UVE
UNIVERSAL INSURANCE HOLDINGS, INC.Company Information
- Company Name
- UNIVERSAL INSURANCE HOLDINGS, INC.
- CIK
- CIK0000891166
- Category
- Large accelerated filer
- Ticker: Exchange
- UVE: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6331
- SIC Description
- Fire, Marine & Casualty Insurance
- Ticker
- UVE
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-09-11
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 276,633
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 20,938,408
- Shares outstanding
- 27,618,000
- Ownership
- 75.81%
Earnings Market Reaction
- Filing date
- 2026-07-30
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Available For Sale Securities Debt Securities | 1,506 | 1,422 | 1,431 | 1,414 | 1,395 | 1,324 | 1,269 | 1,277 | 1,216 | 1,107 | 1,064 | 1,032 | ||||||
| Equity Securities Fv Ni | 112 | 99 | 85 | 96 | 93 | 80 | 78 | 79 | 76 | 82 | 80 | 77 | ||||||
| Investment Owned At Fair Value | 11 | 11 | 11 | 4 | 4 | 16 | 16 | 12 | 10 | 10 | 10 | - | ||||||
| Real Estate Investment Property Net | 5 | 5 | 5 | 5 | 8 | 8 | 8 | 6 | 6 | 5 | 6 | 6 | ||||||
| Investments | 1,634 | 1,537 | 1,533 | 1,519 | 1,500 | 1,428 | 1,371 | 1,374 | 1,307 | 1,205 | 1,161 | 1,114 | ||||||
| Cash And Cash Equivalents At Carrying Value | 532 | 596 | 409 | 405 | 367 | 398 | 259 | 334 | 283 | 396 | 397 | 344 | ||||||
| Restricted Cash And Cash Equivalents | 69 | 3 | 69 | 69 | 69 | 3 | 3 | 69 | 69 | 3 | 3 | 69 | ||||||
| Prepaid Reinsurance Premiums | 562 | 117 | 291 | 465 | 639 | 105 | 263 | 419 | 576 | 88 | 236 | 380 | ||||||
| Reinsurance Recoverables On Paid And Unpaid Losses | 177 | 202 | 233 | 316 | 382 | 471 | 628 | 130 | 131 | 125 | 219 | 323 | ||||||
| Premiums Receivable At Carrying Value | 86 | 76 | 76 | 82 | 84 | 72 | 78 | 92 | 87 | 74 | 77 | 89 | ||||||
| Property Plant And Equipment Net | 49 | 49 | 49 | 50 | 48 | 48 | 49 | 49 | 49 | 49 | 48 | 49 | ||||||
| Deferred Policy Acquisition Costs | 135 | 126 | 129 | 133 | 125 | 116 | 121 | 125 | 117 | 107 | 110 | 115 | ||||||
| Income Tax Receivable | 16 | - | - | - | 9 | - | - | 7 | 6 | - | 0 | 2 | ||||||
| Deferred Income Tax Assets Net | 14 | 38 | 28 | 19 | 15 | 46 | 42 | 24 | 25 | 49 | 43 | 49 | ||||||
| Other Assets | 32 | 26 | 24 | 32 | 38 | 27 | 28 | 27 | 29 | 24 | 23 | 26 | ||||||
| Assets | 3,306 | 2,769 | 2,840 | 3,090 | 3,276 | 2,715 | 2,842 | 2,651 | 2,679 | 2,120 | 2,317 | 2,559 | ||||||
Liabilities | ||||||||||||||||||
| Liability For Claims And Claims Adjustment Expense | 634 | 669 | 681 | 683 | 766 | 894 | 959 | 460 | 345 | 430 | 510 | 551 | ||||||
| Unearned Premiums | 1,144 | 1,067 | 1,092 | 1,146 | 1,088 | 1,014 | 1,060 | 1,109 | 1,042 | 955 | 991 | 1,040 | ||||||
| Deposit Contracts Liabilities | 85 | 87 | 62 | 79 | 84 | 82 | 46 | 72 | 73 | 74 | 49 | 76 | ||||||
| Reinsurance Payable | 628 | 136 | 257 | 502 | 709 | 115 | 220 | 420 | 649 | 98 | 192 | 388 | ||||||
| Accrued Sales Commission Current | 33 | 28 | 26 | 28 | 29 | 24 | 26 | 26 | 27 | 23 | 21 | 23 | ||||||
| Accrued Income Taxes | 0 | 54 | 29 | 4 | 0 | 29 | 7 | 0 | 0 | 25 | 6 | - | ||||||
| Other Accrued Liabilities Current And Noncurrent | 48 | 44 | 42 | 46 | 41 | 32 | 49 | 62 | 47 | 49 | 91 | 65 | ||||||
| Long Term Debt | 98 | 100 | 100 | 101 | 101 | 101 | 101 | 101 | 102 | 102 | 102 | 102 | ||||||
| Liabilities | 2,669 | 2,185 | 2,289 | 2,595 | 2,818 | 2,292 | 2,469 | 2,250 | 2,285 | 1,755 | 1,975 | 2,257 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Treasury Stock Common Value | -317 | -312 | -305 | -298 | -290 | -283 | -283 | -275 | -271 | -265 | -261 | -257 | ||||||
| Additional Paid In Capital | 127 | 124 | 124 | 124 | 124 | 122 | 122 | 121 | 119 | 116 | 115 | 116 | ||||||
| Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax | -36 | -35 | -26 | -31 | -41 | -51 | -63 | -46 | -76 | -77 | -74 | -107 | ||||||
| Retained Earnings Accumulated Deficit | 862 | 807 | 757 | 699 | 664 | 634 | 597 | 599 | 620 | 590 | 561 | 549 | ||||||
| Stockholders Equity | 637 | 585 | 551 | 495 | 458 | 422 | 373 | 400 | 393 | 365 | 341 | 302 | ||||||
| Liabilities And Stockholders Equity | 3,306 | 2,769 | 2,840 | 3,090 | 3,276 | 2,715 | 2,842 | 2,651 | 2,679 | 2,120 | 2,317 | 2,559 | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 1,554 | 1,468 | 1,466 | 1,455 | 1,450 | 1,393 | 1,354 | 1,337 | 1,316 | 1,209 | 1,163 | 1,174 | ||||||
| Equity Securities Fv Ni Cost | 113 | 106 | 87 | 95 | 94 | 82 | 80 | 80 | 82 | 89 | 91 | 93 | ||||||
| Investment Owned At Cost | 5 | 5 | 5 | 4 | 4 | 9 | 9 | 5 | 5 | 5 | 5 | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Liquidation Preference | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | ||||||
| Common Stock Shares Issued | 48 | 48 | 48 | 48 | 28 | 48 | 47 | 47 | 47 | 47 | 47 | 47 | ||||||
| Shares Outstanding | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 29 | 29 | 29 | 29 | ||||||
| Treasury Stock Common Shares | 21 | 20 | 20 | 20 | 20 | 19 | 19 | 19 | 19 | 19 | 18 | 18 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialUNIVERSAL INSURANCE HOLDINGS, INC. (UVE) — SEC Financial Statements & Analysis
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) is a fire, marine & casualty insurance company, incorporated in DE. UNIVERSAL INSURANCE HOLDINGS, INC. trades on NYSE as: UVE. UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30. Based on that filing, UNIVERSAL INSURANCE HOLDINGS, INC. carries a market cap of $1.14B, a P/E ratio of 5.18x, a P/B ratio of 1.79x, a P/S ratio of 0.70x, an enterprise value of $635.18M, and an EV/EBITDA multiple of 2.17x. On profitability, it posts a gross margin of 41.84%, an operating margin of 17.95%, a net margin of 13.49%, a Return on Equity (ROE) of 40.17%, and a Return on Invested Capital (ROIC) of 136.98%. Per share, it reports EPS of $7.96, diluted EPS of $7.57, free cash flow per share of $12.30, and a dividend per share of $0.80. Over the trailing year, it posted revenue growth of 3.96% year-over-year, net income growth of 231.24% year-over-year, and EPS growth of 235.48% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 57.25x, free cash flow of $339.68M (TTM), and net debt of $-502.94M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.14B
- P/E TTM
- 5.18x
- EPS TTM
- $7.96
- P/B TTM
- 1.79x
- ROE TTM
- 40.17%
- Free Cash Flow TTM
- $339.68M
- Net Revenue TTM Growth 1Y
- 3.96%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is UNIVERSAL INSURANCE HOLDINGS, INC. in?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) operates in the Fire, Marine & Casualty Insurance industry.
What exchange does UVE trade on?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) trades on the NYSE.
Where is UNIVERSAL INSURANCE HOLDINGS, INC. incorporated?
UNIVERSAL INSURANCE HOLDINGS, INC. is incorporated in DE.
When was UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s most recent SEC filing?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30.
What is UVE's market cap?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) has a market capitalization of $1.14B as of 2026-06-30.
What is UVE's P/E ratio?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s trailing twelve month P/E ratio is 5.18x as of 2026-06-30.
What is UVE's EPS (earnings per share)?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s trailing twelve month EPS is $7.96 as of 2026-06-30.
What is UVE's ROE (return on equity)?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s trailing twelve month Return on Equity (ROE) is 40.17% as of 2026-06-30.
What is UVE's ROIC (return on invested capital)?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s trailing twelve month Return on Invested Capital (ROIC) is 136.98% as of 2026-06-30.
What is UVE's EV/EBITDA?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s trailing twelve month EV/EBITDA is 2.17x as of 2026-06-30.