WAFD
WAFD INCCompany Information
- Company Name
- WAFD INC
- CIK
- CIK0000936528
- Category
- Large accelerated filer
- Ticker: Exchange
- WAFD: Nasdaq, WAFDP: Nasdaq
- Fiscal Year End
- September 30
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- WAFD
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-12-03
- Last sale
- 2026-04-24
- Shares purchased (TTM)
- 6,000
- Shares sold (TTM)
- 28,304
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 63,040,753
- Shares outstanding
- 73,901,725
- Ownership
- 85.30%
Earnings Market Reaction
- Filing date
- 2026-08-04
- Price on filing date
- —
- 1-month reaction
- -3.48%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 676 | 670 | 735 | 657 | 809 | 1,231 | 1,508 | 2,381 | 2,493 | 1,506 | 1,145 | 981 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 4,190 | 4,352 | 4,142 | 3,533 | 3,387 | 3,143 | 2,744 | 2,573 | 2,429 | 2,438 | 2,018 | 1,995 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 858 | 746 | 765 | 646 | 513 | 527 | 537 | 437 | 448 | 458 | 415 | 424 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 20,018 | 19,967 | 19,848 | 20,089 | 20,277 | 20,920 | 21,061 | 20,916 | 20,874 | 20,795 | 17,585 | 17,477 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | - | - | - | - | - | - | - | - | 469 | 2,994 | - | - | ||||||
| Accrued Investment Income Receivable | 99 | 99 | 98 | 99 | 99 | 102 | 103 | 103 | 103 | 115 | 87 | 87 | ||||||
| Property Plant And Equipment Net | 292 | 294 | 271 | 261 | 254 | 251 | 249 | 248 | 245 | 243 | 237 | 237 | ||||||
| Real Estate Heldforsale | 8 | 8 | 9 | 11 | 11 | 8 | 3 | 5 | 4 | 4 | 7 | 4 | ||||||
| Federal Home Loan Bank Stock | 155 | 146 | 118 | 88 | 96 | 134 | 128 | 96 | 107 | 161 | 138 | 127 | ||||||
| Bank Owned Life Insurance | 281 | 279 | 277 | 275 | 273 | 271 | 269 | 268 | 266 | 264 | 245 | 243 | ||||||
| Intangible Assets Net Including Goodwill | 444 | 446 | 443 | 442 | 444 | 447 | 449 | 448 | 452 | 454 | 311 | 311 | ||||||
| Income Tax Receivable | - | - | - | - | - | - | - | 119 | 129 | 147 | 0 | 8 | ||||||
| Deferred Income Tax Assets Net | 111 | 106 | 102 | 113 | 120 | 123 | 112 | 119 | - | - | - | - | ||||||
| Other Assets | 464 | 456 | 478 | 486 | 447 | 489 | 521 | 467 | 563 | 561 | 453 | 582 | ||||||
| Assets | 27,597 | 27,569 | 27,286 | 26,700 | 26,732 | 27,645 | 27,684 | 28,060 | 28,581 | 30,140 | 22,640 | 22,475 | ||||||
Deposits | ||||||||||||||||||
| Time Deposits | 8,186 | 8,377 | 8,551 | 9,131 | 9,417 | 9,573 | 9,585 | 9,557 | 9,256 | 9,001 | 5,381 | 5,305 | ||||||
| Deposits | 20,932 | 21,124 | 21,417 | 21,438 | 21,387 | 21,427 | 21,439 | 21,374 | 21,185 | 21,340 | 16,039 | 16,070 | ||||||
| Debt And Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | 3,875 | 3,650 | ||||||
| Other Long Term Debt | 3,263 | 3,062 | 2,437 | 1,766 | 1,940 | 2,764 | 2,864 | 3,268 | 3,935 | 5,346 | - | 3,650 | ||||||
| Junior Subordinated Notes | - | - | - | - | - | - | - | - | 50 | 50 | - | - | ||||||
| Senior Notes | - | - | - | - | - | - | - | - | 94 | 94 | - | - | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 52 | 52 | 52 | 52 | 51 | 51 | 51 | 51 | - | - | - | 0 | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | 36 | 45 | 21 | 60 | 34 | 44 | 20 | 61 | 39 | 49 | 19 | 53 | ||||||
| Accrued Income Taxes | 0 | 0 | 5 | - | - | - | - | - | - | - | 1 | 0 | ||||||
| Accounts Payable And Other Accrued Liabilities | 290 | 303 | 325 | 345 | 306 | 325 | 289 | 306 | 319 | 340 | 254 | 275 | ||||||
| Liabilities | 24,574 | 24,588 | 24,256 | 23,660 | 23,718 | 24,612 | 24,663 | 25,060 | 25,622 | 27,218 | 20,188 | 20,048 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | ||||||
| Common Stock Value | 155 | 155 | 155 | 154 | 154 | 154 | 154 | 154 | 154 | 154 | 137 | 136 | ||||||
| Additional Paid In Capital Common Stock | 2,175 | 2,170 | 2,166 | 2,163 | 2,161 | 2,158 | 2,155 | 2,151 | 2,146 | 2,143 | 1,691 | 1,688 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | 48 | 55 | 62 | 57 | 42 | 51 | 53 | 56 | 55 | 52 | 47 | 47 | ||||||
| Treasury Stock Common Value | -1,886 | -1,886 | -1,799 | -1,741 | -1,712 | -1,664 | -1,642 | -1,639 | -1,639 | -1,630 | -1,629 | -1,612 | ||||||
| Retained Earnings Accumulated Deficit | 2,230 | 2,188 | 2,146 | 2,106 | 2,070 | 2,033 | 2,002 | 1,979 | 1,942 | 1,902 | 1,907 | 1,868 | ||||||
| Stockholders Equity | 3,023 | 2,981 | 3,029 | 3,040 | 3,014 | 3,033 | 3,022 | 3,000 | 2,958 | 2,922 | 2,452 | 2,426 | ||||||
| Liabilities And Stockholders Equity | 27,597 | 27,569 | 27,286 | 26,700 | 26,732 | 27,645 | 27,684 | 28,060 | 28,581 | 30,140 | 22,640 | 22,475 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 215 | 202 | 200 | 200 | 199 | 203 | 205 | 204 | 204 | 202 | 179 | 177 | ||||||
| Goodwill | 418 | 418 | 416 | 415 | 415 | 415 | 415 | 411 | 412 | 411 | 305 | 305 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | ||||||
| Common Stock Shares Issued | 155 | 155 | 155 | 154 | 154 | 154 | 154 | 154 | 154 | 154 | 137 | 136 | ||||||
| Shares Outstanding | 74 | 74 | 76 | 78 | 79 | 81 | 81 | 81 | 81 | 81 | 64 | 65 | ||||||
| Treasury Stock Common Shares | 81 | 81 | 78 | 76 | 75 | 74 | 73 | 73 | 73 | 72 | 72 | 72 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
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Start 7-day free trialWAFD INC (WAFD) — SEC Financial Statements & Analysis
WAFD INC (WAFD) is a national commercial banks company, incorporated in WA. WAFD INC trades on Nasdaq as: WAFD, WAFDP. WAFD INC (WAFD)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04. Based on that filing, WAFD INC carries a market cap of $2.81B, a P/E ratio of 11.13x, a P/B ratio of 0.93x, a P/S ratio of 88.98x, an enterprise value of $2.14B, and an EV/EBITDA multiple of -5.88x. On profitability, it posts a gross margin of -1815.61%, an operating margin of 1037.14%, a net margin of 799.21%, a Return on Equity (ROE) of 8.38%, and a Return on Invested Capital (ROIC) of -12.90%. Per share, it reports EPS of $3.42, diluted EPS of $3.41, free cash flow per share of $3.07, and a dividend per share of $1.10. Over the trailing year, it posted revenue growth of 10.07% year-over-year, net income growth of 19.26% year-over-year, and EPS growth of 28.92% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.54x, free cash flow of $226.97M (TTM), and net debt of $-676.47M. Figures sourced from SEC EDGAR.
- Market Cap
- $2.81B
- P/E TTM
- 11.13x
- EPS TTM
- $3.42
- P/B TTM
- 0.93x
- ROE TTM
- 8.38%
- Free Cash Flow TTM
- $226.97M
- Net Revenue TTM Growth 1Y
- 10.07%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is WAFD INC in?
WAFD INC (WAFD) operates in the National Commercial Banks industry.
What exchange does WAFD trade on?
WAFD INC (WAFD) trades on the Nasdaq.
Where is WAFD INC incorporated?
WAFD INC is incorporated in WA.
When was WAFD INC (WAFD)'s most recent SEC filing?
WAFD INC (WAFD)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04.
What is WAFD's market cap?
WAFD INC (WAFD) has a market capitalization of $2.81B as of 2026-06-30.
What is WAFD's P/E ratio?
WAFD INC (WAFD)'s trailing twelve month P/E ratio is 11.13x as of 2026-06-30.
What is WAFD's EPS (earnings per share)?
WAFD INC (WAFD)'s trailing twelve month EPS is $3.42 as of 2026-06-30.
What is WAFD's ROE (return on equity)?
WAFD INC (WAFD)'s trailing twelve month Return on Equity (ROE) is 8.38% as of 2026-06-30.
What is WAFD's ROIC (return on invested capital)?
WAFD INC (WAFD)'s trailing twelve month Return on Invested Capital (ROIC) is -12.90% as of 2026-06-30.
What is WAFD's EV/EBITDA?
WAFD INC (WAFD)'s trailing twelve month EV/EBITDA is -5.88x as of 2026-06-30.