WSBK

Winchester Bancorp, Inc./MD/
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Company Information

Company Name
Winchester Bancorp, Inc./MD/
CIK
CIK0002047235
Category
<br>Emerging growth company
Ticker: Exchange
WSBK: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6036
SIC Description
Savings Institutions, Not Federally Chartered
Ticker
WSBK

SEC filing data through

Insider Sentiment

Last purchase
2026-05-26
Last sale
—
Shares purchased (TTM)
12,350
Shares sold (TTM)
0
Buy ratio (TTM)100.0%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
784,121
Shares outstanding
8,971,061
Ownership
8.74%
+2.67% Y/Y

Earnings Market Reaction

Filing date
2026-09-16
Price on filing date
—
1-month reaction
…
3-month reaction
…
Drift continued3/5 (60%)
Faded / reversed2/5 (40%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks1212888
Interest Bearing Deposits In Banks59525456485934
Cash And Cash Equivalents At Carrying Value60545558556742
Available For Sale Securities Debt Securities69656455473533
Equity Securities Fv Ni-----22
Held To Maturity Securities56595961575253
Assets
Assets1,0961,0571,0161,005949923894
Federal Home Loan Bank Stock7667666
Notes Receivable Net871841800793751728725
Bank Owned Life Insurance11111111111111
Property Plant And Equipment Net6666677
Interest Receivable4443333
Deferred Income Tax Assets Net11111--
Other Assets11111010101313
Liabilities And Surplus
Noninterest Bearing Deposit Liabilities63636464568652
Interest Bearing Deposit Liabilities746720682653623617609
Advances From Federal Home Loan Banks158147144164147131146
Advance Payments By Borrowers For Taxes And Insurance2222222
Deferred Income Tax Liabilities Net-----00
Accrued Liabilities And Other Liabilities6566665
Liabilities975938898888834842814
Preferred Stock Value00000--
Common Stock Value00000--
Additional Paid In Capital4040404040--
Unearned E S O P Shares-3-3-3-3-3--
Retained Earnings Accumulated Deficit85848382818282
Accumulated Other Comprehensive Income Loss Net Of Tax-1-1-1-1-2-1-2
Stockholders Equity1211191181171158180
Liabilities And Stockholders Equity1,0961,0571,0161,005949923894
Financing Receivable Allowance For Credit Losses-544444
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.01--
Preferred Stock Shares Authorized55555--
Preferred Stock Shares Outstanding00000--
Common Stock Par Or Stated Value Per Share0.010.010.010.010.01--
Common Stock Shares Authorized2020202020--
Common Stock Shares Issued99999--
Shares Outstanding9999900
Employee Stock Ownership Plan E S O P Number Of Suspense Shares----0--

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Recent filings

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Winchester Bancorp, Inc./MD/ (WSBK) — SEC Financial Statements & Analysis

Winchester Bancorp, Inc./MD/ (WSBK) is a savings institutions, not federally chartered company, incorporated in MD. Winchester Bancorp, Inc./MD/ trades on Nasdaq as: WSBK. Winchester Bancorp, Inc./MD/ (WSBK)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-09-16. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Winchester Bancorp, Inc./MD/ carries a market cap of $117.88M, a P/E ratio of 26.66x, a P/B ratio of 0.98x, a P/S ratio of 2.34x, an enterprise value of $57.83M, and an EV/EBITDA multiple of -3.16x. On profitability, it posts a gross margin of 49.61%, an operating margin of 11.35%, a net margin of 8.78%, a Return on Equity (ROE) of 3.75%, and a Return on Invested Capital (ROIC) of -24.50%. Per share, it reports EPS of $0.49, diluted EPS of $0.49, free cash flow per share of $0.60, and a dividend per share of $0.00. On the balance sheet, it maintains an interest coverage ratio of -0.77x, free cash flow of $5.40M (TTM), and net debt of $-60.05M. Figures sourced from SEC EDGAR.

Market Cap
$117.88M
P/E TTM
26.66x
EPS TTM
$0.49
P/B TTM
0.98x
ROE TTM
3.75%
Free Cash Flow TTM
$5.40M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Winchester Bancorp, Inc./MD/ in?

Winchester Bancorp, Inc./MD/ (WSBK) operates in the Savings Institutions, Not Federally Chartered industry.

What exchange does WSBK trade on?

Winchester Bancorp, Inc./MD/ (WSBK) trades on the Nasdaq.

Where is Winchester Bancorp, Inc./MD/ incorporated?

Winchester Bancorp, Inc./MD/ is incorporated in MD.

When was Winchester Bancorp, Inc./MD/ (WSBK)'s most recent SEC filing?

Winchester Bancorp, Inc./MD/ (WSBK)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-09-16.

What is WSBK's market cap?

Winchester Bancorp, Inc./MD/ (WSBK) has a market capitalization of $117.88M as of 2026-06-30.

What is WSBK's P/E ratio?

Winchester Bancorp, Inc./MD/ (WSBK)'s trailing twelve month P/E ratio is 26.66x as of 2026-06-30.

What is WSBK's EPS (earnings per share)?

Winchester Bancorp, Inc./MD/ (WSBK)'s trailing twelve month EPS is $0.49 as of 2026-06-30.

What is WSBK's ROE (return on equity)?

Winchester Bancorp, Inc./MD/ (WSBK)'s trailing twelve month Return on Equity (ROE) is 3.75% as of 2026-06-30.

What is WSBK's ROIC (return on invested capital)?

Winchester Bancorp, Inc./MD/ (WSBK)'s trailing twelve month Return on Invested Capital (ROIC) is -24.50% as of 2026-06-30.

What is WSBK's EV/EBITDA?

Winchester Bancorp, Inc./MD/ (WSBK)'s trailing twelve month EV/EBITDA is -3.16x as of 2026-06-30.

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