VEL
Velocity Financial, Inc.Company Information
- Company Name
- Velocity Financial, Inc.
- CIK
- CIK0001692376
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- VEL: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6199
- SIC Description
- Finance Services
- Ticker
- VEL
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-09-10
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 60,470
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 38,949,247
- Shares outstanding
- 38,730,000
- Ownership
- 100.57%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -1.10%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 76 | 87 | 92 | 99 | 80 | 52 | 50 | 44 | 47 | 35 | 41 | 29 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | 4,377 | 4,152 | 3,917 | ||||||
| Held To Maturity Securities Fair Value | 30 | - | - | - | - | - | - | - | - | - | - | - | ||||||
| Interest Receivable | 53 | 51 | 50 | 47 | 42 | 38 | 35 | 33 | 31 | 29 | 27 | 25 | ||||||
| Other Receivables Net Current | 152 | 142 | 151 | 132 | 142 | 120 | 123 | 94 | 82 | 88 | 85 | 70 | ||||||
| Accounts And Other Receivables Net Current | 6 | 3 | 2 | 3 | 2 | 4 | 1 | 4 | 7 | 2 | 9 | 0 | ||||||
| Real Estate Acquired Through Foreclosure | 142 | 132 | 118 | 114 | 93 | 83 | 68 | 62 | 51 | 46 | 44 | 29 | ||||||
| Property Plant And Equipment Net | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | ||||||
| Deferred Income Tax Assets Net | 20 | 18 | 23 | 17 | 12 | 11 | 14 | 15 | 1 | 2 | 2 | 1 | ||||||
| Servicing Asset At Fair Value Amount | 14 | 13 | 0 | 13 | 13 | 13 | 14 | 12 | 12 | 9 | 9 | 10 | ||||||
| Derivative Assets | 0 | 0 | 0 | 0 | - | - | - | - | - | 2 | - | 1 | ||||||
| Goodwill | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Other Assets | 9 | 6 | 9 | 8 | 12 | 5 | 6 | 6 | 10 | 5 | 5 | 7 | ||||||
| Assets | 7,963 | 7,591 | 7,382 | 6,959 | 6,476 | 5,972 | 5,527 | 5,202 | 4,873 | 4,628 | 4,405 | 4,117 | ||||||
Liabilities | ||||||||||||||||||
| Accounts Payable And Accrued Liabilities Current | 186 | 173 | 168 | 171 | 165 | 153 | 148 | 141 | 138 | 124 | 122 | 98 | ||||||
| Securities Loaned | 73 | 73 | 287 | 286 | 286 | 285 | 285 | 284 | 284 | 284 | 211 | 211 | ||||||
| Derivative Liabilities | - | - | - | - | 1 | 1 | - | 1 | 0 | - | 4 | - | ||||||
| Liabilities | 7,238 | 6,895 | 6,706 | 6,321 | 5,875 | 5,405 | 5,007 | 4,715 | 4,399 | 4,172 | 3,968 | 3,697 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 391 | 385 | 383 | 379 | 369 | 353 | 323 | 313 | 311 | 308 | 307 | 305 | ||||||
| Retained Earnings Accumulated Deficit | 350 | 325 | 302 | 268 | 242 | 216 | 197 | 177 | 161 | 146 | 129 | 112 | ||||||
| Treasury Stock Value | -17 | -15 | -10 | -10 | -10 | -5 | -3 | -3 | -3 | -3 | -1 | -1 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -2 | -2 | -3 | -3 | -3 | -2 | -1 | -3 | 2 | 1 | -1 | 1 | ||||||
| Stockholders Equity | 725 | 693 | 676 | 637 | 598 | 563 | 517 | 488 | 471 | 453 | 433 | 416 | ||||||
| Minority Interest | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 3 | 4 | ||||||
| Liabilities And Stockholders Equity | 7,963 | 7,591 | 7,382 | 6,959 | 6,476 | 5,972 | 5,527 | 5,202 | 4,873 | 4,628 | 4,405 | 4,117 | ||||||
| Variable Interest Entity Primary Beneficiary | 142 | 15 | 152 | 1 | 5 | 9 | 10 | -3 | 2 | 11 | 11 | 9 | ||||||
| Financing Receivable Allowance For Credit Losses | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 5 | 5 | 5 | 5 | - | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 40 | 40 | 39 | 40 | 39 | 36 | 34 | 33 | 33 | 33 | 33 | 33 | ||||||
| Shares Outstanding | 39 | 39 | 40 | 39 | 38 | 35 | 34 | 33 | 33 | 33 | 33 | 33 | ||||||
| Treasury Stock Common Shares | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Restricted Cash And Cash Equivalents | 169 | 25 | 157 | 19 | 18 | 23 | 21 | 23 | 32 | 24 | 21 | 18 | ||||||
| Loans Held For Sale Fair Value Disclosure | - | - | - | 3 | - | 5 | - | 19 | - | - | 18 | 20 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialVelocity Financial, Inc. (VEL) — SEC Financial Statements & Analysis
Velocity Financial, Inc. (VEL) is a finance services company, incorporated in DE. Velocity Financial, Inc. trades on NYSE as: VEL. Velocity Financial, Inc. (VEL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, Velocity Financial, Inc. carries a market cap of $714.96M, a P/E ratio of 6.63x, a P/B ratio of 0.99x, an enterprise value of $638.84M, and an EV/EBITDA multiple of -15.29x. On profitability, it posts a Return on Equity (ROE) of 16.31% and a Return on Invested Capital (ROIC) of -5.17%. Per share, it reports EPS of $2.79, diluted EPS of $2.74, free cash flow per share of $0.58, and a dividend per share of $0.00. Over the trailing year, it posted net income growth of 33.03% year-over-year and EPS growth of 27.75% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.22x, free cash flow of $22.53M (TTM), and net debt of $-76.11M. Figures sourced from SEC EDGAR.
- Market Cap
- $714.96M
- P/E TTM
- 6.63x
- EPS TTM
- $2.79
- P/B TTM
- 0.99x
- ROE TTM
- 16.31%
- Free Cash Flow TTM
- $22.53M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Velocity Financial, Inc. in?
Velocity Financial, Inc. (VEL) operates in the Finance Services industry.
What exchange does VEL trade on?
Velocity Financial, Inc. (VEL) trades on the NYSE.
Where is Velocity Financial, Inc. incorporated?
Velocity Financial, Inc. is incorporated in DE.
When was Velocity Financial, Inc. (VEL)'s most recent SEC filing?
Velocity Financial, Inc. (VEL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is VEL's market cap?
Velocity Financial, Inc. (VEL) has a market capitalization of $714.96M as of 2026-06-30.
What is VEL's P/E ratio?
Velocity Financial, Inc. (VEL)'s trailing twelve month P/E ratio is 6.63x as of 2026-06-30.
What is VEL's EPS (earnings per share)?
Velocity Financial, Inc. (VEL)'s trailing twelve month EPS is $2.79 as of 2026-06-30.
What is VEL's ROE (return on equity)?
Velocity Financial, Inc. (VEL)'s trailing twelve month Return on Equity (ROE) is 16.31% as of 2026-06-30.
What is VEL's ROIC (return on invested capital)?
Velocity Financial, Inc. (VEL)'s trailing twelve month Return on Invested Capital (ROIC) is -5.17% as of 2026-06-30.
What is VEL's EV/EBITDA?
Velocity Financial, Inc. (VEL)'s trailing twelve month EV/EBITDA is -15.29x as of 2026-06-30.