UNIVEST FINANCIAL Corp
UNIVEST FINANCIAL Corp
Insider Sentiment (TTM):
Last Purchase:2026-02-02Last Sale:2026-06-08Shares Purchased (TTM):1,235Shares Sold (TTM):71,050
Institutional Sentiment:
As of:2026-03-31Institutional Shares Owned:21,897,005Shares Outstanding:27,949,173Institutional Ownership Pct.:78.35%
Earnings Market Reaction:
Filing Date:2026-07-28Price on Filing Date:N/APrevious Close:N/A% Change:N/A
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 79 | 70 | 64 | 71 | 77 | 73 | 76 | 78 | 67 | 49 | 73 | 69 | |||||
Interest Bearing Deposits In Banks | 116 | 153 | 490 | 746 | 84 | 96 | 253 | 426 | 124 | 152 | 177 | 221 | |||||
Cash And Cash Equivalents At Carrying Value | 195 | 222 | 554 | 817 | 160 | 169 | 329 | 505 | 191 | 202 | 250 | 290 | |||||
Held To Maturity Securities | - | - | 123 | - | - | - | 134 | - | - | - | 146 | - | |||||
Available For Sale Securities Debt Securities | - | - | 371 | - | - | - | 357 | - | - | - | 352 | - | |||||
Debt Securities Held To Maturity Excluding Accrued… | 116 | 119 | - | 126 | 128 | 131 | - | 138 | 140 | 143 | - | 149 | |||||
Debt Securities Available For Sale Excluding Accru… | 379 | 379 | - | 368 | 366 | 365 | - | 354 | 343 | 351 | - | 335 | |||||
Equity Securities Fv Ni | 3 | 3 | 2 | 2 | 2 | 2 | 3 | 2 | 3 | 3 | 3 | 4 | |||||
Restricted Investments | 33 | 36 | 38 | 40 | 36 | 36 | 39 | 40 | 37 | 37 | 40 | 42 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 13 | 14 | 15 | 6 | 18 | 13 | 17 | 17 | 28 | 13 | 12 | 16 | |||||
Assets | |||||||||||||||||
Assets | 8,203 | 8,142 | 8,437 | 8,574 | 7,939 | 7,975 | 8,128 | 8,206 | 7,855 | 7,747 | 7,781 | 7,828 | |||||
Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | 6,731 | 6,685 | 6,579 | 6,567 | 6,575 | |||||
Financing Receivable Excluding Accrued Interest Be… | 7,042 | 6,940 | 6,915 | 6,785 | - | - | 6,827 | - | - | - | - | - | |||||
Notes Receivable Gross | - | - | 6,915 | - | 6,801 | 6,833 | 6,827 | - | 6,685 | 6,579 | 6,567 | - | |||||
Financing Receivable Allowance For Credit Loss Exc… | -90 | -89 | -88 | -87 | -87 | -88 | -87 | -86 | -86 | -86 | -85 | -84 | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | 6,645 | 6,599 | 6,493 | 6,482 | 6,491 | |||||
Financing Receivable Allowance For Credit Losses | - | - | - | - | -87 | -88 | -87 | - | - | - | -85 | - | |||||
Notes Receivable Net | - | - | - | - | 6,714 | 6,745 | 6,739 | - | - | - | 6,482 | - | |||||
Financing Receivable Excluding Accrued Interest Af… | 6,952 | 6,851 | 6,827 | 6,699 | - | - | 6,739 | - | - | - | - | - | |||||
Property Plant And Equipment Net | 44 | 45 | 46 | 46 | 47 | 47 | 47 | 47 | 48 | 49 | 51 | 51 | |||||
Operating Lease Right Of Use Asset | 24 | 25 | 26 | 27 | 27 | 27 | 29 | 29 | 30 | 31 | 32 | 31 | |||||
Goodwill | 176 | 176 | 176 | 176 | 176 | 176 | 176 | 176 | 176 | 176 | 176 | 176 | |||||
Finite Lived Intangible Assets Net | 8 | 8 | 7 | 8 | 8 | 8 | 8 | 7 | 8 | 7 | 11 | 11 | |||||
Bank Owned Life Insurance | 142 | 142 | 140 | 139 | 140 | 139 | 139 | 139 | 138 | 138 | 131 | 131 | |||||
Interest Receivable And Other Assets | 118 | 122 | 113 | 120 | 116 | 117 | 112 | 107 | 115 | 103 | 95 | 100 | |||||
Noninterest Bearing Deposit Liabilities | 1,464 | 1,476 | 1,432 | 1,391 | 1,461 | 1,434 | 1,415 | 1,324 | 1,397 | 1,402 | 1,468 | 1,433 | |||||
Interest Bearing Deposit Liabilities | 5,469 | 5,338 | 5,655 | 5,828 | 5,121 | 5,225 | 5,345 | 5,530 | 5,098 | 5,004 | 4,907 | 5,007 | |||||
Deposits | 6,933 | 6,814 | 7,087 | 7,218 | 6,583 | 6,658 | 6,759 | 6,854 | 6,495 | 6,405 | 6,376 | 6,439 | |||||
Liabilities | |||||||||||||||||
Liabilities | 7,249 | 7,190 | 7,494 | 7,640 | 7,022 | 7,072 | 7,241 | 7,329 | 7,001 | 6,903 | 6,941 | 7,021 | |||||
Short Term Borrowings | 19 | 26 | 24 | 12 | 6 | 4 | 11 | 8 | 12 | 5 | 6 | 15 | |||||
Other Long Term Debt | - | - | 200 | - | - | - | 225 | - | - | - | 310 | - | |||||
Federal Home Loan Bank Advances Long Term | 125 | 175 | - | 200 | 200 | 175 | - | 225 | 250 | 250 | - | 320 | |||||
Subordinated Debt | 99 | 99 | 99 | 130 | 150 | 149 | 149 | 149 | 149 | 149 | 149 | 149 | |||||
Operating Lease Liability | 27 | 28 | 29 | 29 | 30 | 30 | 31 | 32 | 33 | 34 | 35 | 34 | |||||
Other Liabilities | - | - | 54 | - | - | - | 65 | - | - | - | 66 | - | |||||
Accrued Liabilities Current And Noncurrent | 46 | 48 | - | 51 | 54 | 55 | - | 60 | 62 | 60 | - | 64 | |||||
Common Stock Value | 158 | 158 | 158 | 158 | 158 | 158 | 158 | 158 | 158 | 158 | 158 | 158 | |||||
Additional Paid In Capital Common Stock | 303 | 301 | 304 | 303 | 302 | 301 | 303 | 301 | 300 | 299 | 301 | 300 | |||||
Stockholders Equity | |||||||||||||||||
Retained Earnings Accumulated Deficit | 628 | 612 | 591 | 575 | 555 | 542 | 526 | 513 | 500 | 489 | 475 | 465 | |||||
Stockholders Equity | 954 | 952 | 943 | 933 | 917 | 903 | 887 | 877 | 854 | 844 | 839 | 807 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -27 | -26 | -25 | -32 | -35 | -38 | -44 | -42 | -54 | -55 | -51 | -72 | |||||
Treasury Stock Value | -108 | -93 | -84 | -70 | -63 | -59 | -55 | -53 | -50 | -47 | -44 | -44 | |||||
Liabilities And Stockholders Equity | 8,203 | 8,142 | 8,437 | 8,574 | 7,939 | 7,975 | 8,128 | 8,206 | 7,855 | 7,747 | 7,781 | 7,828 | |||||
Held To Maturity Securities Fair Value | 102 | 106 | 110 | 112 | 113 | 114 | 115 | 123 | 121 | 124 | 128 | 124 | |||||
Available For Sale Debt Securities Amortized Cost … | - | - | 398 | - | - | - | 403 | - | - | - | 396 | - | |||||
Debt Securities Available For Sale Allowance For C… | - | - | 0 | - | - | - | 1 | - | - | - | 1 | - | |||||
Debt Securities Available For Sale Amortized Cost … | 408 | 407 | - | 399 | 401 | 403 | - | 389 | 390 | 398 | - | 397 | |||||
Debt Securities Available For Sale Amortized Cost … | 0 | 0 | - | 0 | 0 | 1 | - | 1 | 1 | 1 | - | 2 | |||||
Common Stock Par Or Stated Value Per Share | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Common Stock Shares Authorized | 48 | 48 | 48 | 48 | 48 | 48 | 48 | 48 | 48 | 48 | 48 | 48 | |||||
Common Stock Shares Issued | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | |||||
Shares Outstanding | 28 | 28 | 28 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 30 | 30 | |||||
Treasury Stock Common Shares | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.30% | 9.45% | 17.18% | - | - | - | - | - | - | - | - | - |
| 2025 | -0.62% | -1.73% | 7.77% | 8.16% | 6.72% | -2.31% | 0.10% | 13.55% | 7.01% | -2.57% | 11.12% | 11.93% |
| 2024 | 8.41% | 2.75% | 29.74% | 1.40% | 1.50% | 0.26% | 11.71% | 5.45% | 5.13% | -2.92% | -7.66% | 4.43% |
| 2023 | - | - | - | -7.33% | -11.63% | -12.46% | 14.35% | 33.72% | 23.09% | -0.35% | -1.62% | 17.15% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 8.62 | 7.84 | 7.21 | 6.85 | 6.28 | 2.54 | 1.90 | 1.62 | 1.48 | 1.50 | 1.58 | 1.82 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | 293,461.39 | 297,226.54 | 292,861.56 | 295,655.03 | 294,648.52 | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.52 | 3.37 | 3.13 | 3.00 | 2.75 | 2.67 | 2.58 | 2.50 | 2.44 | 2.38 | 2.41 | 2.66 | |||||
| Free Cash Flow Per Share TTM | 3.35 | 3.32 | 3.07 | 2.99 | 3.21 | 2.38 | 2.28 | 2.25 | 1.70 | 2.39 | 2.82 | 2.57 | |||||
| Dividend Per Share TTM | 0.81 | 0.81 | 0.80 | 0.80 | 0.79 | 0.79 | 0.79 | 0.79 | 0.79 | 0.79 | 0.85 | 0.79 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -1,911.67% | -1,990.52% | -2,049.45% | -2,094.14% | -2,181.02% | -2,248.76% | -2,269.39% | -3,050.91% | -3,008.04% | -2,876.33% | -2,635.10% | -1,463.06% | |||||
| Operating Profit Margin TTM | 1,354.84% | 1,335.95% | 1,280.36% | 1,231.52% | 1,148.64% | 1,138.82% | 1,122.36% | 1,125.46% | 1,127.12% | 1,118.12% | 1,147.04% | 1,288.90% | |||||
| Net Profit Margin TTM | 1,085.81% | 1,069.15% | 1,025.16% | 987.88% | 920.20% | 913.17% | 894.25% | 896.61% | 899.51% | 892.52% | 919.61% | 1,035.75% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 4.41% | 4.49% | 4.26% | 7.75% | 8.95% | 8.36% | 9.82% | 7.53% | 5.94% | 3.80% | -0.14% | -5.29% | |||||
| Net Income Growth (1Y) | 23.20% | 22.34% | 19.53% | 18.72% | 11.45% | 10.86% | 6.79% | -6.92% | -13.08% | -10.73% | -8.98% | 9.75% | |||||
| EPS Growth (1Y) | 23.20% | 22.34% | 19.53% | 18.72% | 11.45% | 10.86% | -0.40% | -6.92% | -13.08% | -10.73% | -9.10% | 1.87% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 13.95 | 11.20 | 11.19 | 10.63 | 11.48 | 11.02 | 11.70 | 11.48 | 9.44 | 8.69 | 8.40 | 6.34 | |||||
| P/B TTM | 1.44 | 1.12 | 1.08 | 0.99 | 1.00 | 0.95 | 1.00 | 0.96 | 0.79 | 0.72 | 0.71 | 0.62 | |||||
| P/S TTM | 151.52 | 119.76 | 114.69 | 104.98 | 105.68 | 100.64 | 104.66 | 102.97 | 84.94 | 77.54 | 77.22 | 65.70 | |||||
| Market Cap | 1.37B | 1.07B | 1.02B | 924.00M | 917.54M | 859.88M | 888.64M | 841.18M | 676.86M | 611.42M | 597.07M | 499.13M | |||||
| Enterprise Value | 1.20B | 873.01M | 486.03M | 119.21M | 763.44M | 694.78M | 570.97M | 344.74M | 497.73M | 414.63M | 353.58M | 223.46M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 105.82M | 104.83M | 96.93M | 94.33M | 101.26M | 75.13M | 72.00M | 70.97M | 53.53M | 75.40M | 83.02M | 81.08M | |||||
| Net Debt | -176.50M | -196.20M | -529.30M | -804.79M | -154.09M | -165.10M | -317.66M | -496.44M | -179.13M | -196.79M | -243.49M | -275.67M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
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| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
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| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Dividends Paid Growth (1Y) | |||||||||||||||||
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| EPS Growth (3Y) | |||||||||||||||||
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| Net Income Growth (3Y) | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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| Net Working Capital | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
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| Dividend Yield TTM | |||||||||||||||||
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| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
2026-06-08Sale
Owner: Richardson, Brian J
Title: Sr EVP & CFO
Shares: 2,090
Price/Share: $40.90
Value: $85,481.00
Shares Owned: 24,228
Relationship: Officer
Ownership: Direct
2026-06-08Sale
Owner: Santana, Megan D
Title: Sr EVP & Chief Risk Officer
Shares: 2,787
Price/Share: $40.83
Value: $113,793.21
Shares Owned: 35,975
Relationship: Officer,Other
Ownership: Direct
2026-06-08Sale
Owner: Schweitzer, Jeffrey M
Title: Chairman, President & CEO
Shares: 13,933
Price/Share: $40.91
Value: $569,999.03
Shares Owned: 110,513
Relationship: Director,Officer
Ownership: Direct
2026-05-05Sale
Owner: Keim, Michael S
Title: Senior EVP & COO
Shares: 7,245
Price/Share: $38.71
Value: $280,453.95
Shares Owned: 66,979
Relationship: Officer
Ownership: Direct
2026-04-27Sale
Owner: Paquin, Natalye
Title: -
Shares: 13,000
Price/Share: $37.80
Value: $491,400.00
Shares Owned: 17,004
Relationship: Director
Ownership: Direct
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Institutional Ownership
No data available for chart
2026-03-31
78.35%
Inst. Shares: 21,897,005
Shares Outstanding: 27,949,173
2025-12-31
77.94%
Inst. Shares: 21,946,478
Shares Outstanding: 28,156,917
2025-09-30
77.31%
Inst. Shares: 22,090,976
Shares Outstanding: 28,576,346
2025-06-30
77.41%
Inst. Shares: 22,302,451
Shares Outstanding: 28,810,805
2025-03-31
77.65%
Inst. Shares: 22,489,686
Shares Outstanding: 28,962,648
UNIVEST FINANCIAL Corp (UVSP) — SEC Financial Statements & Analysis
UNIVEST FINANCIAL Corp (UVSP) is a state commercial banks company, incorporated in PA. UNIVEST FINANCIAL Corp trades on Nasdaq as: UVSP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), UNIVEST FINANCIAL Corp reported a 4.41% year-over-year revenue growth, a Gross Profit Margin of -1911.67% (TTM), a Price-to-Sales (P/S) ratio of 151.52x (TTM), a Price-to-Book (P/B) ratio of 1.44x (TTM), at a market cap of $1.37B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 4.41%
- Gross Profit Margin TTM
- -1911.67%
- P/S TTM
- 151.52x
- P/B TTM
- 1.44x
- Market Cap
- $1.37B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is UNIVEST FINANCIAL Corp in?
UNIVEST FINANCIAL Corp (UVSP) operates in the State Commercial Banks industry.
What is UVSP's market cap?
UNIVEST FINANCIAL Corp (UVSP) has a market capitalization of $1.37B as of 2026-06-30.
What is UVSP's P/E ratio?
UNIVEST FINANCIAL Corp (UVSP)'s trailing twelve month P/E ratio is 13.95x as of 2026-06-30.
What exchange does UVSP trade on?
UNIVEST FINANCIAL Corp (UVSP) trades on the Nasdaq.
Where is UNIVEST FINANCIAL Corp incorporated?
UNIVEST FINANCIAL Corp is incorporated in PA.