WAFD INC
WAFD INC
Insider Sentiment (TTM):
Last Purchase:2025-12-03Last Sale:2026-04-24Shares Purchased (TTM):6,000Shares Sold (TTM):28,304
Institutional Sentiment:
As of:2026-03-31Institutional Shares Owned:60,594,738Shares Outstanding:75,487,399Institutional Ownership Pct.:80.27%
Earnings Market Reaction:
Filing Date:2026-08-04Price on Filing Date:N/APrevious Close:N/A% Change:N/A
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 676 | 670 | 735 | 657 | 809 | 1,231 | 1,508 | 2,381 | 2,493 | 1,506 | 1,145 | 981 | |||||
Debt Securities Available For Sale Excluding Accru… | 4,190 | 4,352 | 4,142 | 3,533 | 3,387 | 3,143 | 2,744 | 2,573 | 2,429 | 2,438 | 2,018 | 1,995 | |||||
Debt Securities Held To Maturity Excluding Accrued… | 858 | 746 | 765 | 646 | 513 | 527 | 537 | 437 | 448 | 458 | 415 | 424 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 19,967 | 19,848 | 20,089 | 20,277 | 20,920 | 21,061 | 20,916 | 20,874 | 20,795 | 17,585 | 17,477 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | - | - | - | - | - | - | - | - | 469 | 2,994 | - | - | |||||
Accrued Investment Income Receivable | 99 | 99 | 98 | 99 | 99 | 102 | 103 | 103 | 103 | 115 | 87 | 87 | |||||
Property Plant And Equipment Net | 292 | 294 | 271 | 261 | 254 | 251 | 249 | 248 | 245 | 243 | 237 | 237 | |||||
Real Estate Heldforsale | 8 | 8 | 9 | 11 | 11 | 8 | 3 | 5 | 4 | 4 | 7 | 4 | |||||
Federal Home Loan Bank Stock | 155 | 146 | 118 | 88 | 96 | 134 | 128 | 96 | 107 | 161 | 138 | 127 | |||||
Bank Owned Life Insurance | 281 | 279 | 277 | 275 | 273 | 271 | 269 | 268 | 266 | 264 | 245 | 243 | |||||
Intangible Assets Net Including Goodwill | 444 | 446 | 443 | 442 | 444 | 447 | 449 | 448 | 452 | 454 | 311 | 311 | |||||
Income Tax Receivable | - | - | - | - | - | - | - | 119 | 129 | 147 | 0 | 8 | |||||
Deferred Income Tax Assets Net | 111 | 106 | 102 | 113 | 120 | 123 | 112 | 119 | - | - | - | - | |||||
Other Assets | 464 | 456 | 478 | 486 | 447 | 489 | 521 | 467 | 563 | 561 | 453 | 582 | |||||
Assets | 27,597 | 27,569 | 27,286 | 26,700 | 26,732 | 27,645 | 27,684 | 28,060 | 28,581 | 30,140 | 22,640 | 22,475 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Deposits | |||||||||||||||||
Time Deposits | 8,186 | 8,377 | 8,551 | 9,131 | 9,417 | 9,573 | 9,585 | 9,557 | 9,256 | 9,001 | 5,381 | 5,305 | |||||
Deposits | 20,932 | 21,124 | 21,417 | 21,438 | 21,387 | 21,427 | 21,439 | 21,374 | 21,185 | 21,340 | 16,039 | 16,070 | |||||
Debt And Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | 3,875 | 3,650 | |||||
Other Long Term Debt | 3,263 | 3,062 | 2,437 | 1,766 | 1,940 | 2,764 | 2,864 | 3,268 | 3,935 | 5,346 | - | 3,650 | |||||
Junior Subordinated Notes | - | - | - | - | - | - | - | - | 50 | 50 | - | - | |||||
Senior Notes | - | - | - | - | - | - | - | - | 0 | 95 | - | - | |||||
Junior Subordinated Debenture Owed To Unconsolidat… | 52 | 52 | 52 | 52 | 51 | 51 | 51 | 51 | - | - | - | 0 | |||||
Advance Payments By Borrowers For Taxes And Insura… | 36 | 45 | 21 | 60 | 34 | 44 | 20 | 61 | 39 | 49 | 19 | 53 | |||||
Accrued Income Taxes | 0 | 0 | 5 | - | - | - | - | - | - | - | 1 | 0 | |||||
Accounts Payable And Other Accrued Liabilities | 290 | 303 | 325 | 345 | 306 | 325 | 289 | 306 | 319 | 340 | 254 | 275 | |||||
Liabilities | 24,574 | 24,588 | 24,256 | 23,660 | 23,718 | 24,612 | 24,663 | 25,060 | 25,622 | 27,218 | 20,188 | 20,048 | |||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | |||||
Common Stock Value | 155 | 155 | 155 | 154 | 154 | 154 | 154 | 154 | 154 | 154 | 137 | 136 | |||||
Additional Paid In Capital Common Stock | 2,175 | 2,170 | 2,166 | 2,163 | 2,161 | 2,158 | 2,155 | 2,151 | 2,146 | 2,143 | 1,691 | 1,688 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | 48 | 55 | 62 | 57 | 42 | 51 | 53 | 56 | 55 | 52 | 47 | 47 | |||||
Treasury Stock Common Value | -1,886 | -1,886 | -1,799 | -1,741 | -1,712 | -1,664 | -1,642 | -1,639 | -1,639 | -1,630 | -1,629 | -1,612 | |||||
Retained Earnings Accumulated Deficit | 2,230 | 2,188 | 2,146 | 2,106 | 2,070 | 2,033 | 2,002 | 1,979 | 1,942 | 1,902 | 1,907 | 1,868 | |||||
Stockholders Equity | 3,023 | 2,981 | 3,029 | 3,040 | 3,014 | 3,033 | 3,022 | 3,000 | 2,958 | 2,922 | 2,452 | 2,426 | |||||
Liabilities And Stockholders Equity | 27,597 | 27,569 | 27,286 | 26,700 | 26,732 | 27,645 | 27,684 | 28,060 | 28,581 | 30,140 | 22,640 | 22,475 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | 202 | 200 | 200 | 199 | 203 | 205 | 204 | 204 | 202 | 179 | 177 | |||||
Goodwill | 418 | 418 | 416 | 415 | 415 | 415 | 415 | 411 | 412 | 411 | 305 | 305 | |||||
Preferred Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Shares Authorized | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | |||||
Common Stock Shares Issued | 155 | 155 | 155 | 154 | 154 | 154 | 154 | 154 | 154 | 154 | 137 | 136 | |||||
Shares Outstanding | 74 | 74 | 76 | 78 | 79 | 81 | 81 | 81 | 81 | 81 | 64 | 65 | |||||
Treasury Stock Common Shares | 81 | 81 | 78 | 76 | 75 | 74 | 73 | 73 | 73 | 72 | 72 | 72 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -6.63% | -6.96% | 5.48% | 0.91% | 7.69% | 4.23% | - | - | - | - | - | - |
| 2025 | -1.68% | -5.93% | -6.23% | -1.17% | -2.14% | 3.20% | 6.77% | 5.10% | 0.39% | 8.19% | 8.39% | 10.82% |
| 2024 | -3.86% | -3.17% | -3.03% | -2.49% | -6.57% | 22.05% | 12.45% | 7.30% | 10.25% | -0.88% | -14.11% | -15.66% |
| 2023 | - | - | - | - | - | - | - | - | - | 12.34% | 14.28% | 4.25% |
Earnings Market Reaction data beyond 3 years is for subscribers only. Unlock the full earnings market reaction history Start 7-day free trial | ||||||||||||
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.54 | -0.53 | -0.53 | -0.56 | -0.56 | -0.57 | -0.17 | 0.29 | 0.77 | 1.42 | 1.64 | 1.88 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.36 | 3.29 | 3.16 | 2.82 | 2.79 | 2.74 | 2.19 | 2.50 | 2.14 | 2.45 | 3.45 | 3.72 | |||||
| Free Cash Flow Per Share TTM | 3.07 | 2.87 | 2.80 | 2.60 | 3.16 | 3.17 | 4.37 | 5.58 | 4.97 | 5.13 | 3.69 | 3.05 | |||||
| Dividend Per Share TTM | 1.10 | 1.09 | 1.09 | 1.06 | 1.06 | 1.04 | 0.97 | 1.00 | 0.85 | 0.92 | 1.00 | 0.98 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -1,815.61% | -1,891.39% | -2,023.67% | -2,211.01% | -2,439.74% | -2,678.01% | -2,660.10% | -2,484.35% | -2,677.60% | -2,297.57% | -2,042.11% | -1,756.62% | |||||
| Operating Profit Margin TTM | 1,037.14% | 1,040.86% | 1,023.22% | 976.87% | 1,018.46% | 1,051.81% | 881.47% | 930.88% | 858.72% | 856.25% | 1,112.62% | 1,247.89% | |||||
| Net Profit Margin TTM | 787.66% | 800.02% | 797.71% | 762.46% | 775.82% | 789.42% | 641.01% | 674.07% | 638.92% | 635.71% | 836.81% | 932.06% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 10.07% | 10.56% | 9.77% | 7.79% | 5.23% | 4.08% | 4.72% | 5.59% | 5.83% | 4.86% | 2.50% | 0.42% | |||||
| Net Income Growth (1Y) | 11.75% | 12.05% | 36.60% | 21.92% | 27.78% | 29.24% | -19.78% | -23.63% | -33.49% | -34.93% | -11.63% | 9.52% | |||||
| EPS Growth (1Y) | 20.81% | 20.32% | 44.28% | 12.89% | 30.16% | 11.81% | -36.55% | -32.94% | -46.71% | -39.21% | -10.20% | 9.68% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 11.30 | 9.39 | 9.91 | 10.41 | 10.07 | 9.93 | 13.89 | 13.06 | 12.38 | 10.91 | 8.71 | 6.21 | |||||
| P/B TTM | 0.93 | 0.78 | 0.80 | 0.77 | 0.74 | 0.73 | 0.82 | 0.81 | 0.73 | 0.64 | 0.79 | 0.62 | |||||
| P/S TTM | 88.98 | 75.13 | 79.07 | 79.34 | 78.14 | 78.38 | 89.01 | 88.01 | 79.10 | 69.37 | 72.93 | 57.92 | |||||
| Market Cap | 2.81B | 2.33B | 2.41B | 2.35B | 2.25B | 2.20B | 2.47B | 2.42B | 2.16B | 1.87B | 1.93B | 1.51B | |||||
| Enterprise Value | 2.14B | 1.67B | 1.67B | 1.70B | 1.44B | 971.78M | 962.26M | 39.87M | -281.99M | 513.19M | 787.68M | 528.17M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 226.97M | 216.69M | 215.30M | 208.25M | 252.06M | 257.28M | 355.47M | 414.55M | 404.16M | 359.82M | 237.08M | 198.89M | |||||
| Net Debt | -676.47M | -669.80M | -734.92M | -657.31M | -809.25M | -1.23B | -1.51B | -2.38B | -2.44B | -1.36B | -1.14B | -980.65M | |||||
Per-Share and Margin | |||||||||||||||||
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| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
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| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
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| EV FCF TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
2026-04-24Sale
Owner: Robison, Kim E
Title: EVP & Chief Operations Officer
Shares: 22,000
Price/Share: $35.28
Value: $776,160.00
Shares Owned: 116,099
Relationship: Officer
Ownership: Direct
2026-02-06Sale
Owner: Cooper, Cathy E
Title: EVP & Chief Consumer Banker
Shares: 5,300
Price/Share: $33.77
Value: $178,981.00
Shares Owned: 94,755
Relationship: Officer
Ownership: Direct
2025-12-03Purchase
Owner: Beardall, Brent J
Title: President & CEO
Shares: 3,000
Price/Share: $16.85
Value: $50,550.00
Shares Owned: 6,000
Relationship: Director,Officer
Ownership: Direct
2025-11-26Purchase
Owner: Beardall, Brent J
Title: President & CEO
Shares: 3,000
Price/Share: $16.55
Value: $49,650.00
Shares Owned: 3,000
Relationship: Director,Officer
Ownership: Direct
2025-09-17Sale
Owner: Singleton, Sean
Title: -
Shares: 1,004
Price/Share: $31.71
Value: $31,836.84
Shares Owned: 9,278
Relationship: Director
Ownership: Direct
Subscribe to unlock 17+ years of financial data
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Institutional Ownership
No data available for chart
2026-03-31
80.27%
Inst. Shares: 60,594,738
Shares Outstanding: 75,487,399
2025-12-31
79.79%
Inst. Shares: 61,415,816
Shares Outstanding: 76,969,729
2025-09-30
75.38%
Inst. Shares: 60,444,248
Shares Outstanding: 80,184,395
2025-06-30
77.96%
Inst. Shares: 62,278,165
Shares Outstanding: 79,888,520
2025-03-31
78.62%
Inst. Shares: 63,732,083
Shares Outstanding: 81,061,206
WAFD INC (WAFD) — SEC Financial Statements & Analysis
WAFD INC (WAFD) is a national commercial banks company, incorporated in WA. WAFD INC trades on Nasdaq as: WAFD, WAFDP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), WAFD INC reported a 10.07% year-over-year revenue growth, a Gross Profit Margin of -1815.61% (TTM), a Price-to-Sales (P/S) ratio of 88.98x (TTM), a Price-to-Book (P/B) ratio of 0.93x (TTM), at a market cap of $2.81B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 10.07%
- Gross Profit Margin TTM
- -1815.61%
- P/S TTM
- 88.98x
- P/B TTM
- 0.93x
- Market Cap
- $2.81B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is WAFD INC in?
WAFD INC (WAFD) operates in the National Commercial Banks industry.
What is WAFD's market cap?
WAFD INC (WAFD) has a market capitalization of $2.81B as of 2026-06-30.
What is WAFD's P/E ratio?
WAFD INC (WAFD)'s trailing twelve month P/E ratio is 11.30x as of 2026-06-30.
What exchange does WAFD trade on?
WAFD INC (WAFD) trades on the Nasdaq.
Where is WAFD INC incorporated?
WAFD INC is incorporated in WA.