UMBF
UMB FINANCIAL CORPCompany Information
- Company Name
- UMB FINANCIAL CORP
- CIK
- CIK0000101382
- Category
- Large accelerated filer
- Ticker: Exchange
- UMBF: Nasdaq, UMBFO: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- UMBF
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-01
- Last sale
- 2026-08-17
- Shares purchased (TTM)
- 2,187.54
- Shares sold (TTM)
- 74,102
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 71,543,552
- Shares outstanding
- 75,972,781
- Ownership
- 94.17%
Earnings Market Reaction
- Filing date
- 2026-07-30
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Series B Preferred Stock | - | - | - | 0 | - | - | - | - | - | - | - | - | ||||||
Assets | ||||||||||||||||||
| Notes Receivable Gross | 41,150 | 40,134 | 38,779 | 37,707 | 36,808 | 35,936 | 25,642 | 24,991 | 24,197 | 23,638 | 23,172 | 22,882 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | -226 | -220 | -221 | ||||||
| Notes Receivable Net | 40,712 | 39,708 | 38,360 | 37,302 | 36,418 | 35,567 | 25,383 | 24,742 | 23,958 | 23,411 | 22,953 | 22,660 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 7 | 4 | 2 | 3 | 6 | 5 | 3 | 5 | 4 | 4 | 4 | 3 | ||||||
Investments | ||||||||||||||||||
| Available For Sale Securities Debt Securities | 13,488 | 13,661 | 13,709 | 13,378 | 12,163 | 10,896 | 7,774 | 7,016 | 7,107 | 6,541 | 7,069 | 6,331 | ||||||
| Trading Securities | 46 | 24 | 22 | 36 | 25 | 35 | 29 | 36 | 29 | 40 | 18 | 25 | ||||||
| Other Investments | 694 | 686 | 676 | 720 | 719 | 647 | 471 | 465 | 448 | 473 | 493 | 473 | ||||||
| Investments | 19,940 | 20,071 | 20,130 | 19,786 | 18,401 | 17,291 | 13,650 | 12,992 | 13,131 | 12,678 | 13,268 | 12,558 | ||||||
| Federal Funds Sold And Securities Purchased Under Agreements To Resell | 928 | 1,525 | 1,548 | 765 | 737 | 636 | 545 | 399 | 247 | 180 | 245 | 248 | ||||||
| Interest Bearing Deposits In Banks | 4,951 | 5,655 | 6,941 | 7,892 | 10,026 | 9,812 | 7,986 | 6,602 | 4,640 | 6,673 | 5,160 | 3,556 | ||||||
| Cash And Due From Banks | 780 | 736 | 953 | 1,073 | 1,088 | 917 | 573 | 778 | 465 | 357 | 447 | 455 | ||||||
| Property Plant And Equipment Net | 397 | 391 | 398 | 399 | 395 | 391 | 222 | 222 | 227 | 232 | 242 | 249 | ||||||
| Accrued Investment Income Receivable | 347 | 343 | 350 | 332 | 327 | 308 | 246 | 219 | 238 | 221 | 220 | 209 | ||||||
| Goodwill | 1,838 | 1,838 | 1,840 | 1,835 | 1,813 | 1,798 | 207 | 207 | 207 | 207 | 207 | 207 | ||||||
| Finite Lived Intangible Assets Net | 440 | 463 | 487 | 511 | 532 | 557 | 64 | 66 | 67 | 69 | 71 | 73 | ||||||
| Other Assets | 1,915 | 1,940 | 2,086 | 1,983 | 2,017 | 2,064 | 1,530 | 1,265 | 1,284 | 1,310 | 1,194 | 1,246 | ||||||
| Assets | 72,256 | 72,674 | 73,094 | 71,881 | 71,760 | 69,347 | 50,410 | 47,496 | 44,469 | 45,343 | 44,012 | 41,465 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 16,177 | 17,042 | 17,143 | 16,188 | 18,481 | 18,432 | 13,617 | 12,841 | 12,035 | 13,251 | 12,131 | 11,255 | ||||||
| Interest Bearing Deposit Liabilities | 40,382 | 39,729 | 39,753 | 40,550 | 38,215 | 36,899 | 27,397 | 24,799 | 22,400 | 21,019 | 20,589 | 18,834 | ||||||
| Deposits | 59,767 | 59,981 | 60,657 | 60,136 | 59,987 | 58,521 | 43,142 | 39,703 | 36,518 | 36,914 | 35,793 | 33,432 | ||||||
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | 3,084 | 3,551 | 3,325 | 2,839 | 2,933 | 2,560 | 2,610 | 2,023 | 2,217 | 2,225 | 2,120 | 1,758 | ||||||
| Short Term Borrowings | - | - | - | - | - | - | - | 1,050 | 1,300 | 1,800 | 1,800 | 2,300 | ||||||
| Long Term Debt | 480 | 477 | 474 | 471 | 657 | 654 | 385 | 385 | 384 | 384 | 383 | 383 | ||||||
| Accrued Liabilities Current And Noncurrent | 361 | 310 | 435 | 453 | 390 | 352 | 368 | 387 | 353 | 375 | 390 | 319 | ||||||
| Other Liabilities | 534 | 529 | 509 | 538 | 508 | 511 | 438 | 413 | 470 | 493 | 426 | 467 | ||||||
| Liabilities | 64,225 | 64,847 | 65,401 | 64,437 | 64,474 | 62,599 | 46,943 | 43,961 | 41,242 | 42,191 | 40,911 | 38,658 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 294 | 294 | 294 | - | - | 111 | - | - | - | - | - | - | ||||||
| Common Stock Value | 79 | 79 | 79 | 79 | 79 | 79 | 55 | 55 | 55 | 55 | 55 | 55 | ||||||
| Additional Paid In Capital Common Stock | 4,016 | 4,007 | 4,011 | 4,002 | 4,001 | 3,994 | 1,146 | 1,138 | 1,132 | 1,128 | 1,134 | 1,128 | ||||||
| Retained Earnings Accumulated Deficit | 4,198 | 3,959 | 3,736 | 3,560 | 3,410 | 3,225 | 3,175 | 3,075 | 2,984 | 2,903 | 2,811 | 2,759 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -372 | -331 | -262 | -325 | -442 | -493 | -573 | -396 | -606 | -595 | -557 | -792 | ||||||
| Treasury Stock Value | -184 | -180 | -165 | -165 | -166 | -167 | -336 | -337 | -339 | -339 | -343 | -344 | ||||||
| Stockholders Equity | 8,031 | 7,827 | 7,694 | 7,444 | 7,286 | 6,748 | 3,467 | 3,535 | 3,227 | 3,153 | 3,100 | 2,807 | ||||||
| Liabilities And Stockholders Equity | 72,256 | 72,674 | 73,094 | 71,881 | 71,760 | 69,347 | 50,410 | 47,496 | 44,469 | 45,343 | 44,012 | 41,465 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 13,903 | 14,038 | 14,000 | 13,747 | 12,677 | 11,453 | 8,408 | 7,465 | 7,786 | 7,207 | 7,693 | 7,249 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 4 | 3 | 2 | 2 | 4 | 5 | 3 | 3 | 3 | 4 | 3 | 3 | ||||||
| Held To Maturity Securities Fair Value | 5,239 | 5,173 | 5,250 | 5,120 | 4,961 | 5,107 | 4,749 | 4,914 | 4,913 | 5,025 | 5,183 | 4,856 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | - | - | 0.01 | - | - | - | - | - | - | ||||||
| Preferred Stock Shares Authorized | 0 | 0 | 0 | - | - | 0 | - | - | - | - | - | - | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | - | - | 0 | - | - | - | - | - | - | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | - | - | 0 | - | - | - | - | - | - | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 160 | 160 | 160 | 160 | 160 | 160 | 80 | 80 | 80 | 80 | 80 | 80 | ||||||
| Common Stock Shares Issued | 79 | 79 | 79 | 79 | 79 | 79 | 55 | 55 | 55 | 55 | 55 | 55 | ||||||
| Shares Outstanding | 76 | 76 | 76 | 76 | 76 | 76 | 49 | 49 | 49 | 49 | 49 | 49 | ||||||
| Treasury Stock Common Shares | 3 | 3 | 3 | 3 | 3 | 3 | 6 | 6 | 6 | 6 | 7 | 7 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialUMB FINANCIAL CORP (UMBF) — SEC Financial Statements & Analysis
UMB FINANCIAL CORP (UMBF) is a national commercial banks company, incorporated in MO. UMB FINANCIAL CORP trades on Nasdaq as: UMBF, UMBFO. UMB FINANCIAL CORP (UMBF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30. Based on that filing, UMB FINANCIAL CORP carries a market cap of $10.85B, a P/E ratio of 11.53x, a P/B ratio of 1.35x, a P/S ratio of 3.10x, an enterprise value of $5.72B, and an EV/EBITDA multiple of -7.80x. On profitability, it posts a gross margin of 58.91%, an operating margin of 33.92%, a net margin of 26.85%, a Return on Equity (ROE) of 12.29%, and a Return on Invested Capital (ROIC) of 80.55%. Per share, it reports EPS of $12.38, diluted EPS of $12.32, free cash flow per share of $13.70, and a dividend per share of $1.99. Over the trailing year, it posted revenue growth of 29.73% year-over-year, net income growth of 79.44% year-over-year, and EPS growth of 79.33% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.43x, free cash flow of $1.04B (TTM), and net debt of $-5.13B. Figures sourced from SEC EDGAR.
- Market Cap
- $10.85B
- P/E TTM
- 11.53x
- EPS TTM
- $12.38
- P/B TTM
- 1.35x
- ROE TTM
- 12.29%
- Free Cash Flow TTM
- $1.04B
- Net Revenue TTM Growth 1Y
- 29.73%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is UMB FINANCIAL CORP in?
UMB FINANCIAL CORP (UMBF) operates in the National Commercial Banks industry.
What exchange does UMBF trade on?
UMB FINANCIAL CORP (UMBF) trades on the Nasdaq.
Where is UMB FINANCIAL CORP incorporated?
UMB FINANCIAL CORP is incorporated in MO.
When was UMB FINANCIAL CORP (UMBF)'s most recent SEC filing?
UMB FINANCIAL CORP (UMBF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30.
What is UMBF's market cap?
UMB FINANCIAL CORP (UMBF) has a market capitalization of $10.85B as of 2026-06-30.
What is UMBF's P/E ratio?
UMB FINANCIAL CORP (UMBF)'s trailing twelve month P/E ratio is 11.53x as of 2026-06-30.
What is UMBF's EPS (earnings per share)?
UMB FINANCIAL CORP (UMBF)'s trailing twelve month EPS is $12.38 as of 2026-06-30.
What is UMBF's ROE (return on equity)?
UMB FINANCIAL CORP (UMBF)'s trailing twelve month Return on Equity (ROE) is 12.29% as of 2026-06-30.
What is UMBF's ROIC (return on invested capital)?
UMB FINANCIAL CORP (UMBF)'s trailing twelve month Return on Invested Capital (ROIC) is 80.55% as of 2023-09-30.
What is UMBF's EV/EBITDA?
UMB FINANCIAL CORP (UMBF)'s trailing twelve month EV/EBITDA is -7.80x as of 2026-06-30.