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Winchester Bancorp, Inc./MD/

WSBK

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Financial Statements

Values in Millions ($)
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
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Subscriber-only column
Cash And Due From Banks
212888
Interest Bearing Deposits In Banks
525456485934
Cash And Cash Equivalents At Carrying Value
545558556742
Available For Sale Securities Debt Securities
656455473533
Equity Securities Fv Ni
----22
Held To Maturity Securities
595961575253
Assets
Assets
1,0571,0161,005949923894
Federal Home Loan Bank Stock
667666
Notes Receivable Net
841800793751728725
Bank Owned Life Insurance
111111111111
Property Plant And Equipment Net
666677
Interest Receivable
443333
Deferred Income Tax Assets Net
1111--
Other Assets
111010101313
Liabilities And Surplus
Noninterest Bearing Deposit Liabilities
636464568652
Interest Bearing Deposit Liabilities
720682653623617609
Advances From Federal Home Loan Banks
147144164147131146
Advance Payments By Borrowers For Taxes And Insura…
222222
Deferred Income Tax Liabilities Net
----00
Accrued Liabilities And Other Liabilities
566665
Liabilities
938898888834842814
Preferred Stock Value
0000--
Common Stock Value
0000--
Additional Paid In Capital
40404040--
Unearned E S O P Shares
-3-3-3-3--
Retained Earnings Accumulated Deficit
848382818282
Accumulated Other Comprehensive Income Loss Net Of…
-1-1-1-2-1-2
Stockholders Equity
1191181171158180
Liabilities And Stockholders Equity
1,0571,0161,005949923894
Financing Receivable Allowance For Credit Losses
544444
Preferred Stock Par Or Stated Value Per Share
0.010.010.010.01--
Preferred Stock Shares Authorized
5555--
Preferred Stock Shares Outstanding
0000--
Common Stock Par Or Stated Value Per Share
0.010.010.010.01--
Common Stock Shares Authorized
20202020--
Common Stock Shares Issued
9999--
Shares Outstanding
999900
Employee Stock Ownership Plan E S O P Number Of Su…
---0--

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20260.28%9.09%15.15%6.28%4.76%4.89%0.63%3.21%1.80%---
2025-------1.07%-2.99%1.07%0.95%1.26%1.02%

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Performance and Valuation Metrics

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Metrics
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
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Leverage & Debt
Interest Coverage TTM
-0.93
-0.97
-1.01
-
-
-
Per Share Metrics
Diluted EPS TTM
0.18
0.09
0.01
-
-
-
Free Cash Flow Per Share TTM
0.69
0.63
0.43
-
-
-
Dividend Per Share TTM
0.00
0.00
0.00
-
-
-
Margin Metrics
Gross Profit Margin TTM
46.56%
44.72%
42.57%
-
-
-
Operating Profit Margin TTM
3.16%
1.28%
-0.39%
-
-
-
Net Profit Margin TTM
2.79%
1.40%
0.16%
-
-
-
Valuation Metrics
P/E TTM
69.96
118.79
972.89
-
-
-
P/B TTM
0.96
0.79
0.73
0.72
-
-
P/S TTM
1.95
1.66
1.57
-
-
-
Market Cap
113.96M
93.73M
85.61M
82.77M
-
-
Enterprise Value
60.01M
38.94M
27.90M
27.52M
-
-
Calculated Values
Free Cash Flow TTM
6.16M
5.65M
3.82M
-
-
-
Net Debt
-53.95M
-54.79M
-57.72M
-55.24M
-66.62M
-41.55M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-26Purchase
Owner: Merritt, Edward J
Title: -
Shares: 915
Price/Share: $12.76
Value: $11,675.40
Shares Owned: 20,915
Relationship: Director
Ownership: Indirect
2026-05-21Purchase
Owner: Carroll, John A
Title: President & CEO
Shares: 50
Price/Share: $12.75
Value: $637.50
Shares Owned: 50
Relationship: Director,Officer
Ownership: Indirect
2026-05-07Purchase
Owner: Snow, John Ingalls Iii
Title: -
Shares: 1,725
Price/Share: $12.78
Value: $22,045.50
Shares Owned: 19,735
Relationship: Director
Ownership: Direct
2026-05-05Purchase
Owner: Snow, John Ingalls Iii
Title: -
Shares: 6,110
Price/Share: $12.87
Value: $78,635.70
Shares Owned: 18,610
Relationship: Director
Ownership: Direct
2026-05-01Purchase
Owner: Boodakian, Stephen Harry
Title: -
Shares: 2,500
Price/Share: $12.93
Value: $32,325.00
Shares Owned: 2,500
Relationship: Director
Ownership: Indirect

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Institutional Ownership

No data available for chart
2026-03-31
8.09%
Inst. Shares: 725,970
Shares Outstanding: 8,973,154
2025-12-31
7.78%
Inst. Shares: 697,435
Shares Outstanding: 8,969,031
2025-09-30
6.98%
Inst. Shares: 625,795
Shares Outstanding: 8,964,893
2025-06-30
6.07%
Inst. Shares: 560,972
Shares Outstanding: 9,247,571

Winchester Bancorp, Inc./MD/ (WSBK) — SEC Financial Statements & Analysis

Winchester Bancorp, Inc./MD/ (WSBK) is a savings institutions, not federally chartered company, incorporated in MD. Winchester Bancorp, Inc./MD/ trades on Nasdaq as: WSBK. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), Winchester Bancorp, Inc./MD/ reported a Gross Profit Margin of 46.56% (TTM), a Price-to-Sales (P/S) ratio of 1.95x (TTM), a Price-to-Book (P/B) ratio of 0.96x (TTM), at a market cap of $113.96M. Figures below are sourced from SEC EDGAR, as-filed.

Gross Profit Margin TTM
46.56%
P/S TTM
1.95x
P/B TTM
0.96x
Market Cap
$113.96M

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Winchester Bancorp, Inc./MD/ in?

Winchester Bancorp, Inc./MD/ (WSBK) operates in the Savings Institutions, Not Federally Chartered industry.

What is WSBK's market cap?

Winchester Bancorp, Inc./MD/ (WSBK) has a market capitalization of $113.96M as of 2026-03-31.

What is WSBK's P/E ratio?

Winchester Bancorp, Inc./MD/ (WSBK)'s trailing twelve month P/E ratio is 69.96x as of 2026-03-31.

What exchange does WSBK trade on?

Winchester Bancorp, Inc./MD/ (WSBK) trades on the Nasdaq.

Where is Winchester Bancorp, Inc./MD/ incorporated?

Winchester Bancorp, Inc./MD/ is incorporated in MD.

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