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US BANCORP \DE\

USB

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Commercial Portfolio Segment
-154,095153,958998145,7221,694139,4848212,159131,881-106
Consumer Portfolio Segment
-117,285115,885571113,686789118,813-33-7843115,530-46
Commercial Loan And Lease Financing Loan
-154,095153,958998145,7221,694139,4848212,159131,881-106
Available For Sale Securities Debt Securities
-----------67,207
Commercial Real Estate
-49,97148,9206346,7491,43248,859-21-331,62953,455217
Residential Mortgages Loan And Home Equity First L…
-117,285115,885571113,686789118,813-33-7843115,530-46
Loans And Leases Receivab…
Credit Card Receivables
-37,65432,23457126,8613,16230,35050732,42528,56065
Notes Receivable Gross
-----------375,234
Other Retail Loans
-40,79140,3387139,31083842,326-11-2484844,409-35
Loans And Leases Receivable Allowance
------------7,218
Loans And Leases Receivable Net Reported Amount
-----------368,016
Cash And Due From Banks
66,49148,42046,89066,63757,80750,01356,50273,56265,83276,98561,19264,354
Debt Securities Held To Maturity Amortized Cost Af…
-----------85,342
Debt Securities
Property Plant And Equipment Net
-----------3,616
Debt Securities Held To Maturity Excluding Accrued…
74,08575,44276,17076,93177,87978,00878,63480,02581,48682,94884,045-
Debt Securities Available For Sale Excluding Accru…
89,08593,46490,83889,06590,57786,77485,99281,70479,79972,42669,706-
Loans Receivable Held For Sale Net Not Part Of Dis…
3,0382,9282,5382,4902,2881,7462,5733,2112,5822,0802,2012,336
Fi Nonecing Receivable Ex…
Financing Receivable Excl…
Financing Receivable Excluding Accrued Interest Be…
-399,796391,335382,517380,243381,819379,832374,164376,133374,588373,835-
Financing Receivable Allowance For Credit Loss Exc…
--7,646-7,605-7,557-7,537-7,584-7,583-7,560-7,549-7,514-7,379-
Financing Receivable Excluding Accrued Interest Af…
-392,150383,730374,960372,706374,235372,249366,604368,584367,074366,456-
Goodwill
13,23412,62512,63512,63412,63712,55512,53612,57312,47612,47912,48912,472
Intangible Assets Net Excluding Goodwill
4,9994,7994,9045,1525,2855,3815,5475,4885,7576,0316,0846,435
Other Assets
68,48467,35170,87263,79363,56664,19560,72059,71759,97260,04657,69558,261
Assets
725,918700,998692,345695,357686,370676,489678,318686,469680,058683,606663,491668,039
Liabilities And Stockhold…
Deposits
Noninterest Bearing Deposit Liabilities
85,79185,30084,11691,55086,97284,08684,15886,83886,75691,22089,98998,006
Interest Bearing Deposit Liabilities
446,275442,878438,100434,599431,745428,439434,151434,293437,029436,843422,323420,352
Deposits
532,066528,178522,216526,149518,717512,525518,309521,131523,785528,063512,312518,358
Short Term Borrowings
37,33717,85917,16215,44915,03917,15815,51823,70816,55717,10215,27921,900
Long Term Debt And Capital Lease Obligations Inclu…
58,67161,36160,76462,53564,01359,85958,00254,83952,72052,69351,48043,074
Other Liabilities
29,94927,35326,55227,42626,70526,38927,44927,47030,11129,71528,64931,129
Liabilities
658,023634,751626,694631,559624,474615,931619,278627,148623,173627,573607,720614,461
Stockholders Equity Inclu…
Preferred Stock Including Additional Paid In Capit…
6,8086,8086,8086,8086,8086,8086,8086,8086,8086,8086,8086,808
Common Stock Value
212121212121212121212121
Additional Paid In Capital Common Stock
8,7738,6238,7288,7458,7068,6788,7158,7298,6888,6428,6738,684
Retained Earnings Accumulated Deficit
83,24181,94480,90679,74278,65277,69176,86376,05775,23174,47374,02674,023
Treasury Stock Common Value
-24,300-24,387-24,283-24,228-24,140-24,060-24,065-24,010-24,020-24,023-24,126-24,168
Accumulated Other Comprehensive Income Loss Net Of…
-7,111-7,223-6,987-7,748-8,609-9,042-9,764-8,746-10,308-10,353-10,096-12,255
Stockholders Equity
67,43265,78665,65163,34061,43860,55859,04059,32156,42055,56855,77153,578
Minority Interest
463461458458458462462462465465465465
Liabilities And Stockholders Equity
725,918700,998692,345695,357686,370676,489678,318686,469680,058683,606663,491668,039
Asset Pledged As Collateral With Right
-316294294-8411632023-66356338-
Fair Value Inputs Level2
-4,689-734,640-------
Fair Value Measurements Recurring
-25,455--1,12223,477-------
Held To Maturity Securities Fair Value
64,62266,12267,07967,34667,03267,09966,27571,41569,31171,14974,08870,359
Mortgages Held For Sale Fair Value Disclosure
2,6452,4972,3532,2882,2851,7042,2512,8872,5501,8852,0112,263
Deposits Fair Value Disclosure
13137184,9247,3056,5065,7547,6556,0894,6682,818444
Long Term Debt Fair Value
1,9041,6291,4141,4081,152-391-----
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized
4,0004,0004,0004,0004,0004,0004,0004,0004,0004,0004,0004,000
Common Stock Shares Issued
2,1262,1262,1262,1262,1262,1262,1262,1262,1262,1262,1262,126
Treasury Stock Common Shares
568571570569568565566565565565568569

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-0.71%10.26%16.79%---------
20256.37%11.66%14.28%10.75%12.13%10.63%4.94%17.65%19.83%-8.17%3.06%-3.84%
2024-1.27%-3.29%10.40%13.34%9.14%15.84%11.93%1.85%4.15%-8.39%-16.47%-7.30%
2023----7.60%-16.36%-22.48%16.76%36.57%33.35%2.28%2.22%2.88%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Leverage & Debt
Interest Coverage TTM
4.61
4.37
4.26
4.13
4.04
4.05
2.31
1.81
1.59
1.46
1.54
1.63
Efficiency & Turnover
Days Sales Outstanding TTM
-
238.05
368.79
3.67
158.37
32.45
339.51
0.66
0.85
26.88
333.62
145.12
Receivables Turnover TTM
-
1.53
0.99
99.45
2.30
11.25
1.08
549.53
428.30
13.58
1.09
2.52
Per Share Metrics
Diluted EPS TTM
5.01
4.77
4.62
4.37
4.18
4.04
3.79
3.73
3.53
3.33
3.54
3.43
Free Cash Flow Per Share TTM
8.04
6.17
5.10
6.39
4.69
5.31
7.21
4.37
6.30
6.58
5.47
9.64
Dividend Per Share TTM
2.08
2.06
2.03
2.02
2.00
1.99
1.98
1.96
1.94
1.92
1.92
1.90
Margin Metrics
Gross Profit Margin TTM
54.75%
53.75%
53.76%
53.47%
52.92%
52.19%
51.44%
44.07%
44.86%
46.80%
50.21%
62.29%
Operating Profit Margin TTM
32.62%
31.24%
30.73%
29.44%
27.81%
26.72%
24.98%
21.52%
21.38%
20.71%
22.88%
24.69%
Net Profit Margin TTM
24.88%
23.72%
23.23%
22.03%
20.99%
20.07%
18.66%
18.41%
17.64%
16.83%
18.19%
18.83%
Growth Metrics
Net Revenue Growth (1Y)
0.80%
-0.40%
-2.20%
-2.28%
-0.73%
1.98%
5.53%
11.98%
24.11%
43.35%
67.22%
84.12%
Net Income Growth (1Y)
19.48%
17.71%
21.75%
16.95%
18.15%
21.62%
8.26%
9.49%
-1.85%
-11.70%
-6.51%
-14.50%
EPS Growth (1Y)
19.86%
18.09%
21.98%
17.25%
18.23%
21.62%
7.08%
8.57%
-3.55%
-13.23%
-9.78%
-17.92%
Valuation Metrics
P/E TTM
12.06
10.80
11.33
10.75
10.41
9.93
11.87
11.41
10.33
12.21
10.99
8.56
P/B TTM
1.39
1.22
1.24
1.15
1.10
1.03
1.19
1.12
1.01
1.14
1.08
0.85
P/S TTM
3.00
2.56
2.63
2.37
2.19
1.99
2.21
2.10
1.82
2.06
2.00
1.61
Market Cap
93.86B
80.14B
81.53B
73.14B
67.84B
62.61B
70.13B
66.40B
56.97B
63.32B
59.99B
45.46B
Enterprise Value
123.38B
110.94B
112.57B
84.49B
89.09B
89.61B
87.15B
71.38B
60.42B
56.13B
65.56B
46.08B
Calculated Values
Free Cash Flow TTM
12.49B
9.58B
7.94B
9.94B
7.32B
8.28B
11.25B
6.82B
9.82B
10.27B
8.45B
14.92B
Net Debt
29.52B
30.80B
31.04B
11.35B
21.25B
27.00B
17.02B
4.99B
3.45B
-7.19B
5.57B
620.00M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-05Sale
Owner: Dilip, Venkatachari
Title: SEVP & Chief Info & Tech Off
Shares: 34,522
Price/Share: $55.52
Value: $1,916,661.44
Shares Owned: 51,292
Relationship: Officer
Ownership: Direct
2026-04-21Sale
Owner: Richard, Jodi L
Title: Vice Chair
Shares: 40,000
Price/Share: $57.00
Value: $2,280,000.00
Shares Owned: 207,251
Relationship: Officer
Ownership: Direct
2026-02-06Sale
Owner: Runkel, Mark G.
Title: Vice Chair
Shares: 32,195
Price/Share: $60.65
Value: $1,952,626.75
Shares Owned: 97,728
Relationship: Officer
Ownership: Direct
2026-02-03Sale
Owner: Barcelos, Elcio R.T.
Title: Senior EVP, Chief HR Officer
Shares: 17,204
Price/Share: $58.43
Value: $1,005,229.72
Shares Owned: 87,081
Relationship: Officer
Ownership: Direct
2025-10-20Sale
Owner: Cecere, Andrew
Title: -
Shares: 140,445
Price/Share: $46.35
Value: $6,509,625.75
Shares Owned: 1,360,414
Relationship: Director,Other
Ownership: Direct

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No institutional ownership data available.

US BANCORP \DE\ (USB) — SEC Financial Statements & Analysis

US BANCORP \DE\ (USB) is a national commercial banks company, incorporated in DE. US BANCORP \DE\ trades on NYSE as: USB, USB-PA, USB-PH, USB-PP, USB-PQ, USB-PR, USB-PS. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), US BANCORP \DE\ reported a 0.80% year-over-year revenue growth, a Gross Profit Margin of 54.75% (TTM), a Price-to-Sales (P/S) ratio of 3.00x (TTM), a Price-to-Book (P/B) ratio of 1.39x (TTM), at a market cap of $93.86B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
0.80%
Gross Profit Margin TTM
54.75%
P/S TTM
3.00x
P/B TTM
1.39x
Market Cap
$93.86B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is US BANCORP \DE\ in?

US BANCORP \DE\ (USB) operates in the National Commercial Banks industry.

What is USB's market cap?

US BANCORP \DE\ (USB) has a market capitalization of $93.86B as of 2026-06-30.

What is USB's P/E ratio?

US BANCORP \DE\ (USB)'s trailing twelve month P/E ratio is 12.06x as of 2026-06-30.

What exchange does USB trade on?

US BANCORP \DE\ (USB) trades on the NYSE.

Where is US BANCORP \DE\ incorporated?

US BANCORP \DE\ is incorporated in DE.

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Main Street's price.