UTG INC

UTGN

UTG INC

UTGN

Insider Sentiment (TTM):

Last Purchase:2026-05-18Last Sale:2025-11-18Shares Purchased (TTM):14,862Shares Sold (TTM):1,181

Institutional Sentiment:

As of:2022-06-30Institutional Shares Owned:245Shares Outstanding:3,172,243Institutional Ownership Pct.:0.01%

Earnings Market Reaction:

Filing Date:2026-08-12Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Investments
Available For Sale Securi…
Available For Sale Securities Debt Securities	72	72	73	73	73	74	76	100	96	97	79	102
Held To Maturity Securities	-	-	0	2	3	3	3	3	3	-	3	-
Equity Securities Fv Ni	-	-	-	-	-	-	-	-	177	168	157	144
Equity Securities Fv Ni Current And Noncurrent	291	289	266	270	259	259	235	209	-	-	179	-
Equity Securities Without Readily Determinable Fai…	13	14	21	21	21	21	21	17	17	16	18	16
Mortgage Loans On Real Estate	27	14	14	15	15	16	16	18	16	16	15	15
Real Estate Investments	32	33	33	28	28	29	29	29	30	21	22	32
Notes Receivable Net	4	8	9	6	14	14	13	14	14	14	14	13
Policy Loans Receivable	5	5	5	5	6	6	6	6	6	6	6	6
Other Short Term Investments	5	7	10	1	1	2	2	8	8	14	29	23
Investments	450	442	431	420	419	423	400	404	367	355	365	351
Cash And Cash Equivalents At Carrying Value	43	47	31	49	38	37	45	36	35	41	41	28
Accrued Investment Income Receivable	1	1	1	1	1	1	1	1	2	2	2	1
Reinsurance Receivables
Reinsurance Recoverables	23	23	23	23	23	23	24	24	24	24	24	24
Reinsurance Receivables Incurred But Not Reported …	4	7	4	4	4	4	4	4	4	4	5	4
Value Of Business Acquired V O B A	0	1	1	1	1	1	1	2	2	2	2	2
Income Tax Receivable	1	0	0	0	1	1	1	1	2	2	2	2
Other Assets	1	1	1	1	1	1	0	1	1	1	1	3
Assets	524	521	491	500	488	491	477	473	437	431	442	415
Liabilities And Stockhold…
Liabilities
Liability For Future Poli…
Reinsurance Payable	112	114	114	-	-	-	115	-	-	-	-	-
Policyholder Contract Deposits	91	92	93	-	94	95	95	-	-	-	-	-
Liability For Future Policy Benefits	-	114	207	214	216	217	210	220	221	223	224	225
Liability For Claims And Claims Adjustment Expense	4	6	3	3	4	3	4	4	3	4	4	3
Other Policyholder Funds	0	0	0	0	0	0	0	0	0	0	0	0
Policyholder Dividends Payable	14	14	15	15	15	15	15	15	15	15	15	15
Notes Payable	-	-	-	-	-	-	0	0	0	0	19	0
Accrued Income Taxes	-	2	-	0	-	-	-	-	-	-	0	0
Deferred Income Tax Liabilities Net	33	32	27	28	28	28	25	23	16	15	12	10
Other Liabilities	6	5	6	6	5	5	6	6	5	5	6	7
Liabilities	261	265	259	267	266	267	260	268	261	261	280	261
Stockholders Equity Inclu…
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital Common Stock	32	32	32	32	32	32	32	33	33	33	33	33
Retained Earnings Accumulated Deficit	228	222	198	202	193	194	181	175	149	143	131	130
Accumulated Other Comprehensive Income Loss Net Of…	2	2	2	-2	2	2	3	-4	-7	-6	-3	-9
Stockholders Equity	262	256	233	233	227	224	216	204	175	169	162	154
Minority Interest	0	0	0	1	1	0	0	1	1	0	0	1
Liabilities And Stockholders Equity	524	521	491	500	488	491	477	473	437	431	442	415
Available For Sale Debt Securities Amortized Cost …	74	74	75	74	76	77	80	104	104	105	82	113
Equity Securities Fv Ni Cost	124	126	127	127	127	126	118	93	91	89	114	81
Allowance For Loan And Lease Losses Real Estate	0	0	0	0	0	0	0	0	0	0	0	-
Financing Receivable Allowance For Credit Losses	-	-	-	-	-	-	-	0	0	0	0	-
Allowance For Doubtful Accounts Receivable	0	0	0	0	0	0	0	-	-	-	0	-
Common Stock No Par Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.001	0.001	0	0.001	0.001	0.001	0	0.001	0.001	0.001	0	0.001
Common Stock Shares Authorized	7	7	7	7	7	7	7	7	7	7	7	7
Common Stock Shares Issued	3	3	3	-	-	-	3	-	-	-	3	-
Shares Outstanding	3	3	3	3	3	3	3	3	3	3	3	3

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Custom Table

10‑Q10‑K

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10‑Q10‑K

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	4.76%	4.76%	10.46%	-	-	-	-	-	-	-	-	-
2025	-0.72%	-0.08%	20.71%	2.27%	4.55%	15.91%	-3.31%	-3.13%	-3.31%	5.08%	-10.17%	-9.32%
2024	-0.03%	-3.10%	-9.43%	2.62%	-0.08%	-3.77%	3.04%	9.74%	10.19%	13.34%	19.79%	19.85%
2023	-	-	-	-	-	-	3.27%	1.63%	0.30%	-1.60%	-1.74%	-1.77%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-	-	-	-	-	-	5,446.45	2,535.20	1,285.94	898.82	96.05	367.44
Per Share Metrics
Diluted EPS TTM	11.23	8.72	5.42	9.42	14.86	17.05	15.83	14.63	7.60	5.94	0.84	5.11
Free Cash Flow Per Share TTM	-2.44	-1.87	-2.07	-1.73	-1.41	-0.89	-0.50	-0.19	-1.63	-4.35	-3.08	-4.66
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Operating Profit Margin TTM	66.44%	61.17%	51.64%	63.65%	72.83%	75.71%	74.39%	74.25%	58.04%	50.85%	10.69%	43.83%
Net Profit Margin TTM	52.59%	48.37%	40.33%	50.60%	57.37%	59.85%	59.01%	58.48%	46.79%	40.73%	10.10%	36.18%
Growth Metrics
Net Revenue Growth (1Y)	-17.45%	-36.68%	-50.13%	-26.01%	58.67%	94.41%	222.79%	76.87%	5.45%	-3.07%	-62.26%	-10.51%
Net Income Growth (1Y)	-24.33%	-48.82%	-65.91%	-35.97%	94.58%	185.68%	1,786.08%	185.83%	26.60%	3.76%	-92.25%	-15.34%
EPS Growth (1Y)	-23.97%	-48.58%	-65.75%	-35.61%	95.52%	186.84%	1,792.76%	186.08%	27.26%	4.41%	-92.27%	-15.43%
Valuation Metrics
P/E TTM	4.87	6.73	10.16	4.88	2.51	2.17	1.86	1.79	3.82	5.38	36.01	6.65
P/B TTM	0.66	0.72	0.75	0.62	0.52	0.52	0.43	0.41	0.52	0.60	0.59	0.70
P/S TTM	2.56	3.26	4.10	2.47	1.44	1.30	1.10	1.05	1.78	2.19	3.64	2.41
Market Cap	172.63M	185.34M	173.60M	144.84M	117.48M	116.79M	93.38M	83.13M	91.90M	101.42M	95.65M	107.76M
Enterprise Value	157.18M	152.20M	157.46M	109.94M	94.38M	95.90M	64.40M	65.35M	72.04M	76.30M	88.79M	94.98M
Calculated Values
Free Cash Flow TTM	-7.66M	-5.86M	-6.52M	-5.44M	-4.44M	-2.81M	-1.57M	-613.08K	-5.17M	-13.80M	-9.79M	-14.78M
Net Debt	-15.45M	-33.15M	-16.13M	-34.90M	-23.10M	-20.90M	-28.99M	-17.77M	-19.86M	-25.12M	-6.87M	-12.78M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-18Purchase

Owner: First, Southern Funding L…

Title: -

Shares: 4,850

Price/Share: $54.96

Value: $266,556.00

Shares Owned: 491,807

Relationship: TenPercentOwner

Ownership: Direct

2026-05-18Purchase

Owner: Correll, Jesse T

Title: Chairman & CEO

Shares: 4,850

Price/Share: $54.96

Value: $266,556.00

Shares Owned: 491,807

Relationship: Director,Officer,TenPercentOwner

Ownership: Indirect

2026-03-06Purchase

Owner: Correll, Jesse T

Title: Chairman & CEO

Shares: 5,162

Price/Share: $0.00

Value: -

Shares Owned: 486,957

Relationship: Director,Officer,TenPercentOwner

Ownership: Indirect

2025-11-18Sale

Owner: Cortines, John

Title: -

Shares: 1,181

Price/Share: $55.00

Value: $64,955.00

Shares Owned: 3,352

Relationship: Director

Ownership: Direct

2025-07-18Purchase

Owner: Correll, Jesse T

Title: Chairman & CEO

Shares: 12,039

Price/Share: $0.00

Value: -

Shares Owned: 486,957

Relationship: Director,Officer,TenPercentOwner

Ownership: Indirect

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-05-18	First, Southern Funding L…	TenPercentOwner	-	Direct	Purchase	4,850	54.96	$266,556.00	491,807	4
2026-05-18	Correll, Jesse T	Director,Officer,TenPercentOwner	Chairman & CEO	Indirect	Purchase	4,850	54.96	$266,556.00	491,807	4
2026-03-06	Correll, Jesse T	Director,Officer,TenPercentOwner	Chairman & CEO	Indirect	Purchase	5,162	0.00	$0.00	486,957	4
2025-11-18	Cortines, John	Director	-	Direct	Sale	1,181	55.00	$64,955.00	3,352	4
2025-07-18	Correll, Jesse T	Director,Officer,TenPercentOwner	Chairman & CEO	Indirect	Purchase	12,039	0.00	$0.00	486,957	4
2025-06-18	Abel, Julie Ann	Officer	Vice President	Direct	Sale	350	37.01	$12,953.50	0	4
2025-05-30	Correll, Jesse T	Director,Officer,TenPercentOwner	Chairman & CEO	Indirect	Purchase	21,609	0.00	$0.00	486,957	4
2025-05-06	First, Southern Funding L…	TenPercentOwner	-	Direct	Purchase	86,957	40.00	$3,478,280.00	486,957	4
2025-05-06	Correll, Jesse T	Director,Officer,TenPercentOwner	Chairman & CEO	Indirect	Purchase	86,957	40.00	$3,478,280.00	486,957	4
2024-09-23	Correll, Jesse T	Director,Officer,TenPercentOwner	Chairman & CEO	Indirect	Sale	341	0.00	$0.00	204,909	4
2024-09-19	Willis, Casey Jonathan	Officer	Vice President	Direct	Purchase	6	28.50	$171.00	10,000	4
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Institutional Ownership

No data available for chart

2022-06-30

0.01%

Inst. Shares: 245

Shares Outstanding: 3,172,243

2022-03-31

195.72%

Inst. Shares: 6,206,331

Shares Outstanding: 3,171,087

2021-12-31

195.87%

Inst. Shares: 6,212,931

Shares Outstanding: 3,171,919

2021-09-30

188.44%

Inst. Shares: 5,972,177

Shares Outstanding: 3,169,328

2021-06-30

0.00%

Inst. Shares: 84

Shares Outstanding: 3,175,027

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2022-06-30	245	3,172,243	0.01%
2022-03-31	6,206,331	3,171,087	195.72%
2021-12-31	6,212,931	3,171,919	195.87%
2021-09-30	5,972,177	3,169,328	188.44%
2021-06-30	84	3,175,027	0.00%
2021-03-31	84	3,177,013	0.00%
2020-12-31	5,024,466	3,233,773	155.37%
2020-09-30	84	3,221,049	0.00%
2020-06-30	84	3,272,715	0.00%
2020-03-31	5,055,495	3,274,093	154.41%
2019-12-31	5,007,190	3,285,813	152.39%
2019-09-30	4,792,427	3,279,684	146.12%
Additional institutional holders are for subscribers only. Unlock the complete Form 13F ownership history Start 7-day free trial

UTG INC (UTGN) — SEC Financial Statements & Analysis

UTG INC (UTGN) is a life insurance company. UTG INC trades on OTC as: UTGN. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), UTG INC reported a -17.45% year-over-year revenue growth, a Price-to-Sales (P/S) ratio of 2.56x (TTM), a Price-to-Book (P/B) ratio of 0.66x (TTM), at a market cap of $172.63M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: -17.45%
P/S TTM: 2.56x
P/B TTM: 0.66x
Market Cap: $172.63M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is UTG INC in?

UTG INC (UTGN) operates in the Life Insurance industry.

What is UTGN's market cap?

UTG INC (UTGN) has a market capitalization of $172.63M as of 2026-06-30.

What is UTGN's P/E ratio?

UTG INC (UTGN)'s trailing twelve month P/E ratio is 4.87x as of 2026-06-30.

What exchange does UTGN trade on?

UTG INC (UTGN) trades on the OTC.

UTG INC

Financial Statements

Custom Table

Interactive Financial Visualizations

Earnings Market Reaction

Performance and Valuation Metrics

Insider Transactions

Institutional Ownership

UTG INC (UTGN) — SEC Financial Statements & Analysis

Frequently Asked Questions

Companies in Life Insurance

Wall Street's data.
Main Street's price.

UTG INC (UTGN) — SEC Financial Statements & Analysis

Frequently Asked Questions

Companies in Life Insurance

Wall Street's data.Main Street's price.

Wall Street's data.
Main Street's price.