UWHR
UWHARRIE CAPITAL CORPCompany Information
- Company Name
- UWHARRIE CAPITAL CORP
- CIK
- CIK0000898171
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- UWHR: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- UWHR
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-12-31
- Last sale
- 2026-08-19
- Shares purchased (TTM)
- 1,209
- Shares sold (TTM)
- 6,981
Institutional Sentiment
- As of
- 2018-09-30
- Institutional shares owned
- 66,038
- Shares outstanding
- 7,237,022
- Ownership
- 0.91%
Earnings Market Reaction
- Filing date
- 2026-08-11
- Price on filing date
- —
- 1-month reaction
- 0.88%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 11 | 11 | 14 | 11 | 11 | 10 | 10 | 8 | 11 | 11 | 7 | 9 | ||||||
| Interest Bearing Deposits In Banks | 81 | 106 | 59 | 100 | 63 | 67 | 43 | 116 | 46 | 51 | 56 | 68 | ||||||
| Cash And Cash Equivalents At Carrying Value | 92 | 116 | 73 | 111 | 73 | 77 | 52 | 124 | 57 | 63 | 63 | 78 | ||||||
| Available For Sale Securities Debt Securities | 360 | 367 | 358 | 355 | 341 | 344 | 333 | 333 | 351 | 338 | 337 | 328 | ||||||
| Held To Maturity Securities | 22 | 22 | 22 | 22 | 24 | 27 | 27 | 27 | 27 | 28 | 29 | 29 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 22 | 22 | 22 | 22 | 24 | 27 | 27 | 27 | 27 | 28 | 29 | 29 | ||||||
| Equity Securities Fv Ni | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 8 | 11 | 9 | 5 | 9 | 5 | 5 | 5 | 4 | 5 | 5 | 5 | ||||||
| Notes Receivable Net | 692 | 686 | 690 | 677 | 678 | 665 | 666 | 647 | 637 | 614 | 592 | 579 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | -6 | -6 | -5 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | 608 | 587 | 574 | ||||||
| Property Plant And Equipment Net | 17 | 16 | 15 | 14 | 14 | 14 | 14 | 15 | 15 | 15 | 15 | 15 | ||||||
| Interest Receivable | 4 | 5 | 4 | 5 | 4 | 5 | 4 | 5 | 5 | 5 | 4 | 4 | ||||||
| Prepaid Expense Noncurrent | 2 | 1 | 1 | - | - | - | 1 | - | - | - | 1 | - | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Bank Owned Life Insurance | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Deferred Income Tax Assets Net | 7 | 7 | 7 | 7 | 8 | 8 | 9 | 7 | 9 | 9 | 9 | 13 | ||||||
| Servicing Asset At Fair Value Amount | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Other Assets | 10 | 9 | 9 | 11 | 10 | 10 | 8 | 10 | 10 | 10 | 8 | 10 | ||||||
| Assets | 1,222 | 1,249 | 1,196 | 1,216 | 1,170 | 1,163 | 1,129 | 1,181 | 1,123 | 1,097 | 1,073 | 1,070 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 295 | 299 | 270 | 287 | 291 | 282 | 272 | 288 | 287 | 285 | 270 | 276 | ||||||
| Deposits Money Market Deposits | 413 | 429 | 421 | 429 | 395 | 406 | 395 | 431 | 391 | 407 | 417 | 435 | ||||||
| Deposits Savings Deposits | 115 | 114 | 105 | 101 | 103 | 96 | 93 | 95 | 95 | 100 | 101 | 104 | ||||||
| Deposits | 1,099 | 1,131 | 1,081 | 1,104 | 1,062 | 1,059 | 1,030 | 1,078 | 1,024 | 1,000 | 982 | 990 | ||||||
| Short Term Borrowings | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 6 | 6 | 1 | 1 | ||||||
| Long Term Debt | 30 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | ||||||
| Other Liabilities | 12 | 12 | 11 | 11 | 11 | 11 | 10 | 12 | 11 | 11 | 11 | 12 | ||||||
| Liabilities | 1,141 | 1,173 | 1,121 | 1,145 | 1,104 | 1,101 | 1,071 | 1,120 | 1,071 | 1,046 | 1,023 | 1,033 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Additional Paid In Capital Common Stock | 13 | 13 | 13 | 14 | 12 | 12 | 13 | 13 | 13 | 13 | 13 | 13 | ||||||
| Retained Earnings Accumulated Deficit | 66 | 62 | 59 | 56 | 55 | 53 | 50 | 48 | 46 | 44 | 42 | 40 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -17 | -18 | -17 | -18 | -22 | -22 | -25 | -19 | -26 | -26 | -25 | -36 | ||||||
| Stockholders Equity | 81 | 77 | 76 | 60 | 55 | 52 | 58 | 61 | 41 | 40 | 39 | 37 | ||||||
| Minority Interest | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | ||||||
| Liabilities And Stockholders Equity | 1,222 | 1,249 | 1,196 | 1,216 | 1,170 | 1,163 | 1,129 | 1,181 | 1,123 | 1,097 | 1,073 | 1,070 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 382 | 391 | 379 | 379 | 369 | 373 | 365 | 358 | 385 | 372 | 369 | 375 | ||||||
| Held To Maturity Securities Fair Value | 20 | 20 | 20 | 20 | 21 | 24 | 25 | 25 | 25 | 26 | 26 | 25 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | ||||||
| Common Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Common Stock Shares Issued | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Shares Outstanding | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialUWHARRIE CAPITAL CORP (UWHR) — SEC Financial Statements & Analysis
UWHARRIE CAPITAL CORP (UWHR) is a state commercial banks company, incorporated in NC. UWHARRIE CAPITAL CORP trades on OTC as: UWHR. UWHARRIE CAPITAL CORP (UWHR)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-11. Based on that filing, UWHARRIE CAPITAL CORP carries a market cap of $82.37M, a P/E ratio of 6.28x, a P/B ratio of 1.02x, a P/S ratio of 1.39x, an enterprise value of $20.97M, and an EV/EBITDA multiple of 1.09x. On profitability, it posts a gross margin of 67.58%, an operating margin of 28.45%, a net margin of 22.16%, a Return on Equity (ROE) of 19.30%, and a Return on Invested Capital (ROIC) of 83.66%. Per share, it reports EPS of $1.84, diluted EPS of $1.84, free cash flow per share of $1.55, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 3.98% year-over-year, net income growth of 29.47% year-over-year, and EPS growth of 31.78% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 13.72x, free cash flow of $11.04M (TTM), and net debt of $-61.40M. Figures sourced from SEC EDGAR.
- Market Cap
- $82.37M
- P/E TTM
- 6.28x
- EPS TTM
- $1.84
- P/B TTM
- 1.02x
- ROE TTM
- 19.30%
- Free Cash Flow TTM
- $11.04M
- Net Revenue TTM Growth 1Y
- 3.98%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is UWHARRIE CAPITAL CORP in?
UWHARRIE CAPITAL CORP (UWHR) operates in the State Commercial Banks industry.
What exchange does UWHR trade on?
UWHARRIE CAPITAL CORP (UWHR) trades on the OTC.
Where is UWHARRIE CAPITAL CORP incorporated?
UWHARRIE CAPITAL CORP is incorporated in NC.
When was UWHARRIE CAPITAL CORP (UWHR)'s most recent SEC filing?
UWHARRIE CAPITAL CORP (UWHR)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-11.
What is UWHR's market cap?
UWHARRIE CAPITAL CORP (UWHR) has a market capitalization of $82.37M as of 2026-06-30.
What is UWHR's P/E ratio?
UWHARRIE CAPITAL CORP (UWHR)'s trailing twelve month P/E ratio is 6.28x as of 2026-06-30.
What is UWHR's EPS (earnings per share)?
UWHARRIE CAPITAL CORP (UWHR)'s trailing twelve month EPS is $1.84 as of 2026-06-30.
What is UWHR's ROE (return on equity)?
UWHARRIE CAPITAL CORP (UWHR)'s trailing twelve month Return on Equity (ROE) is 19.30% as of 2026-06-30.
What is UWHR's ROIC (return on invested capital)?
UWHARRIE CAPITAL CORP (UWHR)'s trailing twelve month Return on Invested Capital (ROIC) is 83.66% as of 2026-06-30.
What is UWHR's EV/EBITDA?
UWHARRIE CAPITAL CORP (UWHR)'s trailing twelve month EV/EBITDA is 1.09x as of 2026-06-30.