VWFB

VWF Bancorp, Inc.
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Company Information

Company Name
VWF Bancorp, Inc.
CIK
CIK0001913838
Category
<br>Emerging growth company
Ticker: Exchange
VWFB: OTC
Fiscal Year End
June 30
Owner Organization
02 Finance
SIC
6036
SIC Description
Savings Institutions, Not Federally Chartered
Ticker
VWFB

SEC filing data through

Insider Sentiment

Last purchase
2025-09-29
Last sale
2025-06-11
Shares purchased (TTM)
31,150
Shares sold (TTM)
18,000
Buy ratio (TTM)63.4%

Institutional Sentiment

As of
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Institutional shares owned
—
Shares outstanding
—
Ownership
—

Earnings Market Reaction

Filing date
2025-05-13
Price on filing date
—
1-month reaction
-3.91%
3-month reaction
-2.09%
Drift continued6/11 (55%)
Faded / reversed5/11 (45%)

Balance Sheet

Values in millions ($)
Line item2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks71643221611624191737
Interest Bearing Deposits In Banks---------111
Debt Securities Available For Sale Excluding Accrued Interest1841511671391331261027149394024
Loans Receivable Held For Sale Net Not Part Of Disposal Group0-----------
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss167149134126105100928179807978
Property Plant And Equipment Net333222211111
Assets
Assets372329319311271244215166160147146150
Federal Home Loan Bank Stock211222100111
Federal Reserve Bank Stock-----11-----
Bank Owned Life Insurance555555555555
Interest Receivable111111100000
Operating Lease Right Of Use Asset111111------
Other Assets222222111111
Liabilities
Demand Deposit Accounts434440262526272729282726
Deposits
Deposits303290245209207163140120120106106110
Deposits Savings Deposits555349474741384246454649
Time Deposits20519315513513596755144333435
Advances From Federal Home Loan Banks----2416136---0
Long Term Debt31-3362---6----
Advance Payments By Borrowers For Taxes And Insurance110011010101
Operating Lease Liability111111------
Accrued Liabilities Current And Noncurrent222221110100
Liabilities337293282275234206177127120108107126
Preferred Stock Value---0---0---0
Common Stock Value000000000000
Additional Paid In Capital1818181818181818181818-
Stockholders Equity
Stockholders Equity353637373738383839393923
Treasury Stock Common Value-1-1-1-1-1-------
Retained Earnings Accumulated Deficit202022232424242525252625
Accumulated Other Comprehensive Income Loss Net Of Tax-1-0-2-2-2-3-3-3-2-3-3-2
Liabilities And Stockholders Equity372329319311271244215166160147146150
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest111111000000
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized111111111111
Preferred Stock Shares Issued000000000000
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized141414141414141414141414
Common Stock Shares Issued---22222222-
Shares Outstanding22222--2----
Treasury Stock Common Shares00000--0----

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Recent filings

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VWF Bancorp, Inc. (VWFB) — SEC Financial Statements & Analysis

VWF Bancorp, Inc. (VWFB) is a savings institutions, not federally chartered company. VWF Bancorp, Inc. trades on OTC as: VWFB. VWF Bancorp, Inc. (VWFB)'s most recent SEC filing is a Form 10-Q for the period ended 2025-03-31, filed with the SEC on 2025-05-13. Based on that filing, VWF Bancorp, Inc. carries a market cap of $22.43M, a P/E ratio of -5.68x, a P/B ratio of 0.64x, a P/S ratio of 1.29x, an enterprise value of $46.05M, and an EV/EBITDA multiple of -3.94x. On profitability, it posts a gross margin of 40.33%, an operating margin of -29.09%, a net margin of -22.69%, a Return on Equity (ROE) of -10.93%, and a Return on Invested Capital (ROIC) of -24.84%. Per share, it reports EPS of $-2.24, diluted EPS of $-2.23, free cash flow per share of $-2.57, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 78.35% year-over-year, net income growth of 138.68% year-over-year, and EPS growth of 139.68% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -1.72x, free cash flow of $-4.53M (TTM), and net debt of $23.62M. Figures sourced from SEC EDGAR.

Market Cap
$22.43M
P/E TTM
-5.68x
EPS TTM
$-2.24
P/B TTM
0.64x
ROE TTM
-10.93%
Free Cash Flow TTM
$-4.53M
Net Revenue TTM Growth 1Y
78.35%

Data as of 2025-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is VWF Bancorp, Inc. in?

VWF Bancorp, Inc. (VWFB) operates in the Savings Institutions, Not Federally Chartered industry.

What exchange does VWFB trade on?

VWF Bancorp, Inc. (VWFB) trades on the OTC.

When was VWF Bancorp, Inc. (VWFB)'s most recent SEC filing?

VWF Bancorp, Inc. (VWFB)'s most recent SEC filing is a Form 10-Q for the period ended 2025-03-31, filed with the SEC on 2025-05-13.

What is VWFB's market cap?

VWF Bancorp, Inc. (VWFB) has a market capitalization of $22.43M as of 2025-03-31.

What is VWFB's EPS (earnings per share)?

VWF Bancorp, Inc. (VWFB)'s trailing twelve month EPS is $-2.24 as of 2025-03-31.

What is VWFB's ROE (return on equity)?

VWF Bancorp, Inc. (VWFB)'s trailing twelve month Return on Equity (ROE) is -10.93% as of 2025-03-31.

What is VWFB's ROIC (return on invested capital)?

VWF Bancorp, Inc. (VWFB)'s trailing twelve month Return on Invested Capital (ROIC) is -24.84% as of 2025-03-31.

What is VWFB's EV/EBITDA?

VWF Bancorp, Inc. (VWFB)'s trailing twelve month EV/EBITDA is -3.94x as of 2025-03-31.

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