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ZION

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
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Company Information

Company Name
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
CIK
CIK0000109380
Category
Large accelerated filer
Ticker: Exchange
ZION: Nasdaq, ZIONP: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6021
SIC Description
National Commercial Banks
Ticker
ZION

SEC filing data through

Insider Sentiment

Last purchase
2026-02-24
Last sale
2026-08-04
Shares purchased (TTM)
4,500
Shares sold (TTM)
108,234.77
Buy ratio (TTM)4.0%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
116,678,675
Shares outstanding
146,117,000
Ownership
79.85%
+6.75% Y/Y

Earnings Market Reaction

Filing date
2026-08-06
Price on filing date
—
1-month reaction
-3.32%
3-month reaction
…
Drift continued6/11 (55%)
Faded / reversed5/11 (45%)
Export data

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks7936616837717808336511,114717709716700
Restricted Cash And Investments
Interest Bearing Deposits In Banks1,4181,7412,2022,3951,7811,9802,8501,2532,2761,6881,4881,704
Federal Funds Sold And Securities Purchased Under Agreements To Resell1,1231,0071,4201,0081,1409361,4539869368949371,427
Trading Securities3191046413418064356824594831
Marketable Securities--------19,57220,19920,73020,738
Debt Securities Available For Sale Excluding Accrued Interest9,2399,1849,2079,1709,1169,2239,0959,4959,4839,93110,30010,148
Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss-------9,85710,06510,209-10,559
Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss8,4778,6888,8679,0599,2729,4819,669---10,382-
Loans Receivable Held For Sale Net Not Part Of Disposal Group771402012151721127497112125341
Notes Receivable Net
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss62,48161,31260,91760,30260,83359,94159,41058,88458,41558,10957,77956,893
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest662667678679690697696694696699684681
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss61,81960,64560,23959,62360,14359,24458,71458,19057,71957,41057,09556,212
Other Investments1,0619941,0761,0981,1821,0451,020946987922950929
Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization1,3561,3561,3631,3581,3611,3621,3661,3721,3831,3961,4001,410
Intangible Assets Net Including Goodwill1,0861,0891,0911,0941,0961,1041,0521,0531,0551,0571,0591,060
Other Real Estate And Foreclosed Assets6145552154667
Other Assets2,2672,3342,5722,6032,6652,6062,7952,5962,8452,7672,7693,041
Assets89,04187,95788,99088,53388,89387,99288,77587,03287,60687,06087,20387,269
Deposits
Noninterest Bearing Deposit Liabilities26,23327,08125,82326,13325,41324,79224,70424,97324,73125,13726,24426,733
Interest Bearing Deposit Liabilities
Deposits Savings Deposits-------39,24238,59638,879-37,090
Time Deposits9,7189,6619,90710,05610,13311,04011,48211,50310,44310,2219,99611,576
Deposits76,60876,90775,64474,87873,80075,69276,22375,71873,77074,23774,96175,399
Federal Funds Purchased And Securities Sold Under Agreements To Repurchase1,2193823,1043,7576,0723,4763,8322,9195,6514,8954,3794,346
Long Term Debt And Capital Lease Obligations1,9561,9631,4721,473970964950548546544542540
Off Balance Sheet Credit Loss Liability454646464246454230374557
Other Liabilities1,5321,3631,5441,5141,4131,4871,6011,4201,5841,5181,5851,612
Liabilities81,36080,66181,81081,66882,29781,66582,65180,64781,58181,23181,51281,954
Preferred Stock Value66666666666666440440440440440
Additional Paid In Capital---------1,7051,7311,726
Common Stocks Including Additional Paid In Capital1,6021,6691,7261,7211,7131,7061,7371,7171,713-1,731-
Retained Earnings Accumulated Deficit7,8807,4967,3297,1346,9816,8056,7016,5646,4216,2936,2126,157
Accumulated Other Comprehensive Income Loss Net Of Tax-1,867-1,935-1,941-2,056-2,164-2,250-2,380-2,336-2,549-2,609-2,692-3,008
Stockholders Equity7,6817,2967,1806,8656,5966,3276,1246,3856,0255,8295,6915,315
Liabilities And Stockholders Equity89,04187,95788,99088,53388,89387,99288,77587,03287,60687,06087,20387,269
Marketable Securities
Held To Maturity Securities Fair Value8,4408,6968,9409,1069,2299,4009,38210,0249,89110,10510,46610,049
Loans Held For Sale Fair Value Disclosure-577112610062255858-43-
Stockholders Equity
Preferred Stock Shares Authorized444444444444
Common Stock Par Or Stated Value Per Share0.000.000.000.000.000.000.000.000.000.000.000.00
Common Stock Shares Authorized350350350350350350350350350350350350
Common Stock Shares Issued146147148148148148148148148148148148
Shares Outstanding146147148148148148148148148148148148

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ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION) — SEC Financial Statements & Analysis

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION) is a national commercial banks company, incorporated in UT. ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ trades on Nasdaq as: ZION, ZIONP. ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ carries a market cap of $10.04B, a P/E ratio of 8.58x, a P/B ratio of 1.31x, a P/S ratio of 2.44x, an enterprise value of $11.21B, and an EV/EBITDA multiple of -10.39x. On profitability, it posts a gross margin of 65.39%, an operating margin of 0.00%, a net margin of 28.40%, a Return on Equity (ROE) of 16.39%, and a Return on Invested Capital (ROIC) of -11.79%. Per share, it reports EPS of $8.01, diluted EPS of $8.00, free cash flow per share of $11.50, and a dividend per share of $1.86. Over the trailing year, it posted revenue growth of -2.94% year-over-year, net income growth of 44.98% year-over-year, and EPS growth of 45.90% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.44x, free cash flow of $1.68B (TTM), and net debt of $1.16B. Figures sourced from SEC EDGAR.

Market Cap
$10.04B
P/E TTM
8.58x
EPS TTM
$8.01
P/B TTM
1.31x
ROE TTM
16.39%
Free Cash Flow TTM
$1.68B
Net Revenue TTM Growth 1Y
-2.94%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ in?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION) operates in the National Commercial Banks industry.

What exchange does ZION trade on?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION) trades on the Nasdaq.

Where is ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ incorporated?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ is incorporated in UT.

When was ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)'s most recent SEC filing?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.

What is ZION's market cap?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION) has a market capitalization of $10.04B as of 2026-06-30.

What is ZION's P/E ratio?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)'s trailing twelve month P/E ratio is 8.58x as of 2026-06-30.

What is ZION's EPS (earnings per share)?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)'s trailing twelve month EPS is $8.01 as of 2026-06-30.

What is ZION's ROE (return on equity)?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)'s trailing twelve month Return on Equity (ROE) is 16.39% as of 2026-06-30.

What is ZION's ROIC (return on invested capital)?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)'s trailing twelve month Return on Invested Capital (ROIC) is -11.79% as of 2026-06-30.

What is ZION's EV/EBITDA?

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)'s trailing twelve month EV/EBITDA is -10.39x as of 2026-06-30.

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