WRLD
WORLD ACCEPTANCE CORPCompany Information
- Company Name
- WORLD ACCEPTANCE CORP
- CIK
- CIK0000108385
- Category
- Accelerated filer
- Ticker: Exchange
- WRLD: Nasdaq
- Fiscal Year End
- March 31
- Owner Organization
- 02 Finance
- SIC
- 6141
- SIC Description
- Personal Credit Institutions
- Ticker
- WRLD
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-08-14
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 512,139
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 4,434,853
- Shares outstanding
- 4,492,316
- Ownership
- 98.72%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -0.88%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revolving Credit Facility | 468 | 444 | 576 | - | 640 | 262 | - | - | - | - | - | - | ||||||
Assets | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 10 | 6 | 10 | 15 | 3 | 5 | 10 | 10 | 11 | 12 | 13 | 19 | ||||||
| Financing Receivable Before Allowance For Credit Loss And Fee | - | 1,279 | - | - | - | 1,226 | - | - | - | 1,277 | - | - | ||||||
| Notes Receivable Gross | 1,294 | 1,279 | 1,402 | 1,315 | 1,264 | 1,226 | 1,381 | 1,296 | 1,275 | - | 1,401 | 1,380 | ||||||
Less | ||||||||||||||||||
| Financing Receivable Allowance For Credit Losses | -113 | -112 | -123 | -118 | -109 | -103 | -116 | -114 | -110 | -103 | -121 | -129 | ||||||
| Notes Receivable Net | 845 | 842 | 913 | 859 | 829 | 813 | 904 | 843 | 835 | 847 | 907 | 880 | ||||||
| Restricted Cash | 18 | 23 | 32 | - | 5 | 5 | 5 | - | - | - | - | - | ||||||
| Income Tax Receivable | 8 | 2 | 16 | 12 | 8 | 0 | 7 | 5 | 4 | 3 | 2 | - | ||||||
| Operating Lease Right Of Use Asset | 73 | 72 | 72 | 73 | 75 | 76 | 79 | 81 | 81 | 80 | 80 | 80 | ||||||
| Property Plant And Equipment Net | 17 | 17 | 18 | 18 | 19 | 20 | 21 | 21 | 22 | 23 | 23 | 24 | ||||||
| Deferred Income Tax Assets Net | 37 | 41 | 32 | 32 | 29 | 34 | 32 | 32 | 32 | 31 | 37 | 42 | ||||||
| Other Assets | 61 | 39 | 36 | 40 | 42 | 41 | 37 | 41 | 46 | 42 | 38 | 40 | ||||||
| Goodwill | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Intangible Assets Net Excluding Goodwill | 3 | 4 | 5 | 6 | 7 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | ||||||
| Assets | 1,079 | 1,054 | 1,142 | 1,062 | 1,024 | 1,008 | 1,111 | 1,049 | 1,048 | 1,056 | 1,120 | 1,106 | ||||||
| Senior Notes | - | - | - | - | 303 | 262 | 336 | 266 | 242 | 223 | 305 | 277 | ||||||
Liabilities | ||||||||||||||||||
| Line Of Credit | - | - | - | 585 | - | - | - | - | - | - | - | - | ||||||
| Other Notes Payable | - | 0 | 0 | 0 | 169 | 184 | 224 | 239 | 251 | 273 | 280 | 284 | ||||||
| Accrued Income Taxes | - | 0 | 0 | 0 | 0 | 0 | - | - | - | 0 | 0 | 2 | ||||||
| Operating Lease Liability | 75 | 74 | 75 | 75 | 77 | 79 | 81 | 83 | 83 | 82 | 82 | 83 | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 65 | 38 | 39 | 37 | 47 | 42 | 41 | 44 | 50 | 54 | 45 | 50 | ||||||
| Contract With Customer Liability | 4 | 4 | - | - | 3 | 3 | - | - | - | - | - | - | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 287 | 279 | 275 | 274 | 266 | 266 | 267 | 269 | 286 | 286 | 285 | 287 | ||||||
| Retained Earnings Accumulated Deficit | 76 | 72 | 76 | 92 | 161 | 171 | 161 | 149 | 137 | 138 | 122 | 123 | ||||||
| Stockholders Equity | 362 | 351 | 352 | 366 | 426 | 437 | 428 | 417 | 423 | 424 | 407 | 410 | ||||||
| Liabilities And Stockholders Equity | 1,079 | 1,054 | 1,142 | 1,062 | 1,024 | 1,008 | 1,111 | 1,049 | 1,048 | 1,056 | 1,120 | 1,106 | ||||||
| Variable Interest Entity Primary Beneficiary | 173 | 228 | 152 | - | - | 0 | - | - | - | - | - | - | ||||||
| Warehouse Facility | 105 | 143 | 102 | - | - | 0 | - | - | - | - | - | - | ||||||
| Liabilities | 717 | 703 | 791 | 697 | 596 | 571 | 682 | 632 | 626 | 632 | 713 | 696 | ||||||
| Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | ||||||
| Common Stock Shares Issued | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialWORLD ACCEPTANCE CORP (WRLD) — SEC Financial Statements & Analysis
WORLD ACCEPTANCE CORP (WRLD) is a personal credit institutions company, incorporated in SC. WORLD ACCEPTANCE CORP trades on Nasdaq as: WRLD. WORLD ACCEPTANCE CORP (WRLD)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, WORLD ACCEPTANCE CORP carries a market cap of $1.01B, a P/E ratio of 26.58x, a P/B ratio of 2.78x, a P/S ratio of 1.70x, an enterprise value of $995.10M, and an EV/EBITDA multiple of 9.34x. On profitability, it posts a gross margin of 91.34%, an operating margin of 8.60%, a net margin of 6.40%, a Return on Equity (ROE) of 9.61%, and a Return on Invested Capital (ROIC) of 14.22%. Per share, it reports EPS of $8.42, diluted EPS of $8.26, free cash flow per share of $58.20, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 4.26% year-over-year, net income growth of -53.22% year-over-year, and EPS growth of -45.60% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.97x, free cash flow of $261.46M (TTM), and net debt of $-10.42M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.01B
- P/E TTM
- 26.58x
- EPS TTM
- $8.42
- P/B TTM
- 2.78x
- ROE TTM
- 9.61%
- Free Cash Flow TTM
- $261.46M
- Net Revenue TTM Growth 1Y
- 4.26%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is WORLD ACCEPTANCE CORP in?
WORLD ACCEPTANCE CORP (WRLD) operates in the Personal Credit Institutions industry.
What exchange does WRLD trade on?
WORLD ACCEPTANCE CORP (WRLD) trades on the Nasdaq.
Where is WORLD ACCEPTANCE CORP incorporated?
WORLD ACCEPTANCE CORP is incorporated in SC.
When was WORLD ACCEPTANCE CORP (WRLD)'s most recent SEC filing?
WORLD ACCEPTANCE CORP (WRLD)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is WRLD's market cap?
WORLD ACCEPTANCE CORP (WRLD) has a market capitalization of $1.01B as of 2026-06-30.
What is WRLD's P/E ratio?
WORLD ACCEPTANCE CORP (WRLD)'s trailing twelve month P/E ratio is 26.58x as of 2026-06-30.
What is WRLD's EPS (earnings per share)?
WORLD ACCEPTANCE CORP (WRLD)'s trailing twelve month EPS is $8.42 as of 2026-06-30.
What is WRLD's ROE (return on equity)?
WORLD ACCEPTANCE CORP (WRLD)'s trailing twelve month Return on Equity (ROE) is 9.61% as of 2026-06-30.
What is WRLD's ROIC (return on invested capital)?
WORLD ACCEPTANCE CORP (WRLD)'s trailing twelve month Return on Invested Capital (ROIC) is 14.22% as of 2026-06-30.
What is WRLD's EV/EBITDA?
WORLD ACCEPTANCE CORP (WRLD)'s trailing twelve month EV/EBITDA is 9.34x as of 2026-06-30.