WESTAMERICA BANCORPORATION

WABC

WESTAMERICA BANCORPORATION

WABC

Insider Sentiment (TTM):

Last Purchase:2026-04-22Last Sale:2026-04-20Shares Purchased (TTM):61Shares Sold (TTM):759

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:18,060,368Shares Outstanding:24,306,000Institutional Ownership Pct.:74.30%

Earnings Market Reaction:

Filing Date:2026-08-05Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Cash And Due From Banks	302	397	568	659	626	727	601	503	486	434	190	421
Available For Sale Securities Debt Securities	-	-	-	-	-	3,236	3,396	3,580	3,699	3,889	4,000	3,906
Notes Receivable Gross	-	-	-	-	-	771	820	834	832	845	867	886
Financing Receivable Allowance For Credit Losses	-	-	-	-	-	-14	-15	-15	-16	-16	-17	-18
Debt Securities Available For Sale Excluding Accru…	3,639	3,597	3,469	3,305	3,226	-	3,396	-	-	-	-	-
Debt Securities Held To Maturity Excluding Accrued…	808	800	820	827	834	-	845	-	-	-	-	-
Financing Receivable Excluding Accrued Interest Be…	-	696	726	742	748	-	820	-	-	-	-	-
Financing Receivable Allowance For Credit Loss Exc…	-	-11	-12	-12	-14	-14	-15	-15	-16	-	-	-
Notes Receivable Net	-	-	-	-	-	757	806	819	816	829	850	868
Financing Receivable Excluding Accrued Interest Af…	-	685	715	730	734	-	806	-	-	-	-	-
Property Plant And Equipment Net	26	26	26	26	26	26	26	26	26	26	27	27
Finite Lived Intangible Assets Net	-	-	0	0	0	0	0	0	0	0	0	0
Goodwill	122	122	122	122	122	122	122	122	122	122	122	122
Other Assets	251	238	242	246	256	259	281	261	302	295	297	334
Assets	5,805	5,864	5,960	5,914	5,825	5,967	6,076	6,161	6,312	6,465	6,365	6,567
Noninterest Bearing Deposit Liabilities Domestic	2,142	2,136	2,252	2,214	2,176	2,242	2,333	2,376	2,459	2,514	2,606	2,723
Interest Bearing Deposit Liabilities Domestic	2,631	2,648	2,588	2,579	2,572	2,632	2,678	2,689	2,672	2,841	2,868	2,976
Deposits	4,773	4,784	4,840	4,793	4,748	4,874	5,012	5,065	5,131	5,355	5,474	5,699
Short Term Borrowings	-	-	137	-	-	-	120	-	-	-	58	115
Securities Sold Under Agreements To Repurchase	132	144	-	134	101	113	-	132	100	50	-	-
Other Liabilities	47	54	49	56	55	56	54	55	65	68	59	105
Liabilities	4,952	4,982	5,027	4,983	4,903	5,043	5,186	5,252	5,497	5,673	5,592	5,919
Stockholders Equity
Common Stock Value	415	422	440	449	457	471	476	475	475	474	473	472
Common Stocks Including Additional Paid In Capital	-	-	-	-	-	-	476	-	-	-	473	-
Accumulated Other Comprehensive Income Loss Net Of…	-118	-107	-91	-100	-117	-137	-168	-128	-197	-197	-190	-286
Retained Earnings Accumulated Deficit	556	568	585	583	582	589	582	562	538	515	490	462
Stockholders Equity	853	883	934	932	922	923	890	909	816	792	773	648
Liabilities And Stockholders Equity	5,805	5,864	5,960	5,914	5,825	5,967	6,076	6,161	6,312	6,465	6,365	6,567
Debt Securities Held To Maturity Allowance For Cre…	-	-	-	-	-	0	0	0	0	0	0	0
Debt Securities Held To Maturity Allowance For Cre…	0	0	0	0	0	0	0	0	0	-	-	-
Held To Maturity Securities Fair Value	790	784	813	817	818	813	808	837	817	829	850	818
Common Stock No Par Value	0	0	0	-	-	-	0	0	0	0	0	0
Common Stock Shares Authorized	150	150	150	150	150	150	150	150	150	150	150	150
Common Stock Shares Issued	23	24	25	25	26	26	27	27	27	27	27	27
Shares Outstanding	23	24	25	25	26	26	27	27	27	27	27	27

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	1.17%	7.29%	10.28%	-	-	-	-	-	-	-	-	-
2025	-3.61%	-2.57%	-1.60%	5.55%	5.64%	2.13%	0.00%	2.38%	3.92%	-2.05%	6.75%	7.11%
2024	-3.06%	-3.63%	10.84%	5.82%	0.12%	4.37%	0.83%	-7.49%	-8.72%	-1.98%	-11.80%	-2.01%
2023	-	-	-	-7.42%	-11.37%	-5.23%	11.14%	19.69%	2.16%	3.46%	2.34%	11.20%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-0.30	-0.29	-0.28	-0.27	-0.26	-0.25	0.04	0.60	2.18	34.64	57.96	83.21
Per Share Metrics
Diluted EPS TTM	4.75	4.63	4.52	4.74	4.90	5.00	5.20	5.49	5.73	5.91	6.06	6.07
Free Cash Flow Per Share TTM	4.66	4.78	4.66	4.85	5.18	4.88	5.24	3.84	4.52	5.79	5.88	7.77
Dividend Per Share TTM	1.96	1.91	1.83	1.86	1.83	1.76	1.76	1.76	1.76	1.74	1.72	1.71
Margin Metrics
Gross Profit Margin TTM	79.09%	-2.44%	-2.82%	-0.95%	-13.45%	-27.83%	-24.20%	-14.50%	18.28%	51.38%	69.22%	80.97%
Operating Profit Margin TTM	226.71%	1,138.84%	1,174.91%	1,198.19%	1,246.00%	1,302.06%	1,348.01%	1,423.43%	1,476.11%	1,523.78%	1,563.83%	1,564.71%
Net Profit Margin TTM	168.62%	846.62%	871.12%	884.99%	916.95%	956.20%	988.49%	1,040.98%	1,078.31%	1,112.84%	1,141.70%	1,145.36%
Growth Metrics
Net Revenue Growth (1Y)	375.00%	-4.66%	-4.91%	-3.53%	-2.46%	-1.68%	-1.02%	-0.35%	0.28%	-1.38%	-2.22%	-3.24%
Net Income Growth (1Y)	-12.65%	-15.58%	-16.20%	-17.99%	-17.06%	-15.52%	-14.30%	-9.43%	-1.20%	12.77%	32.56%	54.82%
EPS Growth (1Y)	-2.97%	-7.47%	-12.90%	-13.64%	-14.52%	-15.42%	-14.24%	-9.55%	-1.32%	13.55%	33.51%	56.32%
Valuation Metrics
P/E TTM	12.24	11.08	10.30	10.18	9.45	9.58	9.48	8.38	7.81	7.56	8.43	6.40
P/B TTM	1.59	1.41	1.28	1.31	1.30	1.38	1.48	1.35	1.46	1.51	1.77	1.60
P/S TTM	20.64	93.82	89.73	90.11	86.63	91.64	93.70	87.27	84.22	84.10	96.29	73.29
Market Cap	1.36B	1.25B	1.20B	1.22B	1.20B	1.28B	1.31B	1.23B	1.19B	1.19B	1.36B	1.03B
Enterprise Value	1.05B	849.24M	766.12M	563.26M	572.03M	549.80M	833.00M	724.49M	708.52M	757.84M	1.23B	729.17M
Calculated Values
Free Cash Flow TTM	108.63M	116.18M	119.65M	122.82M	134.14M	129.93M	139.83M	102.48M	120.64M	154.57M	157.05M	207.11M
Net Debt	-301.93M	-397.28M	-430.50M	-659.27M	-626.44M	-727.34M	-481.17M	-502.95M	-486.12M	-434.25M	-132.15M	-305.21M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-04-22Purchase

Owner: Wondeh, Inez

Title: -

Shares: 61

Price/Share: $53.79

Value: $3,281.19

Shares Owned: 1,007

Relationship: Director

Ownership: Direct

2026-04-20Sale

Owner: Baker, Robert James Jr

Title: SVP/Banking Division Manager

Shares: 759

Price/Share: $53.83

Value: $40,856.97

Shares Owned: -

Relationship: Officer

Ownership: Direct

2025-04-29Purchase

Owner: Wondeh, Inez

Title: -

Shares: 451

Price/Share: $48.51

Value: $21,878.01

Shares Owned: 946

Relationship: Director

Ownership: Direct

2025-04-28Sale

Owner: Thorson, John A

Title: SVP/Treasurer

Shares: 2,243

Price/Share: $48.57

Value: $108,942.51

Shares Owned: 11,591

Relationship: Officer

Ownership: Indirect

2025-04-24Purchase

Owner: Camsey, Martin

Title: -

Shares: 63

Price/Share: $47.50

Value: $2,992.50

Shares Owned: 63

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-04-22	Wondeh, Inez	Director	-	Direct	Purchase	61	53.79	$3,281.19	1,007	4
2026-04-20	Baker, Robert James Jr	Officer	SVP/Banking Division Manager	Direct	Sale	759	53.83	$40,856.97	0	4
2025-04-29	Wondeh, Inez	Director	-	Direct	Purchase	451	48.51	$21,878.01	946	4
2025-04-28	Thorson, John A	Officer	SVP/Treasurer	Indirect	Sale	2,243	48.57	$108,942.51	11,591	4
2025-04-24	Camsey, Martin	Director	-	Direct	Purchase	63	47.50	$2,992.50	63	4
2025-04-24	Baker, Robert James Jr	Officer	SVP/Banking Division Manager	Direct	Sale	710	48.16	$34,193.60	0	4
2025-01-29	Baker, Robert James Jr	Officer	SVP/Banking Division Manager	Direct	Sale	248	51.76	$12,848.38	1,270	4
2024-04-29	Ensinger, George S	Officer	SVP/Human Resources Div. Mgr	Direct	Sale	635	47.61	$30,232.35	4,073	4
2024-04-23	Belew, Alisa Jane	Director	-	Direct	Purchase	208	47.81	$9,944.48	208	4
2024-04-22	Thorson, John A	Officer	SVP/CFO	Direct	Sale	1,100	47.24	$51,964.00	0	4
2024-02-01	Payne, David L	Director,Officer	Chairman, President & CEO	Indirect	Sale	11,272	46.79	$527,416.88	242,417	4
2024-01-30	Payne, David L	Director,Officer	Chairman, President & CEO	Indirect	Sale	10,000	49.51	$495,100.00	268,689	4
2024-01-25	Payne, David L	Director,Officer	Chairman, President & CEO	Indirect	Sale	15,000	49.75	$746,250.00	288,689	4
2024-01-24	Payne, David L	Director,Officer	Chairman, President & CEO	Indirect	Sale	30,000	49.50	$1,485,000.00	303,689	4
2023-08-03	Belton, Curtis	Officer	Vice President/General Auditor	Indirect	Sale	464	49.04	$22,748.18	0	4
2023-07-25	Belton, Curtis	Officer	Vice President/General Auditor	Direct	Sale	26	48.75	$1,243.61	0	4
2023-05-04	Chiesa, Melanie Martella	Director	-	Direct	Purchase	250	36.69	$9,172.50	250	4
2023-05-04	Hassid, Michele R.	Director	-	Direct	Purchase	265	37.70	$9,990.50	623	4
2023-04-27	Wondeh, Inez	Director	-	Direct	Purchase	495	40.38	$19,988.10	495	4
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Institutional Ownership

No data available for chart

2026-03-31

74.30%

Inst. Shares: 18,060,368

Shares Outstanding: 24,306,000

2025-12-31

74.99%

Inst. Shares: 19,253,238

Shares Outstanding: 25,674,000

2025-09-30

74.79%

Inst. Shares: 18,952,876

Shares Outstanding: 25,341,000

2025-06-30

73.76%

Inst. Shares: 19,096,554

Shares Outstanding: 25,889,000

2025-03-31

74.38%

Inst. Shares: 19,815,040

Shares Outstanding: 26,642,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	18,060,368	24,306,000	74.30%
2025-12-31	19,253,238	25,674,000	74.99%
2025-09-30	18,952,876	25,341,000	74.79%
2025-06-30	19,096,554	25,889,000	73.76%
2025-03-31	19,815,040	26,642,000	74.38%
2024-12-31	19,611,394	26,685,000	73.49%
2024-09-30	19,311,669	26,685,000	72.37%
2024-06-30	19,464,992	26,680,000	72.96%
2024-03-31	19,396,057	26,674,000	72.72%
2023-12-31	19,610,355	26,703,000	73.44%
2023-09-30	18,843,432	26,648,000	70.71%
2023-06-30	19,099,308	26,648,000	71.67%
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WESTAMERICA BANCORPORATION (WABC) — SEC Financial Statements & Analysis

WESTAMERICA BANCORPORATION (WABC) is a national commercial banks company, incorporated in CA. WESTAMERICA BANCORPORATION trades on Nasdaq as: WABC. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), WESTAMERICA BANCORPORATION reported a 375.00% year-over-year revenue growth, a Gross Profit Margin of 79.09% (TTM), a Price-to-Sales (P/S) ratio of 20.64x (TTM), a Price-to-Book (P/B) ratio of 1.59x (TTM), at a market cap of $1.36B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 375.00%
Gross Profit Margin TTM: 79.09%
P/S TTM: 20.64x
P/B TTM: 1.59x
Market Cap: $1.36B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is WESTAMERICA BANCORPORATION in?

WESTAMERICA BANCORPORATION (WABC) operates in the National Commercial Banks industry.

What is WABC's market cap?

WESTAMERICA BANCORPORATION (WABC) has a market capitalization of $1.36B as of 2026-06-30.

What is WABC's P/E ratio?

WESTAMERICA BANCORPORATION (WABC)'s trailing twelve month P/E ratio is 12.24x as of 2026-06-30.

What exchange does WABC trade on?

WESTAMERICA BANCORPORATION (WABC) trades on the Nasdaq.

Where is WESTAMERICA BANCORPORATION incorporated?

WESTAMERICA BANCORPORATION is incorporated in CA.