WTFC
WINTRUST FINANCIAL CORPCompany Information
- Company Name
- WINTRUST FINANCIAL CORP
- CIK
- CIK0001015328
- Category
- Large accelerated filer
- Ticker: Exchange
- WTFC: Nasdaq, WTFCN: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- WTFC
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-07-25
- Last sale
- 2026-08-13
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 47,785
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 63,563,945
- Shares outstanding
- 67,434,000
- Ownership
- 94.26%
Earnings Market Reaction
- Filing date
- 2026-08-05
- Price on filing date
- —
- 1-month reaction
- -4.94%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loans And Finance Receivables | 1,584 | 54,071 | 53,105 | 1,022 | 2,333 | 48,708 | 48,055 | 2,392 | 1,445 | 43,231 | 42,132 | 423 | ||||||
| Series D Preferred Stock | 0 | 0 | 0 | -5 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Series E Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Series F Preferred Stock | 0 | 0 | 425 | -425 | 425 | 0 | 0 | 0 | 0 | - | - | - | ||||||
Assets | ||||||||||||||||||
| Cash And Due From Banks | 596 | 544 | 468 | 565 | 696 | 616 | 452 | 725 | 415 | 380 | 423 | 418 | ||||||
| Federal Funds Sold And Securities Purchased Under Agreements To Resell | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 6 | 0 | 0 | 0 | 0 | ||||||
| Interest Bearing Deposits In Banks | 3,574 | 3,052 | 3,181 | 3,422 | 4,570 | 4,238 | 4,410 | 3,648 | 2,824 | 2,131 | 2,084 | 2,449 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 7,588 | 7,244 | 6,236 | 5,274 | 4,886 | 4,220 | 4,141 | 3,912 | 4,330 | 4,388 | 3,503 | 3,612 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 3,196 | 3,270 | 3,344 | 3,438 | 3,502 | 3,564 | 3,613 | 3,677 | 3,756 | 3,810 | 3,857 | 3,909 | ||||||
| Trading Securities Debt | - | - | 0 | 0 | 0 | 0 | 4 | 3 | 4 | 2 | 5 | 2 | ||||||
| Equity Securities Fv Ni | 66 | 64 | 64 | 63 | 274 | 270 | 215 | 125 | 112 | 120 | 139 | 134 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 295 | 292 | 292 | 283 | 282 | 282 | 281 | 267 | 256 | 225 | 205 | 204 | ||||||
| Receivables From Brokers Dealers And Clearing Organizations | - | - | 0 | 0 | 0 | 0 | 18 | 17 | 14 | 13 | 11 | 14 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 407 | 383 | 341 | 334 | 300 | 317 | 331 | 461 | 412 | 340 | 293 | 305 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 55,655 | 54,071 | 53,105 | 52,063 | 51,042 | 48,708 | 48,055 | 47,067 | 44,676 | 43,231 | 42,132 | 41,446 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -481 | -471 | -460 | -454 | -457 | -448 | -437 | -436 | -437 | -427 | -427 | -399 | ||||||
| Property Plant And Equipment Net | 779 | 778 | 782 | 775 | 776 | 777 | 779 | 772 | 722 | 745 | 749 | 748 | ||||||
| Net Investment In Lease | 364 | 363 | 361 | 301 | 290 | 280 | 278 | 270 | 275 | 284 | 281 | 275 | ||||||
| Interest Receivable And Other Assets | 1,666 | 1,597 | 1,618 | 1,615 | 1,610 | 1,598 | 1,739 | 1,721 | 1,671 | 1,580 | 1,552 | 1,675 | ||||||
| Goodwill | 797 | 798 | 798 | 798 | 798 | 797 | 797 | 801 | 656 | 656 | 657 | 656 | ||||||
| Intangible Assets Net Excluding Goodwill | 88 | 93 | 98 | 105 | 110 | 116 | 122 | 124 | 21 | 22 | 23 | 24 | ||||||
| Assets | 74,668 | 72,157 | 71,142 | 69,630 | 68,983 | 65,870 | 64,880 | 63,788 | 59,782 | 57,577 | 56,260 | 55,555 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 11,797 | 12,113 | 11,424 | 10,952 | 10,877 | 11,202 | 11,410 | 10,739 | 10,031 | 9,908 | 10,420 | 10,347 | ||||||
| Interest Bearing Deposit Liabilities | 49,345 | 46,801 | 46,293 | 45,759 | 44,940 | 42,368 | 41,102 | 40,666 | 38,018 | 36,541 | 34,977 | 34,646 | ||||||
| Deposits | 61,141 | 58,914 | 57,717 | 56,711 | 55,817 | 53,570 | 52,512 | 51,405 | 48,049 | 46,449 | 45,397 | 44,993 | ||||||
| Federal Home Loan Bank Advances Long Term | 3,451 | 3,451 | 3,451 | 3,151 | 3,151 | 3,151 | 3,151 | 3,171 | 3,176 | 2,677 | 2,326 | 2,326 | ||||||
| Other Borrowings | 371 | 341 | 478 | 579 | 625 | 529 | 535 | 647 | 607 | 575 | 646 | 644 | ||||||
| Subordinated Debt | 299 | 299 | 299 | 299 | 298 | 298 | 298 | 298 | 298 | 438 | 438 | 438 | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 254 | 254 | 254 | 254 | 254 | 254 | 254 | 254 | 254 | 254 | 254 | 254 | ||||||
| Accounts Payable And Other Accrued Liabilities | 1,628 | 1,521 | 1,685 | 1,590 | 1,573 | 1,467 | 1,785 | 1,614 | 1,861 | 1,748 | 1,800 | 1,886 | ||||||
| Liabilities | 67,143 | 64,779 | 63,883 | 62,584 | 61,758 | 59,270 | 58,535 | 57,389 | 54,245 | 52,141 | 50,860 | 50,540 | ||||||
| Common Stock Value | 68 | 68 | 67 | 67 | 67 | 67 | 67 | 67 | 62 | 62 | 61 | 61 | ||||||
| Additional Paid In Capital | 2,560 | 2,547 | 2,534 | 2,521 | 2,496 | 2,494 | 2,483 | 2,470 | 1,965 | 1,955 | 1,944 | 1,933 | ||||||
| Treasury Stock Common Value | -15 | -14 | -9 | -9 | -9 | -9 | -6 | -6 | -6 | -6 | -2 | -2 | ||||||
| Retained Earnings Accumulated Deficit | 4,908 | 4,720 | 4,538 | 4,356 | 4,201 | 4,046 | 3,897 | 3,749 | 3,616 | 3,498 | 3,345 | 3,253 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -421 | -367 | -296 | -315 | -366 | -410 | -508 | -292 | -512 | -485 | -361 | -643 | ||||||
| Stockholders Equity | 7,525 | 7,378 | 7,259 | 7,046 | 7,226 | 6,601 | 6,344 | 6,400 | 5,537 | 5,436 | 5,400 | 5,016 | ||||||
| Liabilities And Stockholders Equity | 74,668 | 72,157 | 71,142 | 69,630 | 68,983 | 65,870 | 64,880 | 63,788 | 59,782 | 57,577 | 56,260 | 55,555 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Held To Maturity Securities Fair Value | 2,635 | 2,703 | 2,785 | 2,861 | 2,869 | 2,923 | 2,911 | 3,122 | 3,060 | 3,112 | 3,215 | 3,058 | ||||||
| Preferred Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Preferred Stock Shares Issued | - | - | 0 | - | - | - | 5 | - | - | - | 5 | - | ||||||
| Preferred Stock Shares Outstanding | - | - | 0 | - | - | - | 5 | - | - | - | 5 | - | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 68 | 68 | 67 | 67 | 67 | 67 | 67 | 67 | 62 | 62 | 61 | 61 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialWINTRUST FINANCIAL CORP (WTFC) — SEC Financial Statements & Analysis
WINTRUST FINANCIAL CORP (WTFC) is a state commercial banks company, incorporated in IL. WINTRUST FINANCIAL CORP trades on Nasdaq as: WTFC, WTFCN. WINTRUST FINANCIAL CORP (WTFC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05. Based on that filing, WINTRUST FINANCIAL CORP carries a market cap of $10.80B, a P/E ratio of 12.82x, a P/B ratio of 1.44x, a P/S ratio of 2.84x, an enterprise value of $10.21B, and an EV/EBITDA multiple of 3.84x. On profitability, it posts a gross margin of 61.10%, an operating margin of 31.95%, a net margin of 22.11%, a Return on Equity (ROE) of 11.42%, and a Return on Invested Capital (ROIC) of 28.71%. Per share, it reports EPS of $12.49, diluted EPS of $12.33, free cash flow per share of $24.38, and a dividend per share of $2.66. Over the trailing year, it posted revenue growth of 4.94% year-over-year, net income growth of 18.31% year-over-year, and EPS growth of 17.42% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.78x, free cash flow of $1.64B (TTM), and net debt of $-595.86M. Figures sourced from SEC EDGAR.
- Market Cap
- $10.80B
- P/E TTM
- 12.82x
- EPS TTM
- $12.49
- P/B TTM
- 1.44x
- ROE TTM
- 11.42%
- Free Cash Flow TTM
- $1.64B
- Net Revenue TTM Growth 1Y
- 4.94%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is WINTRUST FINANCIAL CORP in?
WINTRUST FINANCIAL CORP (WTFC) operates in the State Commercial Banks industry.
What exchange does WTFC trade on?
WINTRUST FINANCIAL CORP (WTFC) trades on the Nasdaq.
Where is WINTRUST FINANCIAL CORP incorporated?
WINTRUST FINANCIAL CORP is incorporated in IL.
When was WINTRUST FINANCIAL CORP (WTFC)'s most recent SEC filing?
WINTRUST FINANCIAL CORP (WTFC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05.
What is WTFC's market cap?
WINTRUST FINANCIAL CORP (WTFC) has a market capitalization of $10.80B as of 2026-06-30.
What is WTFC's P/E ratio?
WINTRUST FINANCIAL CORP (WTFC)'s trailing twelve month P/E ratio is 12.82x as of 2026-06-30.
What is WTFC's EPS (earnings per share)?
WINTRUST FINANCIAL CORP (WTFC)'s trailing twelve month EPS is $12.49 as of 2026-06-30.
What is WTFC's ROE (return on equity)?
WINTRUST FINANCIAL CORP (WTFC)'s trailing twelve month Return on Equity (ROE) is 11.42% as of 2026-06-30.
What is WTFC's ROIC (return on invested capital)?
WINTRUST FINANCIAL CORP (WTFC)'s trailing twelve month Return on Invested Capital (ROIC) is 28.71% as of 2026-06-30.
What is WTFC's EV/EBITDA?
WINTRUST FINANCIAL CORP (WTFC)'s trailing twelve month EV/EBITDA is 3.84x as of 2026-06-30.