8413,7543,6613,5283,4883,5463,4093,2453,1443,052
Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss2,3402,2722,2392,0542,0111,9971,9621,8991,8961,6831,7711,794
Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest--0---0---0-
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest000110000000
Equity Securities Fv Ni Cost------00002929
Premiums Receivable Allowance For Doubtful Accounts322221222222
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment878786838078767473716866
Reinsurance Recoverables Allowance000000000000
Common Stock Par Or Stated Value Per Share0.000.000.000.000.000.000.000.000.000.000.000.00
Common Stock Shares Authorized757575757575757575757575
Common Stock Shares Issued262626262525252525252525
Shares Outstanding262626262525252525252525

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UNITED FIRE GROUP INC (UFCS) — SEC Financial Statements & Analysis

UNITED FIRE GROUP INC (UFCS) is a fire, marine & casualty insurance company. UNITED FIRE GROUP INC trades on Nasdaq as: UFCS. UNITED FIRE GROUP INC (UFCS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04. Based on that filing, UNITED FIRE GROUP INC carries a market cap of $1.34B, a P/E ratio of 9.52x, a P/B ratio of 1.37x, a P/S ratio of 0.91x, an enterprise value of $1.35B, and an EV/EBITDA multiple of 6.71x. On profitability, it posts a gross margin of 99.14%, an operating margin of 12.01%, a net margin of 9.57%, a Return on Equity (ROE) of 15.46%, and a Return on Invested Capital (ROIC) of 17.94%. Per share, it reports EPS of $5.49, diluted EPS of $5.44, free cash flow per share of $10.58, and a dividend per share of $0.72. Over the trailing year, it posted revenue growth of 11.36% year-over-year, net income growth of 53.49% year-over-year, and EPS growth of 52.26% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 14.96x, free cash flow of $271.55M (TTM), and net debt of $6.91M. Figures sourced from SEC EDGAR.

Market Cap
$1.34B
P/E TTM
9.52x
EPS TTM
$5.49
P/B TTM
1.37x
ROE TTM
15.46%
Free Cash Flow TTM
$271.55M
Net Revenue TTM Growth 1Y
11.36%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is UNITED FIRE GROUP INC in?

UNITED FIRE GROUP INC (UFCS) operates in the Fire, Marine & Casualty Insurance industry.

What exchange does UFCS trade on?

UNITED FIRE GROUP INC (UFCS) trades on the Nasdaq.

When was UNITED FIRE GROUP INC (UFCS)'s most recent SEC filing?

UNITED FIRE GROUP INC (UFCS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04.

What is UFCS's market cap?

UNITED FIRE GROUP INC (UFCS) has a market capitalization of $1.34B as of 2026-06-30.

What is UFCS's P/E ratio?

UNITED FIRE GROUP INC (UFCS)'s trailing twelve month P/E ratio is 9.52x as of 2026-06-30.

What is UFCS's EPS (earnings per share)?

UNITED FIRE GROUP INC (UFCS)'s trailing twelve month EPS is $5.49 as of 2026-06-30.

What is UFCS's ROE (return on equity)?

UNITED FIRE GROUP INC (UFCS)'s trailing twelve month Return on Equity (ROE) is 15.46% as of 2026-06-30.

What is UFCS's ROIC (return on invested capital)?

UNITED FIRE GROUP INC (UFCS)'s trailing twelve month Return on Invested Capital (ROIC) is 17.94% as of 2026-06-30.

What is UFCS's EV/EBITDA?

UNITED FIRE GROUP INC (UFCS)'s trailing twelve month EV/EBITDA is 6.71x as of 2026-06-30.

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